Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gujrat

For one person, living is cheaper in Gujrat: $396 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
19

Cost of Living Index in Gujrat
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Gujrat Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Gujrat

🇵🇰 Pakistan

$396

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gujrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gujrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $396 in Gujrat.

Ubud, Bali $1,353
Gujrat $396

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $597 in Gujrat.

Ubud, Bali $2,297
Gujrat $597

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $797 in Gujrat.

Ubud, Bali $3,241
Gujrat $797

Living in Ubud, Bali is roughly 242% more expensive than in Gujrat, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Gujrat is 71% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.83 PKR 506

76.50%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$10.82 PKR 2,995

222.37%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.36 PKR 1,482

6.34%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.58 PKR 715

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.11 PKR 584

Cappuccino

$2.62 Rp 47.1K

$0.71 PKR 196

269.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.28 PKR 76.9

514.29%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.16 PKR 44.17

406.25%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

$0.83 PKR 230

89.16%

White Bread (500g)

$2.19 Rp 39.5K

$0.51 PKR 142

329.41%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.20 PKR 331

-1.67%

Eggs

$2.16 Rp 38.8K

$1.18 PKR 328

83.05%

Local Cheese (1kg)

$17.65 Rp 317.7K

$5.34 PKR 1,478

230.52%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.51 PKR 694

50.60%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$4.01 PKR 1,109

198.00%

Apples (1kg)

$3.60 Rp 64.8K

$1.05 PKR 290

242.86%

Banana (1kg)

$1.59 Rp 28.6K

$0.61 PKR 169

160.66%

Oranges (1kg)

$2.31 Rp 41.6K

$0.61 PKR 169

278.69%

Tomato (1kg)

$1.91 Rp 34.3K

$0.63 PKR 176

203.17%

Potato (1kg)

$1.78 Rp 32.1K

$0.15 PKR 42.55

1086.67%

Onion (1kg)

$2.33 Rp 41.9K

$0.34 PKR 94.9

585.29%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.16 PKR 43.32

525.00%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.43 PKR 119

23.26%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.57 PKR 157

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.57 PKR 157

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.69 PKR 192

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$1.48 PKR 410

54.73%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.17 PKR 46.94

35.29%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$9.90 PKR 2,739

-10.10%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.74 PKR 205

-36.49%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.06 PKR 293

-59.43%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.74 PKR 759

99.64%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.90 PKR 250

-7.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$23.2K PKR 6.4M

3.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$23.4K PKR 6.5M

40.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$66.7 PKR 18.5K

19.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$5.69 PKR 1,576

15.29%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$14.22 PKR 3,936

30.80%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$13.28 PKR 3,676

307.53%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$7.77 PKR 2,152

135.26%

Cinema Ticket

$4.25 Rp 76.5K

$7.27 PKR 2,012

-41.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$26.09 PKR 7,221

1788.42%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,985 PKR 549.5K

181.93%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$19.34 PKR 5,352

135.68%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$26.32 PKR 7,285

32.83%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$54.8 PKR 15.2K

41.72%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$29.58 PKR 8,186

165.45%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$123 PKR 34.2K

816.25%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$80.4 PKR 22.2K

737.33%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$241 PKR 66.8K

1396.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$139 PKR 38.6K

1121.45%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$884 PKR 244.8K

207.28%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$473 PKR 130.8K

374.07%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$252 PKR 69.7K

-33.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Gujrat: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Gujrat

$80 20.3% 88.1% $593

Groceries & Markets

Ubud, Bali

$287 21.2%

Gujrat

$85 21.5% 70.4% $202

Clothing & Footwear

Ubud, Bali

$107 7.9%

Gujrat

$59 14.8% 45.1% $48

Eating Out

Ubud, Bali

$106 7.9%

Gujrat

$41 10.3% 61.5% $65

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Gujrat

$87 21.9% 17.7% $19

Sport & Entertainment

Ubud, Bali

$63 4.6%

Gujrat

$28 7% 55.6% $35

Getting Around

Ubud, Bali

$12 0.9%

Gujrat

$17 4.2% 33.5% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $123 in Gujrat. Housing cost is often the main lever when comparing two cities.

Gujrat pays 51% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $11.00 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $287 vs $85.0 per month, with Gujrat cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Gujrat

🕒 Local time

20:32 8:32 PM

17:32 5:32 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

390,533

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gujrat 6,320 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Gujrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gujrat: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gujrat differ by about 242% in total monthly costs ($1,353 vs $396 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 51% lower in Gujrat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $123 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $396 in Gujrat – a 242% gap that adds up to real savings over time for anyone picking the cheaper option.

At $396 in Gujrat versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Gujrat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gujrat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gujrat gentler on the wallet – expenses run 242% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.