😐A single person spends $861 per month in Chiang Mai vs $405 in Hama, rent included.
😐A couple spends around $1,350 per month in Chiang Mai vs $615 in Hama, rent included.
😐A family of three spends $1,838 per month in Chiang Mai vs $824 in Hama, rent included.
😐Chiang Mai costs about 113% more than Hama, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Hama are more affordable than the global median – Chiang Mai36% lower, Hama70% lower.
Currency
🍽 Eating Out
Chiang Mai
Hama
Difference
Meal at Budget Restaurant
$1.96฿65.9
$3.54SYP 430
-44.63%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$11.93SYP 1,449
53.81%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$2.56SYP 311
192.19%
Cappuccino
$2.02฿67.8
$0.79SYP 95.5
155.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.52
$0.88SYP 107
-3.41%
Water(0.33 liter bottle)
$0.36฿11.97
$0.48SYP 58.4
-25.00%
Local Beer(0.5 liter draught)
$2.14฿71.9
$1.59SYP 193
34.59%
Imported Beer(0.33 liter bottle)
$3.59฿121
$2.45SYP 298
46.53%
🛒 Groceries & Markets
Chiang Mai
Hama
Difference
Milk(1 liter)
$1.65฿55.5
$0.52SYP 63.2
217.31%
White Bread(500g)
$1.57฿52.7
$0.59SYP 72.2
166.10%
Rice(white)(1kg)
$1.19฿40.05
$1.23SYP 149
-3.25%
Eggs
$1.94฿65.1
$1.87SYP 228
3.74%
Local Cheese(1kg)
$16.19฿545
$2.97SYP 361
445.12%
Chicken Fillets(1kg)
$2.99฿101
$3.74SYP 454
-20.05%
Beef Round Steak(1kg)
$10.94฿368
$6.02SYP 732
81.73%
Apples(1kg)
$2.71฿91.2
$0.92SYP 111
194.57%
Banana(1kg)
$1.17฿39.27
$1.81SYP 220
-35.36%
Oranges(1kg)
$1.69฿56.8
$0.98SYP 119
72.45%
Tomato(1kg)
$1.60฿54.0
$0.51SYP 62.6
213.73%
Potato(1kg)
$1.38฿46.56
$0.54SYP 65.0
155.56%
Onion(1kg)
$1.20฿40.47
$0.47SYP 56.7
155.32%
Lettuce(1 head)
$0.67฿22.51
$0.24SYP 29.11
179.17%
Water(1.5 liter bottle)
$0.56฿18.74
$0.58SYP 70.8
-3.45%
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$2.48SYP 301
87.10%
Wine(Bottle)
$17.62฿593
$5.97SYP 726
195.14%
Local Beer(0.5 liter bottle)
$1.86฿62.6
$0.97SYP 118
91.75%
Imported Beer(0.33 liter bottle)
$3.30฿111
$1.75SYP 212
88.57%
🚌 Getting Around
Chiang Mai
Hama
Difference
One-way Ticket(Public Transport)
$0.88฿29.70
$0.18SYP 21.97
388.89%
Public Transport Monthly Pass(Regular Price)
$19.34฿651
-
-
Taxi Start(Normal Tariff)
$1.36฿45.92
$0.48SYP 57.8
183.33%
Taxi(Normal Tariff)(1km)
$1.34฿45.00
$0.48SYP 57.8
179.17%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$6.36SYP 772
29.09%
Gasoline(1 liter)
$1.22฿41.20
$1.47SYP 178
-17.01%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.5K
$18.3KSYP 2.2M
16.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿758.1K
$21.4KSYP 2.6M
5.36%
🧾 Monthly Utilities & Internet
Chiang Mai
Hama
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,378
$101SYP 12.2K
-29.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$8.21SYP 998
71.01%
Internet(50+ Mbps, Unlimited Data)
$17.49฿589
$54.3SYP 6,601
-67.80%
🎉 Sport & Entertainment
Chiang Mai
Hama
Difference
Gym Membership(Monthly)
$42.15฿1,418
$3.53SYP 430
1094.05%
Tennis Court(1 Hour on Weekend)
$6.88฿231
$3.48SYP 423
97.70%
Cinema Ticket
$5.92฿199
$2.95SYP 358
100.68%
🧸 Childcare & Education
Chiang Mai
Hama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$34.44SYP 4,185
795.88%
International Primary School, 1 Child(Yearly)
$14.9K฿500.7K
$506SYP 61.4K
2843.05%
👕👟 Clothing & Footwear
Chiang Mai
Hama
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,876
$9.87SYP 1,200
464.94%
Summer Dress(H&M, Zara, etc)
$26.11฿879
$25.30SYP 3,074
3.20%
Sport Shoes(Adidas, Nike)
$83.0฿2,793
$44.15SYP 5,365
88.04%
Men's Leather Business Shoes
$70.5฿2,371
$20.32SYP 2,469
246.70%
🏠 Accommodation & Living
Chiang Mai
Hama
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,040
-
-
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
$90.9SYP 11.0K
804.30%
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
$65.7SYP 7,983
679.48%
Buy Apartment in City Center(m2)
$1,915฿64.4K
-
-
Buy Apartment Outside City Center(m2)
$1,467฿49.4K
-
-
💵 Salaries & Financials
Chiang Mai
Hama
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
12
-58.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Hama: July 12, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $12.00 in Hama. Monthly groceries follow the same trend: $243 vs $122 – making Hama the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Hama: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Hama?
Chiang Mai costs about 113% more than Hama, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Hama?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $608 in Hama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Chiang Mai and in Hama?
A mid-range dinner for two costs $18.00 in Chiang Mai and $12.00 in Hama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or in Hama?
Groceries cost about 100% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Chiang Mai or in Hama?
$1,200 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $405 in Hama, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Hama?
For digital nomads, it depends on budget. Hama costs $405 versus $861 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Hama?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Hama?
If budget matters most, go with Hama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared