Last update: Oct 2026

Cost of Living Comparison Between Biella and Hamilton, New Zealand

For one person, living is cheaper in Biella: $1,455 a month against $1,917 in Hamilton, rent and utilities included – about $5,500 less a year. Higher rent and utilities in Hamilton outweigh lower spending on other living expenses.

70

Cost of Living Index in Biella
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Biella Living Index
93

Cost of Living Index in Hamilton
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Hamilton Living Index

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Biella

🇮🇹 Italy

$1,455

/mo nomad

Hamilton

🇳🇿 New Zealand

$1,917

/mo nomad

Monthly Cost of Living

How much you'll spend in Biella and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biella and in Hamilton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,455 in Biella versus $1,917 in Hamilton.

Biella $1,455
Hamilton $1,917

Estimated couple costs with rent: $2,244 in Biella versus $2,828 in Hamilton.

Biella $2,244
Hamilton $2,828

Monthly costs for a family of three with rent: $3,034 in Biella versus $3,739 in Hamilton.

Biella $3,034
Hamilton $3,739

Living in Biella costs roughly 24% less than in Hamilton, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Biella 7% above, Hamilton 41% above.

Meal at Budget Restaurant

$16.68 €14.99

$12.20 NZ$21.74

36.72%

Three-Course Dinner for Two, Mid-Range

$67.1 €60.3

$74.6 NZ$133

-9.96%

Fast Food Meal (McDonalds, etc)

$10.59 €9.52

$8.34 NZ$14.86

26.98%

Cappuccino

$1.76 €1.58

$3.49 NZ$6.22

-49.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 €2.66

$2.31 NZ$4.12

28.14%

Water (0.33 liter bottle)

$1.35 €1.21

$2.50 NZ$4.46

-46.00%

Local Beer (0.5 liter draught)

$5.17 €4.65

$6.08 NZ$10.83

-14.97%

Imported Beer (0.33 liter bottle)

$4.41 €3.96

$5.61 NZ$10.00

-21.39%

Milk (1 liter)

$1.26 €1.13

$1.46 NZ$2.60

-13.70%

White Bread (500g)

$2.28 €2.05

$1.25 NZ$2.23

82.40%

Rice (white) (1kg)

$2.95 €2.65

$1.94 NZ$3.45

52.06%

Eggs

$3.71 €3.33

$5.52 NZ$9.83

-32.79%

Local Cheese (1kg)

$14.40 €12.93

$5.78 NZ$10.30

149.13%

Chicken Fillets (1kg)

$8.90 €8.00

$7.18 NZ$12.80

23.96%

Beef Round Steak (1kg)

$21.24 €19.08

$11.70 NZ$20.85

81.54%

Apples (1kg)

$3.05 €2.74

$2.71 NZ$4.82

12.55%

Banana (1kg)

$2.17 €1.95

$2.31 NZ$4.12

-6.06%

Oranges (1kg)

$1.94 €1.74

$3.24 NZ$5.78

-40.12%

Tomato (1kg)

$4.83 €4.34

$6.21 NZ$11.06

-22.22%

Potato (1kg)

$1.85 €1.66

$2.05 NZ$3.65

-9.76%

Onion (1kg)

$1.81 €1.63

$1.41 NZ$2.52

28.37%

Lettuce (1 head)

$1.47 €1.32

$2.49 NZ$4.43

-40.96%

Water (1.5 liter bottle)

$0.35 €0.32

$0.98 NZ$1.75

-64.29%

Cigarettes 20 Pack (Marlboro, Camel)

$6.74 €6.05

$26.19 NZ$46.68

-74.26%

Wine (Bottle)

$6.62 €5.95

$10.72 NZ$19.11

-38.25%

Local Beer (0.5 liter bottle)

$2.01 €1.80

$4.02 NZ$7.17

-50.00%

Imported Beer (0.33 liter bottle)

$2.53 €2.28

$4.14 NZ$7.38

-38.89%

One-way Ticket (Public Transport)

$1.90 €1.71

$2.66 NZ$4.74

-28.57%

Public Transport Monthly Pass (Regular Price)

$38.48 €34.56

$52.7 NZ$93.8

-26.91%

Taxi Start (Normal Tariff)

$14.64 €13.15

$3.70 NZ$6.59

295.68%

Taxi (Normal Tariff) (1km)

