Cost of Living Comparison Between Hamamatsu and Belgrade Cost of Living Comparison Between Hamamatsu and Belgrade

Monthly Cost of Living

A single person spends $1,163 per month in Hamamatsu vs $1,658 in Belgrade, rent included.

A couple spends around $1,869 per month in Hamamatsu vs $2,486 in Belgrade, rent included.

A family of three spends $2,575 per month in Hamamatsu vs $3,313 in Belgrade, rent included.

Hamamatsu is about 30% cheaper than Belgrade, driven mainly by Eating Out.

Hamamatsu sits 16% below the global median, while Belgrade is 20% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Hamamatsu
Belgrade
Difference
Meal at Budget Restaurant
$3.80 ¥583
$13.63 RSD 1,374
-72.12%
Three-Course Dinner for Two, Mid-Range
$44.06 ¥6,766
$60.1 RSD 6,055
-26.66%
Fast Food Meal (McDonalds, etc)
$4.96 ¥762
$13.01 RSD 1,311
-61.88%
Cappuccino
$3.30 ¥506
$3.18 RSD 321
3.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.07 ¥164
$2.93 RSD 295
-63.48%
Water (0.33 liter bottle)
$0.78 ¥119
$2.49 RSD 251
-68.67%
Local Beer (0.5 liter draught)
$2.48 ¥380
$3.58 RSD 361
-30.73%
Imported Beer (0.33 liter bottle)
$3.08 ¥474
$4.05 RSD 408
-23.95%
🛒 Groceries & Markets
Hamamatsu
Belgrade
Difference
Milk (1 liter)
$1.01 ¥155
$1.49 RSD 150
-32.21%
White Bread (500g)
$1.70 ¥261
$1.19 RSD 120
42.86%
Rice (white) (1kg)
$3.66 ¥561
$2.88 RSD 290
27.08%
Eggs
$1.57 ¥242
$2.84 RSD 287
-44.72%
Local Cheese (1kg)
$11.54 ¥1,772
$11.88 RSD 1,198
-2.86%
Chicken Fillets (1kg)
$6.05 ¥929
$7.33 RSD 739
-17.46%
Beef Round Steak (1kg)
$14.48 ¥2,224
$16.32 RSD 1,645
-11.27%
Apples (1kg)
$5.75 ¥884
$1.76 RSD 177
226.70%
Banana (1kg)
$2.66 ¥409
$1.86 RSD 187
43.01%
Oranges (1kg)
$2.92 ¥449
$1.90 RSD 192
53.68%
Tomato (1kg)
$4.26 ¥654
$3.20 RSD 322
33.12%
Potato (1kg)
$2.60 ¥399
$0.92 RSD 93.2
182.61%
Onion (1kg)
$2.54 ¥390
$0.73 RSD 73.3
247.95%
Lettuce (1 head)
$1.23 ¥189
$0.82 RSD 82.2
50.00%
Water (1.5 liter bottle)
$0.61 ¥93.0
$0.69 RSD 69.2
-11.59%
Cigarettes 20 Pack (Marlboro, Camel)
$3.66 ¥562
$4.78 RSD 482
-23.43%
Wine (Bottle)
$6.42 ¥986
$9.86 RSD 994
-34.89%
Local Beer (0.5 liter bottle)
$1.80 ¥276
$0.90 RSD 91.1
100.00%
Imported Beer (0.33 liter bottle)
$2.02 ¥310
$1.53 RSD 154
32.03%
🚌 Getting Around
Hamamatsu
Belgrade
Difference
One-way Ticket (Public Transport)
$1.49 ¥228
-
-
Public Transport Monthly Pass (Regular Price)
$56.4 ¥8,664
-
-
Taxi Start (Normal Tariff)
$3.17 ¥486
$3.21 RSD 323
-1.25%
Taxi (Normal Tariff) (1km)
$2.45 ¥377
$1.02 RSD 103
140.20%
Taxi 1hour Waiting (Normal Tariff)
$20.60 ¥3,163
$17.77 RSD 1,791
15.93%
Gasoline (1 liter)
$1.10 ¥168
$1.99 RSD 200
-44.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ¥3.3M
$31.2K RSD 3.1M
-32.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.8K ¥2.7M
$25.2K RSD 2.5M
-29.37%
🧾 Monthly Utilities & Internet
Hamamatsu
Belgrade
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$132 ¥20.2K
$223 RSD 22.5K
-40.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.88 ¥1,364
$26.22 RSD 2,642
-66.13%
Internet (50+ Mbps, Unlimited Data)
$31.36 ¥4,816
$36.14 RSD 3,643
-13.23%
🎉 Sport & Entertainment
Hamamatsu
Belgrade
Difference
Gym Membership (Monthly)
$49.84 ¥7,653
$42.95 RSD 4,329
16.04%
Tennis Court (1 Hour on Weekend)
$17.22 ¥2,644
$23.54 RSD 2,372
-26.85%
Cinema Ticket
$12.66 ¥1,944
$8.77 RSD 883
44.36%
🧸 Childcare & Education
Hamamatsu
Belgrade
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$635 ¥97.5K
$418 RSD 42.1K
51.84%
International Primary School, 1 Child (Yearly)
$14.5K ¥2.2M
$11.5K RSD 1.2M
26.16%
👕👟 Clothing & Footwear
Hamamatsu
Belgrade
Difference
Jeans (Levis 501 Or Similar)
$62.9 ¥9,657
$112 RSD 11.3K
-43.67%
Summer Dress (H&M, Zara, etc)
$31.68 ¥4,864
$48.51 RSD 4,889
-34.69%
Sport Shoes (Adidas, Nike)
$59.9 ¥9,197
$120 RSD 12.1K
-50.27%
Men's Leather Business Shoes
$102 ¥15.7K
$161 RSD 16.3K
-36.59%
🏠 Accommodation & Living
Hamamatsu
Belgrade
Difference
1-bedroom Apartment, City Center (Monthly)
$463 ¥71.0K
$876 RSD 88.3K
-47.16%
1-bedroom Apartment, Outside City Center (Monthly)
$322 ¥49.4K
$591 RSD 59.6K
-45.58%
3-bedroom Apartment, City Center (Monthly)
$1,051 ¥161.3K
$1,603 RSD 161.5K
-34.44%
3-bedroom Apartment, Outside City Center (Monthly)
$720 ¥110.6K
$986 RSD 99.4K
-26.96%
Buy Apartment in City Center (m2)
$4,300 ¥660.3K
$5,708 RSD 575.3K
-24.67%
Buy Apartment Outside City Center (m2)
$1,899 ¥291.7K
$3,286 RSD 331.2K
-42.19%
💵 Salaries & Financials
Hamamatsu
Belgrade
Difference
Average Monthly Net Salary (After Tax)
-
$1,276 RSD 128.6K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.12
4.64
-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamamatsu: September 5, 2026

