Last update: Oct 2026

Cost of Living Comparison Between Nadi and Hamilton

For one person, living is cheaper in Nadi: $1,386 a month against $1,647 in Hamilton, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Nadi
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Nadi Living Index
80

Cost of Living Index in Hamilton
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Hamilton Living Index

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Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Hamilton

🇳🇿 New Zealand

$1,647

/mo nomad

Monthly Cost of Living

How much you'll spend in Nadi and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nadi and in Hamilton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,386 in Nadi versus $1,647 in Hamilton.

Nadi $1,386
Hamilton $1,647

Estimated couple costs with rent: $2,044 in Nadi versus $2,571 in Hamilton.

Nadi $2,044
Hamilton $2,571

Monthly costs for a family of three with rent: $2,702 in Nadi versus $3,496 in Hamilton.

Nadi $2,702
Hamilton $3,496

Living in Nadi costs roughly 16% less than in Hamilton, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Nadi 3% above, Hamilton 22% above.

Meal at Budget Restaurant

$8.87 FJD 19.85

$11.78 NZ$20.83

-24.70%

Three-Course Dinner for Two, Mid-Range

$36.73 FJD 82.2

$73.6 NZ$130

-50.06%

Fast Food Meal (McDonalds, etc)

$9.00 FJD 20.16

$8.47 NZ$14.98

6.26%

Cappuccino

$4.41 FJD 9.88

$3.32 NZ$5.86

32.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 FJD 3.35

$2.26 NZ$3.99

-34.07%

Water (0.33 liter bottle)

$1.28 FJD 2.86

$2.38 NZ$4.20

-46.22%

Local Beer (0.5 liter draught)

$2.74 FJD 6.13

$6.24 NZ$11.04

-56.09%

Imported Beer (0.33 liter bottle)

$4.55 FJD 10.19

$5.44 NZ$9.63

-16.36%

Milk (1 liter)

$1.34 FJD 3.00

$1.46 NZ$2.59

-8.22%

White Bread (500g)

$1.08 FJD 2.43

$1.25 NZ$2.20

-13.60%

Rice (white) (1kg)

$1.31 FJD 2.93

$1.96 NZ$3.46

-33.16%

Eggs

$3.12 FJD 6.99

$5.25 NZ$9.29

-40.57%

Local Cheese (1kg)

$12.07 FJD 27.01

$5.56 NZ$9.84

117.09%

Chicken Fillets (1kg)

$13.75 FJD 30.78

$7.32 NZ$12.95

87.84%

Beef Round Steak (1kg)

$15.66 FJD 35.07

$11.83 NZ$20.92

32.38%

Apples (1kg)

$2.94 FJD 6.57

$2.64 NZ$4.68

11.36%

Banana (1kg)

$2.77 FJD 6.20

$2.29 NZ$4.05

20.96%

Oranges (1kg)

$3.71 FJD 8.30

$3.22 NZ$5.70

15.22%

Tomato (1kg)

$6.30 NZ$11.14

Potato (1kg)

$1.98 FJD 4.44

$1.97 NZ$3.48

0.51%

Onion (1kg)

$1.98 FJD 4.44

$1.39 NZ$2.46

42.45%

Lettuce (1 head)

$1.10 FJD 2.45

$2.56 NZ$4.52

-57.03%

Water (1.5 liter bottle)

$0.96 FJD 2.15

$0.96 NZ$1.70

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 FJD 21.19

$24.97 NZ$44.16

-62.11%

Wine (Bottle)

$10.00 FJD 22.39

$10.71 NZ$18.95

-6.63%

Local Beer (0.5 liter bottle)

$2.73 FJD 6.11

$3.88 NZ$6.87

-29.64%

Imported Beer (0.33 liter bottle)

$3.41 FJD 7.63

$3.93 NZ$6.95

-13.23%

One-way Ticket (Public Transport)

$0.70 FJD 1.57

$1.42 NZ$2.52

-50.70%

Public Transport Monthly Pass (Regular Price)

$40.33 NZ$71.3

Taxi Start (Normal Tariff)

$1.14 FJD 2.55

$3.52 NZ$6.22

-67.61%

Taxi (Normal Tariff) (1km)

$0.42 FJD 0.94

Taxi 1hour Waiting (Normal Tariff)

$4.84 FJD 10.84

Gasoline (1 liter)

