Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Hammond, Ontario

For one person, living is cheaper in Hammond, Ontario: $2,217 a month against $2,663 in Austin, TX, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
108

Cost of Living Index in Hammond, Ontario
Learn more

Hammond, Ontario Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Hammond, Ontario

🇨🇦 Canada

$2,217

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Hammond, Ontario

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Hammond, Ontario actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,217 in Hammond, Ontario.

Austin, TX $2,663
Hammond, Ontario $2,217

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,235 in Hammond, Ontario.

Austin, TX $4,133
Hammond, Ontario $3,235

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,254 in Hammond, Ontario.

Austin, TX $5,603
Hammond, Ontario $4,254

Living in Austin, TX is roughly 20% more expensive than in Hammond, Ontario, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Hammond, Ontario 64% above.

Meal at Budget Restaurant

$20.77 $20.77

$18.34 CA$25.93

13.25%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$72.8 CA$103

16.16%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.63 CA$15.03

15.90%

Cappuccino

$5.63 $5.63

$3.15 CA$4.45

78.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.86 CA$2.62

100.00%

Water (0.33 liter bottle)

$2.50 $2.50

$1.54 CA$2.17

62.34%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.11 CA$7.22

57.53%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.76 CA$8.14

56.42%

Milk (1 liter)

$1.12 $1.12

$1.99 CA$2.81

-43.72%

White Bread (500g)

$3.75 $3.75

$2.54 CA$3.59

47.64%

Rice (white) (1kg)

$3.26 $3.26

$3.19 CA$4.52

2.19%

Eggs

$4.17 $4.17

$3.36 CA$4.76

24.11%

Local Cheese (1kg)

$12.90 $12.90

$10.01 CA$14.15

28.87%

Chicken Fillets (1kg)

$14.16 $14.16

$11.22 CA$15.85

26.20%

Beef Round Steak (1kg)

$16.22 $16.22

$14.46 CA$20.44

12.17%

Apples (1kg)

$4.33 $4.33

$3.71 CA$5.24

16.71%

Banana (1kg)

$1.46 $1.46

$1.33 CA$1.88

9.77%

Oranges (1kg)

$4.51 $4.51

$3.60 CA$5.09

25.28%

Tomato (1kg)

$4.34 $4.34

$3.65 CA$5.16

18.90%

Potato (1kg)

$2.58 $2.58

$2.52 CA$3.57

2.38%

Onion (1kg)

$2.35 $2.35

$2.21 CA$3.12

6.33%

Lettuce (1 head)

$1.78 $1.78

$2.46 CA$3.47

-27.64%

Water (1.5 liter bottle)

$2.22 $2.22

$1.64 CA$2.31

35.37%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$14.93 CA$21.11

-33.82%

Wine (Bottle)

$15.08 $15.08

$12.65 CA$17.89

19.21%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.22 CA$3.13

31.53%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.85 CA$4.03

21.40%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.42 CA$3.43

-38.43%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$57.5 CA$81.3

-27.47%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.72 CA$3.85

0.37%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.39 CA$1.96

19.42%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$25.23 CA$35.67

39.91%

Gasoline (1 liter)

$0.95 $0.95

$1.25 CA$1.77

-24.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$31.1K CA$44.0K

15.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$18.0K CA$25.5K

50.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$136 CA$193

68.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$38.56 CA$54.5

54.02%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$53.4 CA$75.5

30.87%

Gym Membership (Monthly)

$57.2 $57.2

$45.57 CA$64.4

25.61%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$20.40 CA$28.84

-19.95%

Cinema Ticket

$14.28 $14.28

$10.60 CA$14.98

34.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$689 CA$975

118.41%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$13.0K CA$18.4K

64.73%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$51.9 CA$73.4

1.75%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$37.96 CA$53.7

15.44%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$83.3 CA$118

1.81%

Men's Leather Business Shoes

$103 $103

$102 CA$144

0.92%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,237 CA$1,749

54.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,110 CA$1,570

14.75%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,953 CA$2,761

87.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,705 CA$2,411

48.85%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,470 CA$6,319

70.34%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,911 CA$5,529

-19.28%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,558 CA$3,617

100.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.66

45.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Hammond, Ontario: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Hammond, Ontario

$1.1K 50.1% 12.9% $164

Groceries & Markets

Austin, TX

$405 15.2%

Hammond, Ontario

$344 15.5% 15% $61

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Hammond, Ontario

$228 10.3% 36.3% $130

Eating Out

Austin, TX

$354 13.3%

Hammond, Ontario

$267 12.1% 24.5% $87

Clothing & Footwear

Austin, TX

$128 4.8%

Hammond, Ontario

$124 5.6% 3.2% $4.2

Sport & Entertainment

Austin, TX

$86 3.2%

Hammond, Ontario

$67 3% 22.2% $19

Getting Around

Austin, TX

$59 2.2%

Hammond, Ontario

$77 3.5% 31% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,237 in Hammond, Ontario. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 100% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $73.0 in Hammond, Ontario for a mid-range dinner for two. Groceries echo the gap at $405 vs $344 per month, with Hammond, Ontario cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇨🇦 Hammond, Ontario

🕒 Local time

07:46 7:46 AM

08:46 8:46 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Hammond, Ontario 2,580 km ≈ 3 h 45 min nonstop flight

From you

Austin, TX
Hammond, Ontario

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Hammond, Ontario: Cost of Living - Frequently Asked Questions

Hammond, Ontario wins on cost – living expenses run 20% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Hammond, Ontario the obvious pick if budget is a priority.

Average pay runs 100% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,237 in Hammond, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,217 in Hammond, Ontario – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Hammond, Ontario runs roughly 38% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,217 in Hammond, Ontario versus $2,663 in Austin, TX, a $2,000 budget is realistic in Hammond, Ontario but tight or insufficient in Austin, TX. The gap between the two cities makes Hammond, Ontario the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Hammond, Ontario are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hammond, Ontario gentler on the wallet – expenses run 20% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.