Last update: Oct 2026

Cost of Living Comparison Between Hilversum and Hamar

For one person, living is cheaper in Hamar: $2,380 a month against $2,920 in Hilversum, rent and utilities included – about $6,500 less a year. Higher rent and utilities in Hilversum outweigh lower spending on other living expenses.

142

Cost of Living Index in Hilversum
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Hilversum Living Index
117

Cost of Living Index in Hamar
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Hamar Living Index

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Hilversum

🇳🇱 Netherlands

$2,920

/mo nomad

Hamar

🇳🇴 Norway

$2,380

/mo nomad

Monthly Cost of Living

How much you'll spend in Hilversum and in Hamar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hilversum and in Hamar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,920 in Hilversum versus $2,380 in Hamar.

Hilversum $2,920
Hamar $2,380

Estimated couple costs with rent: $4,236 in Hilversum versus $3,750 in Hamar.

Hilversum $4,236
Hamar $3,750

Monthly costs for a family of three with rent: $5,553 in Hilversum versus $5,120 in Hamar.

Hilversum $5,553
Hamar $5,120

Living in Hilversum is roughly 23% more expensive than in Hamar, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Hilversum 116% above, Hamar 76% above.

Meal at Budget Restaurant

$27.73 €24.67

$21.18 NOK 199

30.93%

Three-Course Dinner for Two, Mid-Range

$79.5 €70.7

$125 NOK 1,180

-36.55%

Fast Food Meal (McDonalds, etc)

$16.70 €14.85

$15.83 NOK 149

5.50%

Cappuccino

$4.30 €3.82

$5.76 NOK 54.2

-25.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.92 €3.49

$4.21 NOK 39.63

-6.89%

Water (0.33 liter bottle)

$2.98 €2.65

$3.28 NOK 30.85

-9.15%

Local Beer (0.5 liter draught)

$5.53 €4.92

$11.49 NOK 108

-51.87%

Imported Beer (0.33 liter bottle)

$5.53 €4.92

$8.07 NOK 76.0

-31.47%

Milk (1 liter)

$1.81 €1.61

$2.50 NOK 23.53

-27.60%

White Bread (500g)

$2.37 €2.11

$2.93 NOK 27.57

-19.11%

Rice (white) (1kg)

$3.47 €3.09

$2.06 NOK 19.36

68.45%

Eggs

$5.27 €4.69

$5.76 NOK 54.3

-8.51%

Local Cheese (1kg)

$14.30 €12.72

$11.05 NOK 104

29.41%

Chicken Fillets (1kg)

$13.89 €12.35

$12.20 NOK 115

13.85%

Beef Round Steak (1kg)

$16.46 €14.64

$31.42 NOK 296

-47.61%

Apples (1kg)

$2.53 €2.25

$3.21 NOK 30.26

-21.18%

Banana (1kg)

$2.68 €2.38

$2.57 NOK 24.17

4.28%

Oranges (1kg)

$2.71 €2.41

$3.05 NOK 28.74

-11.15%

Tomato (1kg)

$5.21 €4.63

$5.89 NOK 55.5

-11.54%

Potato (1kg)

$1.89 €1.68

$2.48 NOK 23.34

-23.79%

Onion (1kg)

$2.23 €1.98

$2.44 NOK 22.95

-8.61%

Lettuce (1 head)

$1.48 €1.32

$2.12 NOK 19.97

-30.19%

Water (1.5 liter bottle)

$1.14 €1.02

$1.99 NOK 18.74

-42.71%

Cigarettes 20 Pack (Marlboro, Camel)

$12.60 €11.21

$18.94 NOK 178

-33.47%

Wine (Bottle)

$6.83 €6.07

$16.40 NOK 154

-58.35%

Local Beer (0.5 liter bottle)

$1.48 €1.31

$3.38 NOK 31.78

-56.21%

Imported Beer (0.33 liter bottle)

$2.72 €2.42

$4.18 NOK 39.37

-34.93%

One-way Ticket (Public Transport)

$3.62 €3.22

$4.66 NOK 43.87

-22.32%

Public Transport Monthly Pass (Regular Price)

$66.0 €58.7

$67.5 NOK 635

-2.12%

Taxi Start (Normal Tariff)

$5.50 €4.89

$11.92 NOK 112

-53.86%

Taxi (Normal Tariff) (1km)

