Last update: Nov 2026

Cost of Living Comparison Between Gujranwala and Cebu

For one person, living is cheaper in Gujranwala: $396 a month against $943 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Gujranwala
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Gujranwala Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Gujranwala

🇵🇰 Pakistan

$396

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Gujranwala and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gujranwala and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $396 in Gujranwala versus $943 in Cebu.

Gujranwala $396
Cebu $943

Estimated couple costs with rent: $617 in Gujranwala versus $1,437 in Cebu.

Gujranwala $617
Cebu $1,437

Monthly costs for a family of three with rent: $838 in Gujranwala versus $1,930 in Cebu.

Gujranwala $838
Cebu $1,930

Living in Gujranwala costs roughly 58% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Gujranwala 71% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.68 PKR 1,016

$3.88 ₱244

-5.15%

Three-Course Dinner for Two, Mid-Range

$12.55 PKR 3,469

$23.22 ₱1,462

-45.95%

Fast Food Meal (McDonalds, etc)

$5.39 PKR 1,490

$3.90 ₱246

38.21%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.91 PKR 252

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.72 PKR 1,856

Cappuccino

$1.16 PKR 320

$2.56 ₱161

-54.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.21 PKR 58.0

$1.60 ₱101

-86.88%

Water (0.33 liter bottle)

$0.17 PKR 47.00

$0.51 ₱32.03

-66.67%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$0.80 PKR 220

$1.99 ₱125

-59.80%

White Bread (500g)

$0.70 PKR 195

$1.37 ₱86.3

-48.91%

Rice (white) (1kg)

$1.09 PKR 301

$0.95 ₱59.9

14.74%

Eggs

$1.23 PKR 340

$2.02 ₱127

-39.11%

Local Cheese (1kg)

$6.06 PKR 1,676

$9.63 ₱606

-37.07%

Chicken Fillets (1kg)

$2.25 PKR 622

$4.35 ₱274

-48.28%

Beef Round Steak (1kg)

$5.29 PKR 1,463

$7.70 ₱485

-31.30%

Apples (1kg)

$1.28 PKR 353

$3.30 ₱207

-61.21%

Banana (1kg)

$0.86 PKR 239

$1.27 ₱79.7

-32.28%

Oranges (1kg)

$1.03 PKR 285

$2.34 ₱148

-55.98%

Tomato (1kg)

$0.54 PKR 150

$1.51 ₱95.4

-64.24%

Potato (1kg)

$0.28 PKR 76.4

$2.23 ₱141

-87.44%

Onion (1kg)

$0.37 PKR 102

$1.93 ₱122

-80.83%

Lettuce (1 head)

$0.23 PKR 63.5

$1.18 ₱74.4

-80.51%

Water (1.5 liter bottle)

$0.36 PKR 100

$0.65 ₱40.93

-44.62%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.92 PKR 530

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.23 PKR 341

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.68 PKR 741

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 PKR 595

$2.89 ₱182

-25.61%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.18 PKR 50.6

$0.23 ₱14.42

-21.74%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

Taxi Start (Normal Tariff)

$1.00 PKR 278

$0.82 ₱51.5

21.95%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.20 ₱12.56

250.00%

Taxi 1hour Waiting (Normal Tariff)

$1.48 PKR 409

$4.32 ₱272

-65.74%

Gasoline (1 liter)

$1.16 PKR 320

$1.38 ₱86.7

-15.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 4.9M

$21.2K ₱1.3M

-15.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K PKR 6.0M

$19.3K ₱1.2M

13.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 PKR 27.9K

$124 ₱7,816

-18.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.48 PKR 1,514

$15.93 ₱1,003

-65.60%

Internet (50+ Mbps, Unlimited Data)

$16.69 PKR 4,613

$28.07 ₱1,768

-40.54%

Gym Membership (Monthly)

$7.35 PKR 2,032

$33.41 ₱2,104

-78.00%

Tennis Court (1 Hour on Weekend)

$6.05 PKR 1,671

$6.40 ₱403

-5.47%

Cinema Ticket

$4.25 PKR 1,173

$5.85 ₱368

-27.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$28.11 PKR 7,767

$271 ₱17.0K

-89.61%

International Primary School, 1 Child (Yearly)

$938 PKR 259.2K

$8,060 ₱507.5K

-88.36%

Jeans (Levis 501 Or Similar)

$14.28 PKR 3,947

$48.31 ₱3,042

-70.44%

Summer Dress (H&M, Zara, etc)

$25.56 PKR 7,065

$24.56 ₱1,546

4.07%

Sport Shoes (Adidas, Nike)

$71.6 PKR 19.8K

$77.1 ₱4,856

-7.14%

Men's Leather Business Shoes

$33.08 PKR 9,143

$56.5 ₱3,558

-41.46%

1-bedroom Apartment, City Center (Monthly)

$55.1 PKR 15.2K

$495 ₱31.2K

-88.89%

1-bedroom Apartment, Outside City Center (Monthly)

$31.25 PKR 8,638

$322 ₱20.3K

-90.29%

3-bedroom Apartment, City Center (Monthly)

$161 PKR 44.5K

$990 ₱62.4K

-83.73%

3-bedroom Apartment, Outside City Center (Monthly)

$99.1 PKR 27.4K

$628 ₱39.6K

-84.22%

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

Average Monthly Net Salary (After Tax)

$234 PKR 64.6K

$343 ₱21.6K

-31.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

7.2

59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujranwala: November 3, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Gujranwala

$123 31%

Cebu

$168 17.8% 36.7% $45

Groceries & Markets

Gujranwala

$95 23.9%

Cebu

$206 21.8% 117% $111

Clothing & Footwear

Gujranwala

$65 16.4%

Cebu

$93 9.9% 42.9% $28

Eating Out

Gujranwala

$61 15.4%

Cebu

$95 10.1% 55.7% $34

Accommodation & Living

Gujranwala

$31 7.9%

Cebu

$322 34.1% 929% $290

Sport & Entertainment

Gujranwala

$16 4%

Cebu

$45 4.8% 185% $29

Getting Around

Gujranwala

$5.2 * 1.3%

Cebu

$15 1.6% 186% $9.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $55 in Gujranwala and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13 in Gujranwala vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $95 vs $206 per month, with Gujranwala cheaper across the board.

Good to know

🇵🇰 Gujranwala

🇵🇭 Cebu

🕒 Local time

05:46 5:46 AM

08:46 8:46 AM

3 h ahead of Gujranwala

🌤 Weather

👥 Population

2,027,001

964,169

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Gujranwala Cebu 5,630 km ≈ 8 h nonstop flight

From you

Gujranwala
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gujranwala vs Cebu: Cost of Living - Frequently Asked Questions

Gujranwala is about 58% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 32% lower in Gujranwala. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $55 in Gujranwala versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 117% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $396 per month in Gujranwala versus $943 in Cebu – Gujranwala is about 58% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Gujranwala gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Gujranwala wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.