Cost of Living Comparison Between Ubud, Bali and Gujrat Cost of Living Comparison Between Ubud, Bali and Gujrat

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $346 in Gujrat.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $536 in Gujrat.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $726 in Gujrat.

Living in Ubud, Bali is roughly 310% more expensive than Gujrat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Gujrat is 74% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$1.75 PKR 487

103.43%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$10.70 PKR 2,977

205.89%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$3.56 PKR 992

39.04%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.78 PKR 774

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.66 PKR 1,297

Cappuccino

$2.71 Rp 48.9K

$1.51 PKR 419

79.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.33 PKR 92.3

306.06%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.22 PKR 61.2

218.18%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

Milk (1 liter)

$1.81 Rp 32.6K

$0.71 PKR 198

154.93%

White Bread (500g)

$2.52 Rp 45.4K

$0.61 PKR 168

313.11%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.27 PKR 352

-8.66%

Eggs

$2.46 Rp 44.4K

$1.14 PKR 318

115.79%

Local Cheese (1kg)

$14.71 Rp 265.3K

$7.46 PKR 2,076

97.18%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$2.66 PKR 740

62.41%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$3.21 PKR 893

278.19%

Apples (1kg)

$3.84 Rp 69.3K

$0.98 PKR 273

291.84%

Banana (1kg)

$1.56 Rp 28.1K

$0.55 PKR 152

183.64%

Oranges (1kg)

$2.83 Rp 51.1K

$0.63 PKR 175

349.21%

Tomato (1kg)

$2.33 Rp 41.9K

$0.56 PKR 155

316.07%

Potato (1kg)

$1.91 Rp 34.5K

$0.37 PKR 104

416.22%

Onion (1kg)

$2.20 Rp 39.7K

$0.52 PKR 144

323.08%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.59 PKR 164

71.19%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.40 PKR 111

95.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.01 PKR 281

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.74 PKR 207

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.96 PKR 547

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$1.82 PKR 505

82.42%

Wine (Bottle)

$23.74 Rp 428.0K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.16 PKR 45.52

68.75%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$6.91 PKR 1,923

16.21%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$1.08 PKR 300

-57.41%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.44 PKR 122

2.27%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$1.73 PKR 480

252.60%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.00 PKR 277

-21.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$21.8K PKR 6.1M

19.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$20.9K PKR 5.8M

53.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$57.3 PKR 15.9K

39.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$3.89 PKR 1,082

4.37%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$12.92 PKR 3,596

82.04%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$12.25 PKR 3,408

705.71%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$5.90 PKR 1,641

12.37%

Cinema Ticket

$4.15 Rp 74.8K

$3.50 PKR 974

18.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$28.20 PKR 7,845

977.87%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$1,149 PKR 319.7K

475.54%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$16.28 PKR 4,530

241.15%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$22.09 PKR 6,145

73.43%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$59.9 PKR 16.7K

48.01%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$26.16 PKR 7,278

197.67%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$74.1 PKR 20.6K

1257.84%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$52.3 PKR 14.5K

1191.76%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$164 PKR 45.5K

2003.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$106 PKR 29.4K

1828.37%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,043 PKR 290.2K

172.34%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$534 PKR 148.6K

323.79%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$246 PKR 68.4K

-32.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Gujrat: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $74.1 in Gujrat. Housing cost is often the main lever when comparing two cities.

Gujrat pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $11.00 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $302 vs $91.0 per month, with Gujrat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gujrat: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gujrat differ by about 310% in total monthly costs ($1,419 vs $346 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Gujrat earns 49% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $74.1 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $346 in Gujrat – a 310% gap that adds up to real savings over time for anyone picking the cheaper option.

At $346 in Gujrat versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Gujrat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gujrat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gujrat gentler on the wallet – expenses run 310% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.