Last update: Oct 2026

Cost of Living Comparison Between Gurgaon and Toronto

For one person, living is cheaper in Gurgaon: $592 a month against $2,530 in Toronto, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

28

Cost of Living Index in Gurgaon
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Gurgaon Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Gurgaon

🇮🇳 India

$592

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Gurgaon and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gurgaon and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $592 in Gurgaon versus $2,530 in Toronto.

Gurgaon $592
Toronto $2,530

Estimated couple costs with rent: $992 in Gurgaon versus $3,646 in Toronto.

Gurgaon $992
Toronto $3,646

Monthly costs for a family of three with rent: $1,392 in Gurgaon versus $4,761 in Toronto.

Gurgaon $1,392
Toronto $4,761

Living in Gurgaon costs roughly 77% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gurgaon is 56% below, Toronto is 89% above.

Meal at Budget Restaurant

$5.08 ₹491

$17.67 CA$25.19

-71.25%

Three-Course Dinner for Two, Mid-Range

$20.93 ₹2,026

$77.4 CA$110

-72.95%

Fast Food Meal (McDonalds, etc)

$3.82 ₹369

$10.47 CA$14.93

-63.51%

Cappuccino

$2.43 ₹235

$4.08 CA$5.81

-40.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹46.56

$2.12 CA$3.02

-77.36%

Water (0.33 liter bottle)

$0.20 ₹19.83

$1.76 CA$2.51

-88.64%

Local Beer (0.5 liter draught)

$2.52 ₹244

$6.17 CA$8.80

-59.16%

Imported Beer (0.33 liter bottle)

$3.10 ₹300

$6.89 CA$9.82

-55.01%

Milk (1 liter)

$0.73 ₹71.0

$2.43 CA$3.46

-69.96%

White Bread (500g)

$0.50 ₹48.06

$2.75 CA$3.92

-81.82%

Rice (white) (1kg)

$0.75 ₹72.8

$2.23 CA$3.18

-66.37%

Eggs

$1.20 ₹117

$3.45 CA$4.91

-65.22%

Local Cheese (1kg)

$4.98 ₹482

$8.93 CA$12.73

-44.23%

Chicken Fillets (1kg)

$3.67 ₹355

$11.44 CA$16.31

-67.92%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$2.15 ₹208

$3.75 CA$5.34

-42.67%

Banana (1kg)

$0.84 ₹81.6

$1.15 CA$1.64

-26.96%

Oranges (1kg)

$1.18 ₹114

$3.55 CA$5.06

-66.76%

Tomato (1kg)

$0.59 ₹56.7

$4.28 CA$6.10

-86.21%

Potato (1kg)

$0.39 ₹37.29

$1.85 CA$2.63

-78.92%

Onion (1kg)

$0.45 ₹43.51

$1.67 CA$2.38

-73.05%

Lettuce (1 head)

$0.56 ₹54.2

$2.22 CA$3.16

-74.77%

Water (1.5 liter bottle)

$0.31 ₹29.85

$1.21 CA$1.72

-74.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹484

$13.88 CA$19.78

-63.98%

Wine (Bottle)

$10.23 ₹990

$14.25 CA$20.31

-28.21%

Local Beer (0.5 liter bottle)

$2.17 ₹210

$2.20 CA$3.13

-1.36%

Imported Beer (0.33 liter bottle)

$3.08 ₹298

$2.42 CA$3.45

27.27%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.69 ₹648

One-way Ticket (Public Transport)

$0.54 ₹52.5

$2.42 CA$3.44

-77.69%

Public Transport Monthly Pass (Regular Price)

$10.54 ₹1,020

$111 CA$158

-90.48%

Taxi Start (Normal Tariff)

$1.02 ₹98.6

$2.90 CA$4.13

-64.83%

Taxi (Normal Tariff) (1km)

$0.25 ₹24.04

$1.26 CA$1.80

-80.16%

Taxi 1hour Waiting (Normal Tariff)

$2.12 ₹205

$22.03 CA$31.40

-90.38%

Gasoline (1 liter)