$1.66 €1.49

Taxi 1hour Waiting (Normal Tariff)

$29.62 €26.61

Gasoline (1 liter)

$1.99 €1.78

$1.67 NZ$2.97

19.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €32.8K

$28.2K NZ$50.3K

29.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.9K €32.3K

$22.4K NZ$39.8K

60.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €171

$58.3 NZ$104

226.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.66 €6.88

$36.48 NZ$65.0

-79.00%

Internet (50+ Mbps, Unlimited Data)

$27.66 €24.85

$55.5 NZ$98.9

-50.14%

Gym Membership (Monthly)

$66.3 €59.5

$25.73 NZ$45.86

157.60%

Tennis Court (1 Hour on Weekend)

$24.85 €22.32

$28.98 NZ$51.6

-14.25%

Cinema Ticket

$9.10 €8.17

$13.93 NZ$24.83

-34.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$687 €617

$670 NZ$1,195

2.43%

International Primary School, 1 Child (Yearly)

$10.2K €9,207

$22.5K NZ$40.0K

-54.35%

Jeans (Levis 501 Or Similar)

$87.2 €78.3

$63.7 NZ$113

37.01%

Summer Dress (H&M, Zara, etc)

$44.14 €39.65

$38.93 NZ$69.4

13.38%

Sport Shoes (Adidas, Nike)

$82.4 €74.0

$94.7 NZ$169

-13.04%

Men's Leather Business Shoes

$112 €100

$107 NZ$190

4.90%

1-bedroom Apartment, City Center (Monthly)

$414 €372

$1,090 NZ$1,942

-62.03%

1-bedroom Apartment, Outside City Center (Monthly)

$370 €332

$987 NZ$1,759

-62.56%

3-bedroom Apartment, City Center (Monthly)

$678 €609

$1,636 NZ$2,915

-58.57%

3-bedroom Apartment, Outside City Center (Monthly)

$562 €504

$1,476 NZ$2,631

-61.96%

Buy Apartment in City Center (m2)

$1,598 €1,436

$4,019 NZ$7,163

-60.23%

Buy Apartment Outside City Center (m2)

$850 €764

$4,525 NZ$8,064

-81.21%

Average Monthly Net Salary (After Tax)

$1,819 €1,634

$2,678 NZ$4,773

-32.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

6.83

-46.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biella: October 27, 2026

Last update for Hamilton: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Biella

$370 25.4%

Hamilton

$987 51.5% 167% $618

Groceries & Markets

Biella

$321 22.1%

Hamilton

$297 15.5% 7.5% $24

Eating Out

Biella

$238 16.4%

Hamilton

$225 11.8% 5.4% $13

Monthly Utilities & Internet

Biella

$225 15.5%

Hamilton

$150 7.8% 33.4% $75

Clothing & Footwear

Biella

$146 10.1%

Hamilton

$137 7.1% 6.6% $9.7

Sport & Entertainment

Biella

$84 5.8%

Hamilton

$54 2.8% 36.5% $31

Getting Around

Biella

$69 4.8%

Hamilton

$67 * 3.5% 3% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $414 in Biella and $1,090 in Hamilton. Housing cost is often the main lever when comparing two cities.

Hamilton pays 47% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $67 in Biella vs $75 in Hamilton. Groceries flip the comparison at $321 vs $297, with Hamilton cheaper for home cooking.

Good to know

🇮🇹 Biella

🇳🇿 Hamilton

🕒 Local time

15:19 3:19 PM

03:19 3:19 AM

12 h ahead of Biella

🌤 Weather

👥 Population

45,740

169,500

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.11 USD

1 NZD = 0.561 USD

1 NZD = 0.504 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 1.98 NZD (1 NZD = 0.504 EUR).

USD to EUR in detail →

On the map

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Between locations

Biella Hamilton 18,650 km ≈ 24 h nonstop flight

From you

Biella
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biella vs Hamilton: Cost of Living - Frequently Asked Questions

Biella and Hamilton differ by about 32% in total monthly costs ($1,455 vs $1,917 including rent). Biella is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 32% lower in Biella. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $414 in Biella versus $1,090 in Hamilton. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $687 in Biella versus $670 in Hamilton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 7% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Biella wins on affordability, Hamilton on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.