Last update: Oct 2026

Cost of Living Comparison Between Hagfors and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,814 in Hagfors, rent and utilities included – about $10,800 less a year. Other living expenses account for most of the difference.

89

Cost of Living Index in Hagfors
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Hagfors Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Hagfors

🇸🇪 Sweden

$1,814

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Hagfors and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hagfors and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,814 in Hagfors versus $918 in Cebu.

Hagfors $1,814
Cebu $918

Estimated couple costs with rent: $2,845 in Hagfors versus $1,409 in Cebu.

Hagfors $2,845
Cebu $1,409

Monthly costs for a family of three with rent: $3,877 in Hagfors versus $1,900 in Cebu.

Hagfors $3,877
Cebu $1,900

Living in Hagfors is roughly 98% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hagfors is 34% above, Cebu is 32% below.

Meal at Budget Restaurant

$14.93 SEK 148

$3.09 ₱194

383.17%

Three-Course Dinner for Two, Mid-Range

$78.9 SEK 782

$24.22 ₱1,525

225.85%

Fast Food Meal (McDonalds, etc)

$9.80 SEK 97.1

$3.92 ₱247

150.00%

Cappuccino

$4.90 SEK 48.58

$2.51 ₱158

95.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 SEK 29.47

$1.59 ₱100

86.79%

Water (0.33 liter bottle)

$2.38 SEK 23.58

$0.53 ₱33.43

349.06%

Local Beer (0.5 liter draught)

$7.89 SEK 78.2

$1.78 ₱112

343.26%

Imported Beer (0.33 liter bottle)

$10.20 SEK 101

$2.17 ₱137

370.05%

Milk (1 liter)

$1.75 SEK 17.37

$1.92 ₱121

-8.85%

White Bread (500g)

$2.95 SEK 29.18

$1.36 ₱85.4

116.91%

Rice (white) (1kg)

$4.68 SEK 46.41

$1.01 ₱63.5

363.37%

Eggs

$5.02 SEK 49.78

$2.03 ₱128

147.29%

Local Cheese (1kg)

$10.12 SEK 100

$9.86 ₱621

2.64%

Chicken Fillets (1kg)

$14.26 SEK 141

$4.39 ₱277

224.83%

Beef Round Steak (1kg)

$17.43 SEK 173

$7.60 ₱479

129.34%

Apples (1kg)

$4.10 SEK 40.62

$3.30 ₱208

24.24%

Banana (1kg)

$2.77 SEK 27.48

$1.39 ₱87.8

99.28%

Oranges (1kg)

$3.52 SEK 34.86

$2.33 ₱147

51.07%

Tomato (1kg)

$5.17 SEK 51.3

$1.50 ₱94.3

244.67%

Potato (1kg)

$1.94 SEK 19.25

$2.36 ₱149

-17.80%

Onion (1kg)

$1.69 SEK 16.78

$1.90 ₱119

-11.05%

Lettuce (1 head)

$2.56 SEK 25.41

$1.19 ₱74.9

115.13%

Water (1.5 liter bottle)

$1.27 SEK 12.57

$0.63 ₱39.71

101.59%

Cigarettes 20 Pack (Marlboro, Camel)

$7.79 SEK 77.2

$3.00 ₱189

159.67%

Wine (Bottle)

$10.08 SEK 99.9

$6.03 ₱379

67.16%

Local Beer (0.5 liter bottle)

$2.39 SEK 23.72

$1.23 ₱77.7

94.31%

Imported Beer (0.33 liter bottle)

$2.57 SEK 25.51

$1.75 ₱110

46.86%

One-way Ticket (Public Transport)

$3.24 SEK 32.11

$0.25 ₱15.86

1196.00%

Public Transport Monthly Pass (Regular Price)

$77.8 SEK 771

$12.64 ₱796

515.66%

Taxi Start (Normal Tariff)

$5.25 SEK 52.0

$0.77 ₱48.62

581.82%

Taxi (Normal Tariff) (1km)

