Last update: Oct 2026

Cost of Living Comparison Between Hamamatsu and Belgrade

For one person, living is cheaper in Hamamatsu: $783 a month against $1,541 in Belgrade, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

Hamamatsu, Japan
Belgrade, Serbia
Hamamatsu
🇯🇵 Japan
$783
/mo nomad
Belgrade
🇷🇸 Serbia
$1,541
/mo nomad
Monthly Cost of Living

How much you'll spend in Hamamatsu and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamamatsu and in Belgrade actually costs, broken down by who's living it.

A single person spends $783 per month in Hamamatsu vs $1,541 in Belgrade, rent included.

  • Hamamatsu $783
  • Belgrade $1,541

A couple spends around $1,266 per month in Hamamatsu vs $2,343 in Belgrade, rent included.

  • Hamamatsu $1,266
  • Belgrade $2,343

A family of three spends $1,750 per month in Hamamatsu vs $3,146 in Belgrade, rent included.

  • Hamamatsu $1,750
  • Belgrade $3,146

Hamamatsu is about 49% cheaper than Belgrade, and outside of rent the biggest gap is in eating out.

Hamamatsu sits 42% below the global median, while Belgrade is 13% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Hamamatsu
Belgrade
Difference
Meal at Budget Restaurant
$3.90 ¥615
$13.09 RSD 1,379
-70.21%
Three-Course Dinner for Two, Mid-Range
$41.78 ¥6,596
$56.1 RSD 5,914
-25.57%
Fast Food Meal (McDonalds, etc)
$5.19 ¥820
$13.35 RSD 1,407
-61.12%
Cappuccino
$3.41 ¥539
$3.10 RSD 327
10.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.10 ¥174
$2.72 RSD 287
-59.56%
Water (0.33 liter bottle)
$0.75 ¥118
$2.24 RSD 236
-66.52%
Local Beer (0.5 liter draught)
$2.61 ¥411
$3.51 RSD 370
-25.64%
Imported Beer (0.33 liter bottle)
$3.11 ¥490
$4.06 RSD 428
-23.40%
🛒 Groceries & Markets
Hamamatsu
Belgrade
Difference
Milk (1 liter)
$1.08 ¥170
$1.39 RSD 146
-22.30%
White Bread (500g)
$1.70 ¥268
$1.12 RSD 118
51.79%
Rice (white) (1kg)
$3.67 ¥579
$2.65 RSD 279
38.49%
Eggs
$1.68 ¥266
$2.69 RSD 283
-37.55%
Local Cheese (1kg)
$10.25 ¥1,618
$10.92 RSD 1,151
-6.14%
Chicken Fillets (1kg)
$6.17 ¥973
$6.52 RSD 687
-5.37%
Beef Round Steak (1kg)
$14.24 ¥2,248
$15.55 RSD 1,638
-8.42%
Apples (1kg)
$5.80 ¥916
$1.59 RSD 167
264.78%
Banana (1kg)
$2.84 ¥448
$1.83 RSD 193
55.19%
Oranges (1kg)
$2.95 ¥466
$1.80 RSD 190
63.89%
Tomato (1kg)
$4.30 ¥679
$3.10 RSD 326
38.71%
Potato (1kg)
$2.61 ¥413
$0.87 RSD 91.2
200.00%
Onion (1kg)
$2.59 ¥408
$0.66 RSD 69.2
292.42%
Lettuce (1 head)
$1.29 ¥204
$0.77 RSD 80.9
67.53%
Water (1.5 liter bottle)
$0.66 ¥104
$0.69 RSD 72.6
-4.35%
Cigarettes 20 Pack (Marlboro, Camel)
$3.89 ¥613
$4.73 RSD 499
-17.76%
Wine (Bottle)
$6.39 ¥1,009
$8.61 RSD 908
-25.78%
Local Beer (0.5 liter bottle)
$1.82 ¥288
$0.94 RSD 99.2
93.62%
Imported Beer (0.33 liter bottle)
$2.10 ¥331
$1.51 RSD 159
39.07%
🚌 Getting Around
Hamamatsu
Belgrade
Difference
Public Transport Monthly Pass (Regular Price)
$50.1 ¥7,914
-
-
Taxi Start (Normal Tariff)
$3.11 ¥490
$3.02 RSD 318
2.98%
Taxi (Normal Tariff) (1km)
$2.63 ¥415
$0.99 RSD 104
165.66%
Taxi 1hour Waiting (Normal Tariff)
$20.62 ¥3,256
$17.07 RSD 1,799
20.80%
Gasoline (1 liter)
$1.06 ¥168
$1.87 RSD 197
-43.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K ¥3.4M
$31.0K RSD 3.3M
-30.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$15.8K ¥2.5M
$23.4K RSD 2.5M
-32.40%
🧾 Monthly Utilities & Internet
Hamamatsu
Belgrade
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$130 ¥20.6K
$212 RSD 22.4K
-38.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.59 ¥1,356
$24.87 RSD 2,621
-65.46%
Internet (50+ Mbps, Unlimited Data)
$32.78 ¥5,176
$34.64 RSD 3,650
-5.37%
🎉 Sport & Entertainment
Hamamatsu
Belgrade
Difference
Gym Membership (Monthly)
-
$40.02 RSD 4,217
-
Tennis Court (1 Hour on Weekend)
$17.40 ¥2,747
$22.70 RSD 2,392
-23.35%
Cinema Ticket
$13.08 ¥2,065
$8.02 RSD 845
63.09%
🧸 Childcare & Education
Hamamatsu
Belgrade
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$819 ¥129.3K
$439 RSD 46.2K
86.66%
International Primary School, 1 Child (Yearly)
$14.8K ¥2.3M
$11.3K RSD 1.2M
30.82%
👕👟 Clothing & Footwear
Hamamatsu
Belgrade
Difference
Jeans (Levis 501 Or Similar)
$63.6 ¥10.0K
$111 RSD 11.7K
-42.47%
Summer Dress (H&M, Zara, etc)
$37.10 ¥5,858
$47.02 RSD 4,954
-21.10%
Sport Shoes (Adidas, Nike)
$61.3 ¥9,677
$113 RSD 11.9K
-45.67%
Men's Leather Business Shoes
$103 ¥16.3K
$152 RSD 16.0K
-32.16%
🏠 Accommodation & Living
Hamamatsu
Belgrade
Difference
1-bedroom Apartment, City Center (Monthly)
-
$806 RSD 84.9K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$547 RSD 57.6K
-
3-bedroom Apartment, City Center (Monthly)
-
$1,551 RSD 163.4K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$982 RSD 103.4K
-
Buy Apartment in City Center (m2)
$7,787 ¥1.2M
$5,342 RSD 562.9K
45.77%
Buy Apartment Outside City Center (m2)
$5,298 ¥836.5K
$3,117 RSD 328.4K
69.97%
💵 Salaries & Financials
Hamamatsu
Belgrade
Difference
Average Monthly Net Salary (After Tax)
$1,602 ¥253.0K
$1,217 RSD 128.2K
31.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.64
4.61
-42.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamamatsu: October 24, 2026

