Last update: Nov 2026

Cost of Living Comparison Between Cebu and Gujrat

For one person, living is cheaper in Gujrat: $395 a month against $943 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
19

Cost of Living Index in Gujrat
Learn more

Gujrat Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$943

/mo nomad

Gujrat

🇵🇰 Pakistan

$395

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gujrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gujrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $395 in Gujrat.

Cebu $943
Gujrat $395

Estimated couple costs with rent: $1,437 in Cebu versus $614 in Gujrat.

Cebu $1,437
Gujrat $614

Monthly costs for a family of three with rent: $1,930 in Cebu versus $833 in Gujrat.

Cebu $1,930
Gujrat $833

Living in Cebu is roughly 139% more expensive than in Gujrat, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Gujrat 71% lower.

Meal at Budget Restaurant

$3.88 ₱244

$1.79 PKR 494

116.76%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$11.03 PKR 3,051

110.52%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.27 PKR 1,457

-26.00%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.48 PKR 686

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.13 PKR 589

Cappuccino

$2.56 ₱161

$0.73 PKR 203

250.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.28 PKR 76.3

471.43%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.20 PKR 55.4

155.00%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.79 PKR 220

151.90%

White Bread (500g)

$1.37 ₱86.3

$0.52 PKR 145

163.46%

Rice (white) (1kg)

$0.95 ₱59.8

$1.25 PKR 345

-24.00%

Eggs

$2.02 ₱127

$1.21 PKR 334

66.94%

Local Cheese (1kg)

$9.63 ₱606

$5.33 PKR 1,475

80.68%

Chicken Fillets (1kg)

$4.35 ₱274

$2.56 PKR 709

69.92%

Beef Round Steak (1kg)

$7.70 ₱485

$4.20 PKR 1,161

83.33%

Apples (1kg)

$3.30 ₱207

$1.04 PKR 288

217.31%

Banana (1kg)

$1.27 ₱79.7

$0.61 PKR 168

108.20%

Oranges (1kg)

$2.34 ₱147

$0.57 PKR 159

310.53%

Tomato (1kg)

$1.51 ₱95.3

$0.59 PKR 162

155.93%

Potato (1kg)

$2.23 ₱141

$0.20 PKR 54.9

1015.00%

Onion (1kg)

$1.93 ₱122

$0.35 PKR 95.9

451.43%

Lettuce (1 head)

$1.18 ₱74.4

$0.18 PKR 50.9

555.56%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.40 PKR 110

62.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.56 PKR 154

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.53 PKR 146

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.69 PKR 191

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$1.41 PKR 389

104.96%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.15 PKR 42.65

53.33%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$8.67 PKR 2,397

41.18%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$0.73 PKR 203

12.33%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$1.10 PKR 304

-81.82%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$2.64 PKR 729

63.64%

Gasoline (1 liter)

$1.38 ₱86.7

$0.84 PKR 231

64.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.9K PKR 6.6M

-11.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$23.3K PKR 6.4M

-17.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$67.7 PKR 18.7K

83.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$5.75 PKR 1,590

177.04%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$14.36 PKR 3,972

95.47%

Gym Membership (Monthly)

$33.41 ₱2,103

$14.98 PKR 4,143

123.03%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$8.55 PKR 2,364

-25.15%

Cinema Ticket

$5.85 ₱368

$7.20 PKR 1,993

-18.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$26.09 PKR 7,216

937.06%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$2,021 PKR 558.9K

298.87%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$19.17 PKR 5,302

152.01%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$26.86 PKR 7,430

-8.56%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$54.8 PKR 15.2K

40.70%

Men's Leather Business Shoes

$56.5 ₱3,557

$30.37 PKR 8,400

86.07%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$144 PKR 39.9K

243.47%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$77.5 PKR 21.4K

314.87%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$243 PKR 67.2K

307.70%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$169 PKR 46.7K

271.71%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$697 PKR 192.7K

539.98%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$526 PKR 145.6K

475.56%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$250 PKR 69.2K

37.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-34.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Gujrat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Gujrat

$78 19.6% 75.9% $244

Groceries & Markets

Cebu

$206 21.8%

Gujrat

$85 21.6% 58.5% $120

Monthly Utilities & Internet

Cebu

$168 17.8%

Gujrat

$88 22.2% 47.8% $80

Eating Out

Cebu

$95 10.1%

Gujrat

$41 10.3% 57% $54

Clothing & Footwear

Cebu

$93 9.9%

Gujrat

$59 14.9% 36.5% $34

Sport & Entertainment

Cebu

$45 4.8%

Gujrat

$29 7.4% 34.9% $16

Getting Around

Cebu

$15 1.6%

Gujrat

$16 3.9% 3.6% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $144 in Gujrat. Housing cost is often the main lever when comparing two cities.

Cebu pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23 in Cebu vs $11 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $206 vs $85 per month, with Gujrat cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Gujrat

🕒 Local time

09:41 9:41 AM

06:41 6:41 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

390,533

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Gujrat 5,660 km ≈ 8 h nonstop flight

From you

Cebu
Gujrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gujrat: Cost of Living - Frequently Asked Questions

Gujrat is about 58% cheaper overall, especially in groceries, eating out, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 37% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $495 in Cebu versus $144 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $395 in Gujrat – Gujrat is about 58% cheaper, which adds up to real savings over time.

A monthly transit pass in Gujrat runs roughly 29% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Either city works on $1,200 a month, though Gujrat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gujrat gentler on the wallet – expenses run 58% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.