Last update: Oct 2026

Cost of Living Comparison Between Halabjah and Cebu

For one person, living is cheaper in Halabjah: $634 a month against $934 in Cebu, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Halabjah
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Halabjah Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Halabjah

🇮🇶 Iraq

$634

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Halabjah and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Halabjah and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $634 in Halabjah versus $934 in Cebu.

Halabjah $634
Cebu $934

Estimated couple costs with rent: $962 in Halabjah versus $1,423 in Cebu.

Halabjah $962
Cebu $1,423

Monthly costs for a family of three with rent: $1,291 in Halabjah versus $1,913 in Cebu.

Halabjah $1,291
Cebu $1,913

Living in Halabjah costs roughly 32% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Halabjah 53% lower, Cebu 31% lower.

Meal at Budget Restaurant

$3.24 IQD 4,895

$3.79 ₱242

-14.51%

Three-Course Dinner for Two, Mid-Range

$16.71 IQD 25.2K

$23.33 ₱1,491

-28.38%

Fast Food Meal (McDonalds, etc)

$6.77 IQD 10.2K

$3.94 ₱252

71.83%

Cappuccino

$1.68 IQD 2,542

$2.54 ₱163

-33.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 IQD 536

$1.57 ₱100

-77.71%

Water (0.33 liter bottle)

$0.22 IQD 333

$0.47 ₱29.82

-53.19%

Local Beer (0.5 liter draught)

$2.28 IQD 3,445

$1.77 ₱113

28.81%

Imported Beer (0.33 liter bottle)

$3.27 IQD 4,939

$2.22 ₱142

47.30%

Milk (1 liter)

$0.51 IQD 770

$1.90 ₱121

-73.16%

White Bread (500g)

$0.69 IQD 1,046

$1.36 ₱87.1

-49.26%

Rice (white) (1kg)

$1.31 IQD 1,973

$0.94 ₱59.8

39.36%

Eggs

$1.34 IQD 2,027

$1.99 ₱127

-32.66%

Local Cheese (1kg)

$3.29 IQD 4,978

$9.70 ₱620

-66.08%

Chicken Fillets (1kg)

$1.69 IQD 2,548

$4.32 ₱276

-60.88%

Beef Round Steak (1kg)

$8.54 IQD 12.9K

$7.51 ₱480

13.72%

Apples (1kg)

$0.68 IQD 1,032

$3.31 ₱211

-79.46%

Banana (1kg)

$0.96 IQD 1,450

$1.37 ₱87.5

-29.93%

Oranges (1kg)

$0.69 IQD 1,040

$2.34 ₱149

-70.51%

Tomato (1kg)

$0.69 IQD 1,036

$1.49 ₱95.4

-53.69%

Potato (1kg)

$0.55 IQD 834

$2.30 ₱147

-76.09%

Onion (1kg)

$0.59 IQD 896

$1.87 ₱120

-68.45%

Lettuce (1 head)

$0.55 IQD 831

$1.10 ₱70.3

-50.00%

Water (1.5 liter bottle)

$0.57 IQD 867

$0.63 ₱40.36

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 IQD 2,456

$2.86 ₱183

-43.01%

Wine (Bottle)

$11.64 IQD 17.6K

$6.08 ₱389

91.45%

Local Beer (0.5 liter bottle)

$1.66 IQD 2,509

$1.27 ₱81.4

30.71%

Imported Beer (0.33 liter bottle)

$0.84 IQD 1,271

$1.72 ₱110

-51.16%

One-way Ticket (Public Transport)

$0.32 IQD 482

$0.22 ₱13.99

45.45%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

Taxi Start (Normal Tariff)

$1.35 IQD 2,041

$0.74 ₱47.53

82.43%

Taxi (Normal Tariff) (1km)

$1.30 IQD 1,969

$0.22 ₱14.08

490.91%

Taxi 1hour Waiting (Normal Tariff)

