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Cost of Living Comparison Between Hamar and Ubud, Bali Cost of Living Comparison Between Hamar and Ubud, Bali

😐 Solo nomad: Hamar is 215.6% more expensive than Ubud, Bali without rent, and 214.7% more expensive with rent.
😐 Family of 3: Hamar is 176.2% more expensive than Ubud, Bali without rent, and 222.2% more expensive with rent.
Currency
🍽 Eating Out
Hamar
Ubud, Bali
Difference
Meal at Budget Restaurant
$24.94 NOK 253
$2.85 Rp 47.5K
775.09%
Three-Course Dinner for Two, Mid-Range
$124 NOK 1,253
$12.26 Rp 204.3K
908.65%
Fast Food Meal (McDonalds, etc)
$15.34 NOK 155
$3.28 Rp 54.6K
367.68%
Cappuccino
$4.86 NOK 49.25
$2.3 Rp 38.3K
111.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.1 NOK 41.57
$1.11 Rp 18.5K
269.37%
Water (0.33 liter bottle)
$3.36 NOK 34.01
$0.26 Rp 4,324
1192.31%
Local Beer (0.5 liter draught)
$12.25 NOK 124
$2.4 Rp 40K
410.42%
Imported Beer (0.33 liter bottle)
$7.91 NOK 80.1
$3.15 Rp 52.5K
151.11%
🛒 Groceries & Markets
Hamar
Ubud, Bali
Difference
Milk (1 liter)
$2.07 NOK 21.02
$1.49 Rp 24.9K
38.93%
White Bread (500g)
$2.99 NOK 30.25
$1.65 Rp 27.5K
81.21%
Rice (white) (1kg)
$2.06 NOK 20.9
$1.13 Rp 18.9K
82.30%
Eggs
$4.99 NOK 50.5
$2.33 Rp 38.9K
114.16%
Local Cheese (1kg)
$10.47 NOK 106
$13.7 Rp 228.3K
-23.58%
Chicken Fillets (1kg)
$12.06 NOK 122
$3.97 Rp 66.2K
203.78%
Beef Round Steak (1kg)
$30.76 NOK 312
$11.22 Rp 187K
174.15%
Apples (1kg)
$3.45 NOK 34.92
$3.48 Rp 57.9K
-0.86%
Banana (1kg)
$2.64 NOK 26.76
$1.5 Rp 25K
76.00%
Oranges (1kg)
$2.97 NOK 30.07
$2.68 Rp 44.6K
10.82%
Tomato (1kg)
$5.13 NOK 52
$1.35 Rp 22.5K
280.00%
Potato (1kg)
$2.4 NOK 24.27
$1.57 Rp 26.2K
52.87%
Onion (1kg)
$2.4 NOK 24.28
$2.1 Rp 34.9K
14.29%
Lettuce (1 head)
$1.97 NOK 19.97
$1.03 Rp 17.1K
91.26%
Water (1.5 liter bottle)
$1.94 NOK 19.61
$0.57 Rp 9,488
240.35%
Cigarettes 20 Pack (Marlboro, Camel)
$17.41 NOK 176
$2.31 Rp 38.5K
653.68%
Wine (Bottle)
$19.85 NOK 201
$15.21 Rp 253.5K
30.51%
Local Beer (0.5 liter bottle)
$3.52 NOK 35.69
$2.49 Rp 41.5K
41.37%
Imported Beer (0.33 liter bottle)
$4.33 NOK 43.81
$2.66 Rp 44.3K
62.78%
🚌 Getting Around
Hamar
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.58 NOK 46.38
$0.29 Rp 4,911
1479.31%
Public Transport Monthly Pass (Regular Price)
$65.5 NOK 664
$10.03 Rp 167.1K
553.44%
Taxi Start (Normal Tariff)
$10.26 NOK 104
$0.45 Rp 7,480
2180.00%
Taxi (Normal Tariff) (1km)
$1.43 NOK 14.53
$0.34 Rp 5,748
320.59%
Taxi 1hour Waiting (Normal Tariff)
$41.43 NOK 420
$5.97 Rp 99.4K
593.97%
Gasoline (1 liter)
$2.11 NOK 21.35
$0.75 Rp 12.4K
181.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37K NOK 374.2K
$25.8K Rp 430.2M
43.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.3K NOK 438.5K
$31.7K Rp 528.9M
36.40%
🧾 Monthly Utilities & Internet
Hamar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 NOK 2,205
$64.6 Rp 1.1M
236.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.83 NOK 312
$4.14 Rp 69K
644.69%
Internet (50+ Mbps, Unlimited Data)
$56.3 NOK 570
$23.99 Rp 399.7K
134.51%
🎉 Sport & Entertainment
Hamar
Ubud, Bali
Difference
Gym Membership (Monthly)
$55.1 NOK 558
$23.29 Rp 388.1K
136.45%
Tennis Court (1 Hour on Weekend)
$28.59 NOK 290
$6.19 Rp 103.1K
361.87%
Cinema Ticket
$18.05 NOK 183
$3.45 Rp 57.5K
423.19%
🧸 Childcare & Education
Hamar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$199 NOK 2,019
$91.9 Rp 1.5M
116.90%
International Primary School, 1 Child (Yearly)
$14.6K NOK 148.2K
$5,912 Rp 98.5M
147.43%
👕👟 Clothing & Footwear
Hamar
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$106 NOK 1,070
$51.5 Rp 857.6K
105.34%
Summer Dress (H&M, Zara, etc)
$60 NOK 607
$24.45 Rp 407.3K
145.32%
Sport Shoes (Adidas, Nike)
$124 NOK 1,252
$84.4 Rp 1.4M
46.51%
Men's Leather Business Shoes
$102 NOK 1,035
$74.3 Rp 1.2M
37.56%
🏠 Accommodation & Living
Hamar
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,164 NOK 11.8K
$261 Rp 4.4M
345.53%
1-bedroom Apartment, Outside City Center (Monthly)
$846 NOK 8,568
$160 Rp 2.7M
430.28%
3-bedroom Apartment, City Center (Monthly)
$1,538 NOK 15.6K
$585 Rp 9.7M
162.84%
3-bedroom Apartment, Outside City Center (Monthly)
$1,453 NOK 14.7K
$328 Rp 5.5M
342.68%
Buy Apartment in City Center (m2)
$5,589 NOK 56.6K
$985 Rp 16.4M
467.37%
Buy Apartment Outside City Center (m2)
$4,431 NOK 44.9K
$847 Rp 14.1M
423.22%
💵 Salaries & Financials
Hamar
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,931 NOK 39.8K
$178 Rp 3M
2109.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.08
13.28
-61.75%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamar: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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