Last update: Oct 2026

Cost of Living Comparison Between Gujrat and Ubud, Bali

For one person, living is cheaper in Gujrat: $396 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Gujrat
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Gujrat Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gujrat

🇵🇰 Pakistan

$396

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Gujrat and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gujrat and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $396 in Gujrat versus $1,353 in Ubud, Bali.

Gujrat $396
Ubud, Bali $1,353

Estimated couple costs with rent: $597 in Gujrat versus $2,297 in Ubud, Bali.

Gujrat $597
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $797 in Gujrat versus $3,241 in Ubud, Bali.

Gujrat $797
Ubud, Bali $3,241

Living in Gujrat costs roughly 71% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gujrat is 71% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$1.83 PKR 506

$3.23 Rp 58.1K

-43.34%

Three-Course Dinner for Two, Mid-Range

$10.82 PKR 2,995

$34.88 Rp 627.8K

-68.98%

Fast Food Meal (McDonalds, etc)

$5.36 PKR 1,482

$5.70 Rp 102.5K

-5.96%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.58 PKR 715

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.11 PKR 584

Cappuccino

$0.71 PKR 196

$2.62 Rp 47.1K

-72.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.28 PKR 76.9

$1.72 Rp 31.0K

-83.72%

Water (0.33 liter bottle)

$0.16 PKR 44.17

$0.81 Rp 14.6K

-80.25%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$0.83 PKR 230

$1.57 Rp 28.3K

-47.13%

White Bread (500g)

$0.51 PKR 142

$2.19 Rp 39.5K

-76.71%

Rice (white) (1kg)

$1.20 PKR 331

$1.18 Rp 21.2K

1.69%

Eggs

$1.18 PKR 328

$2.16 Rp 38.8K

-45.37%

Local Cheese (1kg)

$5.34 PKR 1,478

$17.65 Rp 317.7K

-69.75%

Chicken Fillets (1kg)

$2.51 PKR 694

$3.78 Rp 68.0K

-33.60%

Beef Round Steak (1kg)

$4.01 PKR 1,109

$11.95 Rp 215.1K

-66.44%

Apples (1kg)

$1.05 PKR 290

$3.60 Rp 64.8K

-70.83%

Banana (1kg)

$0.61 PKR 169

$1.59 Rp 28.6K

-61.64%

Oranges (1kg)

$0.61 PKR 169

$2.31 Rp 41.6K

-73.59%

Tomato (1kg)

$0.63 PKR 176

$1.91 Rp 34.3K

-67.02%

Potato (1kg)

$0.15 PKR 42.55

$1.78 Rp 32.1K

-91.57%

Onion (1kg)

$0.34 PKR 94.9

$2.33 Rp 41.9K

-85.41%

Lettuce (1 head)

$0.16 PKR 43.32

$1.00 Rp 18.0K

-84.00%

Water (1.5 liter bottle)

$0.43 PKR 119

$0.53 Rp 9,509

-18.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.57 PKR 157

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.57 PKR 157

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.69 PKR 192

Cigarettes 20 Pack (Marlboro, Camel)

$1.48 PKR 410

$2.29 Rp 41.1K

-35.37%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.17 PKR 46.94

$0.23 Rp 4,112

-26.09%

Public Transport Monthly Pass (Regular Price)

$9.90 PKR 2,739

$8.90 Rp 160.2K

11.24%

Taxi Start (Normal Tariff)

$0.74 PKR 205

$0.47 Rp 8,466

57.45%

Taxi (Normal Tariff) (1km)

$1.06 PKR 293

$0.43 Rp 7,737

146.51%

Taxi 1hour Waiting (Normal Tariff)

$2.74 PKR 759

$5.47 Rp 98.4K

-49.91%

Gasoline (1 liter)

$0.90 PKR 250

$0.83 Rp 14.9K

8.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K PKR 6.4M

$23.9K Rp 429.8M

-3.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K PKR 6.5M

$32.8K Rp 590.1M

-28.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.7 PKR 18.5K

$80.0 Rp 1.4M

-16.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.69 PKR 1,576

$6.56 Rp 118.1K

-13.26%

Internet (50+ Mbps, Unlimited Data)

