Last update: Oct 2026

Cost of Living Comparison Between New City, NY and Hackensack, NJ

For one person, living is cheaper in Hackensack, NJ: $3,405 a month against $4,580 in New City, NY, rent and utilities included – about $14,100 less a year. Higher rent and utilities in New City, NY outweigh lower spending on other living expenses.

223

Cost of Living Index in New City, NY
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New City, NY Living Index
164

Cost of Living Index in Hackensack, NJ
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Hackensack, NJ Living Index

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New City, NY

🇺🇸 United States

$4,580

/mo nomad

Hackensack, NJ

🇺🇸 United States

$3,405

/mo nomad

Monthly Cost of Living

How much you'll spend in New City, NY and in Hackensack, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New City, NY and in Hackensack, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,580 in New City, NY versus $3,405 in Hackensack, NJ.

New City, NY $4,580
Hackensack, NJ $3,405

Estimated couple costs with rent: $6,397 in New City, NY versus $5,132 in Hackensack, NJ.

New City, NY $6,397
Hackensack, NJ $5,132

Monthly costs for a family of three with rent: $8,214 in New City, NY versus $6,859 in Hackensack, NJ.

New City, NY $8,214
Hackensack, NJ $6,859

Living in New City, NY is roughly 35% more expensive than in Hackensack, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: New City, NY 239% above, Hackensack, NJ 152% above.

Meal at Budget Restaurant

$13.87 $13.87

$24.80 $24.80

-44.07%

Three-Course Dinner for Two, Mid-Range

$85.5 $85.5

$98.3 $98.3

-12.94%

Fast Food Meal (McDonalds, etc)

$10.91 $10.91

$13.26 $13.26

-17.72%

Cappuccino

$5.56 $5.56

$5.58 $5.58

-0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 $2.13

$2.37 $2.37

-10.13%

Water (0.33 liter bottle)

$1.53 $1.53

$1.60 $1.60

-4.38%

Local Beer (0.5 liter draught)

$7.79 $7.79

$7.77 $7.77

0.26%

Imported Beer (0.33 liter bottle)

$8.16 $8.16

$7.82 $7.82

4.35%

Milk (1 liter)

$1.22 $1.22

$1.34 $1.34

-8.96%

White Bread (500g)

$4.30 $4.30

$4.21 $4.21

2.14%

Rice (white) (1kg)

$6.47 $6.47

$5.98 $5.98

8.19%

Eggs

$5.82 $5.82

$5.86 $5.86

-0.68%

Local Cheese (1kg)

$12.33 $12.33

$12.41 $12.41

-0.64%

Chicken Fillets (1kg)

$11.67 $11.67

$7.77 $7.77

50.19%

Beef Round Steak (1kg)

$17.33 $17.33

$17.01 $17.01

1.88%

Apples (1kg)

$5.34 $5.34

$5.33 $5.33

0.19%

Banana (1kg)

$1.28 $1.28

$1.76 $1.76

-27.27%

Oranges (1kg)

$6.44 $6.44

$4.32 $4.32

49.07%

Tomato (1kg)

$6.36 $6.36

$5.41 $5.41

17.56%

Potato (1kg)

$5.58 $5.58

$3.11 $3.11

79.42%

Onion (1kg)

$3.85 $3.85

$3.02 $3.02

27.48%

Lettuce (1 head)

$2.31 $2.31

$2.84 $2.84

-18.66%

Water (1.5 liter bottle)

$1.17 $1.17

$2.84 $2.84

-58.80%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 $11.51

$11.53 $11.53

-0.17%

Wine (Bottle)

$9.83 $9.83

$14.74 $14.74

-33.31%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$1.78 $1.78

-4.49%

Imported Beer (0.33 liter bottle)

$5.38 $5.38

$3.59 $3.59

49.86%

One-way Ticket (Public Transport)

$2.81 $2.81

$3.53 $3.53

-20.40%

Public Transport Monthly Pass (Regular Price)

$127 $127

$60.4 $60.4

110.44%

Taxi Start (Normal Tariff)

$2.92 $2.92

$2.93 $2.93

-0.34%

Taxi (Normal Tariff) (1km)