$1.06 ₹103

$1.22 CA$1.74

-13.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.8K ₹1.4M

$27.6K CA$39.4K

-46.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.2M

$19.8K CA$28.3K

13.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.53 ₹4,019

$122 CA$174

-65.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.95 ₹479

$32.03 CA$45.66

-84.55%

Internet (50+ Mbps, Unlimited Data)

$8.00 ₹775

$47.92 CA$68.3

-83.31%

Gym Membership (Monthly)

$29.90 ₹2,893

$38.90 CA$55.5

-23.14%

Tennis Court (1 Hour on Weekend)

$5.77 ₹559

$23.24 CA$33.12

-75.17%

Cinema Ticket

$5.28 ₹511

$12.61 CA$17.97

-58.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$166 ₹16.0K

$834 CA$1,189

-80.15%

International Primary School, 1 Child (Yearly)

$6,046 ₹585.1K

$23.3K CA$33.3K

-74.09%

Jeans (Levis 501 Or Similar)

$30.83 ₹2,984

$52.6 CA$75.0

-41.39%

Summer Dress (H&M, Zara, etc)

$27.45 ₹2,657

$40.26 CA$57.4

-31.82%

Sport Shoes (Adidas, Nike)

$56.2 ₹5,441

$96.2 CA$137

-41.56%

Men's Leather Business Shoes

$49.43 ₹4,784

$123 CA$175

-59.79%

1-bedroom Apartment, City Center (Monthly)

$312 ₹30.2K

$1,598 CA$2,278

-80.46%

1-bedroom Apartment, Outside City Center (Monthly)

$171 ₹16.6K

$1,435 CA$2,045

-88.06%

3-bedroom Apartment, City Center (Monthly)

$923 ₹89.3K

$2,657 CA$3,787

-65.26%

3-bedroom Apartment, Outside City Center (Monthly)

$493 ₹47.7K

$2,096 CA$2,988

-76.49%

Buy Apartment in City Center (m2)

$2,876 ₹278.3K

$8,033 CA$11.5K

-64.20%

Buy Apartment Outside City Center (m2)

$1,599 ₹154.8K

$6,557 CA$9,347

-75.62%

Average Monthly Net Salary (After Tax)

$797 ₹77.1K

$3,743 CA$5,335

-78.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.76

4.47

95.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gurgaon: October 4, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gurgaon

$171 29.5%

Toronto

$1.4K 55.4% 738% $1.3K

Groceries & Markets

Gurgaon

$122 21.1%

Toronto

$340 13.1% 178% $218

Eating Out

Gurgaon

$103 17.7%

Toronto

$282 10.9% 174% $179

Clothing & Footwear

Gurgaon

$74 12.7%

Toronto

$140 5.4% 90.3% $67

Monthly Utilities & Internet

Gurgaon

$54 9.4%

Toronto

$202 7.8% 271% $147

Sport & Entertainment

Gurgaon

$40 7%

Toronto

$64 2.5% 58.5% $24

Getting Around

Gurgaon

$15 2.6%

Toronto

$130 5% 766% $115

Cost Breakdown

A one-bedroom apartment in the center runs $312 in Gurgaon and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 370% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Gurgaon vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $122 vs $340 per month, with Gurgaon cheaper across the board.

Good to know

🇮🇳 Gurgaon

🇨🇦 Toronto

🕒 Local time

10:55 10:55 AM

01:25 1:25 AM

9 h 30 min behind Gurgaon

🌤 Weather

👥 Population

876,824

2,731,571

💱 Currency

Indian Rupee INR ₹

Canadian Dollar CAD $

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Gurgaon Toronto 11,640 km ≈ 15 h nonstop flight

From you

Gurgaon
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gurgaon vs Toronto: Cost of Living - Frequently Asked Questions

Gurgaon is cheaper overall, especially in groceries, eating out, and clothing. The 327% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 370% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $312 in Gurgaon versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gurgaon – a meal for two runs $21.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $592 per month in Gurgaon versus $2,530 in Toronto – a 327% gap that adds up to real savings over time for anyone picking the cheaper option.

At $592 in Gurgaon versus $2,530 in Toronto, a $1,500 budget is realistic in Gurgaon but tight or insufficient in Toronto. The gap between the two cities makes Gurgaon the clear choice for anyone on this budget.

For families, Gurgaon is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gurgaon gentler on the wallet – expenses run 327% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.