Cost of Living Comparison Between Hama and Ubud, Bali Cost of Living Comparison Between Hama and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $411 in Hama versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $620 in Hama versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $829 in Hama versus $3,660 in Ubud, Bali.

Living in Hama costs roughly 71% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Hama is 69% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$3.53 SYP 390

$3.56 Rp 63.7K

-0.84%

Three-Course Dinner for Two, Mid-Range

$12.23 SYP 1,351

$32.73 Rp 584.5K

-62.63%

Fast Food Meal (McDonalds, etc)

$2.49 SYP 275

$4.95 Rp 88.4K

-49.70%

Cappuccino

$0.73 SYP 80.6

$2.71 Rp 48.4K

-73.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 SYP 98.3

$1.34 Rp 24.0K

-33.58%

Water (0.33 liter bottle)

$0.48 SYP 53.5

$0.70 Rp 12.5K

-31.43%

Local Beer (0.5 liter draught)

$1.64 SYP 181

$2.92 Rp 52.1K

-43.84%

Imported Beer (0.33 liter bottle)

$2.46 SYP 272

$3.96 Rp 70.7K

-37.88%

Milk (1 liter)

$0.49 SYP 53.9

$1.81 Rp 32.3K

-72.93%

White Bread (500g)

$0.63 SYP 70.0

$2.52 Rp 45.0K

-75.00%

Rice (white) (1kg)

$1.28 SYP 141

$1.16 Rp 20.7K

10.34%

Eggs

$1.84 SYP 204

$2.46 Rp 43.9K

-25.20%

Local Cheese (1kg)

$3.03 SYP 335

$14.71 Rp 262.7K

-79.40%

Chicken Fillets (1kg)

$3.83 SYP 423

$4.32 Rp 77.1K

-11.34%

Beef Round Steak (1kg)

$6.17 SYP 682

$12.14 Rp 216.7K

-49.18%

Apples (1kg)

$0.93 SYP 103

$3.84 Rp 68.6K

-75.78%

Banana (1kg)

$1.81 SYP 199

$1.56 Rp 27.8K

16.03%

Oranges (1kg)

$0.99 SYP 109

$2.83 Rp 50.6K

-65.02%

Tomato (1kg)

$0.52 SYP 57.2

$2.33 Rp 41.5K

-77.68%

Potato (1kg)

$0.53 SYP 58.1

$1.91 Rp 34.2K

-72.25%

Onion (1kg)

$0.44 SYP 48.54

$2.20 Rp 39.3K

-80.00%

Lettuce (1 head)

$0.24 SYP 26.44

$1.01 Rp 18.1K

-76.24%

Water (1.5 liter bottle)

$0.58 SYP 63.8

$0.78 Rp 13.8K

-25.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.55 SYP 282

$3.32 Rp 59.2K

-23.19%

Wine (Bottle)

$5.80 SYP 640

$23.74 Rp 423.9K

-75.57%

Local Beer (0.5 liter bottle)

$0.98 SYP 108

$2.79 Rp 49.8K

-64.87%

Imported Beer (0.33 liter bottle)

$1.77 SYP 195

$2.86 Rp 51.1K

-38.11%

One-way Ticket (Public Transport)

$0.22 SYP 24.66

$0.27 Rp 4,800

-18.52%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.48 SYP 53.4

$0.46 Rp 8,150

4.35%

Taxi (Normal Tariff) (1km)

$0.52 SYP 57.3

$0.45 Rp 8,037

15.56%

Taxi 1hour Waiting (Normal Tariff)

$6.63 SYP 733

$6.10 Rp 108.9K

8.69%

Gasoline (1 liter)

$1.47 SYP 162

$0.79 Rp 14.2K

86.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.6K SYP 2.1M

$26.1K Rp 467.0M

-29.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K SYP 2.3M

$32.1K Rp 573.6M

-35.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 SYP 11.5K

$79.9 Rp 1.4M

29.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.64 SYP 955

$4.06 Rp 72.6K

112.81%

Internet (50+ Mbps, Unlimited Data)

$54.4 SYP 6,010

$23.52 Rp 420.0K

131.25%

Gym Membership (Monthly)

$3.44 SYP 380

$98.7 Rp 1.8M

-96.51%

Tennis Court (1 Hour on Weekend)

$3.43 SYP 379

$6.63 Rp 118.4K

-48.27%

Cinema Ticket

$2.92 SYP 322

$4.15 Rp 74.1K

-29.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$35.55 SYP 3,928

$304 Rp 5.4M

-88.30%

International Primary School, 1 Child (Yearly)

$490 SYP 54.2K

$6,613 Rp 118.1M

-92.59%

Jeans (Levis 501 Or Similar)

$9.89 SYP 1,092

$55.5 Rp 991.8K

-82.19%

Summer Dress (H&M, Zara, etc)

$25.28 SYP 2,793

$38.31 Rp 684.1K

-34.01%

Sport Shoes (Adidas, Nike)

$45.23 SYP 4,998

$88.6 Rp 1.6M

-48.95%

Men's Leather Business Shoes

$20.11 SYP 2,222

$77.9 Rp 1.4M

-74.17%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$89.1 SYP 9,840

$3,442 Rp 61.5M

-97.41%

3-bedroom Apartment, Outside City Center (Monthly)

$65.4 SYP 7,229

$2,039 Rp 36.4M

-96.79%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hama: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

Dining out: $12.00 in Hama vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $123 vs $302 per month, with Hama cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hama vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hama and Ubud, Bali differ by about 246% in total monthly costs ($411 vs $1,419 including rent). Hama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $616 in Hama and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 146% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $411 per month in Hama versus $1,419 in Ubud, Bali – a 246% gap that adds up to real savings over time for anyone picking the cheaper option.

At $411 in Hama versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Hama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hama and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hama gentler on the wallet – expenses run 246% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.