Last update: Oct 2026

Cost of Living Comparison Between Gujrat and Islamabad

For one person, living is cheaper in Gujrat: $396 a month against $602 in Islamabad, rent and utilities included – about $2,500 less a year. Rent and utilities account for about half of the difference.

19

Cost of Living Index in Gujrat
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Gujrat Living Index
29

Cost of Living Index in Islamabad
Learn more

Islamabad Living Index

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Gujrat

🇵🇰 Pakistan

$396

/mo nomad

Islamabad

🇵🇰 Pakistan

$602

/mo nomad

Monthly Cost of Living

How much you'll spend in Gujrat and in Islamabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gujrat and in Islamabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $396 in Gujrat versus $602 in Islamabad.

Gujrat $396
Islamabad $602

Estimated couple costs with rent: $597 in Gujrat versus $937 in Islamabad.

Gujrat $597
Islamabad $937

Monthly costs for a family of three with rent: $797 in Gujrat versus $1,272 in Islamabad.

Gujrat $797
Islamabad $1,272

Living in Gujrat costs roughly 34% less than in Islamabad, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Gujrat 71% lower, Islamabad 56% lower.

Meal at Budget Restaurant

$1.83 PKR 506

$3.52 PKR 975

-48.01%

Three-Course Dinner for Two, Mid-Range

$10.82 PKR 2,995

$22.86 PKR 6,326

-52.67%

Fast Food Meal (McDonalds, etc)

$5.36 PKR 1,482

$5.27 PKR 1,458

1.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.58 PKR 715

$3.72 PKR 1,030

-30.65%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.11 PKR 584

$6.70 PKR 1,855

-68.51%

Cappuccino

$0.71 PKR 196

$2.63 PKR 727

-73.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.28 PKR 76.9

$0.33 PKR 90.5

-15.15%

Water (0.33 liter bottle)

$0.16 PKR 44.17

$0.21 PKR 58.1

-23.81%

Milk (1 liter)

$0.83 PKR 230

$0.95 PKR 262

-12.63%

White Bread (500g)

$0.51 PKR 142

$0.78 PKR 216

-34.62%

Rice (white) (1kg)

$1.20 PKR 331

$1.29 PKR 358

-6.98%

Eggs

$1.18 PKR 328

$1.21 PKR 335

-2.48%

Local Cheese (1kg)

$5.34 PKR 1,478

$6.32 PKR 1,748

-15.51%

Chicken Fillets (1kg)

$2.51 PKR 694

$3.14 PKR 869

-20.06%

Beef Round Steak (1kg)

$4.01 PKR 1,109

$5.51 PKR 1,525

-27.22%

Apples (1kg)

$1.05 PKR 290

$1.27 PKR 351

-17.32%

Banana (1kg)

$0.61 PKR 169

$0.82 PKR 227

-25.61%

Oranges (1kg)

$0.61 PKR 169

$1.07 PKR 295

-42.99%

Tomato (1kg)

$0.63 PKR 176

$0.55 PKR 152

14.55%

Potato (1kg)

$0.15 PKR 42.55

$0.27 PKR 74.4

-44.44%

Onion (1kg)

$0.34 PKR 94.9

$0.38 PKR 106

-10.53%

Lettuce (1 head)

$0.16 PKR 43.32

$0.30 PKR 83.7

-46.67%

Water (1.5 liter bottle)

$0.43 PKR 119

$0.40 PKR 110

7.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.57 PKR 157

$1.99 PKR 550

-71.36%

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.57 PKR 157

$1.19 PKR 328

-52.10%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.69 PKR 192

$2.59 PKR 718

-73.36%

Cigarettes 20 Pack (Marlboro, Camel)

$1.48 PKR 410

$2.31 PKR 639

-35.93%

One-way Ticket (Public Transport)

$0.17 PKR 46.94

$0.20 PKR 54.2

-15.00%

Public Transport Monthly Pass (Regular Price)

$9.90 PKR 2,739

$21.41 PKR 5,925

-53.76%

Taxi Start (Normal Tariff)

$0.74 PKR 205

$1.25 PKR 346

-40.80%

Taxi (Normal Tariff) (1km)

$1.06 PKR 293

$0.70 PKR 194

51.43%

Taxi 1hour Waiting (Normal Tariff)

$2.74 PKR 759

$1.59 PKR 440

72.33%

Gasoline (1 liter)

