Cost of Living Comparison Between Mumbai (Bombay) and Gulbarga Cost of Living Comparison Between Mumbai (Bombay) and Gulbarga

Monthly Cost of Living

Monthly costs for one person with rent: $786 in Mumbai (Bombay) versus $282 in Gulbarga.

Estimated couple costs with rent: $1,295 in Mumbai (Bombay) versus $466 in Gulbarga.

Monthly costs for a family of three with rent: $1,805 in Mumbai (Bombay) versus $649 in Gulbarga.

Living in Mumbai (Bombay) is roughly 178% more expensive than in Gulbarga, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Gulbarga 80% lower.

Meal at Budget Restaurant

$5.16 ₹493

$1.59 ₹152

224.53%

Three-Course Dinner for Two, Mid-Range

$20.80 ₹1,987

$10.42 ₹995

99.62%

Fast Food Meal (McDonalds, etc)

$4.30 ₹410

$2.55 ₹244

68.63%

Cappuccino

$2.65 ₹253

$1.13 ₹108

134.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹35.56

$0.37 ₹34.93

Water (0.33 liter bottle)

$0.16 ₹15.27

$0.16 ₹15.13

Local Beer (0.5 liter draught)

$2.70 ₹258

$1.72 ₹164

56.98%

Imported Beer (0.33 liter bottle)

$4.24 ₹405

$2.56 ₹244

65.63%

Milk (1 liter)

$0.70 ₹66.4

$0.66 ₹63.0

6.06%

White Bread (500g)

$0.48 ₹46.29

$0.32 ₹30.34

50.00%

Rice (white) (1kg)

$0.76 ₹72.8

$0.57 ₹54.7

33.33%

Eggs

$1.02 ₹97.7

$0.80 ₹76.5

27.50%

Local Cheese (1kg)

$5.75 ₹549

$3.66 ₹350

57.10%

Chicken Fillets (1kg)

$3.53 ₹337

$2.64 ₹252

33.71%

Apples (1kg)

$2.23 ₹213

$1.83 ₹175

21.86%

Banana (1kg)

$0.72 ₹69.0

$0.46 ₹43.64

56.52%

Oranges (1kg)

$1.23 ₹117

$1.10 ₹105

11.82%

Tomato (1kg)

$0.49 ₹46.68

$0.36 ₹33.96

36.11%

Potato (1kg)

$0.35 ₹33.36

$0.41 ₹39.41

-14.63%

Onion (1kg)

$0.40 ₹38.30

$0.38 ₹36.02

5.26%

Lettuce (1 head)

$0.49 ₹47.27

$0.32 ₹30.33

53.12%

Water (1.5 liter bottle)

$0.31 ₹30.09

$0.29 ₹27.78

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹487

$3.65 ₹348

39.73%

Wine (Bottle)

$8.25 ₹788

$3.42 ₹326

141.23%

Local Beer (0.5 liter bottle)

$2.04 ₹195

$1.32 ₹126

54.55%

Imported Beer (0.33 liter bottle)

$3.02 ₹288

$1.90 ₹182

58.95%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹594

$3.42 ₹326

81.87%

One-way Ticket (Public Transport)

$0.20 ₹19.09

$0.28 ₹27.08

-28.57%

Public Transport Monthly Pass (Regular Price)

$5.93 ₹567

$7.56 ₹722

-21.56%

Taxi Start (Normal Tariff)

$0.33 ₹31.57

$0.50 ₹48.19

-34.00%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.67

$0.15 ₹14.22

120.00%

Taxi 1hour Waiting (Normal Tariff)

$1.63 ₹156

$1.17 ₹112

39.32%

Gasoline (1 liter)

$1.14 ₹109

$1.12 ₹107

1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ₹1.6M

$6,761 ₹646.0K

142.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$10.4K ₹993.0K

115.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.1 ₹5,739

$28.37 ₹2,710

111.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 ₹417

$3.25 ₹311

34.46%

Internet (50+ Mbps, Unlimited Data)

$9.32 ₹890

$7.67 ₹733

21.51%

Gym Membership (Monthly)

$27.53 ₹2,631

$6.77 ₹647

306.65%

Tennis Court (1 Hour on Weekend)

$13.67 ₹1,306

$5.22 ₹499

161.88%

Cinema Ticket

$4.62 ₹442

$2.27 ₹217

103.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.3K

$42.20 ₹4,032

179.91%

International Primary School, 1 Child (Yearly)

$4,970 ₹474.8K

$650 ₹62.1K

664.68%

Jeans (Levis 501 Or Similar)

$34.94 ₹3,338

$19.48 ₹1,862

79.36%

Summer Dress (H&M, Zara, etc)

$37.94 ₹3,625

$21.40 ₹2,044

77.29%

Sport Shoes (Adidas, Nike)

$60.3 ₹5,758

$22.77 ₹2,176

164.65%

Men's Leather Business Shoes

$49.94 ₹4,771

$21.39 ₹2,043

133.47%

1-bedroom Apartment, City Center (Monthly)

$641 ₹61.2K

$85.3 ₹8,152

650.67%

1-bedroom Apartment, Outside City Center (Monthly)

$371 ₹35.4K

$59.0 ₹5,638

528.05%

3-bedroom Apartment, City Center (Monthly)

$1,937 ₹185.0K

$202 ₹19.3K

859.66%

3-bedroom Apartment, Outside City Center (Monthly)

$869 ₹83.0K

$145 ₹13.9K

497.20%

Buy Apartment in City Center (m2)

$6,174 ₹589.9K

$578 ₹55.2K

968.38%

Buy Apartment Outside City Center (m2)

$2,428 ₹232.0K

$411 ₹39.3K

490.65%

Average Monthly Net Salary (After Tax)

$810 ₹77.4K

$375 ₹35.8K

116.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.49

-1.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 7, 2026

Last update for Gulbarga: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Mumbai (Bombay) and $85.3 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 116% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $10.00 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $117 vs $81.0 per month, with Gulbarga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 178% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 116% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $641 in Mumbai (Bombay) versus $85.3 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $10.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $786 per month in Mumbai (Bombay) versus $282 in Gulbarga – a 178% gap that adds up to real savings over time for anyone picking the cheaper option.

At $282 in Gulbarga versus $786 in Mumbai (Bombay), a $1,500 budget is realistic in Gulbarga but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

For families, Gulbarga is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mumbai (Bombay) and Gulbarga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gulbarga gentler on the wallet – expenses run 178% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.