Last update for Belgrade: September 6, 2026

Cost Breakdown

A central one-bedroom costs $463 in Hamamatsu versus $876 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44.00 in Hamamatsu versus $60.0 in Belgrade. Groceries tell a different story – $285 in Hamamatsu vs $258 in Belgrade – so Belgrade wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamamatsu vs Belgrade: Cost of Living - Frequently Asked Questions
How do living costs in Hamamatsu and in Belgrade compare overall?
Monthly costs with rent: $1,163 in Hamamatsu, $1,658 in Belgrade – roughly 42% apart. Belgrade costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Hamamatsu compared to Belgrade?
For a comfortable life, plan on about $1,745 per month in Hamamatsu and $2,487 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Hamamatsu and Belgrade?
Rent is clearly cheaper in Hamamatsu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $44.00 in Hamamatsu and $60.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 11% cheaper in Belgrade – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Hamamatsu, where all-in costs run around $1,163, than in Belgrade at $1,658. In Hamamatsu it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
How does quality of life compare between Hamamatsu and Belgrade?
It depends on your priorities. Hamamatsu has an edge in some lifestyle areas, with costs from $1,163 in Hamamatsu to $1,658 in Belgrade. Climate, culture, job market, and personal taste all factor in.
Is Hamamatsu or Belgrade safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Hamamatsu and Belgrade?
If budget matters most, go with Hamamatsu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.

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