$2.00 $2.00

Taxi 1hour Waiting (Normal Tariff)

$23.86 $23.86

$23.94 $23.94

-0.33%

Gasoline (1 liter)

$1.10 $1.10

$1.11 $1.11

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K $31.5K

$35.1K $35.1K

-10.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.4K $25.4K

1.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$216 $216

-6.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$55.2 $55.2

36.51%

Internet (50+ Mbps, Unlimited Data)

$64.9 $64.9

$50.4 $50.4

28.73%

Gym Membership (Monthly)

$44.14 $44.14

Cinema Ticket

$14.31 $14.31

$20.06 $20.06

-28.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,961 $1,961

$1,394 $1,394

40.66%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$15.8K $15.8K

47.73%

Jeans (Levis 501 Or Similar)

$41.04 $41.04

$43.94 $43.94

-6.60%

Summer Dress (H&M, Zara, etc)

$58.0 $58.0

$57.3 $57.3

1.22%

Sport Shoes (Adidas, Nike)

$70.7 $70.7

$87.0 $87.0

-18.71%

Men's Leather Business Shoes

$151 $151

$101 $101

49.24%

1-bedroom Apartment, City Center (Monthly)

$3,074 $3,074

$2,389 $2,389

28.65%

1-bedroom Apartment, Outside City Center (Monthly)

$3,205 $3,205

$1,988 $1,988

61.15%

3-bedroom Apartment, City Center (Monthly)

$5,671 $5,671

$4,217 $4,217

34.50%

3-bedroom Apartment, Outside City Center (Monthly)

$5,124 $5,124

$3,633 $3,633

41.06%

Buy Apartment in City Center (m2)

$3,594 $3,594

Buy Apartment Outside City Center (m2)

$3,354 $3,354

Average Monthly Net Salary (After Tax)

$8,040 $8,040

$6,238 $6,238

28.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.8

-2.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New City, NY: October 12, 2026

Last update for Hackensack, NJ: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New City, NY

$3.2K 70%

Hackensack, NJ

$2K 58.4% 37.9% $1.2K

Groceries & Markets

New City, NY

$430 9.4%

Hackensack, NJ

$418 12.3% 2.9% $12

Monthly Utilities & Internet

New City, NY

$341 7.5%

Hackensack, NJ

$322 9.4% 5.8% $20

Eating Out

New City, NY

$280 6.1%

Hackensack, NJ

$375 11% 33.9% $95

Getting Around

New City, NY

$151 3.3%

Hackensack, NJ

$87 2.6% 42.2% $64

Clothing & Footwear

New City, NY

$144 3.2%

Hackensack, NJ

$130 3.8% 9.7% $14

Sport & Entertainment

New City, NY

$29 * 0.6%

Hackensack, NJ

$84 2.5% 194% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,074 in New City, NY and $2,389 in Hackensack, NJ. Housing cost is often the main lever when comparing two cities.

New City, NY pays 29% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $86.0 in New City, NY vs $98.0 in Hackensack, NJ. Groceries flip the comparison at $430 vs $418, with Hackensack, NJ cheaper for home cooking.

Good to know

🇺🇸 New City, NY

🇺🇸 Hackensack, NJ

🕒 Local time

18:43 6:43 PM

Same time as New City, NY

🌤 Weather

👥 Population

34,135

44,756

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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New City, NY Hackensack, NJ 30 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New City, NY vs Hackensack, NJ: Cost of Living - Frequently Asked Questions

Hackensack, NJ wins on cost – living expenses run 35% lower than in New City, NY. Housing and daily spending are where you'll feel the difference most, making Hackensack, NJ the obvious pick if budget is a priority.

Average pay runs 29% higher in New City, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,074 in New City, NY versus $2,389 in Hackensack, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,961 in New City, NY versus $1,394 in Hackensack, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 3% higher in New City, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Hackensack, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Hackensack, NJ delivers better value – similar infrastructure at $3,405 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hackensack, NJ hard to pass up.

Safety-wise, New City, NY and Hackensack, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hackensack, NJ gentler on the wallet – expenses run 35% less than in New City, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.