Cost of Living Comparison Between Gujrat and Ubud, Bali Cost of Living Comparison Between Gujrat and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $348 in Gujrat versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $547 in Gujrat versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $746 in Gujrat versus $3,763 in Ubud, Bali.

Living in Gujrat costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Gujrat is 74% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.80 PKR 501

$3.45 Rp 62.1K

-47.83%

Three-Course Dinner for Two, Mid-Range

$10.81 PKR 3,002

$32.34 Rp 581.1K

-66.57%

Fast Food Meal (McDonalds, etc)

$3.51 PKR 975

$4.84 Rp 87.1K

-27.48%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.81 PKR 780

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.85 PKR 1,346

Cappuccino

$1.45 PKR 403

$2.75 Rp 49.4K

-47.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 PKR 85.6

$1.38 Rp 24.9K

-77.54%

Water (0.33 liter bottle)

$0.24 PKR 66.8

$0.75 Rp 13.5K

-68.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$0.70 PKR 194

$1.74 Rp 31.2K

-59.77%

White Bread (500g)

$0.60 PKR 168

$2.46 Rp 44.2K

-75.61%

Rice (white) (1kg)

$1.32 PKR 366

$1.17 Rp 21.0K

12.82%

Eggs

$1.14 PKR 317

$2.43 Rp 43.7K

-53.09%

Local Cheese (1kg)

$7.13 PKR 1,979

$14.50 Rp 260.6K

-50.83%

Chicken Fillets (1kg)

$2.69 PKR 746

$4.35 Rp 78.2K

-38.16%

Beef Round Steak (1kg)

$3.31 PKR 918

$11.98 Rp 215.3K

-72.37%

Apples (1kg)

$1.03 PKR 287

$3.72 Rp 66.8K

-72.31%

Banana (1kg)

$0.59 PKR 165

$1.63 Rp 29.2K

-63.80%

Oranges (1kg)

$0.62 PKR 172

$2.74 Rp 49.3K

-77.37%

Tomato (1kg)

$0.56 PKR 155

$2.24 Rp 40.3K

-75.00%

Potato (1kg)

$0.35 PKR 96.8

$1.92 Rp 34.5K

-81.77%

Onion (1kg)

$0.51 PKR 143

$2.28 Rp 40.9K

-77.63%

Lettuce (1 head)

$0.62 PKR 173

$1.06 Rp 19.1K

-41.51%

Water (1.5 liter bottle)

$0.40 PKR 110

$0.72 Rp 12.9K

-44.44%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.96 PKR 266

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.72 PKR 201

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.95 PKR 543

Cigarettes 20 Pack (Marlboro, Camel)

$1.85 PKR 513

$3.29 Rp 59.0K

-43.77%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.20 PKR 54.2

$0.27 Rp 4,786

-25.93%

Public Transport Monthly Pass (Regular Price)

$7.03 PKR 1,953

$8.11 Rp 145.7K

-13.32%

Taxi Start (Normal Tariff)

$1.07 PKR 298

$0.48 Rp 8,675

122.92%

Taxi (Normal Tariff) (1km)

$0.40 PKR 112

$0.42 Rp 7,545

-4.76%

Taxi 1hour Waiting (Normal Tariff)

$1.74 PKR 484

$6.22 Rp 111.8K

-72.03%

Gasoline (1 liter)

$0.97 PKR 270

$0.81 Rp 14.6K

19.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K PKR 6.1M

$26.6K Rp 478.2M

-17.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K PKR 6.0M

$32.2K Rp 578.5M

-32.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.2 PKR 16.2K

$78.4 Rp 1.4M

-25.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.78 PKR 1,050

$4.07 Rp 73.1K

-7.13%

Internet (50+ Mbps, Unlimited Data)

$13.08 PKR 3,631

$24.33 Rp 437.1K

-46.24%

Gym Membership (Monthly)

$12.54 PKR 3,482

$98.6 Rp 1.8M

-87.28%

Tennis Court (1 Hour on Weekend)

$6.02 PKR 1,672

$6.34 Rp 113.9K

-5.05%

Cinema Ticket

$3.50 PKR 971

$3.99 Rp 71.6K

-12.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$27.97 PKR 7,767

$305 Rp 5.5M

-90.83%

International Primary School, 1 Child (Yearly)

$1,111 PKR 308.6K

$6,642 Rp 119.4M

-83.27%

Jeans (Levis 501 Or Similar)

$16.16 PKR 4,488

$54.1 Rp 972.9K

-70.15%

Summer Dress (H&M, Zara, etc)

$22.28 PKR 6,188

$37.81 Rp 679.4K

-41.07%

Sport Shoes (Adidas, Nike)

$61.1 PKR 17.0K

$86.8 Rp 1.6M

-29.70%

Men's Leather Business Shoes

$25.91 PKR 7,193

$76.4 Rp 1.4M

-66.06%

1-bedroom Apartment, City Center (Monthly)

$74.8 PKR 20.8K

$992 Rp 17.8M

-92.46%

1-bedroom Apartment, Outside City Center (Monthly)

$51.1 PKR 14.2K

$673 Rp 12.1M

-92.41%

3-bedroom Apartment, City Center (Monthly)

$169 PKR 46.8K

$3,375 Rp 60.7M

-95.00%

3-bedroom Apartment, Outside City Center (Monthly)

$106 PKR 29.4K

$2,050 Rp 36.8M

-94.83%

Buy Apartment in City Center (m2)

$850 PKR 236.2K

$2,805 Rp 50.4M

-69.68%

Buy Apartment Outside City Center (m2)

$455 PKR 126.2K

$2,227 Rp 40.0M

-79.59%

Average Monthly Net Salary (After Tax)

$243 PKR 67.6K

$167 Rp 3.0M

45.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

35.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujrat: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $74.8 in Gujrat and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gujrat pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Gujrat vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $91.0 vs $297 per month, with Gujrat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gujrat vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gujrat and Ubud, Bali differ by about 305% in total monthly costs ($348 vs $1,408 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 46% higher in Gujrat, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $74.8 in Gujrat versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $348 per month in Gujrat versus $1,408 in Ubud, Bali – a 305% gap that adds up to real savings over time for anyone picking the cheaper option.

At $348 in Gujrat versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Gujrat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gujrat and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gujrat gentler on the wallet – expenses run 305% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.