Last update: Oct 2026 Norway 33.1K

Cost of Living in Hamar

For one person, living costs in Hamar are estimated at $2,380 a month, including rent and utilities, which take just under half of the total. Other living expenses average about $43 a day.

Monthly Cost of Living

How much you'll spend in Hamar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamar actually costs, broken down by who's living it.

Living costs for one person come to about $2,380 monthly including rent, or $1,309 excluding housing.

$2,380 /mo

Estimated monthly costs for a couple: $3,750 with rent, or $2,358 without housing.

$3,750 /mo

Monthly costs for a family of three come to about $5,120 including rent, or $3,407 for daily expenses alone.

$5,120 /mo

Hamar sits 76–81% above the global median across household types. Within Europe, costs are 36% above average – pricier than most cities in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$21.18 NOK 199
$15.54 NOK 146
$31.76 NOK 299
Three-Course Dinner for Two, Mid-Range
$125 NOK 1,180
$83.5 NOK 786
$188 NOK 1,769
Fast Food Meal (McDonalds, etc)
$15.83 NOK 149
$13.72 NOK 129
$21.10 NOK 199
Cappuccino
$5.76 NOK 54.2
$3.81 NOK 35.88
$8.12 NOK 76.4
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.21 NOK 39.63
$2.31 NOK 21.71
$6.14 NOK 57.8
Water (0.33 liter bottle)
$3.28 NOK 30.85
$1.79 NOK 16.85
$5.01 NOK 47.14
Local Beer (0.5 liter draught)
$11.49 NOK 108
$9.24 NOK 87.0
$15.61 NOK 147
Imported Beer (0.33 liter bottle)
$8.07 NOK 76.0
$8.07 NOK 76.0
$13.79 NOK 130
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.50 NOK 23.53
$1.66 NOK 15.65
$3.12 NOK 29.34
White Bread (500g)
$2.93 NOK 27.57
$1.26 NOK 11.91
$5.08 NOK 47.81
Rice (white) (1kg)
$2.06 NOK 19.36
$2.06 NOK 19.36
$7.19 NOK 67.7
Eggs
$5.76 NOK 54.3
$3.90 NOK 36.75
$7.12 NOK 67.0
Local Cheese (1kg)
$11.05 NOK 104
$9.41 NOK 88.6
$26.43 NOK 249
Chicken Fillets (1kg)
$12.20 NOK 115
$9.74 NOK 91.7
$18.45 NOK 174
Beef Round Steak (1kg)
$31.42 NOK 296
$13.14 NOK 124
$44.48 NOK 419
Apples (1kg)
$3.21 NOK 30.26
$1.52 NOK 14.35
$4.56 NOK 42.96
Banana (1kg)
$2.57 NOK 24.17
$2.04 NOK 19.20
$4.08 NOK 38.41
Oranges (1kg)
$3.05 NOK 28.74
$2.11 NOK 19.82
$5.26 NOK 49.51
Tomato (1kg)
$5.89 NOK 55.5
$2.31 NOK 21.73
$8.38 NOK 78.9
Potato (1kg)
$2.48 NOK 23.34
$1.03 NOK 9.67
$4.13 NOK 38.88
Onion (1kg)
$2.44 NOK 22.95
$1.53 NOK 14.36
$4.06 NOK 38.22
Lettuce (1 head)
$2.12 NOK 19.97
$1.17 NOK 10.99
$4.77 NOK 44.90
Water (1.5 liter bottle)
$1.99 NOK 18.74
$0.73 NOK 6.91
$3.67 NOK 34.54
Cigarettes 20 Pack (Marlboro, Camel)
$18.94 NOK 178
$16.83 NOK 158
$20.52 NOK 193
Wine (Bottle)
$16.40 NOK 154
$13.53 NOK 127
$26.03 NOK 245
Local Beer (0.5 liter bottle)
$3.38 NOK 31.78
$2.77 NOK 26.05
$4.10 NOK 38.62
Imported Beer (0.33 liter bottle)
$4.18 NOK 39.37
$3.09 NOK 29.13
$5.68 NOK 53.4
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.66 NOK 43.87
-
Public Transport Monthly Pass (Regular Price)
$67.5 NOK 635
-
Taxi Start (Normal Tariff)
$11.92 NOK 112
$11.92 NOK 112
$20.92 NOK 197
Taxi (Normal Tariff) (1km)
$1.78 NOK 16.76
$1.63 NOK 15.30
$1.78 NOK 16.76
Taxi 1hour Waiting (Normal Tariff)
$69.5 NOK 654
$69.5 NOK 654
$104 NOK 983
Gasoline (1 liter)
$2.37 NOK 22.32
$2.07 NOK 19.52
$3.10 NOK 29.14
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.8K NOK 449.5K
$36.3K NOK 342.1K
$47.8K NOK 449.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.6K NOK 410.2K
$43.1K NOK 406.1K
$46.2K NOK 435.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$223 NOK 2,104
$208 NOK 1,954
$802 NOK 7,549
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.07 NOK 311
$20.73 NOK 195
$51.8 NOK 488
Internet (50+ Mbps, Unlimited Data)
$54.1 NOK 509
$31.76 NOK 299
$106 NOK 997
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$58.2 NOK 548
$47.56 NOK 448
$68.9 NOK 648
Tennis Court (1 Hour on Weekend)
$29.40 NOK 277
-
Cinema Ticket
$19.79 NOK 186
$15.52 NOK 146
$26.05 NOK 245
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 NOK 1,948
$124 NOK 1,169
$310 NOK 2,922
International Primary School, 1 Child (Yearly)
$15.8K NOK 148.3K
$4,532 NOK 42.7K
$29.4K NOK 276.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$102 NOK 959
$47.81 NOK 450
$127 NOK 1,200
Summer Dress (H&M, Zara, etc)
$59.5 NOK 560
$41.62 NOK 392
$83.2 NOK 783
Sport Shoes (Adidas, Nike)
$131 NOK 1,230
$83.7 NOK 788
$188 NOK 1,773
Men's Leather Business Shoes
$104 NOK 977
$104 NOK 977
$249 NOK 2,345
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,227 NOK 11.6K
$842 NOK 7,921
$1,578 NOK 14.9K
1-bedroom Apartment, Outside City Center (Monthly)
$847 NOK 7,973
$667 NOK 6,282
$1,027 NOK 9,664
3-bedroom Apartment, City Center (Monthly)
$1,578 NOK 14.9K
$1,262 NOK 11.9K
$1,893 NOK 17.8K
3-bedroom Apartment, Outside City Center (Monthly)
$1,489 NOK 14.0K
$1,039 NOK 9,782
$1,766 NOK 16.6K
Buy Apartment in City Center (m2)
$4,302 NOK 40.5K
-
Buy Apartment Outside City Center (m2)
$3,421 NOK 32.2K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,269 NOK 40.2K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.94
4
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Hamar $2,380
Accommodation & Living
$847
Groceries & Markets
$450
Eating Out
$390
Monthly Utilities & Internet
$311
Clothing & Footwear
$178
Getting Around
$107
Sport & Entertainment
$98

