Cost of Living Comparison Between Hamar and Ubud, Bali Cost of Living Comparison Between Hamar and Ubud, Bali

šŸ˜ Solo nomad: Hamar is 127.1% more expensive than Ubud, Bali without rent, and 64.2% more expensive with rent.
šŸ˜ Family of 3: Hamar is 111.9% more expensive than Ubud, Bali without rent, and 33.1% more expensive with rent.
Currency
šŸ½ Eating Out
Hamar
Ubud, Bali
Difference
Meal at Budget Restaurant
$25.51 NOKĀ 246
$3.47 RpĀ 58.7K
635.16%
Three-Course Dinner for Two, Mid-Range
$123 NOKĀ 1,184
$32.10 RpĀ 543.7K
282.87%
Fast Food Meal (McDonalds, etc)
$14.93 NOKĀ 144
$4.86 RpĀ 82.3K
207.20%
Cappuccino
$4.99 NOKĀ 48.01
$2.82 RpĀ 47.8K
76.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.23 NOKĀ 40.78
$1.37 RpĀ 23.3K
208.76%
Water (0.33 liter bottle)
$3.18 NOKĀ 30.61
$0.73 RpĀ 12.4K
335.62%
Local Beer (0.5 liter draught)
$12.34 NOKĀ 119
$2.90 RpĀ 49.1K
325.52%
Imported Beer (0.33 liter bottle)
$7.77 NOKĀ 74.9
$3.92 RpĀ 66.4K
98.21%
šŸ›’ Groceries & Markets
Hamar
Ubud, Bali
Difference
Milk (1 liter)
$2.10 NOKĀ 20.24
$1.74 RpĀ 29.5K
20.69%
White Bread (500g)
$2.86 NOKĀ 27.58
$2.44 RpĀ 41.4K
17.21%
Rice (white) (1kg)
$2.06 NOKĀ 19.85
$1.17 RpĀ 19.8K
76.07%
Eggs
$5.18 NOKĀ 49.88
$2.35 RpĀ 39.9K
120.43%
Local Cheese (1kg)
$10.76 NOKĀ 104
$14.78 RpĀ 250.3K
-27.20%
Chicken Fillets (1kg)
$12.19 NOKĀ 117
$4.25 RpĀ 72.0K
186.82%
Beef Round Steak (1kg)
$31.02 NOKĀ 299
$12.21 RpĀ 206.9K
154.05%
Apples (1kg)
$3.44 NOKĀ 33.11
$3.72 RpĀ 63.0K
-7.53%
Banana (1kg)
$2.59 NOKĀ 24.91
$1.56 RpĀ 26.3K
66.03%
Oranges (1kg)
$2.92 NOKĀ 28.09
$2.69 RpĀ 45.6K
8.55%
Tomato (1kg)
$4.92 NOKĀ 47.38
$2.34 RpĀ 39.6K
110.26%
Potato (1kg)
$2.37 NOKĀ 22.79
$2.00 RpĀ 33.9K
18.50%
Onion (1kg)
$2.45 NOKĀ 23.56
$2.31 RpĀ 39.1K
6.06%
Lettuce (1 head)
$1.99 NOKĀ 19.15
$1.01 RpĀ 17.2K
97.03%
Water (1.5 liter bottle)
$1.96 NOKĀ 18.87
$0.73 RpĀ 12.3K
168.49%
Cigarettes 20 Pack (Marlboro, Camel)
$17.15 NOKĀ 165
$3.31 RpĀ 56.1K
418.13%
Wine (Bottle)
$18.64 NOKĀ 180
$25.14 RpĀ 425.9K
-25.86%
Local Beer (0.5 liter bottle)
$3.40 NOKĀ 32.76
$2.90 RpĀ 49.1K
17.24%
Imported Beer (0.33 liter bottle)
$4.26 NOKĀ 40.98
$2.77 RpĀ 46.9K
53.79%
šŸšŒ Getting Around
Hamar
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.54 NOKĀ 43.73
$0.27 RpĀ 4,544
1581.48%
Public Transport Monthly Pass (Regular Price)
$64.3 NOKĀ 620
$8.26 RpĀ 139.9K
678.81%
Taxi Start (Normal Tariff)
$10.22 NOKĀ 98.4
$0.45 RpĀ 7,664
2171.11%
Taxi (Normal Tariff) (1km)
$1.38 NOKĀ 13.29
$0.42 RpĀ 7,157
228.57%
Taxi 1hour Waiting (Normal Tariff)
$41.72 NOKĀ 402
$6.26 RpĀ 106.0K
566.45%
Gasoline (1 liter)
$2.20 NOKĀ 21.22
$0.86 RpĀ 14.6K
155.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K NOKĀ 349.2K
$25.9K RpĀ 438.6M
40.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.1K NOKĀ 415.3K
$31.9K RpĀ 540.2M
35.22%
šŸ§¾ Monthly Utilities & Internet
Hamar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$216 NOKĀ 2,076
$80.8 RpĀ 1.4M
166.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.60 NOKĀ 304
$3.98 RpĀ 67.3K
693.97%
Internet (50+ Mbps, Unlimited Data)
$56.3 NOKĀ 543
$23.55 RpĀ 398.8K
139.24%
šŸŽ‰ Sport & Entertainment
Hamar
Ubud, Bali
Difference
Gym Membership (Monthly)
$56.6 NOKĀ 545
$97.3 RpĀ 1.6M
-41.86%
Tennis Court (1 Hour on Weekend)
$28.24 NOKĀ 272
$6.42 RpĀ 108.8K
339.88%
Cinema Ticket
$18.01 NOKĀ 173
$4.16 RpĀ 70.5K
332.93%
šŸ§ø Childcare & Education
Hamar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$199 NOKĀ 1,914
$294 RpĀ 5.0M
-32.43%
International Primary School, 1 Child (Yearly)
$14.6K NOKĀ 140.3K
$6,548 RpĀ 110.9M
122.53%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Hamar
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$102 NOKĀ 985
$54.2 RpĀ 917.5K
88.74%
Summer Dress (H&M, Zara, etc)
$61.2 NOKĀ 589
$37.95 RpĀ 642.8K
61.21%
Sport Shoes (Adidas, Nike)
$122 NOKĀ 1,180
$88.1 RpĀ 1.5M
39.02%
Men's Leather Business Shoes
$101 NOKĀ 977
$78.1 RpĀ 1.3M
29.85%
šŸ  Accommodation & Living
Hamar
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,184 NOKĀ 11.4K
$995 RpĀ 16.9M
18.93%
1-bedroom Apartment, Outside City Center (Monthly)
$822 NOKĀ 7,918
$668 RpĀ 11.3M
23.13%
3-bedroom Apartment, City Center (Monthly)
$1,499 NOKĀ 14.4K
$3,391 RpĀ 57.4M
-55.80%
3-bedroom Apartment, Outside City Center (Monthly)
$1,444 NOKĀ 13.9K
$2,080 RpĀ 35.2M
-30.54%
Buy Apartment in City Center (m2)
$4,267 NOKĀ 41.1K
$3,037 RpĀ 51.4M
40.50%
Buy Apartment Outside City Center (m2)
$3,424 NOKĀ 33.0K
$2,378 RpĀ 40.3M
43.96%
šŸ’µ Salaries & Financials
Hamar
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,238 NOKĀ 40.8K
$180 RpĀ 3.0M
2260.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.08
13.28
-61.75%

CityCost data is based on AI and user input ā€“ minor inaccuracies may occur.

Last update for Hamar: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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