$14.22 PKR 3,936

$18.60 Rp 334.8K

-23.55%

Gym Membership (Monthly)

$13.28 PKR 3,676

$54.1 Rp 974.1K

-75.46%

Tennis Court (1 Hour on Weekend)

$7.77 PKR 2,152

$18.28 Rp 329.0K

-57.49%

Cinema Ticket

$7.27 PKR 2,012

$4.25 Rp 76.5K

71.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.09 PKR 7,221

$493 Rp 8.9M

-94.70%

International Primary School, 1 Child (Yearly)

$1,985 PKR 549.5K

$5,597 Rp 100.7M

-64.53%

Jeans (Levis 501 Or Similar)

$19.34 PKR 5,352

$45.58 Rp 820.4K

-57.57%

Summer Dress (H&M, Zara, etc)

$26.32 PKR 7,285

$34.96 Rp 629.4K

-24.71%

Sport Shoes (Adidas, Nike)

$54.8 PKR 15.2K

$77.7 Rp 1.4M

-29.44%

Men's Leather Business Shoes

$29.58 PKR 8,186

$78.5 Rp 1.4M

-62.33%

1-bedroom Apartment, City Center (Monthly)

$123 PKR 34.2K

$1,131 Rp 20.4M

-89.09%

1-bedroom Apartment, Outside City Center (Monthly)

$80.4 PKR 22.2K

$673 Rp 12.1M

-88.06%

3-bedroom Apartment, City Center (Monthly)

$241 PKR 66.8K

$3,613 Rp 65.0M

-93.32%

3-bedroom Apartment, Outside City Center (Monthly)

$139 PKR 38.6K

$1,702 Rp 30.6M

-91.81%

Buy Apartment in City Center (m2)

$884 PKR 244.8K

$2,717 Rp 48.9M

-67.46%

Buy Apartment Outside City Center (m2)

$473 PKR 130.8K

$2,241 Rp 40.3M

-78.91%

Average Monthly Net Salary (After Tax)

$252 PKR 69.7K

$166 Rp 3.0M

51.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujrat: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Gujrat

$87 21.9%

Ubud, Bali

$105 7.8% 21.4% $19

Groceries & Markets

Gujrat

$85 21.5%

Ubud, Bali

$287 21.2% 238% $202

Accommodation & Living

Gujrat

$80 20.3%

Ubud, Bali

$673 49.7% 737% $593

Clothing & Footwear

Gujrat

$59 14.8%

Ubud, Bali

$107 7.9% 82% $48

Eating Out

Gujrat

$41 10.3%

Ubud, Bali

$106 7.9% 160% $65

Sport & Entertainment

Gujrat

$28 7%

Ubud, Bali

$63 4.6% 125% $35

Getting Around

Gujrat

$17 4.2%

Ubud, Bali

$12 0.9% 25.1% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $123 in Gujrat and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gujrat pays 51% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Gujrat vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $85.0 vs $287 per month, with Gujrat cheaper across the board.

Good to know

🇵🇰 Gujrat

🇮🇩 Ubud, Bali

🕒 Local time

15:50 3:50 PM

18:50 6:50 PM

3 h ahead of Gujrat

🌤 Weather

👥 Population

390,533

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Gujrat Ubud, Bali 6,320 km ≈ 8 h nonstop flight

From you

Gujrat
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gujrat vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gujrat and Ubud, Bali differ by about 242% in total monthly costs ($396 vs $1,353 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 51% higher in Gujrat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $123 in Gujrat versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $396 per month in Gujrat versus $1,353 in Ubud, Bali – a 242% gap that adds up to real savings over time for anyone picking the cheaper option.

At $396 in Gujrat versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Gujrat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gujrat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gujrat gentler on the wallet – expenses run 242% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.