Cost of Living Comparison Between Ubud, Bali and Gujrat Cost of Living Comparison Between Ubud, Bali and Gujrat

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $348 in Gujrat.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $547 in Gujrat.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $746 in Gujrat.

Living in Ubud, Bali is roughly 305% more expensive than in Gujrat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Gujrat is 74% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$1.80 PKR 501

91.67%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$10.81 PKR 3,002

199.17%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.51 PKR 975

37.89%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.81 PKR 780

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.85 PKR 1,346

Cappuccino

$2.75 Rp 49.4K

$1.45 PKR 403

89.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.31 PKR 85.6

345.16%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.24 PKR 66.8

212.50%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$0.70 PKR 194

148.57%

White Bread (500g)

$2.46 Rp 44.2K

$0.60 PKR 168

310.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.32 PKR 366

-11.36%

Eggs

$2.43 Rp 43.7K

$1.14 PKR 317

113.16%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.13 PKR 1,979

103.37%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.69 PKR 746

61.71%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$3.31 PKR 918

261.93%

Apples (1kg)

$3.72 Rp 66.8K

$1.03 PKR 287

261.17%

Banana (1kg)

$1.63 Rp 29.2K

$0.59 PKR 165

176.27%

Oranges (1kg)

$2.74 Rp 49.3K

$0.62 PKR 172

341.94%

Tomato (1kg)

$2.24 Rp 40.3K

$0.56 PKR 155

300.00%

Potato (1kg)

$1.92 Rp 34.5K

$0.35 PKR 96.8

448.57%

Onion (1kg)

$2.28 Rp 40.9K

$0.51 PKR 143

347.06%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.62 PKR 173

70.97%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.40 PKR 110

80.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.96 PKR 266

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.72 PKR 201

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.95 PKR 543

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.85 PKR 513

77.84%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.20 PKR 54.2

35.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$7.03 PKR 1,953

15.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.07 PKR 298

-55.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.40 PKR 112

5.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$1.74 PKR 484

257.47%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.97 PKR 270

-16.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$21.8K PKR 6.1M

21.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$21.6K PKR 6.0M

49.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$58.2 PKR 16.2K

34.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$3.78 PKR 1,050

7.67%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$13.08 PKR 3,631

86.01%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$12.54 PKR 3,482

686.36%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$6.02 PKR 1,672

5.32%

Cinema Ticket

$3.99 Rp 71.6K

$3.50 PKR 971

14.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$27.97 PKR 7,767

990.56%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,111 PKR 308.6K

497.65%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$16.16 PKR 4,488

235.02%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$22.28 PKR 6,188

69.70%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$61.1 PKR 17.0K

42.24%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$25.91 PKR 7,193

194.67%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$74.8 PKR 20.8K

1226.25%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$51.1 PKR 14.2K

1216.75%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$169 PKR 46.8K

1901.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$106 PKR 29.4K

1835.24%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$850 PKR 236.2K

229.76%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$455 PKR 126.2K

389.92%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$243 PKR 67.6K

-31.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Gujrat: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $74.8 in Gujrat. Housing cost is often the main lever when comparing two cities.

Gujrat pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $11.00 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $297 vs $91.0 per month, with Gujrat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gujrat: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gujrat differ by about 305% in total monthly costs ($1,408 vs $348 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 46% lower in Gujrat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $74.8 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $348 in Gujrat – a 305% gap that adds up to real savings over time for anyone picking the cheaper option.

At $348 in Gujrat versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Gujrat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gujrat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gujrat gentler on the wallet – expenses run 305% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.