Cost of Living Comparison Between Mumbai (Bombay) and Gulbarga Cost of Living Comparison Between Mumbai (Bombay) and Gulbarga

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $319 in Gulbarga.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $512 in Gulbarga.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $706 in Gulbarga.

Living in Mumbai (Bombay) is roughly 140% more expensive than in Gulbarga, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Gulbarga 76% lower.

Meal at Budget Restaurant

$5.17 ₹499

$1.59 ₹154

225.16%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,170

$8.38 ₹808

168.50%

Fast Food Meal (McDonalds, etc)

$4.70 ₹453

$2.66 ₹256

76.69%

Cappuccino

$2.60 ₹251

$1.17 ₹113

122.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.66

$0.37 ₹36.16

35.14%

Water (0.33 liter bottle)

$0.19 ₹18.25

$0.18 ₹17.65

5.56%

Local Beer (0.5 liter draught)

$2.33 ₹225

$1.70 ₹164

37.06%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.65 ₹256

57.74%

Milk (1 liter)

$0.73 ₹70.2

$0.67 ₹64.6

8.96%

White Bread (500g)

$0.48 ₹46.57

$0.34 ₹32.76

41.18%

Rice (white) (1kg)

$0.82 ₹79.4

$0.68 ₹65.8

20.59%

Eggs

$1.05 ₹101

$0.81 ₹77.7

29.63%

Local Cheese (1kg)

$6.87 ₹662

$3.78 ₹365

81.75%

Chicken Fillets (1kg)

$3.89 ₹375

$2.77 ₹267

40.43%

Apples (1kg)

$2.29 ₹221

$1.93 ₹186

18.65%

Banana (1kg)

$0.83 ₹79.9

$0.47 ₹45.24

76.60%

Oranges (1kg)

$1.30 ₹125

$1.09 ₹105

19.27%

Tomato (1kg)

$0.65 ₹63.1

$0.36 ₹34.53

80.56%

Potato (1kg)

$0.57 ₹54.9

$0.43 ₹41.91

32.56%

Onion (1kg)

$0.58 ₹56.4

$0.44 ₹42.09

31.82%

Lettuce (1 head)

$0.64 ₹62.0

$0.35 ₹34.20

82.86%

Water (1.5 liter bottle)

$0.35 ₹33.87

$0.31 ₹30.30

12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹407

$3.77 ₹364

11.94%

Wine (Bottle)

$8.18 ₹789

$3.28 ₹316

149.39%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.32 ₹128

57.58%

Imported Beer (0.33 liter bottle)

$3.27 ₹316

$1.92 ₹185

70.31%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹673

$3.57 ₹344

95.52%

One-way Ticket (Public Transport)

$0.22 ₹21.20

$0.28 ₹26.69

-21.43%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹452

$8.65 ₹834

-45.78%

Taxi Start (Normal Tariff)

$0.37 ₹35.29

$0.51 ₹49.42

-27.45%

Taxi (Normal Tariff) (1km)

$0.15 ₹14.77

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$1.61 ₹155

-14.91%

Gasoline (1 liter)

$1.18 ₹114

$1.24 ₹120

-4.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$6,731 ₹649.1K

156.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$10.7K ₹1.0M

131.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,841

$30.71 ₹2,961

63.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹490

$3.71 ₹357

36.93%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹831

$8.34 ₹805

3.36%

Gym Membership (Monthly)

$23.20 ₹2,238

$7.55 ₹728

207.28%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,143

$5.93 ₹572

99.83%

Cinema Ticket

$4.70 ₹453

$2.31 ₹223

103.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$45.59 ₹4,397

159.57%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.8K

$720 ₹69.4K

369.33%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,817

$20.28 ₹1,956

44.03%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,008

$24.58 ₹2,371

26.89%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,453

$24.48 ₹2,361

131.00%

Men's Leather Business Shoes

$40.55 ₹3,910

$21.64 ₹2,087

87.38%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.2K

$124 ₹12.0K

459.78%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.5K

$75.4 ₹7,268

374.10%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹172.0K

$276 ₹26.6K

545.96%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.4K

$181 ₹17.5K

365.76%

Buy Apartment in City Center (m2)

$6,047 ₹583.1K

$593 ₹57.2K

919.26%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.8K

$409 ₹39.4K

515.56%

Average Monthly Net Salary (After Tax)

$787 ₹75.9K

$371 ₹35.8K

112.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.19

0.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Gulbarga: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $124 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 112% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $8.00 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $127 vs $84.0 per month, with Gulbarga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 140% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 112% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $124 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $8.00 versus $23.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $763 per month in Mumbai (Bombay) versus $319 in Gulbarga – a 140% gap that adds up to real savings over time for anyone picking the cheaper option.

At $319 in Gulbarga versus $763 in Mumbai (Bombay), a $1,500 budget is realistic in Gulbarga but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

For families, Gulbarga is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mumbai (Bombay) and Gulbarga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gulbarga gentler on the wallet – expenses run 140% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.