Cost of Living Comparison Between Hamburg and Hamm Cost of Living Comparison Between Hamburg and Hamm

Monthly Cost of Living

A single person spends $2,379 per month in Hamburg vs $1,493 in Hamm, rent included.

A couple spends around $3,568 per month in Hamburg vs $2,243 in Hamm, rent included.

A family of three spends $4,757 per month in Hamburg vs $2,994 in Hamm, rent included.

Hamburg costs about 59% more than Hamm, driven mainly by Clothing & Footwear.

Both Hamburg and Hamm sit above the global median – Hamburg by 74%, Hamm by 9%.

Meal at Budget Restaurant

$17.00 €14.73

$13.76 €11.93

23.55%

Three-Course Dinner for Two, Mid-Range

$70.5 €61.1

$70.0 €60.6

0.73%

Fast Food Meal (McDonalds, etc)

$13.90 €12.05

$18.70 €16.20

-25.67%

Cappuccino

$4.80 €4.16

$4.69 €4.06

2.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.16 €3.61

$2.81 €2.44

48.04%

Water (0.33 liter bottle)

$3.43 €2.97

$2.57 €2.23

33.46%

Local Beer (0.5 liter draught)

$5.88 €5.10

$2.96 €2.56

98.65%

Imported Beer (0.33 liter bottle)

$4.92 €4.27

$4.03 €3.49

22.08%

Milk (1 liter)

$1.24 €1.08

$1.27 €1.10

-2.36%

White Bread (500g)

$2.43 €2.10

$2.08 €1.80

16.83%

Rice (white) (1kg)

$3.13 €2.71

$3.98 €3.45

-21.36%

Eggs

$4.37 €3.78

$3.62 €3.13

20.72%

Local Cheese (1kg)

$12.80 €11.09

$14.62 €12.67

-12.45%

Chicken Fillets (1kg)

$12.49 €10.82

$10.93 €9.47

14.27%

Beef Round Steak (1kg)

$19.81 €17.17

$26.35 €22.84

-24.82%

Apples (1kg)

$3.33 €2.88

$3.51 €3.04

-5.13%

Banana (1kg)

$2.41 €2.09

$2.29 €1.99

5.24%

Oranges (1kg)

$3.14 €2.72

$2.35 €2.04

33.62%

Tomato (1kg)

$4.13 €3.58

$4.26 €3.69

-3.05%

Potato (1kg)

$1.92 €1.67

$1.52 €1.31

26.32%

Onion (1kg)

$1.90 €1.65

$1.25 €1.08

52.00%

Lettuce (1 head)

$1.78 €1.54

$1.79 €1.55

-0.56%

Water (1.5 liter bottle)

$1.22 €1.06

$1.03 €0.89

18.45%

Cigarettes 20 Pack (Marlboro, Camel)

$10.31 €8.94

$9.46 €8.19

8.99%

Wine (Bottle)

$5.71 €4.95

$7.05 €6.11

-19.01%

Local Beer (0.5 liter bottle)

$1.21 €1.04

$1.09 €0.94

11.01%

Imported Beer (0.33 liter bottle)

$1.41 €1.22

$1.39 €1.20

1.44%

One-way Ticket (Public Transport)

$4.45 €3.86

$3.22 €2.79

38.20%

Public Transport Monthly Pass (Regular Price)

$73.6 €63.8

$61.3 €53.1

20.15%

Taxi Start (Normal Tariff)

$7.10 €6.16

$5.12 €4.44

38.67%

Taxi (Normal Tariff) (1km)

$3.09 €2.68

$2.29 €1.99

34.93%

Taxi 1hour Waiting (Normal Tariff)

$43.30 €37.52

$34.43 €29.83

25.76%

Gasoline (1 liter)

$2.33 €2.02

$2.19 €1.90

6.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.5K

$33.4K €28.9K

2.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.5K €35.1K

$40.0K €34.7K

1.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$386 €335

$470 €408

-17.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.66 €17.90

$26.04 €22.56

-20.66%

Internet (50+ Mbps, Unlimited Data)

$40.09 €34.74

$42.76 €37.05

-6.24%

Gym Membership (Monthly)

$44.73 €38.76

$28.69 €24.87

55.91%

Tennis Court (1 Hour on Weekend)

$29.18 €25.29

Cinema Ticket

$16.13 €13.98

$13.75 €11.92

17.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$517 €448

$172 €149

201.16%

International Primary School, 1 Child (Yearly)

$14.2K €12.3K

$26.1K €22.6K

-45.60%

Jeans (Levis 501 Or Similar)

$83.8 €72.6

$100 €86.9

-16.51%

Summer Dress (H&M, Zara, etc)

$43.32 €37.54

$50.9 €44.10

-14.86%

Sport Shoes (Adidas, Nike)

$98.0 €84.9

$115 €99.6

-14.72%

Men's Leather Business Shoes

$117 €101

$199 €173

-41.41%

1-bedroom Apartment, City Center (Monthly)

$1,364 €1,182

1-bedroom Apartment, Outside City Center (Monthly)

$982 €851

3-bedroom Apartment, City Center (Monthly)

$2,381 €2,063

3-bedroom Apartment, Outside City Center (Monthly)

$1,705 €1,477

Buy Apartment in City Center (m2)

$9,783 €8,478

Buy Apartment Outside City Center (m2)

$5,278 €4,574

Average Monthly Net Salary (After Tax)

$3,765 €3,263

$2,102 €1,821

79.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.63

3.96

-8.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: September 12, 2026

Last update for Hamm: September 14, 2026

Cost Breakdown

Salaries run about 79% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Hamburg versus $70.0 in Hamm. Monthly groceries follow the same trend: $343 vs $352 – making Hamburg the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Hamm: Cost of Living - Frequently Asked Questions

Hamburg costs about 59% more than Hamm, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,568 per month in Hamburg and $2,239 in Hamm. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,379 in Hamburg and $1,493 in Hamm. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 20% less in Hamm. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Hamm, where all-in costs run around $1,493, than in Hamburg at $2,379. In Hamm it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hamm costs $1,493 versus $2,379 in Hamburg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hamm. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.