Last update: Oct 2026

Cost of Living Comparison Between Hackensack, NJ and New City, NY

For one person, living is cheaper in Hackensack, NJ: $3,394 a month against $4,598 in New City, NY, rent and utilities included – about $14,400 less a year. Higher rent and utilities in New City, NY outweigh lower spending on other living expenses.

163

Cost of Living Index in Hackensack, NJ
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Hackensack, NJ Living Index
221

Cost of Living Index in New City, NY
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New City, NY Living Index

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Hackensack, NJ

🇺🇸 United States

$3,394

/mo nomad

New City, NY

🇺🇸 United States

$4,598

/mo nomad

Monthly Cost of Living

How much you'll spend in Hackensack, NJ and in New City, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hackensack, NJ and in New City, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,394 in Hackensack, NJ versus $4,598 in New City, NY.

Hackensack, NJ $3,394
New City, NY $4,598

Estimated couple costs with rent: $5,126 in Hackensack, NJ versus $6,392 in New City, NY.

Hackensack, NJ $5,126
New City, NY $6,392

Monthly costs for a family of three with rent: $6,858 in Hackensack, NJ versus $8,185 in New City, NY.

Hackensack, NJ $6,858
New City, NY $8,185

Living in Hackensack, NJ costs roughly 26% less than in New City, NY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hackensack, NJ 150% above, New City, NY 239% above.

Meal at Budget Restaurant

$25.44 $25.44

$14.04 $14.04

81.20%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$86.0 $86.0

14.15%

Fast Food Meal (McDonalds, etc)

$12.92 $12.92

$10.91 $10.91

18.42%

Cappuccino

$5.62 $5.62

$5.59 $5.59

0.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 $2.35

$2.20 $2.20

6.82%

Water (0.33 liter bottle)

$1.53 $1.53

Local Beer (0.5 liter draught)

$7.82 $7.82

$8.06 $8.06

-2.98%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$7.86 $7.86

3.69%

Milk (1 liter)

$1.32 $1.32

$1.26 $1.26

4.76%

White Bread (500g)

$4.21 $4.21

$4.36 $4.36

-3.44%

Rice (white) (1kg)

$6.03 $6.03

$6.70 $6.70

-10.00%

Eggs

$5.67 $5.67

$6.00 $6.00

-5.50%

Local Cheese (1kg)

$12.33 $12.33

$12.69 $12.69

-2.84%

Chicken Fillets (1kg)

$7.91 $7.91

$11.62 $11.62

-31.93%

Beef Round Steak (1kg)

$17.53 $17.53

$17.42 $17.42

0.63%

Apples (1kg)

$5.50 $5.50

$5.38 $5.38

2.23%

Banana (1kg)

$1.79 $1.79

$1.28 $1.28

39.84%

Oranges (1kg)

$4.29 $4.29

$6.24 $6.24

-31.25%

Tomato (1kg)

$5.20 $5.20

$6.07 $6.07

-14.33%

Potato (1kg)

$2.98 $2.98

$5.36 $5.36

-44.40%

Onion (1kg)

$2.97 $2.97

$3.73 $3.73

-20.38%

Lettuce (1 head)

$2.77 $2.77

$2.33 $2.33

18.88%

Water (1.5 liter bottle)

$2.83 $2.83

$1.18 $1.18

139.83%

Cigarettes 20 Pack (Marlboro, Camel)

$11.63 $11.63

$11.77 $11.77

-1.19%

Wine (Bottle)

$14.81 $14.81

$10.15 $10.15

45.91%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.77 $1.77

-0.56%

Imported Beer (0.33 liter bottle)

$3.67 $3.67

$5.30 $5.30

-30.75%

One-way Ticket (Public Transport)

$3.41 $3.41

$2.91 $2.91

17.18%

Public Transport Monthly Pass (Regular Price)

$59.1 $59.1

$125 $125

-52.81%

Taxi Start (Normal Tariff)

$3.05 $3.05

$3.03 $3.03

0.66%

Taxi (Normal Tariff) (1km)

$2.00 $2.00

$2.07 $2.07

-3.38%

Taxi 1hour Waiting (Normal Tariff)

