Cost of Living Comparison Between Hamilton and Biella Cost of Living Comparison Between Hamilton and Biella

Monthly Cost of Living

Monthly costs for one person with rent: $1,850 in Hamilton versus $1,519 in Biella.

Estimated couple costs with rent: $2,919 in Hamilton versus $2,357 in Biella.

Monthly costs for a family of three with rent: $3,988 in Hamilton versus $3,195 in Biella.

Living in Hamilton is roughly 22% more expensive than in Biella, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Hamilton 39% above, Biella 14% above.

Meal at Budget Restaurant

$13.94 NZ$24.02

$15.41 €13.43

-9.54%

Three-Course Dinner for Two, Mid-Range

$84.0 NZ$145

$72.0 €62.7

16.75%

Fast Food Meal (McDonalds, etc)

$8.97 NZ$15.46

$11.01 €9.60

-18.53%

Cappuccino

$3.54 NZ$6.09

$1.61 €1.40

119.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 NZ$4.08

$3.48 €3.04

-31.90%

Water (0.33 liter bottle)

$2.94 NZ$5.06

$1.29 €1.13

127.91%

Local Beer (0.5 liter draught)

$6.84 NZ$11.79

$5.12 €4.46

33.59%

Imported Beer (0.33 liter bottle)

$6.24 NZ$10.75

$4.66 €4.07

33.91%

Milk (1 liter)

$1.61 NZ$2.77

$1.48 €1.29

8.78%

White Bread (500g)

$1.32 NZ$2.28

$2.03 €1.77

-34.98%

Rice (white) (1kg)

$1.93 NZ$3.33

$2.34 €2.04

-17.52%

Eggs

$5.95 NZ$10.26

$4.10 €3.58

45.12%

Local Cheese (1kg)

$5.81 NZ$10.00

$14.64 €12.77

-60.31%

Chicken Fillets (1kg)

$8.14 NZ$14.03

$10.02 €8.73

-18.76%

Beef Round Steak (1kg)

$10.86 NZ$18.72

$22.93 €19.99

-52.64%

Apples (1kg)

$2.75 NZ$4.74

$2.41 €2.10

14.11%

Banana (1kg)

$2.89 NZ$4.97

$1.80 €1.57

60.56%

Oranges (1kg)

$3.09 NZ$5.32

$1.77 €1.55

74.58%

Tomato (1kg)

$6.52 NZ$11.23

$3.45 €3.01

88.99%

Potato (1kg)

$2.23 NZ$3.84

$1.58 €1.38

41.14%

Onion (1kg)

$2.02 NZ$3.48

$1.76 €1.54

14.77%

Lettuce (1 head)

$2.59 NZ$4.46

$1.30 €1.13

99.23%

Water (1.5 liter bottle)

$1.06 NZ$1.83

$0.42 €0.37

152.38%

Cigarettes 20 Pack (Marlboro, Camel)

$25.43 NZ$43.81

$6.86 €5.98

270.70%

Wine (Bottle)

$10.90 NZ$18.79

$6.98 €6.09

56.16%

Local Beer (0.5 liter bottle)

$3.43 NZ$5.91

$2.10 €1.83

63.33%

Imported Beer (0.33 liter bottle)

$4.44 NZ$7.65

$2.68 €2.34

65.67%

One-way Ticket (Public Transport)

$1.62 NZ$2.78

$1.95 €1.70

-16.92%

Public Transport Monthly Pass (Regular Price)

$48.05 NZ$82.8

$38.03 €33.16

26.35%

Taxi Start (Normal Tariff)

$4.25 NZ$7.32

$11.49 €10.02

-63.01%

Taxi (Normal Tariff) (1km)

$1.95 NZ$3.36

$2.05 €1.79

-4.88%

Taxi 1hour Waiting (Normal Tariff)

$42.19 NZ$72.7

$56.9 €49.62

-25.87%

Gasoline (1 liter)

$1.72 NZ$2.97

$2.07 €1.80

-16.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K NZ$40.5K

$28.2K €24.6K

-16.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K NZ$39.7K

$32.6K €28.5K

-29.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.1 NZ$159

$250 €218

-63.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.33 NZ$67.8

$6.84 €5.96

475.00%

Internet (50+ Mbps, Unlimited Data)

$53.2 NZ$91.6

$29.60 €25.81

79.63%

Gym Membership (Monthly)

$31.88 NZ$54.9

$68.8 €60.0

-53.69%

Tennis Court (1 Hour on Weekend)

$16.96 NZ$29.23

$25.03 €21.82

-32.24%

Cinema Ticket

$13.36 NZ$23.01

$9.04 €7.88

47.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$847 NZ$1,459

$558 €486

51.80%

International Primary School, 1 Child (Yearly)

$18.1K NZ$31.2K

$7,961 €6,940

127.35%

Jeans (Levis 501 Or Similar)

$63.0 NZ$108

$90.7 €79.1

-30.60%

Summer Dress (H&M, Zara, etc)

$40.53 NZ$69.8

$37.13 €32.37

9.16%

Sport Shoes (Adidas, Nike)

$87.2 NZ$150

$80.8 €70.4

7.98%

Men's Leather Business Shoes

$117 NZ$202

$117 €102

0.49%

1-bedroom Apartment, City Center (Monthly)

$985 NZ$1,697

$459 €400

114.72%

1-bedroom Apartment, Outside City Center (Monthly)

$851 NZ$1,467

$408 €356

108.41%

3-bedroom Apartment, City Center (Monthly)

$1,244 NZ$2,144

$790 €688

57.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,591 NZ$2,741

$648 €565

145.33%

Buy Apartment in City Center (m2)

$4,119 NZ$7,097

$1,640 €1,430

151.17%

Buy Apartment Outside City Center (m2)

$4,634 NZ$7,985

$868 €757

433.92%

Average Monthly Net Salary (After Tax)

$2,718 NZ$4,684

$1,906 €1,662

42.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

4.47

52.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 27, 2026

Last update for Biella: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Hamilton and $459 in Biella. Housing cost is often the main lever when comparing two cities.

Hamilton pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Hamilton vs $72.0 in Biella. Groceries flip the comparison at $309 vs $319, with Hamilton cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Biella: Cost of Living - Frequently Asked Questions

Hamilton and Biella differ by about 22% in total monthly costs ($1,850 vs $1,519 including rent). Biella is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 43% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $985 in Hamilton versus $459 in Biella. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $847 in Hamilton versus $558 in Biella. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,519 in Biella versus $1,850 in Hamilton, a $2,000 budget is realistic in Biella but tight or insufficient in Hamilton. The gap between the two cities makes Biella the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamilton and Biella are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Biella gentler on the wallet – expenses run 22% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.