Cost of Living Comparison Between Chiang Mai and Hama Cost of Living Comparison Between Chiang Mai and Hama

Monthly Cost of Living

A single person spends $866 per month in Chiang Mai vs $411 in Hama, rent included.

A couple spends around $1,351 per month in Chiang Mai vs $620 in Hama, rent included.

A family of three spends $1,835 per month in Chiang Mai vs $829 in Hama, rent included.

Chiang Mai costs about 111% more than Hama, driven mainly by Groceries & Markets.

Both Chiang Mai and Hama are more affordable than the global median – Chiang Mai 35% lower, Hama 69% lower.

Currency
🍽 Eating Out
Chiang Mai
Hama
Difference
Meal at Budget Restaurant
$1.94 ฿63.5
$3.53 SYP 390
-45.04%
Three-Course Dinner for Two, Mid-Range
$18.64 ฿609
$12.23 SYP 1,351
52.41%
Fast Food Meal (McDonalds, etc)
$7.82 ฿255
$2.49 SYP 275
214.06%
Cappuccino
$1.95 ฿63.8
$0.73 SYP 80.6
167.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿27.77
$0.89 SYP 98.3
-4.49%
Water (0.33 liter bottle)
$0.35 ฿11.58
$0.48 SYP 53.5
-27.08%
Local Beer (0.5 liter draught)
$2.13 ฿69.6
$1.64 SYP 181
29.88%
Imported Beer (0.33 liter bottle)
$3.73 ฿122
$2.46 SYP 272
51.63%
🛒 Groceries & Markets
Chiang Mai
Hama
Difference
Milk (1 liter)
$1.71 ฿56.0
$0.49 SYP 53.9
248.98%
White Bread (500g)
$1.63 ฿53.2
$0.63 SYP 70.0
158.73%
Rice (white) (1kg)
$1.14 ฿37.15
$1.28 SYP 141
-10.94%
Eggs
$1.93 ฿63.1
$1.84 SYP 204
4.89%
Local Cheese (1kg)
$16.21 ฿530
$3.03 SYP 335
434.98%
Chicken Fillets (1kg)
$3.12 ฿102
$3.83 SYP 423
-18.54%
Beef Round Steak (1kg)
$10.90 ฿356
$6.17 SYP 682
76.66%
Apples (1kg)
$2.75 ฿90.0
$0.93 SYP 103
195.70%
Banana (1kg)
$1.21 ฿39.52
$1.81 SYP 199
-33.15%
Oranges (1kg)
$1.62 ฿53.0
$0.99 SYP 109
63.64%
Tomato (1kg)
$1.59 ฿51.8
$0.52 SYP 57.2
205.77%
Potato (1kg)
$1.40 ฿45.70
$0.53 SYP 58.1
164.15%
Onion (1kg)
$1.17 ฿38.17
$0.44 SYP 48.54
165.91%
Lettuce (1 head)
$0.66 ฿21.60
$0.24 SYP 26.44
175.00%
Water (1.5 liter bottle)
$0.53 ฿17.22
$0.58 SYP 63.8
-8.62%
Cigarettes 20 Pack (Marlboro, Camel)
$4.69 ฿153
$2.55 SYP 282
83.92%
Wine (Bottle)
$18.66 ฿609
$5.80 SYP 640
221.72%
Local Beer (0.5 liter bottle)
$1.80 ฿58.8
$0.98 SYP 108
83.67%
Imported Beer (0.33 liter bottle)
$3.23 ฿106
$1.77 SYP 195
82.49%
🚌 Getting Around
Chiang Mai
Hama
Difference
One-way Ticket (Public Transport)
$0.90 ฿29.26
$0.22 SYP 24.66
309.09%
Public Transport Monthly Pass (Regular Price)
$19.21 ฿628
-
-
Taxi Start (Normal Tariff)
$1.41 ฿45.91
$0.48 SYP 53.4
193.75%
Taxi (Normal Tariff) (1km)
$1.29 ฿42.12
$0.52 SYP 57.3
148.08%
Taxi 1hour Waiting (Normal Tariff)
$7.84 ฿256
$6.63 SYP 733
18.25%
Gasoline (1 liter)
$1.27 ฿41.58
$1.47 SYP 162
-13.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K ฿694.9K
$18.6K SYP 2.1M
14.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ฿725.4K
$20.6K SYP 2.3M
7.88%
🧾 Monthly Utilities & Internet
Chiang Mai
Hama
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$69.1 ฿2,256
$104 SYP 11.5K
-33.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.08 ฿460
$8.64 SYP 955
62.96%
Internet (50+ Mbps, Unlimited Data)
$18.00 ฿588
$54.4 SYP 6,010
-66.91%
🎉 Sport & Entertainment
Chiang Mai
Hama
Difference
Gym Membership (Monthly)
$41.06 ฿1,341
$3.44 SYP 380
1093.60%
Tennis Court (1 Hour on Weekend)
$6.96 ฿227
$3.43 SYP 379
102.92%
Cinema Ticket
$5.92 ฿193
$2.92 SYP 322
102.74%
🧸 Childcare & Education
Chiang Mai
Hama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$299 ฿9,766
$35.55 SYP 3,928
741.15%
International Primary School, 1 Child (Yearly)
$15.0K ฿488.3K
$490 SYP 54.2K
2949.25%
👕👟 Clothing & Footwear
Chiang Mai
Hama
Difference
Jeans (Levis 501 Or Similar)
$54.7 ฿1,787
$9.89 SYP 1,092
453.08%
Summer Dress (H&M, Zara, etc)
$26.77 ฿874
$25.28 SYP 2,793
5.89%
Sport Shoes (Adidas, Nike)
$85.0 ฿2,776
$45.23 SYP 4,998
87.91%
Men's Leather Business Shoes
$70.6 ฿2,306
$20.11 SYP 2,222
251.07%
🏠 Accommodation & Living
Chiang Mai
Hama
Difference
1-bedroom Apartment, City Center (Monthly)
$428 ฿14.0K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,752
-
-
3-bedroom Apartment, City Center (Monthly)
$801 ฿26.2K
$89.1 SYP 9,840
799.93%
3-bedroom Apartment, Outside City Center (Monthly)
$515 ฿16.8K
$65.4 SYP 7,229
687.95%
Buy Apartment in City Center (m2)
$1,975 ฿64.5K
-
-
Buy Apartment Outside City Center (m2)
$1,475 ฿48.2K
-
-
💵 Salaries & Financials
Chiang Mai
Hama
Difference
Average Monthly Net Salary (After Tax)
$617 ฿20.2K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
12
-58.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: May 31, 2026

Last update for Hama: June 1, 2026

Cost Breakdown

A mid-range dinner for two costs $19.00 in Chiang Mai versus $12.00 in Hama. Monthly groceries follow the same trend: $246 vs $123 – making Hama the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Hama: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Hama?
Chiang Mai costs about 111% more than Hama, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Hama?
For a comfortable life, plan on about $1,300 per month in Chiang Mai and $616 in Hama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Chiang Mai vs Hama?
A mid-range dinner for two costs $19.00 in Chiang Mai and $12.00 in Hama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or Hama?
Groceries cost about 100% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Chiang Mai or Hama?
$1,200 covers both cities comfortably – all-in costs are $866 in Chiang Mai and $411 in Hama, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Hama?
For digital nomads, it depends on budget. Hama costs $411 versus $866 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Hama?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Hama?
If budget matters most, go with Hama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

Chiang Mai vs other spots: cost of living compared

Similar cities