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Cost of Living Comparison Between Hamar and Ubud, Bali Cost of Living Comparison Between Hamar and Ubud, Bali

😐 Solo nomad: Hamar is 73.7% more expensive than Ubud, Bali without rent, and 67.4% more expensive with rent.
😐 Family of 3: Hamar is 157.5% more expensive than Ubud, Bali without rent, and 36.6% more expensive with rent.
Currency
🍽 Eating Out
Hamar
Ubud, Bali
Difference
Meal at Budget Restaurant
$25.52 NOK 258
$3.43 Rp 58.1K
644.02%
Three-Course Dinner for Two, Mid-Range
$120 NOK 1,211
$32.70 Rp 553.4K
267.06%
Fast Food Meal (McDonalds, etc)
$15.23 NOK 154
$5.04 Rp 85.2K
202.18%
Cappuccino
$4.85 NOK 48.89
$2.85 Rp 48.2K
70.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.22 NOK 42.62
$1.34 Rp 22.8K
214.93%
Water (0.33 liter bottle)
$3.25 NOK 32.79
$0.75 Rp 12.6K
333.33%
Local Beer (0.5 liter draught)
$12.30 NOK 124
$2.90 Rp 49.1K
324.14%
Imported Beer (0.33 liter bottle)
$7.92 NOK 79.9
$3.94 Rp 66.7K
101.02%
🛒 Groceries & Markets
Hamar
Ubud, Bali
Difference
Milk (1 liter)
$2.08 NOK 20.97
$1.80 Rp 30.5K
15.56%
White Bread (500g)
$2.94 NOK 29.64
$2.55 Rp 43.2K
15.29%
Rice (white) (1kg)
$1.97 NOK 19.84
$1.19 Rp 20.2K
65.55%
Eggs
$5.21 NOK 52.5
$2.42 Rp 40.9K
115.29%
Local Cheese (1kg)
$10.54 NOK 106
$14.38 Rp 243.4K
-26.70%
Chicken Fillets (1kg)
$11.98 NOK 121
$4.21 Rp 71.2K
184.56%
Beef Round Steak (1kg)
$31.48 NOK 318
$11.88 Rp 201.0K
164.98%
Apples (1kg)
$3.47 NOK 34.96
$3.71 Rp 62.8K
-6.47%
Banana (1kg)
$2.62 NOK 26.39
$1.56 Rp 26.4K
67.95%
Oranges (1kg)
$3.00 NOK 30.26
$2.77 Rp 46.9K
8.30%
Tomato (1kg)
$5.07 NOK 51.2
$2.22 Rp 37.6K
128.38%
Potato (1kg)
$2.41 NOK 24.30
$1.99 Rp 33.8K
21.11%
Onion (1kg)
$2.50 NOK 25.19
$2.29 Rp 38.8K
9.17%
Lettuce (1 head)
$1.97 NOK 19.84
$1.01 Rp 17.1K
95.05%
Water (1.5 liter bottle)
$1.88 NOK 19.00
$0.78 Rp 13.3K
141.03%
Cigarettes 20 Pack (Marlboro, Camel)
$16.90 NOK 171
$3.17 Rp 53.6K
433.12%
Wine (Bottle)
$17.49 NOK 176
$23.70 Rp 401.1K
-26.20%
Local Beer (0.5 liter bottle)
$3.49 NOK 35.23
$2.78 Rp 47.0K
25.54%
Imported Beer (0.33 liter bottle)
$4.30 NOK 43.42
$2.75 Rp 46.5K
56.36%
🚌 Getting Around
Hamar
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.42 NOK 44.62
$0.27 Rp 4,514
1537.04%
Public Transport Monthly Pass (Regular Price)
$65.0 NOK 656
$8.14 Rp 137.7K
699.02%
Taxi Start (Normal Tariff)
$10.13 NOK 102
$0.45 Rp 7,609
2151.11%
Taxi (Normal Tariff) (1km)
$1.45 NOK 14.66
$0.42 Rp 7,192
245.24%
Taxi 1hour Waiting (Normal Tariff)
$42.21 NOK 426
$6.18 Rp 104.6K
583.01%
Gasoline (1 liter)
$2.19 NOK 22.06
$0.80 Rp 13.5K
173.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.6K NOK 369.2K
$26.2K Rp 443.1M
39.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.1K NOK 435.0K
$31.6K Rp 534.8M
36.42%
🧾 Monthly Utilities & Internet
Hamar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 NOK 2,201
$80.7 Rp 1.4M
170.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.46 NOK 317
$4.12 Rp 69.8K
663.59%
Internet (50+ Mbps, Unlimited Data)
$57.1 NOK 576
$23.70 Rp 401.0K
140.93%
🎉 Sport & Entertainment
Hamar
Ubud, Bali
Difference
Gym Membership (Monthly)
$55.9 NOK 564
$96.9 Rp 1.6M
-42.30%
Tennis Court (1 Hour on Weekend)
$28.06 NOK 283
$6.29 Rp 106.4K
346.10%
Cinema Ticket
$18.03 NOK 182
$4.11 Rp 69.5K
338.69%
🧸 Childcare & Education
Hamar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$200 NOK 2,017
$298 Rp 5.0M
-32.99%
International Primary School, 1 Child (Yearly)
$14.7K NOK 148.3K
$6,540 Rp 110.7M
124.81%
👕👟 Clothing & Footwear
Hamar
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$105 NOK 1,062
$53.4 Rp 904.2K
96.93%
Summer Dress (H&M, Zara, etc)
$59.9 NOK 605
$38.33 Rp 648.6K
56.35%
Sport Shoes (Adidas, Nike)
$125 NOK 1,263
$86.4 Rp 1.5M
44.88%
Men's Leather Business Shoes
$103 NOK 1,035
$78.9 Rp 1.3M
29.93%
🏠 Accommodation & Living
Hamar
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,168 NOK 11.8K
$1,015 Rp 17.2M
15.04%
1-bedroom Apartment, Outside City Center (Monthly)
$846 NOK 8,535
$669 Rp 11.3M
26.53%
3-bedroom Apartment, City Center (Monthly)
$1,525 NOK 15.4K
$3,348 Rp 56.7M
-54.45%
3-bedroom Apartment, Outside City Center (Monthly)
$1,476 NOK 14.9K
$2,114 Rp 35.8M
-30.19%
Buy Apartment in City Center (m2)
$4,036 NOK 40.7K
$3,020 Rp 51.1M
33.66%
Buy Apartment Outside City Center (m2)
$3,246 NOK 32.8K
$2,334 Rp 39.5M
39.09%
💵 Salaries & Financials
Hamar
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,955 NOK 39.9K
$178 Rp 3.0M
2117.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.08
13.28
-61.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamar: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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