Cost of Living Comparison Between Ubud, Bali and Hama Cost of Living Comparison Between Ubud, Bali and Hama

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $411 in Hama.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $620 in Hama.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $829 in Hama.

Living in Ubud, Bali is roughly 246% more expensive than Hama, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Hama is 69% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.53 SYP 390

0.85%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$12.23 SYP 1,351

167.62%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$2.49 SYP 275

98.80%

Cappuccino

$2.71 Rp 48.4K

$0.73 SYP 80.6

271.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.89 SYP 98.3

50.56%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.48 SYP 53.5

45.83%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.64 SYP 181

78.05%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.46 SYP 272

60.98%

Milk (1 liter)

$1.81 Rp 32.3K

$0.49 SYP 53.9

269.39%

White Bread (500g)

$2.52 Rp 45.0K

$0.63 SYP 70.0

300.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.28 SYP 141

-9.38%

Eggs

$2.46 Rp 43.9K

$1.84 SYP 204

33.70%

Local Cheese (1kg)

$14.71 Rp 262.7K

$3.03 SYP 335

385.48%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$3.83 SYP 423

12.79%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$6.17 SYP 682

96.76%

Apples (1kg)

$3.84 Rp 68.6K

$0.93 SYP 103

312.90%

Banana (1kg)

$1.56 Rp 27.8K

$1.81 SYP 199

-13.81%

Oranges (1kg)

$2.83 Rp 50.6K

$0.99 SYP 109

185.86%

Tomato (1kg)

$2.33 Rp 41.5K

$0.52 SYP 57.2

348.08%

Potato (1kg)

$1.91 Rp 34.2K

$0.53 SYP 58.1

260.38%

Onion (1kg)

$2.20 Rp 39.3K

$0.44 SYP 48.54

400.00%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.24 SYP 26.44

320.83%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.58 SYP 63.8

34.48%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$2.55 SYP 282

30.20%

Wine (Bottle)

$23.74 Rp 423.9K

$5.80 SYP 640

309.31%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.98 SYP 108

184.69%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.77 SYP 195

61.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.22 SYP 24.66

22.73%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.48 SYP 53.4

-4.17%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.52 SYP 57.3

-13.46%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$6.63 SYP 733

-7.99%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.47 SYP 162

-46.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$18.6K SYP 2.1M

40.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$20.6K SYP 2.3M

56.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$104 SYP 11.5K

-23.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$8.64 SYP 955

-53.01%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$54.4 SYP 6,010

-56.76%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$3.44 SYP 380

2769.19%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$3.43 SYP 379

93.29%

Cinema Ticket

$4.15 Rp 74.1K

$2.92 SYP 322

42.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$35.55 SYP 3,928

755.02%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$490 SYP 54.2K

1248.63%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$9.89 SYP 1,092

461.58%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$25.28 SYP 2,793

51.54%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$45.23 SYP 4,998

95.89%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$20.11 SYP 2,222

287.22%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$89.1 SYP 9,840

3765.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$65.4 SYP 7,229

3017.46%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Hama: June 1, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $12.00 in Hama for a mid-range dinner for two. Groceries echo the gap at $302 vs $123 per month, with Hama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Hama differ by about 246% in total monthly costs ($1,419 vs $411 including rent). Hama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,129 in Ubud, Bali and $616 in Hama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 146% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,419 per month in Ubud, Bali versus $411 in Hama – a 246% gap that adds up to real savings over time for anyone picking the cheaper option.

At $411 in Hama versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Hama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hama gentler on the wallet – expenses run 246% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.