Last update: Oct 2026

Cost of Living Comparison Between Hamar and Hilversum

For one person, living is cheaper in Hamar: $2,461 a month against $2,915 in Hilversum, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Hilversum outweigh lower spending on other living expenses.

118

Cost of Living Index in Hamar
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Hamar Living Index
140

Cost of Living Index in Hilversum
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Hilversum Living Index

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Hamar

🇳🇴 Norway

$2,461

/mo nomad

Hilversum

🇳🇱 Netherlands

$2,915

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamar and in Hilversum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamar and in Hilversum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,461 in Hamar versus $2,915 in Hilversum.

Hamar $2,461
Hilversum $2,915

Estimated couple costs with rent: $3,857 in Hamar versus $4,247 in Hilversum.

Hamar $3,857
Hilversum $4,247

Monthly costs for a family of three with rent: $5,253 in Hamar versus $5,579 in Hilversum.

Hamar $5,253
Hilversum $5,579

Living in Hamar costs roughly 16% less than in Hilversum, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Hamar 81% above, Hilversum 114% above.

Meal at Budget Restaurant

$21.67 NOK 201

$28.34 €25.46

-23.54%

Three-Course Dinner for Two, Mid-Range

$129 NOK 1,201

$77.5 €69.6

66.86%

Fast Food Meal (McDonalds, etc)

$16.21 NOK 151

$17.08 €15.34

-5.09%

Cappuccino

$5.89 NOK 54.7

$4.29 €3.85

37.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.52 NOK 42.00

$4.02 €3.61

12.44%

Water (0.33 liter bottle)

$3.39 NOK 31.48

$3.00 €2.69

13.00%

Local Beer (0.5 liter draught)

$12.04 NOK 112

$5.48 €4.92

119.71%

Imported Beer (0.33 liter bottle)

$8.70 NOK 80.9

$5.61 €5.04

55.08%

Milk (1 liter)

$2.56 NOK 23.79

$1.68 €1.51

52.38%

White Bread (500g)

$3.10 NOK 28.82

$2.19 €1.97

41.55%

Rice (white) (1kg)

$2.10 NOK 19.47

$3.10 €2.78

-32.26%

Eggs

$6.23 NOK 57.9

$5.06 €4.54

23.12%

Local Cheese (1kg)

$11.12 NOK 103

$13.89 €12.48

-19.94%

Chicken Fillets (1kg)

$12.62 NOK 117

$14.50 €13.02

-12.97%

Beef Round Steak (1kg)

$31.47 NOK 292

$16.70 €15.01

88.44%

Apples (1kg)

$3.36 NOK 31.23

$2.45 €2.20

37.14%

Banana (1kg)

$2.77 NOK 25.76

$2.77 €2.49

Oranges (1kg)

$3.08 NOK 28.66

$2.02 €1.82

52.48%

Tomato (1kg)

$6.17 NOK 57.3

$4.44 €3.99

38.96%

Potato (1kg)

$2.50 NOK 23.26

$1.78 €1.59

40.45%

Onion (1kg)

$2.61 NOK 24.28

$2.01 €1.80

29.85%

Lettuce (1 head)

$2.19 NOK 20.39

$1.50 €1.35

46.00%

Water (1.5 liter bottle)

$2.01 NOK 18.66

$1.11 €1.00

81.08%

Cigarettes 20 Pack (Marlboro, Camel)

$19.50 NOK 181

$12.17 €10.93

60.23%

Wine (Bottle)

$16.93 NOK 157

$6.72 €6.04

151.93%

Local Beer (0.5 liter bottle)

$3.55 NOK 33.03

$1.43 €1.28

148.25%

Imported Beer (0.33 liter bottle)

$4.38 NOK 40.69

$2.60 €2.33

68.46%

One-way Ticket (Public Transport)

$4.66 NOK 43.25

$3.61 €3.24

29.09%

Public Transport Monthly Pass (Regular Price)

$69.2 NOK 643

$67.8 €60.9

2.00%

Taxi Start (Normal Tariff)

$12.31 NOK 114

$5.57 €5.01

121.01%

Taxi (Normal Tariff) (1km)

$1.93 NOK 17.94

$3.42 €3.07

-43.57%

Taxi 1hour Waiting (Normal Tariff)

