Last update: Oct 2026

Cost of Living Comparison Between Hamburg and Hamm

For one person, living is cheaper in Hamm: $1,475 a month against $2,332 in Hamburg, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
71

Cost of Living Index in Hamm
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Hamm Living Index

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Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Hamm

🇩🇪 Germany

$1,475

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Hamm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Hamm actually costs, broken down by who's living it.

A single person spends $2,332 per month in Hamburg vs $1,475 in Hamm, rent included.

Hamburg $2,332
Hamm $1,475

A couple spends around $3,481 per month in Hamburg vs $2,214 in Hamm, rent included.

Hamburg $3,481
Hamm $2,214

A family of three spends $4,631 per month in Hamburg vs $2,954 in Hamm, rent included.

Hamburg $4,631
Hamm $2,954

Hamburg costs about 58% more than Hamm, and outside of rent the biggest gap is in eating out.

Both Hamburg and Hamm sit above the global median – Hamburg by 71%, Hamm by 8%.

Meal at Budget Restaurant

$17.03 €15.25

$13.36 €11.96

27.47%

Three-Course Dinner for Two, Mid-Range

$73.6 €65.9

$67.1 €60.1

9.67%

Fast Food Meal (McDonalds, etc)

$13.65 €12.23

$17.82 €15.96

-23.40%

Cappuccino

$4.67 €4.18

$4.35 €3.89

7.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.74

$2.71 €2.42

54.24%

Water (0.33 liter bottle)

$3.24 €2.90

$2.38 €2.13

36.13%

Local Beer (0.5 liter draught)

$5.96 €5.34

$2.77 €2.48

115.16%

Imported Beer (0.33 liter bottle)

$4.98 €4.46

$4.01 €3.59

24.19%

Milk (1 liter)

$1.20 €1.07

$1.25 €1.12

-4.00%

White Bread (500g)

$2.60 €2.33

$2.02 €1.81

28.71%

Rice (white) (1kg)

$2.79 €2.50

$3.80 €3.40

-26.58%

Eggs

$4.24 €3.80

$3.39 €3.03

25.07%

Local Cheese (1kg)

$12.36 €11.07

$14.53 €13.01

-14.93%

Chicken Fillets (1kg)

$12.02 €10.77

$10.39 €9.31

15.69%

Beef Round Steak (1kg)

$18.94 €16.96

$24.98 €22.37

-24.18%

Apples (1kg)

$3.24 €2.90

$3.42 €3.06

-5.26%

Banana (1kg)

$2.33 €2.09

$2.24 €2.01

4.02%

Oranges (1kg)

$2.95 €2.64

$2.30 €2.06

28.26%

Tomato (1kg)

$4.12 €3.69

$4.15 €3.71

-0.72%

Potato (1kg)

$1.83 €1.63

$1.46 €1.31

25.34%

Onion (1kg)

$1.75 €1.56

$1.20 €1.08

45.83%

Lettuce (1 head)

$1.73 €1.55

$1.79 €1.60

-3.35%

Water (1.5 liter bottle)

$1.17 €1.05

$1.06 €0.95

10.38%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 €9.01

$8.95 €8.02

12.51%

Wine (Bottle)

$6.61 €5.92

$6.55 €5.87

0.92%

Local Beer (0.5 liter bottle)

$1.13 €1.02

$1.07 €0.96

5.61%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.40 €1.25

7.14%

One-way Ticket (Public Transport)

$4.43 €3.97

$3.20 €2.87

38.44%

Public Transport Monthly Pass (Regular Price)

$69.4 €62.2

$61.3 €54.9

13.32%

Taxi Start (Normal Tariff)

$6.79 €6.08

$5.05 €4.52

34.46%

Taxi (Normal Tariff) (1km)

$2.98 €2.67

$2.22 €1.99

34.23%

Taxi 1hour Waiting (Normal Tariff)

$41.72 €37.37

$33.01 €29.56

26.39%

Gasoline (1 liter)

$2.29 €2.05

$2.15 €1.93

6.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.5K

$32.2K €28.9K

2.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €34.9K

$37.3K €33.4K

4.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$383 €343

$465 €416

-17.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.47 €17.44

$25.78 €23.08

-24.48%

Internet (50+ Mbps, Unlimited Data)

$38.79 €34.74

$40.16 €35.96

-3.41%

Gym Membership (Monthly)

$42.26 €37.84

$28.47 €25.50

48.44%

Tennis Court (1 Hour on Weekend)

$28.37 €25.41

Cinema Ticket

$15.46 €13.84

$13.25 €11.86

16.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 €450

$169 €151

197.13%

International Primary School, 1 Child (Yearly)

$13.8K €12.3K

$25.7K €23.0K

-46.45%

Jeans (Levis 501 Or Similar)

$86.6 €77.5

$97.9 €87.6

-11.55%

Summer Dress (H&M, Zara, etc)

$36.18 €32.40

$48.25 €43.21

-25.02%

Sport Shoes (Adidas, Nike)

$101 €90.1

$111 €99.2

-9.20%

Men's Leather Business Shoes

$117 €105

$197 €177

-40.53%

1-bedroom Apartment, City Center (Monthly)

$1,212 €1,085

1-bedroom Apartment, Outside City Center (Monthly)

$919 €823

3-bedroom Apartment, City Center (Monthly)

$2,155 €1,930

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,493

Buy Apartment in City Center (m2)

$9,358 €8,381

Buy Apartment Outside City Center (m2)

$5,163 €4,624

Average Monthly Net Salary (After Tax)

$3,622 €3,244

$2,082 €1,865

73.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

3.96

-6.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 26, 2026

Last update for Hamm: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$919 39.4%

Hamm

- * 0% 100%

Monthly Utilities & Internet

Hamburg

$441 18.9%

Hamm

$531 36% 20.3% $89

Groceries & Markets

Hamburg

$335 14.3%

Hamm

$340 23.1% 1.7% $5.8

Eating Out

Hamburg

$303 13%

Hamm

$255 17.3% 15.9% $48

Clothing & Footwear

Hamburg

$153 6.6%

Hamm

$204 13.9% 33.3% $51

Getting Around

Hamburg

$109 4.7%

Hamm

$90 6.1% 17.1% $19

Sport & Entertainment

Hamburg

$73 3.1%

Hamm

$55 3.7% 24.9% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 74% higher in Hamburg. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Hamburg versus $67 in Hamm. Groceries tell a different story – $335 in Hamburg vs $340 in Hamm – so Hamburg wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Hamburg

🇩🇪 Hamm

🕒 Local time

20:38 8:38 PM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

180,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Hamm: Cost of Living - Frequently Asked Questions

Hamburg costs about 58% more than Hamm, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,499 per month in Hamburg and $2,213 in Hamm. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,332 in Hamburg and $1,475 in Hamm. That makes Hamm about 37% cheaper.

Kindergarten costs $502 per month in Hamburg and $169 in Hamm. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Hamm, where all-in costs run around $1,475, than in Hamburg at $2,332. In Hamm it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamburg has an edge in some lifestyle areas, with costs from $1,475 in Hamm to $2,332 in Hamburg. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Hamm. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.