🙂Monthly costs for one person with rent: $346 in Gujrat versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $536 in Gujrat versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $726 in Gujrat versus $3,660 in Ubud, Bali.
🙂Living in Gujrat costs roughly 76% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Gujrat is 74% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Gujrat
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.75PKR 487
$3.56Rp 64.3K
-50.84%
Three-Course Dinner for Two, Mid-Range
$10.70PKR 2,977
$32.73Rp 590.3K
-67.31%
Fast Food Meal(McDonalds, etc)
$3.56PKR 992
$4.95Rp 89.2K
-28.08%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.78PKR 774
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$4.66PKR 1,297
-
-
Cappuccino
$1.51PKR 419
$2.71Rp 48.9K
-44.28%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33PKR 92.3
$1.34Rp 24.2K
-75.37%
Water(0.33 liter bottle)
$0.22PKR 61.2
$0.70Rp 12.6K
-68.57%
Local Beer(0.5 liter draught)
-
$2.92Rp 52.7K
-
Imported Beer(0.33 liter bottle)
-
$3.96Rp 71.4K
-
🛒 Groceries & Markets
Gujrat
Ubud, Bali
Difference
Milk(1 liter)
$0.71PKR 198
$1.81Rp 32.6K
-60.77%
White Bread(500g)
$0.61PKR 168
$2.52Rp 45.4K
-75.79%
Rice(white)(1kg)
$1.27PKR 352
$1.16Rp 20.9K
9.48%
Eggs
$1.14PKR 318
$2.46Rp 44.4K
-53.66%
Local Cheese(1kg)
$7.46PKR 2,076
$14.71Rp 265.3K
-49.29%
Chicken Fillets(1kg)
$2.66PKR 740
$4.32Rp 77.9K
-38.43%
Beef Round Steak(1kg)
$3.21PKR 893
$12.14Rp 218.9K
-73.56%
Apples(1kg)
$0.98PKR 273
$3.84Rp 69.3K
-74.48%
Banana(1kg)
$0.55PKR 152
$1.56Rp 28.1K
-64.74%
Oranges(1kg)
$0.63PKR 175
$2.83Rp 51.1K
-77.74%
Tomato(1kg)
$0.56PKR 155
$2.33Rp 41.9K
-75.97%
Potato(1kg)
$0.37PKR 104
$1.91Rp 34.5K
-80.63%
Onion(1kg)
$0.52PKR 144
$2.20Rp 39.7K
-76.36%
Lettuce(1 head)
$0.59PKR 164
$1.01Rp 18.3K
-41.58%
Water(1.5 liter bottle)
$0.40PKR 111
$0.78Rp 14.0K
-48.72%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.01PKR 281
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.74PKR 207
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.96PKR 547
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.82PKR 505
$3.32Rp 59.8K
-45.18%
Wine(Bottle)
-
$23.74Rp 428.0K
-
Local Beer(0.5 liter bottle)
-
$2.79Rp 50.3K
-
Imported Beer(0.33 liter bottle)
-
$2.86Rp 51.6K
-
🚌 Getting Around
Gujrat
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.16PKR 45.52
$0.27Rp 4,848
-40.74%
Public Transport Monthly Pass(Regular Price)
$6.91PKR 1,923
$8.03Rp 144.8K
-13.95%
Taxi Start(Normal Tariff)
$1.08PKR 300
$0.46Rp 8,230
134.78%
Taxi(Normal Tariff)(1km)
$0.44PKR 122
$0.45Rp 8,116
-2.22%
Taxi 1hour Waiting(Normal Tariff)
$1.73PKR 480
$6.10Rp 109.9K
-71.64%
Gasoline(1 liter)
$1.00PKR 277
$0.79Rp 14.3K
26.58%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8KPKR 6.1M
$26.1KRp 471.6M
-16.53%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9KPKR 5.8M
$32.1KRp 579.2M
-34.88%
🧾 Monthly Utilities & Internet
Gujrat
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$57.3PKR 15.9K
$79.9Rp 1.4M
-28.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.89PKR 1,082
$4.06Rp 73.3K
-4.19%
Internet(50+ Mbps, Unlimited Data)
$12.92PKR 3,596
$23.52Rp 424.1K
-45.07%
🎉 Sport & Entertainment
Gujrat
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.25PKR 3,408
$98.7Rp 1.8M
-87.59%
Tennis Court(1 Hour on Weekend)
$5.90PKR 1,641
$6.63Rp 119.6K
-11.01%
Cinema Ticket
$3.50PKR 974
$4.15Rp 74.8K
-15.66%
🧸 Childcare & Education
Gujrat
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$28.20PKR 7,845
$304Rp 5.5M
-90.72%
International Primary School, 1 Child(Yearly)
$1,149PKR 319.7K
$6,613Rp 119.3M
-82.62%
👕👟 Clothing & Footwear
Gujrat
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$16.28PKR 4,530
$55.5Rp 1.0M
-70.69%
Summer Dress(H&M, Zara, etc)
$22.09PKR 6,145
$38.31Rp 690.9K
-42.34%
Sport Shoes(Adidas, Nike)
$59.9PKR 16.7K
$88.6Rp 1.6M
-32.44%
Men's Leather Business Shoes
$26.16PKR 7,278
$77.9Rp 1.4M
-66.41%
🏠 Accommodation & Living
Gujrat
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$74.1PKR 20.6K
$1,006Rp 18.1M
-92.64%
1-bedroom Apartment, Outside City Center(Monthly)
$52.3PKR 14.5K
$675Rp 12.2M
-92.26%
3-bedroom Apartment, City Center(Monthly)
$164PKR 45.5K
$3,442Rp 62.1M
-95.25%
3-bedroom Apartment, Outside City Center(Monthly)
$106PKR 29.4K
$2,039Rp 36.8M
-94.81%
Buy Apartment in City Center(m2)
$1,043PKR 290.2K
$2,841Rp 51.2M
-63.28%
Buy Apartment Outside City Center(m2)
$534PKR 148.6K
$2,264Rp 40.8M
-76.40%
💵 Salaries & Financials
Gujrat
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$246PKR 68.4K
$165Rp 3.0M
48.80%
20-Year Fixed Mortgage Interest Rate(Annual %)
18
13.28
35.54%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gujrat: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $74.1 in Gujrat and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gujrat pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $11.00 in Gujrat vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $91.0 vs $302 per month, with Gujrat cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gujrat vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Gujrat and Ubud, Bali?
Gujrat and Ubud, Bali differ by about 310% in total monthly costs ($346 vs $1,419 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Gujrat or Ubud, Bali?
Gujrat pays 49% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Gujrat and Ubud, Bali?
Rent for a central apartment: $74.1 in Gujrat versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Gujrat or Ubud, Bali?
All in, you'll spend $346 per month in Gujrat versus $1,419 in Ubud, Bali – a 310% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $346 in Gujrat versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Gujrat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.
How does quality of life compare between Gujrat and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Gujrat or Ubud, Bali safer for residents?
Safety-wise, Gujrat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Gujrat or Ubud, Bali?
Expats usually find Gujrat gentler on the wallet – expenses run 310% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.