$2.02 IQD 3,052

$4.28 ₱273

-52.80%

Gasoline (1 liter)

$0.58 IQD 881

$1.31 ₱83.7

-55.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.2K IQD 24.5M

$20.8K ₱1.3M

-21.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$8,168 IQD 12.3M

$19.0K ₱1.2M

-57.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 IQD 199.2K

$118 ₱7,565

11.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.67 IQD 14.6K

$15.76 ₱1,007

-38.64%

Internet (50+ Mbps, Unlimited Data)

$25.32 IQD 38.3K

$28.33 ₱1,810

-10.62%

Gym Membership (Monthly)

$37.13 IQD 56.1K

$32.94 ₱2,105

12.72%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

Cinema Ticket

$10.17 IQD 15.4K

$5.45 ₱348

86.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$144 IQD 217.4K

$276 ₱17.6K

-47.83%

International Primary School, 1 Child (Yearly)

$3,251 IQD 4.9M

$7,789 ₱497.7K

-58.26%

Jeans (Levis 501 Or Similar)

$6.72 IQD 10.2K

$48.18 ₱3,078

-86.05%

Summer Dress (H&M, Zara, etc)

$34.06 IQD 51.5K

$24.47 ₱1,564

39.19%

Sport Shoes (Adidas, Nike)

$59.6 IQD 90.1K

$75.3 ₱4,810

-20.83%

Men's Leather Business Shoes

$41.04 IQD 62.0K

$58.0 ₱3,707

-29.27%

1-bedroom Apartment, City Center (Monthly)

$186 IQD 281.7K

$477 ₱30.5K

-60.93%

1-bedroom Apartment, Outside City Center (Monthly)

$123 IQD 185.5K

$322 ₱20.6K

-61.84%

3-bedroom Apartment, City Center (Monthly)

$363 IQD 548.0K

$963 ₱61.5K

-62.34%

3-bedroom Apartment, Outside City Center (Monthly)

$311 IQD 470.0K

$626 ₱40.0K

-50.29%

Buy Apartment in City Center (m2)

$840 IQD 1.3M

$4,551 ₱290.8K

-81.55%

Buy Apartment Outside City Center (m2)

$446 IQD 674.5K

$3,028 ₱193.5K

-85.26%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

7.2

-42.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Halabjah: October 25, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Halabjah

$167 26.3%

Cebu

$163 17.4% 2.6% $4.3

Groceries & Markets

Halabjah

$127 20.1%

Cebu

$204 21.8% 60.3% $77

Accommodation & Living

Halabjah

$123 19.4%

Cebu

$322 34.5% 162% $199

Eating Out

Halabjah

$87 13.7%

Cebu

$94 10.1% 8.6% $7.4

Clothing & Footwear

Halabjah

$64 10%

Cebu

$93 9.9% 45.6% $29

Sport & Entertainment

Halabjah

$57 9.1%

Cebu

$44 4.7% 23.7% $14

Getting Around

Halabjah

$9.1 * 1.4%

Cebu

$15 1.6% 64.8% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $186 in Halabjah and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $17 in Halabjah vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $127 vs $204 per month, with Halabjah cheaper across the board.

Good to know

🇮🇶 Halabjah

🇵🇭 Cebu

🕒 Local time

19:35 7:35 PM

00:35 12:35 AM

5 h ahead of Halabjah

🌤 Weather

👥 Population

964,169

💱 Currency

Iraqi Dinar IQD ع.د

Philippine Peso PHP ₱

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

USD to IQD in detail →

On the map

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Between locations

Halabjah Cebu 8,260 km ≈ 11 h nonstop flight

From you

Halabjah
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Halabjah vs Cebu: Cost of Living - Frequently Asked Questions

Halabjah is cheaper overall, especially in groceries, clothing, and utilities. The 47% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $950 in Halabjah and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $186 in Halabjah versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 60% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $634 per month in Halabjah versus $934 in Cebu – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Halabjah gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.