$1.32 FJD 2.96

$1.70 NZ$3.01

-22.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K FJD 55.7K

$26.4K NZ$46.6K

-5.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K FJD 50.0K

$23.1K NZ$40.9K

-3.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.8 FJD 147

$56.1 NZ$99.2

17.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.97 FJD 40.23

$35.89 NZ$63.5

-49.93%

Internet (50+ Mbps, Unlimited Data)

$23.26 FJD 52.1

$54.2 NZ$95.8

-57.05%

Gym Membership (Monthly)

$37.21 FJD 83.3

$25.00 NZ$44.21

48.84%

Tennis Court (1 Hour on Weekend)

$28.03 NZ$49.58

Cinema Ticket

$5.45 FJD 12.19

$13.86 NZ$24.52

-60.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$666 NZ$1,178

International Primary School, 1 Child (Yearly)

$22.4K NZ$39.6K

Jeans (Levis 501 Or Similar)

$29.10 FJD 65.2

$60.8 NZ$108

-52.14%

Summer Dress (H&M, Zara, etc)

$43.62 FJD 97.7

$37.29 NZ$65.9

16.98%

Sport Shoes (Adidas, Nike)

$56.8 FJD 127

$92.0 NZ$163

-38.32%

Men's Leather Business Shoes

$67.7 FJD 152

$104 NZ$183

-34.78%

1-bedroom Apartment, City Center (Monthly)

$1,127 FJD 2,524

$1,082 NZ$1,913

4.19%

1-bedroom Apartment, Outside City Center (Monthly)

$645 FJD 1,444

$751 NZ$1,327

-14.09%

3-bedroom Apartment, City Center (Monthly)

$1,673 FJD 3,745

$1,488 NZ$2,632

12.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 FJD 2,248

$1,309 NZ$2,314

-23.26%

Buy Apartment in City Center (m2)

$679 FJD 1,521

$3,890 NZ$6,880

-82.54%

Buy Apartment Outside City Center (m2)

$518 FJD 1,161

$4,506 NZ$7,969

-88.50%

Average Monthly Net Salary (After Tax)

$806 FJD 1,805

$2,634 NZ$4,658

-69.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.25

6.83

6.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: October 10, 2026

Last update for Hamilton: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nadi

$645 46.5%

Hamilton

$751 45.6% 16.4% $106

Groceries & Markets

Nadi

$306 * 22.1%

Hamilton

$295 17.9% 3.6% $11

Eating Out

Nadi

$185 13.3%

Hamilton

$220 13.4% 19.1% $35

Monthly Utilities & Internet

Nadi

$107 7.7%

Hamilton

$146 8.9% 36.5% $39

Clothing & Footwear

Nadi

$89 6.4%

Hamilton

$132 8% 49.1% $44

Sport & Entertainment

Nadi

$48 3.5%

Hamilton

$53 3.2% 9.6% $4.6

Getting Around

Nadi

$6 * 0.4%

Hamilton

$50 * 3% 720% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Nadi and $1,082 in Hamilton. Housing cost is often the main lever when comparing two cities.

Hamilton pays 227% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Nadi vs $74.0 in Hamilton. Groceries flip the comparison at $306 vs $295, with Hamilton cheaper for home cooking.

Good to know

🇫🇯 Nadi

🇳🇿 Hamilton

🕒 Local time

11:15 11:15 AM

12:15 12:15 PM

1 h ahead of Nadi

🌤 Weather

👥 Population

50,000

169,500

💱 Currency

Fijian Dollar FJD $

New Zealand Dollar NZD $

📈 Exchange rate

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to FJD – Fijian Dollar Converter

🇺🇸 United States Dollar ($)

🇫🇯 Fijian Dollar ($)

Fijian Dollar exchange rates as of October 17, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to FJD in detail →

On the map

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Between locations

Nadi Hamilton 2,230 km ≈ 3 h 15 min nonstop flight

From you

Nadi
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nadi vs Hamilton: Cost of Living - Frequently Asked Questions

Nadi is cheaper overall, especially in eating out, clothing, and leisure. The 19% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 227% lower in Hamilton. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Nadi versus $1,082 in Hamilton. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Hamilton pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Nadi – a meal for two runs $37.00 versus $74.0 in Hamilton. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,386 in Nadi versus $1,647 in Hamilton, a $1,500 budget is realistic in Nadi but tight or insufficient in Hamilton. The gap between the two cities makes Nadi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nadi and Hamilton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nadi gentler on the wallet – expenses run 19% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.