Last update for Belgrade: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Hamamatsu
$285
Belgrade
$240 15.7% $45
Monthly Utilities & Internet
Hamamatsu
$172
Belgrade
$272 58.2% $100
Clothing & Footwear
Hamamatsu
$119
Belgrade
$190 59.3% $71
Eating Out
Hamamatsu
$114
Belgrade
$228 98.9% $113
Getting Around
Hamamatsu
$66 *
Belgrade
$8 * 88% $58
Sport & Entertainment
Hamamatsu
$26 *
Belgrade
$56 114% $30
Accommodation & Living
Hamamatsu
- *
Belgrade
$547

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 32% higher in Hamamatsu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $42 in Hamamatsu versus $56 in Belgrade. Groceries tell a different story – $285 in Hamamatsu vs $240 in Belgrade – so Belgrade wins on supermarket bills even if dining out costs more.

Good to know
🇯🇵 Hamamatsu
🇷🇸 Belgrade
🕒 Local time
03:48 3:48 AM
19:48 7:48 PM
8 h behind Hamamatsu
🌤 Weather
👥 Population
797,033
1,197,714 Capital
💱 Currency
Exchange rates and currency converter

RSD, USD, EUR to JPY – Japanese Yen Converter

Japanese Yen exchange rates as of October 28, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

Serbian Dinar exchange rates as of October 28, 2026: 1 USD = 105 RSD (1,000 RSD = 9.49 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

On the map
Between locations
  • Hamamatsu Belgrade 9,150 km ≈ 12 h nonstop flight
From you
  • Hamamatsu
  • Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamamatsu vs Belgrade: Cost of Living - Frequently Asked Questions
How do living costs in Hamamatsu and in Belgrade compare overall?
Monthly costs with rent: $783 in Hamamatsu, $1,541 in Belgrade – roughly 97% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Hamamatsu compared to Belgrade?
For a comfortable life, plan on about $1,175 per month in Hamamatsu and $2,311 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $42 in Hamamatsu and $56 in Belgrade. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 16% cheaper in Belgrade – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is more doable on $1,200 per month?
A $1,200 monthly budget goes further in Hamamatsu, where all-in costs run around $783, than in Belgrade at $1,541. In Hamamatsu it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
How does quality of life compare between Hamamatsu and Belgrade?
It depends on your priorities. Hamamatsu has an edge in some lifestyle areas, with costs from $783 in Hamamatsu to $1,541 in Belgrade. Climate, culture, job market, and personal taste all factor in.
Is Hamamatsu or Belgrade safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

Hamamatsu vs other spots: cost of living compared

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