Last update: Oct 2026

Cost of Living Comparison Between Gulbarga and Mumbai (Bombay)

For one person, living is cheaper in Gulbarga: $288 a month against $813 in Mumbai (Bombay), rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

14

Cost of Living Index in Gulbarga
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Gulbarga Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Gulbarga

🇮🇳 India

$288

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Gulbarga and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gulbarga and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $288 in Gulbarga versus $813 in Mumbai (Bombay).

Gulbarga $288
Mumbai (Bombay) $813

Estimated couple costs with rent: $470 in Gulbarga versus $1,352 in Mumbai (Bombay).

Gulbarga $470
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $652 in Gulbarga versus $1,891 in Mumbai (Bombay).

Gulbarga $652
Mumbai (Bombay) $1,891

Living in Gulbarga costs roughly 65% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Gulbarga 79% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$1.57 ₹150

$5.35 ₹509

-70.65%

Three-Course Dinner for Two, Mid-Range

$10.70 ₹1,019

$20.87 ₹1,988

-48.73%

Fast Food Meal (McDonalds, etc)

$2.65 ₹252

$4.08 ₹388

-35.05%

Cappuccino

$1.07 ₹102

$2.78 ₹264

-61.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.71

$0.40 ₹38.34

-10.00%

Water (0.33 liter bottle)

$0.14 ₹13.78

$0.15 ₹14.46

-6.67%

Local Beer (0.5 liter draught)

$1.72 ₹164

$2.64 ₹252

-34.85%

Imported Beer (0.33 liter bottle)

$2.51 ₹239

$4.25 ₹405

-40.94%

Milk (1 liter)

$0.66 ₹63.3

$0.74 ₹70.7

-10.81%

White Bread (500g)

$0.32 ₹30.32

$0.54 ₹51.5

-40.74%

Rice (white) (1kg)

$0.59 ₹56.0

$0.78 ₹74.3

-24.36%

Eggs

$0.81 ₹77.5

$1.00 ₹95.3

-19.00%

Local Cheese (1kg)

$3.65 ₹347

$5.61 ₹534

-34.94%

Chicken Fillets (1kg)

$2.69 ₹256

$3.58 ₹341

-24.86%

Apples (1kg)

$1.87 ₹178

$2.17 ₹206

-13.82%

Banana (1kg)

$0.42 ₹40.40

$0.69 ₹66.0

-39.13%

Oranges (1kg)

$1.06 ₹101

$1.21 ₹115

-12.40%

Tomato (1kg)

$0.36 ₹33.83

$0.49 ₹46.46

-26.53%

Potato (1kg)

$0.42 ₹39.52

$0.33 ₹31.80

27.27%

Onion (1kg)

$0.39 ₹37.51

$0.37 ₹35.63

5.41%

Lettuce (1 head)

$0.34 ₹32.64

$0.44 ₹41.91

-22.73%

Water (1.5 liter bottle)

$0.26 ₹24.44

$0.31 ₹29.73

-16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.59 ₹341

$5.00 ₹476

-28.20%

Wine (Bottle)

$3.37 ₹321

$8.34 ₹794

-59.59%

Local Beer (0.5 liter bottle)

$1.29 ₹123

$1.99 ₹190

-35.18%

Imported Beer (0.33 liter bottle)

$1.94 ₹185

$3.12 ₹297

-37.82%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.38 ₹322

$6.01 ₹572

-43.76%

One-way Ticket (Public Transport)

$0.28 ₹26.83

$0.20 ₹19.01

40.00%

Public Transport Monthly Pass (Regular Price)

$7.68 ₹731

$6.90 ₹657

11.30%

Taxi Start (Normal Tariff)

$0.48 ₹45.30

$0.31 ₹29.93

54.84%

Taxi (Normal Tariff) (1km)

$0.16 ₹15.07

$0.31 ₹29.50

-48.39%

Taxi 1hour Waiting (Normal Tariff)

