Last update: Nov 2026

Cost of Living Comparison Between Cebu and Gujranwala

For one person, living is cheaper in Gujranwala: $396 a month against $943 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
19

Cost of Living Index in Gujranwala
Learn more

Gujranwala Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Gujranwala

🇵🇰 Pakistan

$396

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gujranwala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gujranwala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $396 in Gujranwala.

Cebu $943
Gujranwala $396

Estimated couple costs with rent: $1,437 in Cebu versus $617 in Gujranwala.

Cebu $1,437
Gujranwala $617

Monthly costs for a family of three with rent: $1,930 in Cebu versus $838 in Gujranwala.

Cebu $1,930
Gujranwala $838

Living in Cebu is roughly 138% more expensive than in Gujranwala, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Gujranwala 71% lower.

Meal at Budget Restaurant

$3.88 ₱244

$3.68 PKR 1,016

5.43%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$12.55 PKR 3,469

85.02%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.39 PKR 1,490

-27.64%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.91 PKR 252

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.72 PKR 1,856

Cappuccino

$2.56 ₱161

$1.16 PKR 320

120.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$0.21 PKR 58.0

661.90%

Water (0.33 liter bottle)

$0.51 ₱32.03

$0.17 PKR 47.00

200.00%

Local Beer (0.5 liter draught)

$1.76 ₱111

Imported Beer (0.33 liter bottle)

$2.15 ₱136

Milk (1 liter)

$1.99 ₱125

$0.80 PKR 220

148.75%

White Bread (500g)

$1.37 ₱86.3

$0.70 PKR 195

95.71%

Rice (white) (1kg)

$0.95 ₱59.9

$1.09 PKR 301

-12.84%

Eggs

$2.02 ₱127

$1.23 PKR 340

64.23%

Local Cheese (1kg)

$9.63 ₱606

$6.06 PKR 1,676

58.91%

Chicken Fillets (1kg)

$4.35 ₱274

$2.25 PKR 622

93.33%

Beef Round Steak (1kg)

$7.70 ₱485

$5.29 PKR 1,463

45.56%

Apples (1kg)

$3.30 ₱207

$1.28 PKR 353

157.81%

Banana (1kg)

$1.27 ₱79.7

$0.86 PKR 239

47.67%

Oranges (1kg)

$2.34 ₱148

$1.03 PKR 285

127.18%

Tomato (1kg)

$1.51 ₱95.4

$0.54 PKR 150

179.63%

Potato (1kg)

$2.23 ₱141

$0.28 PKR 76.4

696.43%

Onion (1kg)

$1.93 ₱122

$0.37 PKR 102

421.62%

Lettuce (1 head)

$1.18 ₱74.4

$0.23 PKR 63.5

413.04%

Water (1.5 liter bottle)

$0.65 ₱40.93

$0.36 PKR 100

80.56%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.92 PKR 530

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.23 PKR 341

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.68 PKR 741

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$2.15 PKR 595

34.42%

Wine (Bottle)

$6.35 ₱400

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

Imported Beer (0.33 liter bottle)

$1.64 ₱103

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.18 PKR 50.6

27.78%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱771

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$1.00 PKR 278

-18.00%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.70 PKR 193

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$1.48 PKR 409

191.89%

Gasoline (1 liter)

$1.38 ₱86.7

$1.16 PKR 320

18.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$17.9K PKR 4.9M

18.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$21.9K PKR 6.0M

-11.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,816

$101 PKR 27.9K

23.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$5.48 PKR 1,514

190.69%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,768

$16.69 PKR 4,613

68.18%

Gym Membership (Monthly)

$33.41 ₱2,104

$7.35 PKR 2,032

354.56%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$6.05 PKR 1,671

5.79%

Cinema Ticket

$5.85 ₱368

$4.25 PKR 1,173

37.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$28.11 PKR 7,767

862.54%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.5K

$938 PKR 259.2K

759.43%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,042

$14.28 PKR 3,947

238.31%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$25.56 PKR 7,065

-3.91%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,856

$71.6 PKR 19.8K

7.69%

Men's Leather Business Shoes

$56.5 ₱3,558

$33.08 PKR 9,143

70.83%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$55.1 PKR 15.2K

799.85%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.3K

$31.25 PKR 8,638

929.41%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.4K

$161 PKR 44.5K

514.66%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.6K

$99.1 PKR 27.4K

533.80%

Buy Apartment in City Center (m2)

$4,459 ₱280.7K

Buy Apartment Outside City Center (m2)

$3,030 ₱190.8K

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$234 PKR 64.6K

46.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.5

-37.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Gujranwala: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Gujranwala

$31 7.9% 90.3% $290

Groceries & Markets

Cebu

$206 21.8%

Gujranwala

$95 23.9% 53.9% $111

Monthly Utilities & Internet

Cebu

$168 17.8%

Gujranwala

$123 31% 26.8% $45

Eating Out

Cebu

$95 10.1%

Gujranwala

$61 15.4% 35.8% $34

Clothing & Footwear

Cebu

$93 9.9%

Gujranwala

$65 16.4% 30% $28

Sport & Entertainment

Cebu

$45 4.8%

Gujranwala

$16 4% 64.9% $29

Getting Around

Cebu

$15 1.6%

Gujranwala

$5.2 * 1.3% 65.1% $9.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $55 in Gujranwala. Housing cost is often the main lever when comparing two cities.

Cebu pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23 in Cebu vs $13 in Gujranwala for a mid-range dinner for two. Groceries echo the gap at $206 vs $95 per month, with Gujranwala cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇰 Gujranwala

🕒 Local time

12:41 12:41 PM

09:41 9:41 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

2,027,001

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Gujranwala 5,630 km ≈ 8 h nonstop flight

From you

Cebu
Gujranwala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gujranwala: Cost of Living - Frequently Asked Questions

Gujranwala is about 58% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 47% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $495 in Cebu versus $55 in Gujranwala. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 117% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $943 per month in Cebu versus $396 in Gujranwala – Gujranwala is about 58% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Gujranwala gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Gujranwala wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.