🙂A single person spends $561 per month in Hama vs $947 in Chiang Mai, rent included.
🙂A couple spends around $875 per month in Hama vs $1,411 in Chiang Mai, rent included.
🙂A family of three spends $1,189 per month in Hama vs $1,874 in Chiang Mai, rent included.
🙂Hama is about 41% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Hama and Chiang Mai are more affordable than the global median – Hama59% lower, Chiang Mai31% lower.
Currency
🍽 Eating Out
Hama
Chiang Mai
Difference
Meal at Budget Restaurant
$7.87SYP 956
$2.08฿69.2
278.37%
Three-Course Dinner for Two, Mid-Range
$30.69SYP 3,730
$19.64฿651
56.26%
Fast Food Meal(McDonalds, etc)
$2.62SYP 318
$5.65฿188
-53.63%
Cappuccino
$1.16SYP 141
$1.81฿59.9
-35.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.27SYP 276
$0.71฿23.66
219.72%
Water(0.33 liter bottle)
$0.82SYP 99.3
$0.32฿10.48
156.25%
Local Beer(0.5 liter draught)
$1.89SYP 229
$2.24฿74.2
-15.63%
Imported Beer(0.33 liter bottle)
$1.81SYP 220
$3.63฿121
-50.14%
🛒 Groceries & Markets
Hama
Chiang Mai
Difference
Milk(1 liter)
$1.04SYP 126
$1.96฿65.0
-46.94%
White Bread(500g)
$0.39SYP 47.13
$1.50฿49.83
-74.00%
Rice(white)(1kg)
$1.58SYP 193
$1.34฿44.32
17.91%
Eggs
$1.61SYP 196
$2.26฿75.1
-28.76%
Local Cheese(1kg)
$3.89SYP 473
$16.26฿539
-76.08%
Chicken Fillets(1kg)
$5.77SYP 702
$2.95฿98.0
95.59%
Beef Round Steak(1kg)
$13.68SYP 1,663
$9.94฿330
37.63%
Apples(1kg)
$1.07SYP 131
$2.57฿85.3
-58.37%
Banana(1kg)
$1.43SYP 173
$1.06฿35.04
34.91%
Oranges(1kg)
$1.14SYP 138
$1.61฿53.5
-29.19%
Tomato(1kg)
$1.03SYP 125
$1.52฿50.4
-32.24%
Potato(1kg)
$0.80SYP 97.7
$1.27฿42.14
-37.01%
Onion(1kg)
$0.75SYP 90.7
$1.07฿35.37
-29.91%
Lettuce(1 head)
$0.40SYP 48.51
$0.72฿23.89
-44.44%
Water(1.5 liter bottle)
$0.62SYP 75.4
$0.51฿16.87
21.57%
Cigarettes 20 Pack(Marlboro, Camel)
$2.70SYP 329
$4.19฿139
-35.56%
Wine(Bottle)
$6.14SYP 747
$17.87฿593
-65.64%
Local Beer(0.5 liter bottle)
$1.10SYP 134
$1.69฿56.2
-34.91%
Imported Beer(0.33 liter bottle)
$2.82SYP 342
$2.84฿94.1
-0.70%
🚌 Getting Around
Hama
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.21SYP 25.18
$0.93฿30.70
-77.42%
Public Transport Monthly Pass(Regular Price)
-
$53.9฿1,787
-
Taxi Start(Normal Tariff)
$1.01SYP 123
$1.23฿40.95
-17.89%
Taxi(Normal Tariff)(1km)
$1.53SYP 186
$0.58฿19.13
163.79%
Taxi 1hour Waiting(Normal Tariff)
$7.57SYP 920
$2.42฿80.4
212.81%
Gasoline(1 liter)
$3.61SYP 438
$1.41฿46.84
156.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.9KSYP 1.8M
$21.4K฿711.3K
-30.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1KSYP 2.3M
$27.3K฿906.7K
-29.99%
🧾 Monthly Utilities & Internet
Hama
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$143SYP 17.3K
$63.7฿2,112
123.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.35SYP 1,136
$12.85฿426
-27.24%
Internet(50+ Mbps, Unlimited Data)
$23.48SYP 2,853
$20.22฿671
16.12%
🎉 Sport & Entertainment
Hama
Chiang Mai
Difference
Gym Membership(Monthly)
-
$38.74฿1,285
-
Tennis Court(1 Hour on Weekend)
-
$3.97฿132
-
Cinema Ticket
$5.65SYP 686
$6.74฿223
-16.17%
🧸 Childcare & Education
Hama
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$67.0SYP 8,141
$778฿25.8K
-91.39%
International Primary School, 1 Child(Yearly)
$1,804SYP 219.3K
$14.6K฿484.6K
-87.65%
👕👟 Clothing & Footwear
Hama
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$28.66SYP 3,483
$54.3฿1,801
-47.21%
Summer Dress(H&M, Zara, etc)
$40.13SYP 4,877
$25.45฿844
57.68%
Sport Shoes(Adidas, Nike)
$59.5SYP 7,227
$94.3฿3,129
-36.94%
Men's Leather Business Shoes
$58.9SYP 7,158
$73.4฿2,436
-19.78%
🏠 Accommodation & Living
Hama
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
-
$490฿16.2K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$289฿9,596
-
3-bedroom Apartment, City Center(Monthly)
-
$894฿29.6K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$517฿17.1K
-
Buy Apartment in City Center(m2)
-
$1,955฿64.9K
-
Buy Apartment Outside City Center(m2)
-
$1,477฿49.0K
-
💵 Salaries & Financials
Hama
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$602฿20.0K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
14.25
5.57
155.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hama: August 29, 2026
Last update for Chiang Mai: August 31, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $31.00 in Hama versus $20.00 in Chiang Mai. Groceries tell a different story – $169 in Hama vs $240 in Chiang Mai – so Hama wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hama vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hama or Chiang Mai?
Chiang Mai costs about 69% more than Hama, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hama and in Chiang Mai?
For a comfortable life, plan on about $842 per month in Hama and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Hama and in Chiang Mai?
A mid-range dinner for two costs $31.00 in Hama and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Hama or in Chiang Mai?
Groceries cost about 43% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $2,000/month in Hama or in Chiang Mai?
A $2,000 monthly budget goes further in Hama, where all-in costs run around $561, than in Chiang Mai at $947. In Hama it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Hama or Chiang Mai?
For digital nomads, it depends on budget. Hama costs $561 versus $947 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Hama compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Hama or to Chiang Mai?
If budget matters most, go with Hama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.