Last update: Oct 2026

Cost of Living Comparison Between Hamilton and Nadi

For one person, living is cheaper in Nadi: $1,386 a month against $1,647 in Hamilton, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

80

Cost of Living Index in Hamilton
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Hamilton Living Index
67

Cost of Living Index in Nadi
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Nadi Living Index

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Hamilton

🇳🇿 New Zealand

$1,647

/mo nomad

Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamilton and in Nadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamilton and in Nadi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,647 in Hamilton versus $1,386 in Nadi.

Hamilton $1,647
Nadi $1,386

Estimated couple costs with rent: $2,571 in Hamilton versus $2,044 in Nadi.

Hamilton $2,571
Nadi $2,044

Monthly costs for a family of three with rent: $3,496 in Hamilton versus $2,702 in Nadi.

Hamilton $3,496
Nadi $2,702

Living in Hamilton is roughly 19% more expensive than in Nadi, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Hamilton 22% above, Nadi 3% above.

Meal at Budget Restaurant

$11.78 NZ$20.83

$8.87 FJD 19.85

32.81%

Three-Course Dinner for Two, Mid-Range

$73.6 NZ$130

$36.73 FJD 82.2

100.25%

Fast Food Meal (McDonalds, etc)

$8.47 NZ$14.98

$9.00 FJD 20.16

-5.89%

Cappuccino

$3.32 NZ$5.86

$4.41 FJD 9.88

-24.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 NZ$3.99

$1.49 FJD 3.35

51.68%

Water (0.33 liter bottle)

$2.38 NZ$4.20

$1.28 FJD 2.86

85.94%

Local Beer (0.5 liter draught)

$6.24 NZ$11.04

$2.74 FJD 6.13

127.74%

Imported Beer (0.33 liter bottle)

$5.44 NZ$9.63

$4.55 FJD 10.19

19.56%

Milk (1 liter)

$1.46 NZ$2.59

$1.34 FJD 3.00

8.96%

White Bread (500g)

$1.25 NZ$2.20

$1.08 FJD 2.43

15.74%

Rice (white) (1kg)

$1.96 NZ$3.46

$1.31 FJD 2.93

49.62%

Eggs

$5.25 NZ$9.29

$3.12 FJD 6.99

68.27%

Local Cheese (1kg)

$5.56 NZ$9.84

$12.07 FJD 27.01

-53.94%

Chicken Fillets (1kg)

$7.32 NZ$12.95

$13.75 FJD 30.78

-46.76%

Beef Round Steak (1kg)

$11.83 NZ$20.92

$15.66 FJD 35.07

-24.46%

Apples (1kg)

$2.64 NZ$4.68

$2.94 FJD 6.57

-10.20%

Banana (1kg)

$2.29 NZ$4.05

$2.77 FJD 6.20

-17.33%

Oranges (1kg)

$3.22 NZ$5.70

$3.71 FJD 8.30

-13.21%

Tomato (1kg)

$6.30 NZ$11.14

Potato (1kg)

$1.97 NZ$3.48

$1.98 FJD 4.44

-0.51%

Onion (1kg)

$1.39 NZ$2.46

$1.98 FJD 4.44

-29.80%

Lettuce (1 head)

$2.56 NZ$4.52

$1.10 FJD 2.45

132.73%

Water (1.5 liter bottle)

$0.96 NZ$1.70

$0.96 FJD 2.15

Cigarettes 20 Pack (Marlboro, Camel)

$24.97 NZ$44.16

$9.46 FJD 21.19

163.95%

Wine (Bottle)

$10.71 NZ$18.95

$10.00 FJD 22.39

7.10%

Local Beer (0.5 liter bottle)

$3.88 NZ$6.87

$2.73 FJD 6.11

42.12%

Imported Beer (0.33 liter bottle)

$3.93 NZ$6.95

$3.41 FJD 7.63

15.25%

One-way Ticket (Public Transport)

$1.42 NZ$2.52

$0.70 FJD 1.57

102.86%

Public Transport Monthly Pass (Regular Price)

$40.33 NZ$71.3

Taxi Start (Normal Tariff)

$3.52 NZ$6.22

$1.14 FJD 2.55

208.77%

Taxi (Normal Tariff) (1km)

$0.42 FJD 0.94

Taxi 1hour Waiting (Normal Tariff)

$4.84 FJD 10.84

Gasoline (1 liter)

