Cost of Living Comparison Between Hama and Ubud, Bali Cost of Living Comparison Between Hama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $561 in Hama versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $875 in Hama versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,189 in Hama versus $3,273 in Ubud, Bali.

Living in Hama costs roughly 60% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Hama is 59% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$7.87 SYP 956

$3.37 Rp 59.9K

133.53%

Three-Course Dinner for Two, Mid-Range

$30.69 SYP 3,730

$38.59 Rp 685.5K

-20.47%

Fast Food Meal (McDonalds, etc)

$2.62 SYP 318

$5.52 Rp 98.1K

-52.54%

Cappuccino

$1.16 SYP 141

$2.64 Rp 47.0K

-56.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 SYP 276

$1.67 Rp 29.7K

35.93%

Water (0.33 liter bottle)

$0.82 SYP 99.3

$0.77 Rp 13.7K

6.49%

Local Beer (0.5 liter draught)

$1.89 SYP 229

$2.63 Rp 46.8K

-28.14%

Imported Beer (0.33 liter bottle)

$1.81 SYP 220

$4.28 Rp 76.1K

-57.71%

Milk (1 liter)

$1.04 SYP 126

$1.55 Rp 27.5K

-32.90%

White Bread (500g)

$0.39 SYP 47.13

$2.22 Rp 39.5K

-82.43%

Rice (white) (1kg)

$1.58 SYP 193

$1.13 Rp 20.0K

39.82%

Eggs

$1.61 SYP 196

$2.09 Rp 37.1K

-22.97%

Local Cheese (1kg)

$3.89 SYP 473

$17.39 Rp 309.0K

-77.63%

Chicken Fillets (1kg)

$5.77 SYP 702

$3.87 Rp 68.7K

49.10%

Beef Round Steak (1kg)

$13.68 SYP 1,663

$12.55 Rp 222.9K

9.00%

Apples (1kg)

$1.07 SYP 131

$3.62 Rp 64.2K

-70.44%

Banana (1kg)

$1.43 SYP 173

$1.56 Rp 27.7K

-8.33%

Oranges (1kg)

$1.14 SYP 138

$2.35 Rp 41.8K

-51.49%

Tomato (1kg)

$1.03 SYP 125

$2.06 Rp 36.5K

-50.00%

Potato (1kg)

$0.80 SYP 97.7

$1.90 Rp 33.7K

-57.89%

Onion (1kg)

$0.75 SYP 90.7

$2.34 Rp 41.5K

-67.95%

Lettuce (1 head)

$0.40 SYP 48.51

$1.03 Rp 18.3K

-61.17%

Water (1.5 liter bottle)

$0.62 SYP 75.4

$0.55 Rp 9,854

12.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 SYP 329

$2.25 Rp 40.0K

20.00%

Wine (Bottle)

$6.14 SYP 747

$23.81 Rp 422.9K

-74.21%

Local Beer (0.5 liter bottle)

$1.10 SYP 134

$2.31 Rp 41.1K

-52.38%

Imported Beer (0.33 liter bottle)

$2.82 SYP 342

$2.80 Rp 49.8K

0.71%

One-way Ticket (Public Transport)

$0.21 SYP 25.18

$0.27 Rp 4,839

-22.22%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.9K

Taxi Start (Normal Tariff)

$1.01 SYP 123

$0.48 Rp 8,554

110.42%

Taxi (Normal Tariff) (1km)

$1.53 SYP 186

$0.45 Rp 7,924

240.00%

Taxi 1hour Waiting (Normal Tariff)

$7.57 SYP 920

$5.72 Rp 101.6K

32.34%

Gasoline (1 liter)

$3.61 SYP 438

$0.76 Rp 13.5K

375.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.9K SYP 1.8M

$24.5K Rp 434.9M

-39.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K SYP 2.3M

$32.1K Rp 570.6M

-40.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 SYP 17.3K

$83.6 Rp 1.5M

70.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.35 SYP 1,136

$6.46 Rp 114.7K

44.74%

Internet (50+ Mbps, Unlimited Data)

$23.48 SYP 2,853

$18.99 Rp 337.4K

23.64%

Gym Membership (Monthly)

$56.0 Rp 994.4K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

Cinema Ticket

$5.65 SYP 686

$4.28 Rp 76.1K

32.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$67.0 SYP 8,141

$487 Rp 8.6M

-86.23%

International Primary School, 1 Child (Yearly)

$1,804 SYP 219.3K

$5,856 Rp 104.0M

-69.19%

Jeans (Levis 501 Or Similar)

$28.66 SYP 3,483

$45.56 Rp 809.3K

-37.09%

Summer Dress (H&M, Zara, etc)

$40.13 SYP 4,877

$36.38 Rp 646.3K

10.31%

Sport Shoes (Adidas, Nike)

$59.5 SYP 7,227

$82.0 Rp 1.5M

-27.43%

Men's Leather Business Shoes

$58.9 SYP 7,158

$80.4 Rp 1.4M

-26.73%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.5M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.3M

Buy Apartment in City Center (m2)

$2,826 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.7M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.25

13.78

3.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hama: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

Dining out: $31.00 in Hama vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $169 vs $293 per month, with Hama cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hama and Ubud, Bali differ by about 149% in total monthly costs ($561 vs $1,396 including rent). Hama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $842 in Hama and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 74% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $561 per month in Hama versus $1,396 in Ubud, Bali – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

At $561 in Hama versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Hama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hama gentler on the wallet – expenses run 149% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.