Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Gulbarga

For one person, living is cheaper in Gulbarga: $288 a month against $813 in Mumbai (Bombay), rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
14

Cost of Living Index in Gulbarga
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Gulbarga Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Gulbarga

🇮🇳 India

$288

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Gulbarga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Gulbarga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $288 in Gulbarga.

Mumbai (Bombay) $813
Gulbarga $288

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $470 in Gulbarga.

Mumbai (Bombay) $1,352
Gulbarga $470

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $652 in Gulbarga.

Mumbai (Bombay) $1,891
Gulbarga $652

Living in Mumbai (Bombay) is roughly 182% more expensive than in Gulbarga, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Gulbarga 79% lower.

Meal at Budget Restaurant

$5.35 ₹509

$1.57 ₹150

240.76%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,988

$10.70 ₹1,019

95.05%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$2.65 ₹252

53.96%

Cappuccino

$2.78 ₹264

$1.07 ₹102

159.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.36 ₹34.71

11.11%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.14 ₹13.78

7.14%

Local Beer (0.5 liter draught)

$2.64 ₹252

$1.72 ₹164

53.49%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$2.51 ₹239

69.32%

Milk (1 liter)

$0.74 ₹70.7

$0.66 ₹63.3

12.12%

White Bread (500g)

$0.54 ₹51.5

$0.32 ₹30.32

68.75%

Rice (white) (1kg)

$0.78 ₹74.3

$0.59 ₹56.0

32.20%

Eggs

$1.00 ₹95.3

$0.81 ₹77.5

23.46%

Local Cheese (1kg)

$5.61 ₹534

$3.65 ₹347

53.70%

Chicken Fillets (1kg)

$3.58 ₹341

$2.69 ₹256

33.09%

Apples (1kg)

$2.17 ₹206

$1.87 ₹178

16.04%

Banana (1kg)

$0.69 ₹66.0

$0.42 ₹40.40

64.29%

Oranges (1kg)

$1.21 ₹115

$1.06 ₹101

14.15%

Tomato (1kg)

$0.49 ₹46.46

$0.36 ₹33.83

36.11%

Potato (1kg)

$0.33 ₹31.80

$0.42 ₹39.52

-21.43%

Onion (1kg)

$0.37 ₹35.63

$0.39 ₹37.51

-5.13%

Lettuce (1 head)

$0.44 ₹41.91

$0.34 ₹32.64

29.41%

Water (1.5 liter bottle)

$0.31 ₹29.73

$0.26 ₹24.44

19.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$3.59 ₹341

39.28%

Wine (Bottle)

$8.34 ₹794

$3.37 ₹321

147.48%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.29 ₹123

54.26%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$1.94 ₹185

60.82%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$3.38 ₹322

77.81%

One-way Ticket (Public Transport)

$0.20 ₹19.01

$0.28 ₹26.83

-28.57%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

$7.68 ₹731

-10.16%

Taxi Start (Normal Tariff)

$0.31 ₹29.93

$0.48 ₹45.30

-35.42%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.50

$0.16 ₹15.07

93.75%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$1.14 ₹109

41.23%

Gasoline (1 liter)

$1.10 ₹105

$1.12 ₹107

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$6,670 ₹635.2K

133.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$10.3K ₹981.3K

117.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$28.28 ₹2,693

118.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.31 ₹315

36.56%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$8.14 ₹775

10.20%

Gym Membership (Monthly)

$37.11 ₹3,534

$7.02 ₹669

428.63%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$5.21 ₹496

170.83%

Cinema Ticket

$5.01 ₹477

$2.31 ₹219

116.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$45.91 ₹4,372

159.22%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$652 ₹62.1K

659.09%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$20.01 ₹1,905

81.76%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,686

$20.80 ₹1,980

86.11%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$22.91 ₹2,182

138.89%

Men's Leather Business Shoes

$48.03 ₹4,574

$21.42 ₹2,039

124.23%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$84.6 ₹8,059

655.87%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$58.1 ₹5,531

539.82%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.3K

$200 ₹19.1K

943.81%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.1K

$146 ₹13.9K

532.39%

Buy Apartment in City Center (m2)

$5,706 ₹543.3K

$575 ₹54.7K

892.94%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.8K

$404 ₹38.4K

534.32%

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

$370 ₹35.3K

104.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.55

-3.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Gulbarga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Gulbarga

$58 20.2% 84.4% $314

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Gulbarga

$81 28.2% 30.6% $36

Eating Out

Mumbai (Bombay)

$112 13.8%

Gulbarga

$49 17% 56.3% $63

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Gulbarga

$38 13.3% 52.1% $42

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Gulbarga

$40 13.8% 47.3% $36

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Gulbarga

$12 4% 75.3% $36

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Gulbarga

$10 3.5% 5.3% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $85 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $11 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $117 vs $81 per month, with Gulbarga cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Gulbarga

🕒 Local time

04:26 4:26 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

400,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Gulbarga 460 km

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is about 65% cheaper overall, especially in eating out, clothing, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Mumbai (Bombay) is about 2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $85 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $11 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $813 per month in Mumbai (Bombay) versus $288 in Gulbarga – Gulbarga is about 65% cheaper, which adds up to real savings over time.

Either city works on $1,000 a month, though Gulbarga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Gulbarga wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.