Last update: Nov 2026

Cost of Living Comparison Between Gujrat and Cebu

For one person, living is cheaper in Gujrat: $395 a month against $943 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for about half of the difference.

19

Cost of Living Index in Gujrat
Learn more

Gujrat Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Gujrat

🇵🇰 Pakistan

$395

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Gujrat and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gujrat and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $395 in Gujrat versus $943 in Cebu.

Gujrat $395
Cebu $943

Estimated couple costs with rent: $614 in Gujrat versus $1,437 in Cebu.

Gujrat $614
Cebu $1,437

Monthly costs for a family of three with rent: $833 in Gujrat versus $1,930 in Cebu.

Gujrat $833
Cebu $1,930

Living in Gujrat costs roughly 58% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Gujrat 71% lower, Cebu 30% lower.

Meal at Budget Restaurant

$1.79 PKR 494

$3.88 ₱244

-53.87%

Three-Course Dinner for Two, Mid-Range

$11.03 PKR 3,051

$23.22 ₱1,462

-52.50%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,457

$3.90 ₱246

35.13%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.48 PKR 686

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.13 PKR 589

Cappuccino

$0.73 PKR 203

$2.56 ₱161

-71.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.28 PKR 76.3

$1.60 ₱101

-82.50%

Water (0.33 liter bottle)

$0.20 PKR 55.4

$0.51 ₱32.02

-60.78%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$0.79 PKR 220

$1.99 ₱125

-60.30%

White Bread (500g)

$0.52 PKR 145

$1.37 ₱86.3

-62.04%

Rice (white) (1kg)

$1.25 PKR 345

$0.95 ₱59.8

31.58%

Eggs

$1.21 PKR 334

$2.02 ₱127

-40.10%

Local Cheese (1kg)

$5.33 PKR 1,475

$9.63 ₱606

-44.65%

Chicken Fillets (1kg)

$2.56 PKR 709

$4.35 ₱274

-41.15%

Beef Round Steak (1kg)

$4.20 PKR 1,161

$7.70 ₱485

-45.45%

Apples (1kg)

$1.04 PKR 288

$3.30 ₱207

-68.48%

Banana (1kg)

$0.61 PKR 168

$1.27 ₱79.7

-51.97%

Oranges (1kg)

$0.57 PKR 159

$2.34 ₱147

-75.64%

Tomato (1kg)

$0.59 PKR 162

$1.51 ₱95.3

-60.93%

Potato (1kg)

$0.20 PKR 54.9

$2.23 ₱141

-91.03%

Onion (1kg)

$0.35 PKR 95.9

$1.93 ₱122

-81.87%

Lettuce (1 head)

$0.18 PKR 50.9

$1.18 ₱74.4

-84.75%

Water (1.5 liter bottle)

$0.40 PKR 110

$0.65 ₱40.92

-38.46%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.56 PKR 154

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.53 PKR 146

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.69 PKR 191

Cigarettes 20 Pack (Marlboro, Camel)

$1.41 PKR 389

$2.89 ₱182

-51.21%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.15 PKR 42.65

$0.23 ₱14.42

-34.78%

Public Transport Monthly Pass (Regular Price)

$8.67 PKR 2,397

$12.24 ₱770

-29.17%

Taxi Start (Normal Tariff)

$0.73 PKR 203

$0.82 ₱51.5

-10.98%

Taxi (Normal Tariff) (1km)

$1.10 PKR 304

$0.20 ₱12.56

450.00%

Taxi 1hour Waiting (Normal Tariff)

$2.64 PKR 729

$4.32 ₱272

-38.89%

Gasoline (1 liter)

$0.84 PKR 231

$1.38 ₱86.7

-39.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K PKR 6.6M

$21.2K ₱1.3M

12.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K PKR 6.4M

$19.3K ₱1.2M

20.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.7 PKR 18.7K

$124 ₱7,814

-45.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.75 PKR 1,590

$15.93 ₱1,003

-63.90%

Internet (50+ Mbps, Unlimited Data)

$14.36 PKR 3,972

$28.07 ₱1,767

-48.84%

Gym Membership (Monthly)

$14.98 PKR 4,143

$33.41 ₱2,103

-55.16%

Tennis Court (1 Hour on Weekend)

$8.55 PKR 2,364

$6.40 ₱403

33.59%

Cinema Ticket

$7.20 PKR 1,993

$5.85 ₱368

23.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.09 PKR 7,216

$271 ₱17.0K

-90.36%

International Primary School, 1 Child (Yearly)

$2,021 PKR 558.9K

$8,060 ₱507.3K

-74.93%

Jeans (Levis 501 Or Similar)

$19.17 PKR 5,302

$48.31 ₱3,041

-60.32%

Summer Dress (H&M, Zara, etc)

$26.86 PKR 7,430

$24.56 ₱1,546

9.36%

Sport Shoes (Adidas, Nike)

$54.8 PKR 15.2K

$77.1 ₱4,855

-28.93%

Men's Leather Business Shoes

$30.37 PKR 8,400

$56.5 ₱3,557

-46.26%

1-bedroom Apartment, City Center (Monthly)

$144 PKR 39.9K

$495 ₱31.2K

-70.89%

1-bedroom Apartment, Outside City Center (Monthly)

$77.5 PKR 21.4K

$322 ₱20.2K

-75.90%

3-bedroom Apartment, City Center (Monthly)

$243 PKR 67.2K

$990 ₱62.3K

-75.47%

3-bedroom Apartment, Outside City Center (Monthly)

$169 PKR 46.7K

$628 ₱39.5K

-73.10%

Buy Apartment in City Center (m2)

$697 PKR 192.7K

$4,459 ₱280.6K

-84.37%

Buy Apartment Outside City Center (m2)

$526 PKR 145.6K

$3,030 ₱190.7K

-82.63%

Average Monthly Net Salary (After Tax)

$250 PKR 69.2K

$343 ₱21.6K

-27.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

52.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujrat: November 2, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Gujrat

$88 22.2%

Cebu

$168 17.8% 91.5% $80

Groceries & Markets

Gujrat

$85 21.6%

Cebu

$206 21.8% 141% $120

Accommodation & Living

Gujrat

$78 19.6%

Cebu

$322 34.1% 315% $244

Clothing & Footwear

Gujrat

$59 14.9%

Cebu

$93 9.9% 57.4% $34

Eating Out

Gujrat

$41 10.3%

Cebu

$95 10.1% 133% $54

Sport & Entertainment

Gujrat

$29 7.4%

Cebu

$45 4.8% 53.5% $16

Getting Around

Gujrat

$16 3.9%

Cebu

$15 1.6% 3.5% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $144 in Gujrat and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11 in Gujrat vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $85 vs $206 per month, with Gujrat cheaper across the board.

Good to know

🇵🇰 Gujrat

🇵🇭 Cebu

🕒 Local time

04:23 4:23 AM

07:23 7:23 AM

3 h ahead of Gujrat

🌤 Weather

👥 Population

390,533

964,169

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Gujrat Cebu 5,660 km ≈ 8 h nonstop flight

From you

Gujrat
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gujrat vs Cebu: Cost of Living - Frequently Asked Questions

Gujrat is about 58% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 27% lower in Gujrat. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $144 in Gujrat versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $395 per month in Gujrat versus $943 in Cebu – Gujrat is about 58% cheaper, which adds up to real savings over time.

A monthly transit pass in Gujrat runs roughly 29% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Either city works on $1,200 a month, though Gujrat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gujrat gentler on the wallet – expenses run 58% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.