$72.8 NOK 677

$22.70 €20.39

220.88%

Gasoline (1 liter)

$2.39 NOK 22.20

$2.46 €2.21

-2.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.6K NOK 460.7K

$41.9K €37.7K

18.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.3K NOK 429.9K

$42.2K €37.9K

9.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 NOK 2,137

$262 €235

-12.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.38 NOK 319

$29.44 €26.44

16.78%

Internet (50+ Mbps, Unlimited Data)

$55.1 NOK 512

$63.6 €57.2

-13.45%

Gym Membership (Monthly)

$59.1 NOK 549

$67.5 €60.6

-12.42%

Tennis Court (1 Hour on Weekend)

$29.46 NOK 274

$34.64 €31.12

-14.95%

Cinema Ticket

$20.16 NOK 187

$16.51 €14.83

22.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$217 NOK 2,013

$700 €628

-69.03%

International Primary School, 1 Child (Yearly)

$16.1K NOK 149.1K

$15.5K €14.0K

3.27%

Jeans (Levis 501 Or Similar)

$104 NOK 968

$112 €101

-7.02%

Summer Dress (H&M, Zara, etc)

$60.5 NOK 562

$47.96 €43.08

26.11%

Sport Shoes (Adidas, Nike)

$136 NOK 1,264

$92.2 €82.8

47.66%

Men's Leather Business Shoes

$106 NOK 983

$145 €131

-27.22%

1-bedroom Apartment, City Center (Monthly)

$1,270 NOK 11.8K

$1,667 €1,497

-23.84%

1-bedroom Apartment, Outside City Center (Monthly)

$884 NOK 8,214

$1,430 €1,285

-38.18%

3-bedroom Apartment, City Center (Monthly)

$1,595 NOK 14.8K

$2,731 €2,453

-41.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,517 NOK 14.1K

$2,323 €2,087

-34.70%

Buy Apartment in City Center (m2)

$4,359 NOK 40.5K

$6,907 €6,205

-36.89%

Buy Apartment Outside City Center (m2)

$3,609 NOK 33.5K

$5,239 €4,706

-31.12%

Average Monthly Net Salary (After Tax)

$4,415 NOK 41.0K

$4,008 €3,601

10.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

4.3

14.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamar: October 26, 2026

Last update for Hilversum: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamar

$884 35.9%

Hilversum

$1.4K 49.1% 61.8% $546

Groceries & Markets

Hamar

$463 18.8%

Hilversum

$349 12% 24.6% $114

Eating Out

Hamar

$402 16.3%

Hilversum

$396 13.6% 1.4% $5.8

Monthly Utilities & Internet

Hamar

$319 13%

Hilversum

$355 12.2% 11% $35

Clothing & Footwear

Hamar

$183 7.4%

Hilversum

$179 6.1% 2.2% $4

Getting Around

Hamar

$110 4.5%

Hilversum

$105 3.6% 4.4% $4.8

Sport & Entertainment

Hamar

$99 4%

Hilversum

$101 3.5% 1.1% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,270 in Hamar and $1,667 in Hilversum. Housing cost is often the main lever when comparing two cities.

Hamar pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $129 in Hamar vs $77 in Hilversum for a mid-range dinner for two. Groceries echo the gap at $463 vs $349 per month, with Hilversum cheaper across the board.

Good to know

🇳🇴 Hamar

🇳🇱 Hilversum

🕒 Local time

23:03 11:03 PM

Same time as Hamar

🌤 Weather

👥 Population

33,059

93,345

💱 Currency

Norwegian Krone NOK kr

Euro EUR €

📈 Exchange rate

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 28, 2026: 1 USD = 9.29 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to NOK in detail →

On the map

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Highest

Between locations

Hamar Hilversum 1,040 km ≈ 1 h 45 min nonstop flight

From you

Hamar
Hilversum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamar vs Hilversum: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,461 in Hamar and $2,915 in Hilversum, so Hamar is about 16% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 10% higher in Hamar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,270 in Hamar versus $1,667 in Hilversum. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Hilversum pay roughly 25% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $2,461 per month in Hamar versus $2,915 in Hilversum – Hamar is about 16% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.