$24.05 $24.05

$23.71 $23.71

1.43%

Gasoline (1 liter)

$1.11 $1.11

$1.12 $1.12

-0.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$27.6K $27.6K

-0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.8K $25.8K

0.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$199 $199

4.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.5 $54.5

$74.2 $74.2

-26.58%

Internet (50+ Mbps, Unlimited Data)

$50.7 $50.7

$65.5 $65.5

-22.69%

Gym Membership (Monthly)

$44.66 $44.66

Cinema Ticket

$20.05 $20.05

$14.39 $14.39

39.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,413 $1,413

$1,999 $1,999

-29.31%

International Primary School, 1 Child (Yearly)

$16.1K $16.1K

$23.8K $23.8K

-32.21%

Jeans (Levis 501 Or Similar)

$42.71 $42.71

$40.47 $40.47

5.53%

Summer Dress (H&M, Zara, etc)

$58.4 $58.4

$57.6 $57.6

1.44%

Sport Shoes (Adidas, Nike)

$87.6 $87.6

$68.8 $68.8

27.26%

Men's Leather Business Shoes

$101 $101

$151 $151

-33.41%

1-bedroom Apartment, City Center (Monthly)

$2,359 $2,359

$3,045 $3,045

-22.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,980 $1,980

$3,222 $3,222

-38.54%

3-bedroom Apartment, City Center (Monthly)

$4,276 $4,276

$5,626 $5,626

-24.00%

3-bedroom Apartment, Outside City Center (Monthly)

$3,630 $3,630

$5,093 $5,093

-28.72%

Buy Apartment in City Center (m2)

$3,564 $3,564

Buy Apartment Outside City Center (m2)

$3,337 $3,337

Average Monthly Net Salary (After Tax)

$6,253 $6,253

$7,994 $7,994

-21.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

6.62

2.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hackensack, NJ: October 20, 2026

Last update for New City, NY: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hackensack, NJ

$2K 58.4%

New City, NY

$3.2K 70.1% 62.7% $1.2K

Groceries & Markets

Hackensack, NJ

$418 12.3%

New City, NY

$432 9.4% 3.3% $14

Eating Out

Hackensack, NJ

$381 11.2%

New City, NY

$283 6.2% 25.6% $98

Monthly Utilities & Internet

Hackensack, NJ

$314 9.3%

New City, NY

$339 7.4% 7.9% $25

Clothing & Footwear

Hackensack, NJ

$130 3.8%

New City, NY

$143 3.1% 9.9% $13

Getting Around

Hackensack, NJ

$86 2.5%

New City, NY

$150 3.3% 75.2% $65

Sport & Entertainment

Hackensack, NJ

$85 2.5%

New City, NY

$29 * 0.6% 66% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,359 in Hackensack, NJ and $3,045 in New City, NY. Housing cost is often the main lever when comparing two cities.

New City, NY pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Hackensack, NJ vs $86.0 in New City, NY. Groceries flip the comparison at $418 vs $432, with Hackensack, NJ cheaper for home cooking.

Good to know

🇺🇸 Hackensack, NJ

🇺🇸 New City, NY

🕒 Local time

04:10 4:10 AM

Same time as Hackensack, NJ

🌤 Weather

👥 Population

44,756

34,135

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Hackensack, NJ New City, NY 30 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hackensack, NJ vs New City, NY: Cost of Living - Frequently Asked Questions

Hackensack, NJ wins on cost – living expenses run 35% lower than in New City, NY. Housing and daily spending are where you'll feel the difference most, making Hackensack, NJ the obvious pick if budget is a priority.

On paper, salaries run 28% lower in New City, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,359 in Hackensack, NJ versus $3,045 in New City, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,413 in Hackensack, NJ versus $1,999 in New City, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 3% higher in New City, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Hackensack, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Hackensack, NJ delivers better value – similar infrastructure at $3,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hackensack, NJ hard to pass up.

Safety-wise, Hackensack, NJ and New City, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hackensack, NJ gentler on the wallet – expenses run 35% less than in New City, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.