$0.90 PKR 250

$1.36 PKR 377

-33.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K PKR 6.4M

$54.4K PKR 15.1M

-57.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K PKR 6.5M

$23.5K PKR 6.5M

-0.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.7 PKR 18.5K

$100 PKR 27.8K

-33.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.69 PKR 1,576

$6.12 PKR 1,694

-7.03%

Internet (50+ Mbps, Unlimited Data)

$14.22 PKR 3,936

$17.33 PKR 4,795

-17.95%

Gym Membership (Monthly)

$13.28 PKR 3,676

$28.40 PKR 7,861

-53.24%

Tennis Court (1 Hour on Weekend)

$7.77 PKR 2,152

$8.87 PKR 2,456

-12.40%

Cinema Ticket

$7.27 PKR 2,012

$4.82 PKR 1,335

50.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.09 PKR 7,221

$73.6 PKR 20.4K

-64.54%

International Primary School, 1 Child (Yearly)

$1,985 PKR 549.5K

$5,109 PKR 1.4M

-61.14%

Jeans (Levis 501 Or Similar)

$19.34 PKR 5,352

$26.32 PKR 7,284

-26.52%

Summer Dress (H&M, Zara, etc)

$26.32 PKR 7,285

$35.60 PKR 9,854

-26.07%

Sport Shoes (Adidas, Nike)

$54.8 PKR 15.2K

$98.1 PKR 27.2K

-44.11%

Men's Leather Business Shoes

$29.58 PKR 8,186

$40.95 PKR 11.3K

-27.77%

1-bedroom Apartment, City Center (Monthly)

$123 PKR 34.2K

$269 PKR 74.4K

-54.04%

1-bedroom Apartment, Outside City Center (Monthly)

$80.4 PKR 22.2K

$141 PKR 38.9K

-42.81%

3-bedroom Apartment, City Center (Monthly)

$241 PKR 66.8K

$577 PKR 159.8K

-58.17%

3-bedroom Apartment, Outside City Center (Monthly)

$139 PKR 38.6K

$279 PKR 77.2K

-50.05%

Buy Apartment in City Center (m2)

$884 PKR 244.8K

$1,679 PKR 464.8K

-47.34%

Buy Apartment Outside City Center (m2)

$473 PKR 130.8K

$847 PKR 234.4K

-44.18%

Average Monthly Net Salary (After Tax)

$252 PKR 69.7K

$388 PKR 107.4K

-35.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

-15.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujrat: October 18, 2026

Last update for Islamabad: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Gujrat

$87 21.9%

Islamabad

$124 20.6% 43% $37

Groceries & Markets

Gujrat

$85 21.5%

Islamabad

$104 17.3% 22.7% $19

Accommodation & Living

Gujrat

$80 20.3%

Islamabad

$141 23.4% 74.9% $60

Clothing & Footwear

Gujrat

$59 14.8%

Islamabad

$90 15% 54.5% $32

Eating Out

Gujrat

$41 10.3%

Islamabad

$78 12.9% 89.7% $37

Sport & Entertainment

Gujrat

$28 7%

Islamabad

$38 6.3% 36.8% $10

Getting Around

Gujrat

$17 4.2%

Islamabad

$27 4.5% 62.3% $10

Cost Breakdown

A one-bedroom apartment in the center runs $123 in Gujrat and $269 in Islamabad. Housing cost is often the main lever when comparing two cities.

Islamabad pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11.00 in Gujrat vs $23.00 in Islamabad for a mid-range dinner for two. Groceries echo the gap at $85.0 vs $104 per month, with Gujrat cheaper across the board.

Good to know

🇵🇰 Gujrat

🇵🇰 Islamabad

🕒 Local time

22:45 10:45 PM

Same time as Gujrat

🌤 Weather

👥 Population

390,533

1,009,832 Capital

💱 Currency

Pakistani Rupee PKR ₨

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

On the map

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Gujrat Islamabad 160 km

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Gujrat
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gujrat vs Islamabad: Cost of Living - Frequently Asked Questions

Gujrat and Islamabad differ by about 52% in total monthly costs ($396 vs $602 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 54% lower in Islamabad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $123 in Gujrat versus $269 in Islamabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $23.00 in Islamabad. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $396 per month in Gujrat versus $602 in Islamabad – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Gujrat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gujrat and Islamabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gujrat gentler on the wallet – expenses run 52% less than in Islamabad. Beyond cost, consider language, visa policies, and how big the international community is in each city.