Cost of Living Comparison Between Ubud, Bali and Hamar Cost of Living Comparison Between Ubud, Bali and Hamar

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,374 in Hamar.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $3,743 in Hamar.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $5,112 in Hamar.

Living in Ubud, Bali costs roughly 41% less than in Hamar, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Hamar 77% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$25.11 NOK 238

-85.78%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$123 NOK 1,165

-73.52%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$15.06 NOK 143

-67.73%

Cappuccino

$2.75 Rp 49.2K

$5.01 NOK 47.54

-45.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$4.22 NOK 40.03

-68.72%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$3.25 NOK 30.86

-78.46%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$12.22 NOK 116

-76.19%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$8.22 NOK 78.1

-53.89%

Milk (1 liter)

$1.71 Rp 30.6K

$2.10 NOK 19.95

-18.57%

White Bread (500g)

$2.47 Rp 44.3K

$2.99 NOK 28.38

-17.39%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.04 NOK 19.36

-41.18%

Eggs

$2.44 Rp 43.8K

$4.95 NOK 46.99

-50.71%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.38 NOK 98.5

38.54%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$11.90 NOK 113

-63.78%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$30.60 NOK 290

-60.10%

Apples (1kg)

$3.68 Rp 66.0K

$3.58 NOK 33.97

2.79%

Banana (1kg)

$1.55 Rp 27.8K

$2.53 NOK 23.97

-38.74%

Oranges (1kg)

$2.79 Rp 49.9K

$2.90 NOK 27.50

-3.79%

Tomato (1kg)

$2.33 Rp 41.8K

$5.08 NOK 48.27

-54.13%

Potato (1kg)

$1.97 Rp 35.3K

$2.37 NOK 22.46

-16.88%

Onion (1kg)

$2.31 Rp 41.4K

$2.36 NOK 22.38

-2.12%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.03 NOK 19.31

-47.78%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.95 NOK 18.54

-62.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$17.52 NOK 166

-81.28%

Wine (Bottle)

$22.79 Rp 408.4K

$18.70 NOK 177

21.87%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$3.48 NOK 33.02

-19.25%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$4.18 NOK 39.66

-33.49%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$4.56 NOK 43.25

-93.64%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$64.1 NOK 609

-87.43%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$9.94 NOK 94.3

-95.47%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.39 NOK 13.16

-67.63%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$42.55 NOK 404

-85.33%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.12 NOK 20.16

-59.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$36.3K NOK 344.7K

-28.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$42.7K NOK 405.3K

-25.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$217 NOK 2,063

-62.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$30.76 NOK 292

-86.80%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$56.4 NOK 536

-56.73%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$56.5 NOK 536

72.90%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$27.99 NOK 266

-76.96%

Cinema Ticket

$4.04 Rp 72.4K

$18.07 NOK 172

-77.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$206 NOK 1,960

47.26%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$14.8K NOK 140.2K

-55.19%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$104 NOK 985

-47.75%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$60.2 NOK 572

-35.60%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$125 NOK 1,185

-30.99%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$99.8 NOK 947

-23.15%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,171 NOK 11.1K

-15.87%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$820 NOK 7,783

-19.76%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,528 NOK 14.5K

120.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,423 NOK 13.5K

45.14%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$6,022 NOK 57.2K

-54.47%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$4,514 NOK 42.8K

-50.65%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$4,257 NOK 40.4K

-96.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.08

161.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Hamar: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,171 in Hamar. Housing cost is often the main lever when comparing two cities.

Hamar pays 2505% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $123 in Hamar for a mid-range dinner for two. Groceries echo the gap at $297 vs $438 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Hamar differ by about 69% in total monthly costs ($1,404 vs $2,374 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Hamar earns 2505% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $1,171 in Hamar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 47% higher in Hamar. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $123 in Hamar. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $2,374 in Hamar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hamar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hamar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 69% less than in Hamar. Beyond cost, consider language, visa policies, and how big the international community is in each city.