$1.14 ₹109

$1.61 ₹154

-29.19%

Gasoline (1 liter)

$1.12 ₹107

$1.10 ₹105

1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$6,670 ₹635.2K

$15.6K ₹1.5M

-57.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.3K ₹981.3K

$22.4K ₹2.1M

-54.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.28 ₹2,693

$61.9 ₹5,889

-54.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.31 ₹315

$4.52 ₹430

-26.77%

Internet (50+ Mbps, Unlimited Data)

$8.14 ₹775

$8.97 ₹854

-9.25%

Gym Membership (Monthly)

$7.02 ₹669

$37.11 ₹3,534

-81.08%

Tennis Court (1 Hour on Weekend)

$5.21 ₹496

$14.11 ₹1,344

-63.08%

Cinema Ticket

$2.31 ₹219

$5.01 ₹477

-53.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.91 ₹4,372

$119 ₹11.3K

-61.42%

International Primary School, 1 Child (Yearly)

$652 ₹62.1K

$4,948 ₹471.1K

-86.83%

Jeans (Levis 501 Or Similar)

$20.01 ₹1,905

$36.37 ₹3,463

-44.98%

Summer Dress (H&M, Zara, etc)

$20.80 ₹1,980

$38.71 ₹3,686

-46.27%

Sport Shoes (Adidas, Nike)

$22.91 ₹2,182

$54.7 ₹5,211

-58.14%

Men's Leather Business Shoes

$21.42 ₹2,039

$48.03 ₹4,574

-55.40%

1-bedroom Apartment, City Center (Monthly)

$84.6 ₹8,059

$640 ₹60.9K

-86.77%

1-bedroom Apartment, Outside City Center (Monthly)

$58.1 ₹5,531

$372 ₹35.4K

-84.37%

3-bedroom Apartment, City Center (Monthly)

$200 ₹19.1K

$2,093 ₹199.3K

-90.42%

3-bedroom Apartment, Outside City Center (Monthly)

$146 ₹13.9K

$925 ₹88.1K

-84.19%

Buy Apartment in City Center (m2)

$575 ₹54.7K

$5,706 ₹543.3K

-89.93%

Buy Apartment Outside City Center (m2)

$404 ₹38.4K

$2,560 ₹243.8K

-84.24%

Average Monthly Net Salary (After Tax)

$370 ₹35.3K

$757 ₹72.1K

-51.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.55

8.29

3.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gulbarga: October 26, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gulbarga

$81 28.2%

Mumbai (Bombay)

$117 14.4% 44% $36

Accommodation & Living

Gulbarga

$58 20.2%

Mumbai (Bombay)

$372 45.7% 540% $314

Eating Out

Gulbarga

$49 17%

Mumbai (Bombay)

$112 13.8% 129% $63

Monthly Utilities & Internet

Gulbarga

$40 13.8%

Mumbai (Bombay)

$75 9.3% 89.7% $36

Clothing & Footwear

Gulbarga

$38 13.3%

Mumbai (Bombay)

$80 9.8% 109% $42

Sport & Entertainment

Gulbarga

$12 4%

Mumbai (Bombay)

$47 5.8% 305% $36

Getting Around

Gulbarga

$10 3.5%

Mumbai (Bombay)

$9.6 1.2% 5.1% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $85 in Gulbarga and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11 in Gulbarga vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $81 vs $117 per month, with Gulbarga cheaper across the board.

Good to know

🇮🇳 Gulbarga

🇮🇳 Mumbai (Bombay)

🕒 Local time

20:26 8:26 PM

Same time as Gulbarga

🌤 Weather

👥 Population

400,000

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Gulbarga vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in eating out, clothing, and groceries. The 182% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 51% lower in Gulbarga. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $85 in Gulbarga versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $11 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $288 per month in Gulbarga versus $813 in Mumbai (Bombay) – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Gulbarga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Gulbarga wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.