Last update: Nov 2026

Cost of Living Comparison Between Gummersbach and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,819 in Gummersbach, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

87

Cost of Living Index in Gummersbach
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Gummersbach Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gummersbach

🇩🇪 Germany

$1,819

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Gummersbach and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gummersbach and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,819 per month in Gummersbach vs $1,331 in Ubud, Bali, rent included.

Gummersbach $1,819
Ubud, Bali $1,331

A couple spends around $2,756 per month in Gummersbach vs $2,255 in Ubud, Bali, rent included.

Gummersbach $2,756
Ubud, Bali $2,255

A family of three spends $3,693 per month in Gummersbach vs $3,180 in Ubud, Bali, rent included.

Gummersbach $3,693
Ubud, Bali $3,180

Gummersbach costs about 37% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Gummersbach sits 35% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.63 €14.80

$3.38 Rp 61.2K

392.01%

Three-Course Dinner for Two, Mid-Range

$68.2 €60.7

$34.65 Rp 628.6K

96.68%

Fast Food Meal (McDonalds, etc)

$9.60 €8.54

$5.57 Rp 101.1K

72.35%

Cappuccino

$3.84 €3.42

$2.62 Rp 47.5K

46.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 €2.24

$1.54 Rp 27.9K

62.99%

Water (0.33 liter bottle)

$1.66 €1.48

$0.64 Rp 11.6K

159.38%

Local Beer (0.5 liter draught)

$2.58 €2.30

$2.67 Rp 48.4K

-3.37%

Imported Beer (0.33 liter bottle)

$3.01 €2.68

$4.26 Rp 77.3K

-29.34%

Milk (1 liter)

$1.17 €1.04

$1.46 Rp 26.5K

-19.86%

White Bread (500g)

$1.90 €1.69

$2.29 Rp 41.6K

-17.03%

Rice (white) (1kg)

$3.83 €3.41

$1.11 Rp 20.1K

245.05%

Eggs

$2.93 €2.61

$2.10 Rp 38.1K

39.52%

Local Cheese (1kg)

$12.93 €11.51

$15.94 Rp 289.2K

-18.88%

Chicken Fillets (1kg)

$11.30 €10.06

$3.88 Rp 70.4K

191.24%

Beef Round Steak (1kg)

$23.12 €20.58

$11.40 Rp 206.8K

102.81%

Apples (1kg)

$2.25 €2.00

$3.55 Rp 64.4K

-36.62%

Banana (1kg)

$2.14 €1.91

$1.54 Rp 27.9K

38.96%

Oranges (1kg)

$2.11 €1.88

$2.23 Rp 40.5K

-5.38%

Tomato (1kg)

$4.11 €3.66

$1.97 Rp 35.8K

108.63%

Potato (1kg)

$1.24 €1.10

$1.86 Rp 33.7K

-33.33%

Onion (1kg)

$1.58 €1.41

$2.42 Rp 43.9K

-34.71%

Lettuce (1 head)

$0.74 €0.66

$1.02 Rp 18.6K

-27.45%

Water (1.5 liter bottle)

$0.51 €0.46

$0.52 Rp 9,475

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$9.84 €8.76

$2.20 Rp 39.9K

347.27%

Wine (Bottle)

$6.57 €5.85

$21.79 Rp 395.2K

-69.85%

Local Beer (0.5 liter bottle)

$1.04 €0.93

$2.33 Rp 42.2K

-55.36%

Imported Beer (0.33 liter bottle)

$1.63 €1.45

$2.97 Rp 53.9K

-45.12%

One-way Ticket (Public Transport)

$3.38 €3.01

$0.25 Rp 4,542

1252.00%

Public Transport Monthly Pass (Regular Price)

$63.3 €56.3

$8.17 Rp 148.3K

674.42%

Taxi Start (Normal Tariff)

$8.67 €7.72

$0.44 Rp 7,941

1870.45%

Taxi (Normal Tariff) (1km)

$3.33 €2.96

$0.47 Rp 8,489

608.51%

Taxi 1hour Waiting (Normal Tariff)