$1.29 SEK 12.74

$0.23 ₱14.53

460.87%

Taxi 1hour Waiting (Normal Tariff)

$61.7 SEK 612

$4.46 ₱281

1284.08%

Gasoline (1 liter)

$1.77 SEK 17.51

$1.31 ₱82.8

35.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K SEK 319.4K

$21.2K ₱1.3M

51.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K SEK 323.7K

$19.1K ₱1.2M

70.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 SEK 1,083

$120 ₱7,569

-9.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.05 SEK 159

$14.00 ₱882

14.64%

Internet (50+ Mbps, Unlimited Data)

$47.62 SEK 472

$27.54 ₱1,734

72.91%

Gym Membership (Monthly)

$38.04 SEK 377

$32.33 ₱2,035

17.66%

Tennis Court (1 Hour on Weekend)

$25.75 SEK 255

$6.65 ₱419

287.22%

Cinema Ticket

$10.09 SEK 100

$5.65 ₱356

78.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$127 SEK 1,262

$275 ₱17.3K

-53.74%

International Primary School, 1 Child (Yearly)

$4,980 SEK 49.3K

$7,918 ₱498.5K

-37.10%

Jeans (Levis 501 Or Similar)

$106 SEK 1,047

$49.33 ₱3,106

114.19%

Summer Dress (H&M, Zara, etc)

$49.29 SEK 488

$25.24 ₱1,589

95.29%

Sport Shoes (Adidas, Nike)

$92.9 SEK 921

$77.0 ₱4,846

20.76%

Men's Leather Business Shoes

$202 SEK 2,006

$57.2 ₱3,601

253.86%

1-bedroom Apartment, City Center (Monthly)

$793 SEK 7,858

$500 ₱31.5K

58.77%

1-bedroom Apartment, Outside City Center (Monthly)

$600 SEK 5,945

$309 ₱19.4K

94.28%

3-bedroom Apartment, City Center (Monthly)

$1,350 SEK 13.4K

$1,078 ₱67.9K

25.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,013 SEK 10.0K

$615 ₱38.7K

64.72%

Buy Apartment in City Center (m2)

$3,967 SEK 39.3K

$2,886 ₱181.7K

37.45%

Buy Apartment Outside City Center (m2)

$2,844 SEK 28.2K

$1,917 ₱120.7K

48.40%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

7.2

-47.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagfors: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hagfors

$600 33.1%

Cebu

$309 33.6% 48.5% $291

Groceries & Markets

Hagfors

$389 21.4%

Cebu

$206 22.4% 47.1% $183

Eating Out

Hagfors

$289 15.9%

Cebu

$88 9.6% 69.5% $201

Clothing & Footwear

Hagfors

$203 11.2%

Cebu

$94 10.2% 53.6% $109

Monthly Utilities & Internet

Hagfors

$173 9.5%

Cebu

$162 17.6% 6.5% $11

Getting Around

Hagfors

$102 5.7%

Cebu

$16 1.7% 84.8% $87

Sport & Entertainment

Hagfors

$58 3.2%

Cebu

$44 4.8% 25.1% $15

Cost Breakdown

A one-bedroom apartment in the center runs $793 in Hagfors and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Hagfors vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $389 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇪 Hagfors

🇵🇭 Cebu

🕒 Local time

15:27 3:27 PM

21:27 9:27 PM

6 h ahead of Hagfors

🌤 Weather

👥 Population

11,581

964,169

💱 Currency

Swedish Krona SEK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to SEK in detail →

On the map

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Between locations

Hagfors Cebu 10,110 km ≈ 13 h nonstop flight

From you

Hagfors
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagfors vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 98% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,721 in Hagfors and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $793 in Hagfors versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,814 per month in Hagfors versus $918 in Cebu – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 516% less than in Hagfors. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,814 in Hagfors, a $1,500 budget is realistic in Cebu but tight or insufficient in Hagfors. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hagfors, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hagfors and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 98% less than in Hagfors. Beyond cost, consider language, visa policies, and how big the international community is in each city.