Cost of Living Comparison Between Ubud, Bali and Hama Cost of Living Comparison Between Ubud, Bali and Hama

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $553 in Hama.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $855 in Hama.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,156 in Hama.

Living in Ubud, Bali is roughly 147% more expensive than in Hama, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Hama is 60% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$7.64 SYP 928

-54.97%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$30.17 SYP 3,666

20.35%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$2.72 SYP 330

109.93%

Cappuccino

$2.67 Rp 47.4K

$1.13 SYP 137

136.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.30 SYP 280

-23.91%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.86 SYP 104

1.16%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.88 SYP 228

56.91%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$1.72 SYP 209

162.79%

Milk (1 liter)

$1.62 Rp 28.7K

$1.05 SYP 127

54.29%

White Bread (500g)

$2.33 Rp 41.3K

$0.41 SYP 49.93

468.29%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.63 SYP 199

-31.90%

Eggs

$2.20 Rp 39.0K

$1.62 SYP 196

35.80%

Local Cheese (1kg)

$17.69 Rp 313.8K

$3.89 SYP 472

354.76%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.56 SYP 675

-26.26%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$13.65 SYP 1,659

-10.77%

Apples (1kg)

$3.71 Rp 65.7K

$1.06 SYP 129

250.00%

Banana (1kg)

$1.59 Rp 28.2K

$1.42 SYP 172

11.97%

Oranges (1kg)

$2.28 Rp 40.5K

$1.14 SYP 138

100.00%

Tomato (1kg)

$1.95 Rp 34.6K

$1.01 SYP 123

93.07%

Potato (1kg)

$1.91 Rp 33.8K

$0.76 SYP 92.3

151.32%

Onion (1kg)

$2.33 Rp 41.3K

$0.75 SYP 90.8

210.67%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.40 SYP 49.14

152.50%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.66 SYP 80.8

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.70 SYP 328

-17.41%

Wine (Bottle)

$23.07 Rp 409.2K

$5.93 SYP 721

289.04%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.05 SYP 128

130.48%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.97 SYP 361

1.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.17 SYP 21.11

58.82%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$0.98 SYP 119

-51.02%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$1.50 SYP 183

-71.33%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$7.89 SYP 959

-28.52%

Gasoline (1 liter)

$0.80 Rp 14.2K

$3.77 SYP 459

-78.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$15.0K SYP 1.8M

66.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$19.2K SYP 2.3M

65.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$142 SYP 17.2K

-42.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$9.01 SYP 1,095

-27.97%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$22.85 SYP 2,776

-17.86%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

Cinema Ticket

$4.54 Rp 80.5K

$5.60 SYP 680

-18.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$66.5 SYP 8,083

622.59%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$1,770 SYP 215.0K

222.73%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$29.01 SYP 3,525

56.91%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$39.52 SYP 4,801

-9.21%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$60.3 SYP 7,330

33.25%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$57.4 SYP 6,973

37.08%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.25

-3.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Hama: September 14, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $30.00 in Hama for a mid-range dinner for two. Groceries echo the gap at $295 vs $168 per month, with Hama cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hama: Cost of Living - Frequently Asked Questions

Ubud, Bali and Hama differ by about 147% in total monthly costs ($1,368 vs $553 including rent). Hama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,052 in Ubud, Bali and $830 in Hama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 76% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $553 in Hama – a 147% gap that adds up to real savings over time for anyone picking the cheaper option.

At $553 in Hama versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Hama but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hama gentler on the wallet – expenses run 147% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.