Cost of Living Comparison Between Hamburg and Hamm Cost of Living Comparison Between Hamburg and Hamm

Monthly Cost of Living

A single person spends $2,453 per month in Hamburg vs $1,909 in Hamm, rent included.

A couple spends around $3,776 per month in Hamburg vs $2,914 in Hamm, rent included.

A family of three spends $5,099 per month in Hamburg vs $3,919 in Hamm, rent included.

Hamburg costs about 28% more than Hamm, driven mainly by Eating Out.

Both Hamburg and Hamm sit above the global median – Hamburg by 84%, Hamm by 43%.

Meal at Budget Restaurant

$19.89 €17.34

$15.02 €13.09

32.42%

Three-Course Dinner for Two, Mid-Range

$93.0 €81.1

$58.5 €51.0

59.09%

Fast Food Meal (McDonalds, etc)

$14.12 €12.31

$10.82 €9.43

30.50%

Cappuccino

$4.64 €4.04

$4.54 €3.95

2.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.58 €3.12

$2.24 €1.96

59.82%

Water (0.33 liter bottle)

$3.10 €2.70

$2.86 €2.49

8.39%

Local Beer (0.5 liter draught)

$5.92 €5.16

$4.74 €4.13

24.89%

Imported Beer (0.33 liter bottle)

$5.55 €4.84

$3.85 €3.36

44.16%

Milk (1 liter)

$1.42 €1.24

$1.24 €1.08

14.52%

White Bread (500g)

$2.17 €1.89

$2.38 €2.08

-8.82%

Rice (white) (1kg)

$3.42 €2.98

$3.84 €3.35

-10.94%

Eggs

$3.72 €3.24

Local Cheese (1kg)

$14.25 €12.42

$14.81 €12.92

-3.78%

Chicken Fillets (1kg)

$13.26 €11.56

$13.29 €11.58

-0.23%

Beef Round Steak (1kg)

$21.35 €18.61

$21.31 €18.58

0.19%

Apples (1kg)

$3.37 €2.94

$3.18 €2.77

5.97%

Banana (1kg)

$2.15 €1.87

$1.75 €1.52

22.86%

Oranges (1kg)

$2.32 €2.02

$2.17 €1.89

6.91%

Tomato (1kg)

$4.63 €4.04

$5.15 €4.49

-10.10%

Potato (1kg)

$1.63 €1.42

$1.32 €1.15

23.48%

Onion (1kg)

$1.56 €1.36

$1.42 €1.24

9.86%

Lettuce (1 head)

$2.06 €1.80

$1.71 €1.49

20.47%

Water (1.5 liter bottle)

$1.05 €0.91

$1.03 €0.90

1.94%

Cigarettes 20 Pack (Marlboro, Camel)

$9.59 €8.36

$9.34 €8.14

2.68%

Wine (Bottle)

$6.36 €5.55

$6.92 €6.03

-8.09%

Local Beer (0.5 liter bottle)

$1.09 €0.95

$0.99 €0.86

10.10%

Imported Beer (0.33 liter bottle)

$1.59 €1.39

$1.78 €1.55

-10.67%

One-way Ticket (Public Transport)

$4.02 €3.51

$3.19 €2.79

26.02%

Public Transport Monthly Pass (Regular Price)

$66.4 €57.9

$62.8 €54.7

5.88%

Taxi Start (Normal Tariff)

$6.98 €6.08

$5.73 €5.00

21.82%

Taxi (Normal Tariff) (1km)

$2.78 €2.42

$2.59 €2.26

7.34%

Taxi 1hour Waiting (Normal Tariff)

$43.41 €37.85

$34.70 €30.25

25.10%

Gasoline (1 liter)

$2.04 €1.78

$1.97 €1.72

3.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K €27.6K

$31.5K €27.5K

0.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K €34.4K

$39.1K €34.1K

0.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$374 €326

$206 €179

81.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.63 €18.85

$28.05 €24.46

-22.89%

Internet (50+ Mbps, Unlimited Data)

$38.40 €33.48

$53.0 €46.19

-27.52%

Gym Membership (Monthly)

$47.20 €41.15

$39.75 €34.66

18.74%

Tennis Court (1 Hour on Weekend)

$24.12 €21.03

$22.84 €19.92

5.60%

Cinema Ticket

$15.99 €13.94

$15.32 €13.36

4.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$260 €227

$402 €351

-35.41%

International Primary School, 1 Child (Yearly)

$26.9K €23.5K

$11.6K €10.1K

131.29%

Jeans (Levis 501 Or Similar)

$92.7 €80.8

$91.0 €79.4

1.83%

Summer Dress (H&M, Zara, etc)

$58.7 €51.2

$40.63 €35.42

44.40%

Sport Shoes (Adidas, Nike)

$123 €107

$87.1 €75.9

41.20%

Men's Leather Business Shoes

$185 €161

$127 €111

45.40%

1-bedroom Apartment, City Center (Monthly)

$1,397 €1,218

$825 €719

69.29%

1-bedroom Apartment, Outside City Center (Monthly)

$957 €834

$661 €576

44.71%

3-bedroom Apartment, City Center (Monthly)

$2,392 €2,086

$1,537 €1,340

55.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,806 €1,574

$1,236 €1,078

46.08%

Buy Apartment in City Center (m2)

$9,932 €8,659

Buy Apartment Outside City Center (m2)

$5,263 €4,589

Average Monthly Net Salary (After Tax)

$3,514 €3,064

$2,109 €1,839

66.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.9

3.96

-1.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: July 26, 2026

Last update for Hamm: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,397 in Hamburg versus $825 in Hamm. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 67% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $93.0 in Hamburg versus $58.0 in Hamm. Groceries tell a different story – $350 in Hamburg vs $350 in Hamm – so Hamburg wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Hamm: Cost of Living - Frequently Asked Questions

Hamburg costs about 28% more than Hamm, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,679 per month in Hamburg and $2,864 in Hamm. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hamm, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,453 in Hamburg and $1,909 in Hamm. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 6% less in Hamm. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Hamm, where all-in costs run around $1,909, than in Hamburg at $2,453. In Hamm it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hamm costs $1,909 versus $2,453 in Hamburg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hamm. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.