$49.18 €43.76

$5.60 Rp 101.6K

778.21%

Gasoline (1 liter)

$1.98 €1.76

$0.83 Rp 15.0K

138.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.7K

$24.4K Rp 443.5M

36.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €32.8K

$31.7K Rp 575.0M

16.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$258 €229

$77.5 Rp 1.4M

232.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.29 €27.85

$6.14 Rp 111.5K

409.61%

Internet (50+ Mbps, Unlimited Data)

$50.7 €45.16

$18.92 Rp 343.1K

168.18%

Gym Membership (Monthly)

$38.94 €34.65

$51.0 Rp 925.0K

-23.63%

Tennis Court (1 Hour on Weekend)

$26.06 €23.19

$18.25 Rp 331.0K

42.79%

Cinema Ticket

$6.78 €6.04

$4.38 Rp 79.5K

54.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 €334

$492 Rp 8.9M

-23.85%

International Primary School, 1 Child (Yearly)

$16.8K €14.9K

$12.2K Rp 221.7M

37.31%

Jeans (Levis 501 Or Similar)

$67.8 €60.3

$45.16 Rp 819.2K

50.07%

Summer Dress (H&M, Zara, etc)

$18.68 €16.62

$34.89 Rp 632.9K

-46.46%

Sport Shoes (Adidas, Nike)

$86.6 €77.1

$78.3 Rp 1.4M

10.57%

Men's Leather Business Shoes

$70.3 €62.6

$77.9 Rp 1.4M

-9.67%

1-bedroom Apartment, City Center (Monthly)

$530 €471

$1,078 Rp 19.5M

-50.86%

1-bedroom Apartment, Outside City Center (Monthly)

$659 €587

$665 Rp 12.1M

-0.86%

3-bedroom Apartment, City Center (Monthly)

$749 €667

$3,510 Rp 63.7M

-78.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,152 €1,025

$1,671 Rp 30.3M

-31.06%

Buy Apartment in City Center (m2)

$2,199 €1,957

$2,340 Rp 42.4M

-6.02%

Buy Apartment Outside City Center (m2)

$1,928 €1,716

$2,236 Rp 40.6M

-13.76%

Average Monthly Net Salary (After Tax)

$2,092 €1,861

$166 Rp 3.0M

1157.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

13.78

-71.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gummersbach: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gummersbach

$659 36.2%

Ubud, Bali

$665 50% 0.9% $5.7

Monthly Utilities & Internet

Gummersbach

$340 18.7%

Ubud, Bali

$103 7.7% 69.8% $237

Groceries & Markets

Gummersbach

$313 17.2%

Ubud, Bali

$279 21% 10.7% $34

Eating Out

Gummersbach

$244 13.4%

Ubud, Bali

$106 8% 56.6% $138

Clothing & Footwear

Gummersbach

$110 6%

Ubud, Bali

$106 8% 2.9% $3.2

Getting Around

Gummersbach

$102 5.6%

Ubud, Bali

$12 0.9% 88.3% $90

Sport & Entertainment

Gummersbach

$53 2.9%

Ubud, Bali

$60 4.5% 13.8% $7.3

Cost Breakdown

A central one-bedroom costs $530 in Gummersbach versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gummersbach are about 13 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68 in Gummersbach versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $313 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇩🇪 Gummersbach

🇮🇩 Ubud, Bali

🕒 Local time

03:46 3:46 AM

10:46 10:46 AM

7 h ahead of Gummersbach

🌤 Weather

👥 Population

53,183

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 5, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Gummersbach Ubud, Bali 11,980 km ≈ 15 h nonstop flight

From you

Gummersbach
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gummersbach vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gummersbach costs about 37% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,729 per month in Gummersbach and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gummersbach, especially for central apartments: a one-bedroom in the center costs $530 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $68 in Gummersbach and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,819 in Gummersbach and $1,331 in Ubud, Bali. That makes Ubud, Bali about 27% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,819 in Gummersbach and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,819 in Gummersbach. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Gummersbach makes more sense. Both are solid long-term options with distinct trade-offs.