Cost of Living Comparison Between Gujrat and Ubud, Bali Cost of Living Comparison Between Gujrat and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $413 in Gujrat versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $641 in Gujrat versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $868 in Gujrat versus $3,273 in Ubud, Bali.

Living in Gujrat costs roughly 70% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Gujrat is 70% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$1.83 PKR 508

$3.37 Rp 59.5K

-45.70%

Three-Course Dinner for Two, Mid-Range

$10.75 PKR 2,979

$38.59 Rp 680.3K

-72.14%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,460

$5.52 Rp 97.3K

-4.53%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.45 PKR 678

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.19 PKR 608

Cappuccino

$1.51 PKR 419

$2.64 Rp 46.6K

-42.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 PKR 131

$1.67 Rp 29.5K

-71.86%

Water (0.33 liter bottle)

$0.32 PKR 89.9

$0.77 Rp 13.6K

-58.44%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$0.83 PKR 231

$1.55 Rp 27.3K

-46.45%

White Bread (500g)

$0.65 PKR 181

$2.22 Rp 39.2K

-70.72%

Rice (white) (1kg)

$1.27 PKR 353

$1.13 Rp 19.8K

12.39%

Eggs

$1.23 PKR 341

$2.09 Rp 36.8K

-41.15%

Local Cheese (1kg)

$8.50 PKR 2,358

$17.39 Rp 306.6K

-51.12%

Chicken Fillets (1kg)

$2.52 PKR 699

$3.87 Rp 68.2K

-34.88%

Beef Round Steak (1kg)

$4.04 PKR 1,119

$12.55 Rp 221.2K

-67.81%

Apples (1kg)

$1.09 PKR 301

$3.62 Rp 63.8K

-69.89%

Banana (1kg)

$0.67 PKR 186

$1.56 Rp 27.5K

-57.05%

Oranges (1kg)

$0.58 PKR 160

$2.35 Rp 41.5K

-75.32%

Tomato (1kg)

$0.51 PKR 141

$2.06 Rp 36.2K

-75.24%

Potato (1kg)

$0.31 PKR 87.3

$1.90 Rp 33.5K

-83.68%

Onion (1kg)

$0.52 PKR 144

$2.34 Rp 41.2K

-77.78%

Lettuce (1 head)

$0.53 PKR 148

$1.03 Rp 18.2K

-48.54%

Water (1.5 liter bottle)

$0.43 PKR 119

$0.55 Rp 9,779

-21.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.52 PKR 145

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.56 PKR 156

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.74 PKR 206

Cigarettes 20 Pack (Marlboro, Camel)

$2.39 PKR 663

$2.25 Rp 39.7K

6.22%

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.18 PKR 49.86

$0.27 Rp 4,802

-33.33%

Public Transport Monthly Pass (Regular Price)

$9.71 PKR 2,693

$8.66 Rp 152.7K

12.12%

Taxi Start (Normal Tariff)

$0.75 PKR 209

$0.48 Rp 8,489

56.25%

Taxi (Normal Tariff) (1km)

$1.10 PKR 305

$0.45 Rp 7,863

144.44%

Taxi 1hour Waiting (Normal Tariff)

$2.65 PKR 736

$5.72 Rp 100.8K

-53.67%

Gasoline (1 liter)

$0.84 PKR 234

$0.76 Rp 13.4K

10.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K PKR 6.4M

$24.5K Rp 431.6M

-5.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K PKR 6.5M

$32.1K Rp 566.3M

-27.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.3 PKR 18.4K

$83.6 Rp 1.5M

-20.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.72 PKR 1,586

$6.46 Rp 113.8K

-11.46%

Internet (50+ Mbps, Unlimited Data)

$14.25 PKR 3,951

$18.99 Rp 334.8K

-24.96%

Gym Membership (Monthly)

$14.37 PKR 3,983

$56.0 Rp 986.8K

-74.33%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$7.03 PKR 1,948

$4.28 Rp 75.5K

64.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.25 PKR 7,277

$487 Rp 8.6M

-94.60%

International Primary School, 1 Child (Yearly)

$2,047 PKR 567.4K

$5,856 Rp 103.2M

-65.05%

Jeans (Levis 501 Or Similar)

$18.80 PKR 5,211

$45.56 Rp 803.2K

-58.74%

Summer Dress (H&M, Zara, etc)

$26.39 PKR 7,316

$36.38 Rp 641.4K

-27.46%

Sport Shoes (Adidas, Nike)

$54.2 PKR 15.0K

$82.0 Rp 1.4M

-33.83%

Men's Leather Business Shoes

$29.92 PKR 8,296

$80.4 Rp 1.4M

-62.79%

1-bedroom Apartment, City Center (Monthly)

$139 PKR 38.6K

$1,117 Rp 19.7M

-87.53%

1-bedroom Apartment, Outside City Center (Monthly)

$79.7 PKR 22.1K

$701 Rp 12.4M

-88.63%

3-bedroom Apartment, City Center (Monthly)

$237 PKR 65.7K

$3,537 Rp 62.4M

-93.29%

3-bedroom Apartment, Outside City Center (Monthly)

$151 PKR 41.9K

$1,762 Rp 31.1M

-91.43%

Buy Apartment in City Center (m2)

$969 PKR 268.5K

$2,826 Rp 49.8M

-65.73%

Buy Apartment Outside City Center (m2)

$495 PKR 137.4K

$2,292 Rp 40.4M

-78.38%

Average Monthly Net Salary (After Tax)

$244 PKR 67.6K

$170 Rp 3.0M

43.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujrat: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $139 in Gujrat and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gujrat pays 44% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Gujrat vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $99.0 vs $293 per month, with Gujrat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gujrat vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gujrat and Ubud, Bali differ by about 238% in total monthly costs ($413 vs $1,396 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 44% higher in Gujrat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $139 in Gujrat versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $413 per month in Gujrat versus $1,396 in Ubud, Bali – a 238% gap that adds up to real savings over time for anyone picking the cheaper option.

At $413 in Gujrat versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Gujrat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gujrat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gujrat gentler on the wallet – expenses run 238% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.