$1.70 NZ$3.01

$1.32 FJD 2.96

28.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K NZ$46.6K

$24.9K FJD 55.7K

5.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K NZ$40.9K

$22.3K FJD 50.0K

3.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.1 NZ$99.2

$65.8 FJD 147

-14.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.89 NZ$63.5

$17.97 FJD 40.23

99.72%

Internet (50+ Mbps, Unlimited Data)

$54.2 NZ$95.8

$23.26 FJD 52.1

132.85%

Gym Membership (Monthly)

$25.00 NZ$44.21

$37.21 FJD 83.3

-32.81%

Tennis Court (1 Hour on Weekend)

$28.03 NZ$49.58

Cinema Ticket

$13.86 NZ$24.52

$5.45 FJD 12.19

154.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$666 NZ$1,178

International Primary School, 1 Child (Yearly)

$22.4K NZ$39.6K

Jeans (Levis 501 Or Similar)

$60.8 NZ$108

$29.10 FJD 65.2

108.93%

Summer Dress (H&M, Zara, etc)

$37.29 NZ$65.9

$43.62 FJD 97.7

-14.51%

Sport Shoes (Adidas, Nike)

$92.0 NZ$163

$56.8 FJD 127

62.14%

Men's Leather Business Shoes

$104 NZ$183

$67.7 FJD 152

53.32%

1-bedroom Apartment, City Center (Monthly)

$1,082 NZ$1,913

$1,127 FJD 2,524

-4.02%

1-bedroom Apartment, Outside City Center (Monthly)

$751 NZ$1,327

$645 FJD 1,444

16.40%

3-bedroom Apartment, City Center (Monthly)

$1,488 NZ$2,632

$1,673 FJD 3,745

-11.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,309 NZ$2,314

$1,004 FJD 2,248

30.31%

Buy Apartment in City Center (m2)

$3,890 NZ$6,880

$679 FJD 1,521

472.80%

Buy Apartment Outside City Center (m2)

$4,506 NZ$7,969

$518 FJD 1,161

769.22%

Average Monthly Net Salary (After Tax)

$2,634 NZ$4,658

$806 FJD 1,805

226.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

7.25

-5.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 10, 2026

Last update for Nadi: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamilton

$751 45.6%

Nadi

$645 46.5% 14.1% $106

Groceries & Markets

Hamilton

$295 17.9%

Nadi

$306 * 22.1% 3.7% $11

Eating Out

Hamilton

$220 13.4%

Nadi

$185 13.3% 16% $35

Monthly Utilities & Internet

Hamilton

$146 8.9%

Nadi

$107 7.7% 26.7% $39

Clothing & Footwear

Hamilton

$132 8%

Nadi

$89 6.4% 32.9% $44

Sport & Entertainment

Hamilton

$53 3.2%

Nadi

$48 3.5% 8.8% $4.6

Getting Around

Hamilton

$50 * 3%

Nadi

$6 * 0.4% 87.8% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,082 in Hamilton and $1,127 in Nadi. Housing cost is often the main lever when comparing two cities.

Hamilton pays 227% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Hamilton vs $37.00 in Nadi. Groceries flip the comparison at $295 vs $306, with Hamilton cheaper for home cooking.

Good to know

🇳🇿 Hamilton

🇫🇯 Nadi

🕒 Local time

04:58 4:58 AM

03:58 3:58 AM

1 h behind Hamilton

🌤 Weather

👥 Population

169,500

50,000

💱 Currency

New Zealand Dollar NZD $

Fijian Dollar FJD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

Exchange rates and currency converter

FJD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Fijian Dollar exchange rates as of October 17, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

USD to NZD in detail →

On the map

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Between locations

Hamilton Nadi 2,230 km ≈ 3 h 15 min nonstop flight

From you

Hamilton
Nadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Nadi: Cost of Living - Frequently Asked Questions

Nadi is cheaper overall, especially in eating out, clothing, and utilities. The 19% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 227% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,082 in Hamilton versus $1,127 in Nadi. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Hamilton pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Nadi – a meal for two runs $37.00 versus $74.0 in Hamilton. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,386 in Nadi versus $1,647 in Hamilton, a $1,500 budget is realistic in Nadi but tight or insufficient in Hamilton. The gap between the two cities makes Nadi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamilton and Nadi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nadi gentler on the wallet – expenses run 19% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.