Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hamar

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,461 in Hamar, rent and utilities included – about $13,300 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
118

Cost of Living Index in Hamar
Learn more

Hamar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Hamar

🇳🇴 Norway

$2,461

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hamar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hamar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,461 in Hamar.

Ubud, Bali $1,349
Hamar $2,461

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,857 in Hamar.

Ubud, Bali $2,305
Hamar $3,857

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,253 in Hamar.

Ubud, Bali $3,261
Hamar $5,253

Living in Ubud, Bali costs roughly 45% less than in Hamar, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$21.67 NOK 201

-84.68%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$129 NOK 1,201

-72.43%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$16.21 NOK 151

-65.89%

Cappuccino

$2.72 Rp 49.4K

$5.89 NOK 54.7

-53.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$4.52 NOK 42.00

-62.39%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.39 NOK 31.48

-77.58%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$12.04 NOK 112

-77.99%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$8.70 NOK 80.9

-49.66%

Milk (1 liter)

$1.49 Rp 27.1K

$2.56 NOK 23.79

-41.80%

White Bread (500g)

$2.28 Rp 41.4K

$3.10 NOK 28.82

-26.45%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.10 NOK 19.47

-43.33%

Eggs

$2.04 Rp 37.0K

$6.23 NOK 57.9

-67.26%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.12 NOK 103

59.17%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$12.62 NOK 117

-68.62%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$31.47 NOK 292

-61.26%

Apples (1kg)

$3.66 Rp 66.4K

$3.36 NOK 31.23

8.93%

Banana (1kg)

$1.52 Rp 27.6K

$2.77 NOK 25.76

-45.13%

Oranges (1kg)

$2.23 Rp 40.5K

$3.08 NOK 28.66

-27.60%

Tomato (1kg)

$1.97 Rp 35.9K

$6.17 NOK 57.3

-68.07%

Potato (1kg)

$1.85 Rp 33.6K

$2.50 NOK 23.26

-26.00%

Onion (1kg)

$2.42 Rp 44.1K

$2.61 NOK 24.28

-7.28%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.19 NOK 20.39

-54.79%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.01 NOK 18.66

-74.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$19.50 NOK 181

-88.62%

Wine (Bottle)

$22.24 Rp 404.2K

$16.93 NOK 157

31.36%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.55 NOK 33.03

-36.34%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.38 NOK 40.69

-32.19%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$4.66 NOK 43.25

-94.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$69.2 NOK 643

-88.70%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$12.31 NOK 114

-96.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.93 NOK 17.94

-77.72%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$72.8 NOK 677

-92.57%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.39 NOK 22.20

-65.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$49.6K NOK 460.7K

-51.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$46.3K NOK 429.9K

-31.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$230 NOK 2,137

-65.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$34.38 NOK 319

-81.24%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$55.1 NOK 512

-66.25%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$59.1 NOK 549

-16.29%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$29.46 NOK 274

-40.09%

Cinema Ticket

$4.27 Rp 77.7K

$20.16 NOK 187

-78.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$217 NOK 2,013

126.37%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$16.1K NOK 149.1K

-64.66%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$104 NOK 968

-57.15%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$60.5 NOK 562

-42.21%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$136 NOK 1,264

-41.28%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$106 NOK 983

-24.95%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,270 NOK 11.8K

-11.40%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$884 NOK 8,214

-24.05%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,595 NOK 14.8K

123.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,517 NOK 14.1K

13.60%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,359 NOK 40.5K

-37.33%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,609 NOK 33.5K

-36.71%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,415 NOK 41.0K

-96.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.94

178.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Hamar: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Hamar

$884 35.9% 31.7% $213

Groceries & Markets

Ubud, Bali

$288 21.4%

Hamar

$463 18.8% 60.7% $175

Eating Out

Ubud, Bali

$108 8%

Hamar

$402 16.3% 273% $294

Clothing & Footwear

Ubud, Bali

$108 8%

Hamar

$183 7.4% 70.2% $75

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Hamar

$319 13% 207% $215

Sport & Entertainment

Ubud, Bali

$58 4.3%

Hamar

$99 4% 71.4% $41

Getting Around

Ubud, Bali

$11 0.9%

Hamar

$110 4.5% 861% $98

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,270 in Hamar. Housing cost is often the main lever when comparing two cities.

Hamar pays about 27 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $129 in Hamar for a mid-range dinner for two. Groceries echo the gap at $288 vs $463 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Hamar

🕒 Local time

09:55 9:55 AM

02:55 2:55 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

33,059

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of October 29, 2026: 1 USD = 9.29 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hamar 11,590 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Hamar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamar: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $2,461 in Hamar, so Ubud, Bali is about 45% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 96% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,270 in Hamar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Hamar. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $129 in Hamar. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 45% less than in Hamar. Beyond cost, consider language, visa policies, and how big the international community is in each city.