Cost of Living Comparison Between Ubud, Bali and Hama Cost of Living Comparison Between Ubud, Bali and Hama

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $405 in Hama.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $615 in Hama.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $824 in Hama.

Living in Ubud, Bali is roughly 247% more expensive than in Hama, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Hama is 70% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$3.54 SYP 430

-2.54%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$11.93 SYP 1,449

171.08%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$2.56 SYP 311

89.06%

Cappuccino

$2.75 Rp 49.3K

$0.79 SYP 95.5

248.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.88 SYP 107

56.82%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.48 SYP 58.4

56.25%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.59 SYP 193

88.05%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.45 SYP 298

57.14%

Milk (1 liter)

$1.74 Rp 31.1K

$0.52 SYP 63.2

234.62%

White Bread (500g)

$2.46 Rp 44.1K

$0.59 SYP 72.2

316.95%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.23 SYP 149

-4.88%

Eggs

$2.43 Rp 43.6K

$1.87 SYP 228

29.95%

Local Cheese (1kg)

$14.50 Rp 260.2K

$2.97 SYP 361

388.22%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$3.74 SYP 454

16.31%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$6.02 SYP 732

99.00%

Apples (1kg)

$3.72 Rp 66.7K

$0.92 SYP 111

304.35%

Banana (1kg)

$1.63 Rp 29.2K

$1.81 SYP 220

-9.94%

Oranges (1kg)

$2.74 Rp 49.2K

$0.98 SYP 119

179.59%

Tomato (1kg)

$2.24 Rp 40.2K

$0.51 SYP 62.6

339.22%

Potato (1kg)

$1.92 Rp 34.4K

$0.54 SYP 65.0

255.56%

Onion (1kg)

$2.28 Rp 40.8K

$0.47 SYP 56.7

385.11%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.24 SYP 29.11

341.67%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.58 SYP 70.8

24.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.48 SYP 301

32.66%

Wine (Bottle)

$23.19 Rp 416.1K

$5.97 SYP 726

288.44%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$0.97 SYP 118

186.60%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.75 SYP 212

56.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.18 SYP 21.97

50.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.48 SYP 57.8

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.48 SYP 57.8

-12.50%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$6.36 SYP 772

-2.20%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.47 SYP 178

-44.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$18.3K SYP 2.2M

45.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$21.4K SYP 2.6M

50.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$101 SYP 12.2K

-22.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$8.21 SYP 998

-50.43%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$54.3 SYP 6,601

-55.21%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$3.53 SYP 430

2693.48%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$3.48 SYP 423

82.18%

Cinema Ticket

$3.99 Rp 71.5K

$2.95 SYP 358

35.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$34.44 SYP 4,185

785.69%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$506 SYP 61.4K

1213.88%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$9.87 SYP 1,200

448.53%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$25.30 SYP 3,074

49.45%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$44.15 SYP 5,365

96.69%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$20.32 SYP 2,469

275.74%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$90.9 SYP 11.0K

3612.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$65.7 SYP 7,983

3021.01%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Hama: July 12, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $12.00 in Hama for a mid-range dinner for two. Groceries echo the gap at $297 vs $122 per month, with Hama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Hama differ by about 247% in total monthly costs ($1,408 vs $405 including rent). Hama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $608 in Hama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 144% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $405 in Hama – a 247% gap that adds up to real savings over time for anyone picking the cheaper option.

At $405 in Hama versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Hama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hama gentler on the wallet – expenses run 247% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.