Cost of Living Comparison Between Mumbai (Bombay) and Gulbarga Cost of Living Comparison Between Mumbai (Bombay) and Gulbarga

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Mumbai (Bombay) versus $320 in Gulbarga.

Estimated couple costs with rent: $1,255 in Mumbai (Bombay) versus $514 in Gulbarga.

Monthly costs for a family of three with rent: $1,732 in Mumbai (Bombay) versus $709 in Gulbarga.

Living in Mumbai (Bombay) is roughly 144% more expensive than Gulbarga, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Gulbarga 76% lower.

Meal at Budget Restaurant

$5.32 ₹509

$1.59 ₹152

234.59%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,143

$8.20 ₹785

173.17%

Fast Food Meal (McDonalds, etc)

$4.63 ₹443

$2.72 ₹260

70.22%

Cappuccino

$2.52 ₹241

$1.12 ₹108

125.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.47

$0.35 ₹33.41

45.71%

Water (0.33 liter bottle)

$0.15 ₹14.71

$0.17 ₹16.20

-11.76%

Local Beer (0.5 liter draught)

$2.28 ₹218

$1.75 ₹167

30.29%

Imported Beer (0.33 liter bottle)

$3.95 ₹378

$2.58 ₹247

53.10%

Milk (1 liter)

$0.75 ₹71.4

$0.68 ₹65.1

10.29%

White Bread (500g)

$0.51 ₹49.04

$0.33 ₹31.88

54.55%

Rice (white) (1kg)

$0.77 ₹74.0

$0.63 ₹60.1

22.22%

Eggs

$1.08 ₹103

$0.86 ₹82.4

25.58%

Local Cheese (1kg)

$7.14 ₹683

$3.67 ₹352

94.55%

Chicken Fillets (1kg)

$3.88 ₹372

$2.85 ₹272

36.14%

Apples (1kg)

$2.30 ₹220

$1.91 ₹182

20.42%

Banana (1kg)

$0.81 ₹77.7

$0.47 ₹44.80

72.34%

Oranges (1kg)

$1.26 ₹121

$1.03 ₹98.9

22.33%

Tomato (1kg)

$0.64 ₹61.0

$0.35 ₹33.71

82.86%

Potato (1kg)

$0.58 ₹55.1

$0.44 ₹41.76

31.82%

Onion (1kg)

$0.63 ₹60.4

$0.43 ₹41.60

46.51%

Lettuce (1 head)

$0.64 ₹61.3

$0.35 ₹33.53

82.86%

Water (1.5 liter bottle)

$0.33 ₹31.14

$0.31 ₹29.85

6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹402

$3.78 ₹361

11.11%

Wine (Bottle)

$8.25 ₹790

$3.26 ₹312

153.07%

Local Beer (0.5 liter bottle)

$2.17 ₹208

$1.38 ₹132

57.25%

Imported Beer (0.33 liter bottle)

$3.40 ₹325

$2.03 ₹194

67.49%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹673

$3.53 ₹338

99.15%

One-way Ticket (Public Transport)

$0.24 ₹23.08

$0.28 ₹26.74

-14.29%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹432

$8.96 ₹857

-49.67%

Taxi Start (Normal Tariff)

$0.37 ₹35.03

$0.52 ₹49.35

-28.85%

Taxi (Normal Tariff) (1km)

$0.15 ₹14.77

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

$1.53 ₹146

-7.84%

Gasoline (1 liter)

$1.19 ₹114

$1.29 ₹123

-7.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$6,760 ₹646.9K

157.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$10.7K ₹1.0M

130.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,860

$30.62 ₹2,930

65.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹460

$3.54 ₹339

35.88%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹837

$8.19 ₹784

6.84%

Gym Membership (Monthly)

$23.11 ₹2,211

$7.55 ₹722

206.09%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,147

$5.86 ₹561

104.61%

Cinema Ticket

$4.71 ₹450

$2.30 ₹220

104.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$46.53 ₹4,453

161.19%

International Primary School, 1 Child (Yearly)

$3,393 ₹324.7K

$708 ₹67.7K

379.57%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,789

$20.31 ₹1,944

43.48%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,929

$24.29 ₹2,325

26.02%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,277

$24.14 ₹2,310

128.46%

Men's Leather Business Shoes

$39.74 ₹3,803

$22.12 ₹2,117

79.66%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.4K

$123 ₹11.7K

475.29%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.1K

$76.7 ₹7,340

364.95%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹171.5K

$274 ₹26.2K

554.20%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹79.0K

$183 ₹17.5K

351.35%

Buy Apartment in City Center (m2)

$6,436 ₹615.9K

$574 ₹54.9K

1021.64%

Buy Apartment Outside City Center (m2)

$2,627 ₹251.4K

$403 ₹38.6K

551.28%

Average Monthly Net Salary (After Tax)

$744 ₹71.2K

$373 ₹35.7K

99.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.19

0.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Gulbarga: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Mumbai (Bombay) and $123 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 99% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $8.00 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $129 vs $84.0 per month, with Gulbarga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 144% gap adds up to real monthly savings that compound significantly over time.

Mumbai (Bombay) pays 99% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $705 in Mumbai (Bombay) versus $123 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $8.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $779 per month in Mumbai (Bombay) versus $320 in Gulbarga – a 144% gap that adds up to real savings over time for anyone picking the cheaper option.

At $320 in Gulbarga versus $779 in Mumbai (Bombay), a $1,500 budget is realistic in Gulbarga but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

For families, Gulbarga is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mumbai (Bombay) and Gulbarga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gulbarga gentler on the wallet – expenses run 144% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.