Cost of Living Comparison Between Ubud, Bali and Gujrat Cost of Living Comparison Between Ubud, Bali and Gujrat

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $413 in Gujrat.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $641 in Gujrat.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $868 in Gujrat.

Living in Ubud, Bali is roughly 238% more expensive than in Gujrat, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Gujrat is 70% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$1.83 PKR 508

84.15%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$10.75 PKR 2,979

258.98%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.27 PKR 1,460

4.74%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.45 PKR 678

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.19 PKR 608

Cappuccino

$2.64 Rp 46.6K

$1.51 PKR 419

74.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.47 PKR 131

255.32%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.32 PKR 89.9

140.63%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$1.55 Rp 27.3K

$0.83 PKR 231

86.75%

White Bread (500g)

$2.22 Rp 39.2K

$0.65 PKR 181

241.54%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.27 PKR 353

-11.02%

Eggs

$2.09 Rp 36.8K

$1.23 PKR 341

69.92%

Local Cheese (1kg)

$17.39 Rp 306.6K

$8.50 PKR 2,358

104.59%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$2.52 PKR 699

53.57%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$4.04 PKR 1,119

210.64%

Apples (1kg)

$3.62 Rp 63.8K

$1.09 PKR 301

232.11%

Banana (1kg)

$1.56 Rp 27.5K

$0.67 PKR 186

132.84%

Oranges (1kg)

$2.35 Rp 41.5K

$0.58 PKR 160

305.17%

Tomato (1kg)

$2.06 Rp 36.2K

$0.51 PKR 141

303.92%

Potato (1kg)

$1.90 Rp 33.5K

$0.31 PKR 87.3

512.90%

Onion (1kg)

$2.34 Rp 41.2K

$0.52 PKR 144

350.00%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.53 PKR 148

94.34%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.43 PKR 119

27.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.52 PKR 145

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.56 PKR 156

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.74 PKR 206

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.39 PKR 663

-5.86%

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.18 PKR 49.86

50.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$9.71 PKR 2,693

-10.81%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$0.75 PKR 209

-36.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$1.10 PKR 305

-59.09%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$2.65 PKR 736

115.85%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.84 PKR 234

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$23.1K PKR 6.4M

5.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$23.3K PKR 6.5M

37.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$66.3 PKR 18.4K

26.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$5.72 PKR 1,586

12.94%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$14.25 PKR 3,951

33.26%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$14.37 PKR 3,983

289.49%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$7.03 PKR 1,948

-39.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$26.25 PKR 7,277

1753.41%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$2,047 PKR 567.4K

186.11%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$18.80 PKR 5,211

142.34%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$26.39 PKR 7,316

37.86%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$54.2 PKR 15.0K

51.13%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$29.92 PKR 8,296

168.72%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$139 PKR 38.6K

701.80%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$79.7 PKR 22.1K

779.21%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$237 PKR 65.7K

1391.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$151 PKR 41.9K

1066.51%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$969 PKR 268.5K

191.79%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$495 PKR 137.4K

362.58%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$244 PKR 67.6K

-30.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Gujrat: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $139 in Gujrat. Housing cost is often the main lever when comparing two cities.

Gujrat pays 44% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $11.00 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $293 vs $99.0 per month, with Gujrat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gujrat: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gujrat differ by about 238% in total monthly costs ($1,396 vs $413 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 44% lower in Gujrat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $139 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,396 per month in Ubud, Bali versus $413 in Gujrat – a 238% gap that adds up to real savings over time for anyone picking the cheaper option.

At $413 in Gujrat versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Gujrat but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gujrat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gujrat gentler on the wallet – expenses run 238% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.