Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gurgaon

For one person, living is cheaper in Gurgaon: $592 a month against $2,530 in Toronto, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
28

Cost of Living Index in Gurgaon
Learn more

Gurgaon Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Gurgaon

🇮🇳 India

$592

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Gurgaon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Gurgaon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $592 in Gurgaon.

Toronto $2,530
Gurgaon $592

Estimated couple costs with rent: $3,646 in Toronto versus $992 in Gurgaon.

Toronto $3,646
Gurgaon $992

Monthly costs for a family of three with rent: $4,761 in Toronto versus $1,392 in Gurgaon.

Toronto $4,761
Gurgaon $1,392

Living in Toronto is roughly 327% more expensive than in Gurgaon, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Gurgaon is 56% below.

Meal at Budget Restaurant

$17.67 CA$25.19

$5.08 ₹491

247.83%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$20.93 ₹2,026

269.71%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$3.82 ₹369

174.08%

Cappuccino

$4.08 CA$5.81

$2.43 ₹235

67.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.48 ₹46.56

341.67%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.20 ₹19.83

780.00%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$2.52 ₹244

144.84%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$3.10 ₹300

122.26%

Milk (1 liter)

$2.43 CA$3.46

$0.73 ₹71.0

232.88%

White Bread (500g)

$2.75 CA$3.92

$0.50 ₹48.06

450.00%

Rice (white) (1kg)

$2.23 CA$3.18

$0.75 ₹72.8

197.33%

Eggs

$3.45 CA$4.91

$1.20 ₹117

187.50%

Local Cheese (1kg)

$8.93 CA$12.73

$4.98 ₹482

79.32%

Chicken Fillets (1kg)

$11.44 CA$16.31

$3.67 ₹355

211.72%

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

$2.15 ₹208

74.42%

Banana (1kg)

$1.15 CA$1.64

$0.84 ₹81.6

36.90%

Oranges (1kg)

$3.55 CA$5.06

$1.18 ₹114

200.85%

Tomato (1kg)

$4.28 CA$6.10

$0.59 ₹56.7

625.42%

Potato (1kg)

$1.85 CA$2.63

$0.39 ₹37.29

374.36%

Onion (1kg)

$1.67 CA$2.38

$0.45 ₹43.51

271.11%

Lettuce (1 head)

$2.22 CA$3.16

$0.56 ₹54.2

296.43%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.31 ₹29.85

290.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$5.00 ₹484

177.60%

Wine (Bottle)

$14.25 CA$20.31

$10.23 ₹990

39.30%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.17 ₹210

1.38%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.08 ₹298

-21.43%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.69 ₹648

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.54 ₹52.5

348.15%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$10.54 ₹1,020

950.66%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.02 ₹98.6

184.31%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.25 ₹24.04

404.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$2.12 ₹205

939.15%

Gasoline (1 liter)

$1.22 CA$1.74

$1.06 ₹103

15.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$14.8K ₹1.4M

86.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$22.6K ₹2.2M

-12.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$41.53 ₹4,019

193.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$4.95 ₹479

547.07%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$8.00 ₹775

499.00%

Gym Membership (Monthly)

$38.90 CA$55.5

$29.90 ₹2,893

30.10%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$5.77 ₹559

302.77%

Cinema Ticket

$12.61 CA$17.97

$5.28 ₹511

138.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$166 ₹16.0K

403.75%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$6,046 ₹585.1K

286.01%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$30.83 ₹2,984

70.61%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$27.45 ₹2,657

46.67%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$56.2 ₹5,441

71.11%

Men's Leather Business Shoes

$123 CA$175

$49.43 ₹4,784

148.72%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$312 ₹30.2K

411.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$171 ₹16.6K

737.67%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$923 ₹89.3K

187.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$493 ₹47.7K

325.28%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,876 ₹278.3K

179.31%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,599 ₹154.8K

310.09%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$797 ₹77.1K

369.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.76

-48.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Gurgaon: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Gurgaon

$171 29.5% 88.1% $1.3K

Groceries & Markets

Toronto

$340 13.1%

Gurgaon

$122 21.1% 64% $218

Eating Out

Toronto

$282 10.9%

Gurgaon

$103 17.7% 63.6% $179

Monthly Utilities & Internet

Toronto

$202 7.8%

Gurgaon

$54 9.4% 73% $147

Clothing & Footwear

Toronto

$140 5.4%

Gurgaon

$74 12.7% 47.5% $67

Getting Around

Toronto

$130 5%

Gurgaon

$15 2.6% 88.4% $115

Sport & Entertainment

Toronto

$64 2.5%

Gurgaon

$40 7% 36.9% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $312 in Gurgaon. Housing cost is often the main lever when comparing two cities.

Toronto pays 370% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $21.00 in Gurgaon for a mid-range dinner for two. Groceries echo the gap at $340 vs $122 per month, with Gurgaon cheaper across the board.

Good to know

🇨🇦 Toronto

🇮🇳 Gurgaon

🕒 Local time

00:03 12:03 AM

09:33 9:33 AM

9 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

876,824

💱 Currency

Canadian Dollar CAD $

Indian Rupee INR ₹

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to CAD in detail →

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Between locations

Toronto Gurgaon 11,640 km ≈ 15 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gurgaon: Cost of Living - Frequently Asked Questions

Gurgaon is cheaper overall, especially in groceries, eating out, and clothing. The 327% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 370% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $312 in Gurgaon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gurgaon – a meal for two runs $21.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,530 per month in Toronto versus $592 in Gurgaon – a 327% gap that adds up to real savings over time for anyone picking the cheaper option.

At $592 in Gurgaon versus $2,530 in Toronto, a $1,500 budget is realistic in Gurgaon but tight or insufficient in Toronto. The gap between the two cities makes Gurgaon the clear choice for anyone on this budget.

For families, Gurgaon is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gurgaon gentler on the wallet – expenses run 327% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.