$3.44 €3.06

$1.78 NOK 16.76

93.26%

Taxi 1hour Waiting (Normal Tariff)

$22.12 €19.67

$69.5 NOK 654

-68.18%

Gasoline (1 liter)

$2.39 €2.13

$2.37 NOK 22.32

0.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.8K €37.2K

$47.8K NOK 449.5K

-12.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.6K €37.9K

$43.6K NOK 410.2K

-2.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$265 €236

$223 NOK 2,104

18.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.28 €25.15

$33.07 NOK 311

-14.48%

Internet (50+ Mbps, Unlimited Data)

$63.2 €56.2

$54.1 NOK 509

16.85%

Gym Membership (Monthly)

$68.0 €60.5

$58.2 NOK 548

16.75%

Tennis Court (1 Hour on Weekend)

$33.61 €29.89

$29.40 NOK 277

14.32%

Cinema Ticket

$16.73 €14.88

$19.79 NOK 186

-15.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$678 €603

$207 NOK 1,948

227.80%

International Primary School, 1 Child (Yearly)

$15.6K €13.9K

$15.8K NOK 148.3K

-0.77%

Jeans (Levis 501 Or Similar)

$113 €100

$102 NOK 959

10.89%

Summer Dress (H&M, Zara, etc)

$47.90 €42.60

$59.5 NOK 560

-19.54%

Sport Shoes (Adidas, Nike)

$90.3 €80.4

$131 NOK 1,230

-30.89%

Men's Leather Business Shoes

$141 €126

$104 NOK 977

36.14%

1-bedroom Apartment, City Center (Monthly)

$1,683 €1,497

$1,227 NOK 11.6K

37.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,432 €1,274

$847 NOK 7,973

69.09%

3-bedroom Apartment, City Center (Monthly)

$2,924 €2,601

$1,578 NOK 14.9K

85.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,281 €2,029

$1,489 NOK 14.0K

53.15%

Buy Apartment in City Center (m2)

$6,800 €6,049

$4,302 NOK 40.5K

58.07%

Buy Apartment Outside City Center (m2)

$5,225 €4,648

$3,421 NOK 32.2K

52.71%

Average Monthly Net Salary (After Tax)

$3,910 €3,478

$4,269 NOK 40.2K

-8.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

4.94

-12.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hilversum: October 11, 2026

Last update for Hamar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hilversum

$1.4K 49.1%

Hamar

$847 35.6% 40.9% $585

Eating Out

Hilversum

$390 13.4%

Hamar

$390 16.4% 0.1% $0.3

Groceries & Markets

Hilversum

$360 12.3%

Hamar

$450 18.9% 24.8% $89

Monthly Utilities & Internet

Hilversum

$356 12.2%

Hamar

$311 13.1% 12.8% $46

Clothing & Footwear

Hilversum

$177 6.1%

Hamar

$178 7.5% 0.9% $1.5

Getting Around

Hilversum

$103 3.5%

Hamar

$107 4.5% 3.6% $3.7

Sport & Entertainment

Hilversum

$101 3.5%

Hamar

$98 4.1% 3.6% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,683 in Hilversum and $1,227 in Hamar. Housing cost is often the main lever when comparing two cities.

Hamar pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $80.0 in Hilversum vs $125 in Hamar for a mid-range dinner for two. Groceries echo the gap at $360 vs $450 per month, with Hilversum cheaper across the board.

Good to know

🇳🇱 Hilversum

🇳🇴 Hamar

🕒 Local time

00:06 12:06 AM

Same time as Hilversum

🌤 Weather

👥 Population

93,345

33,059

💱 Currency

Euro EUR €

Norwegian Krone NOK kr

📈 Exchange rate

1 EUR = 1.12 USD

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Norwegian Krone exchange rates as of October 18, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Hilversum Hamar 1,040 km ≈ 1 h 45 min nonstop flight

From you

Hilversum
Hamar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hilversum vs Hamar: Cost of Living - Frequently Asked Questions

Hilversum and Hamar differ by about 23% in total monthly costs ($2,920 vs $2,380 including rent). Hamar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 9% lower in Hamar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,683 in Hilversum versus $1,227 in Hamar. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Hilversum pay roughly 25% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Hamar – a meal for two runs $125 versus $80.0 in Hilversum. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Hamar is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hilversum and Hamar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hamar gentler on the wallet – expenses run 23% less than in Hilversum. Beyond cost, consider language, visa policies, and how big the international community is in each city.