Cost Breakdown

Expect to pay about $1,227 for a central one-bedroom, or $847 outside the center. At 29% of the average salary ($4,269), housing is the biggest financial pressure.

Average take-home pay sits at $4,269, while typical expenses reach $2,380. This leaves solid room for saving and lifestyle spending.

Expect to spend about $450 monthly on groceries. Dining out at a mid-range restaurant costs roughly $125 for two – above the European average of $73.0.

Public transport is priced at around $67.5 per month – above the European average of $49.00.

Cost Highlights

Milk is more expensive than 100% of cities in Europe

Three-course dinner for two, mid-range is more expensive than 98% of cities in Europe

Local beer is more expensive than 98% of cities in Europe

Good to know
🕒 Local time
13:04 1:04 PM
🌤 Weather
👥 Population
33,059
💱 Currency
Exchange rates and currency converter

USD, EUR to NOK – Norwegian Krone Converter

Norwegian Krone exchange rates as of October 17, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

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Hamar Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Hamar - Frequently Asked Questions
How does Hamar stack up for overall affordability for travelers, expats, and digital nomads?
Cost of Living in Hamar balances Nordic quality with regionally friendlier prices. For travelers, expats, and digital nomads, housing tends to be more approachable than big-city capitals, especially when you explore nearby neighborhoods a short ride from the center. Daily essentials and meals offer value if you mix groceries and occasional dining out, and you’ll find reliable services without the crowds. Seasonal swings in tourism can affect weekend prices, but weekday life stays steady. Tip: map out a transit-friendly neighborhood to keep transport costs predictable and convenient.
What does a typical day look like for housing, meals, transport, and errands in Hamar?
Day-to-day life centers on practical planning and easy access to nature. Housing options range from compact city-center apartments to larger homes on quieter streets a short ride away, with options that balance space and price. Food runs from well-stocked supermarkets to cozy cafés and seasonal markets, plus affordable takeout when you need quick energy between tasks. Public transport is solid, with trains and buses linking you to work hubs and nearby towns. For errands, expect reliable services and efficient shopping routes. Hamar living cost varies by choice, so budget consciously. Tip: map a weekly routine that groups tasks to save trips.
What aspects of quality of life should you plan for, and how can you budget to fit your seasonality and neighborhood choices in Hamar?
Quality of life in Hamar leans on balance, clean air, and outdoor access. A practical budgeting framework helps you adapt to seasonality: plan core expenses first, then discretionary spending around local options like markets and cultural events. Neighborhood fit matters – a lakeside or town center base offers walking access to amenities, while quieter outskirts pay off in space and a calmer pace. For saving, lean on multi-use spaces (co-working, gyms, and cafés with reliable wifi) and seasonality awareness (heating in winter, lighter wardrobes). Tip: choose a base with good transit links to keep exploration affordable year-round.
Why is Hamar so expensive compared to other cities?
Budget at least $2,380 per month to live in Hamar once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.
Is rent in Hamar too high relative to local incomes?
With 29% of the average paycheck going to rent, Hamar is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What income level supports a comfortable lifestyle in Hamar?
Earning $3,570 monthly in Hamar means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the rental price range for apartments in Hamar?
Rents for a 1-bedroom flat in Hamar range from $847 to $1,227, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is public transport affordable in Hamar?
A monthly transit pass in Hamar runs about $67.5, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
Why are groceries so expensive in Hamar?
A single person's grocery bill in Hamar runs about $450 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city's overall high price level.
Is $3,000 enough to cover living costs in Hamar?
At $2,380 in typical monthly expenses, a $3,000 budget barely covers Hamar. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
Why do digital nomads choose Hamar?
Remote workers pick Hamar for good reason: fast internet, clean air, family-friendly facilities, all at about $2,380 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.

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