Last update: Oct 2026

Cost of Living Comparison Between Cebu and Hagfors

For one person, living is cheaper in Cebu: $918 a month against $1,814 in Hagfors, rent and utilities included – about $10,800 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
89

Cost of Living Index in Hagfors
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Hagfors Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Hagfors

🇸🇪 Sweden

$1,814

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Hagfors

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Hagfors actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,814 in Hagfors.

Cebu $918
Hagfors $1,814

Estimated couple costs with rent: $1,409 in Cebu versus $2,845 in Hagfors.

Cebu $1,409
Hagfors $2,845

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,877 in Hagfors.

Cebu $1,900
Hagfors $3,877

Living in Cebu costs roughly 49% less than in Hagfors, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Hagfors is 34% above.

Meal at Budget Restaurant

$3.09 ₱194

$14.93 SEK 148

-79.30%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$78.9 SEK 782

-69.31%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.80 SEK 97.1

-60.00%

Cappuccino

$2.51 ₱158

$4.90 SEK 48.58

-48.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.97 SEK 29.47

-46.46%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.38 SEK 23.58

-77.73%

Local Beer (0.5 liter draught)

$1.78 ₱112

$7.89 SEK 78.2

-77.44%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$10.20 SEK 101

-78.73%

Milk (1 liter)

$1.92 ₱121

$1.75 SEK 17.37

9.71%

White Bread (500g)

$1.36 ₱85.4

$2.95 SEK 29.18

-53.90%

Rice (white) (1kg)

$1.01 ₱63.5

$4.68 SEK 46.41

-78.42%

Eggs

$2.03 ₱128

$5.02 SEK 49.78

-59.56%

Local Cheese (1kg)

$9.86 ₱621

$10.12 SEK 100

-2.57%

Chicken Fillets (1kg)

$4.39 ₱277

$14.26 SEK 141

-69.21%

Beef Round Steak (1kg)

$7.60 ₱479

$17.43 SEK 173

-56.40%

Apples (1kg)

$3.30 ₱208

$4.10 SEK 40.62

-19.51%

Banana (1kg)

$1.39 ₱87.8

$2.77 SEK 27.48

-49.82%

Oranges (1kg)

$2.33 ₱147

$3.52 SEK 34.86

-33.81%

Tomato (1kg)

$1.50 ₱94.3

$5.17 SEK 51.3

-70.99%

Potato (1kg)

$2.36 ₱149

$1.94 SEK 19.25

21.65%

Onion (1kg)

$1.90 ₱119

$1.69 SEK 16.78

12.43%

Lettuce (1 head)

$1.19 ₱74.9

$2.56 SEK 25.41

-53.52%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.27 SEK 12.57

-50.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.79 SEK 77.2

-61.49%

Wine (Bottle)

$6.03 ₱379

$10.08 SEK 99.9

-40.18%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.39 SEK 23.72

-48.54%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.57 SEK 25.51

-31.91%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$3.24 SEK 32.11

-92.28%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$77.8 SEK 771

-83.76%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.25 SEK 52.0

-85.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.29 SEK 12.74

-82.17%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$61.7 SEK 612

-92.77%

Gasoline (1 liter)

$1.31 ₱82.8

$1.77 SEK 17.51

-25.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.2K SEK 319.4K

-34.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$32.7K SEK 323.7K

-41.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$109 SEK 1,083

10.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$16.05 SEK 159

-12.77%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$47.62 SEK 472

-42.17%

Gym Membership (Monthly)

$32.33 ₱2,035

$38.04 SEK 377

-15.01%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$25.75 SEK 255

-74.17%

Cinema Ticket

$5.65 ₱356

$10.09 SEK 100

-44.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$127 SEK 1,262

116.15%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,980 SEK 49.3K

58.99%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$106 SEK 1,047

-53.31%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$49.29 SEK 488

-48.79%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$92.9 SEK 921

-17.19%

Men's Leather Business Shoes

$57.2 ₱3,601

$202 SEK 2,006

-71.74%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$793 SEK 7,858

-37.02%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$600 SEK 5,945

-48.53%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,350 SEK 13.4K

-20.14%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,013 SEK 10.0K

-39.29%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,967 SEK 39.3K

-27.25%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,844 SEK 28.2K

-32.61%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.8

89.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Hagfors: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Hagfors

$600 33.1% 94.3% $291

Groceries & Markets

Cebu

$206 22.4%

Hagfors

$389 21.4% 88.9% $183

Monthly Utilities & Internet

Cebu

$162 17.6%

Hagfors

$173 9.5% 6.9% $11

Clothing & Footwear

Cebu

$94 10.2%

Hagfors

$203 11.2% 116% $109

Eating Out

Cebu

$88 9.6%

Hagfors

$289 15.9% 227% $201

Sport & Entertainment

Cebu

$44 4.8%

Hagfors

$58 3.2% 33.5% $15

Getting Around

Cebu

$16 1.7%

Hagfors

$102 5.7% 558% $87

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $793 in Hagfors. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $79.0 in Hagfors for a mid-range dinner for two. Groceries echo the gap at $206 vs $389 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇸🇪 Hagfors

🕒 Local time

00:44 12:44 AM

18:44 6:44 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

11,581

💱 Currency

Philippine Peso PHP ₱

Swedish Krona SEK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

Exchange rates and currency converter

SEK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Hagfors 10,110 km ≈ 13 h nonstop flight

From you

Cebu
Hagfors

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Hagfors: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 98% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,721 in Hagfors to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $793 in Hagfors. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,814 in Hagfors – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 516% less than in Hagfors. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,814 in Hagfors, a $1,500 budget is realistic in Cebu but tight or insufficient in Hagfors. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hagfors, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Hagfors are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 98% less than in Hagfors. Beyond cost, consider language, visa policies, and how big the international community is in each city.