Last update: Oct 2026

Cost of Living Comparison Between Gujarat and Mumbai (Bombay)

For one person, living is cheaper in Gujarat: $293 a month against $782 in Mumbai (Bombay), rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

14

Cost of Living Index in Gujarat
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Gujarat Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Gujarat

🇮🇳 India

$293

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$782

/mo nomad

Monthly Cost of Living

How much you'll spend in Gujarat and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gujarat and in Mumbai (Bombay) actually costs, broken down by who's living it.

A single person spends $293 per month in Gujarat vs $782 in Mumbai (Bombay), rent included.

Gujarat $293
Mumbai (Bombay) $782

A couple spends around $491 per month in Gujarat vs $1,299 in Mumbai (Bombay), rent included.

Gujarat $491
Mumbai (Bombay) $1,299

A family of three spends $689 per month in Gujarat vs $1,816 in Mumbai (Bombay), rent included.

Gujarat $689
Mumbai (Bombay) $1,816

Gujarat is about 63% cheaper than Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both Gujarat and Mumbai (Bombay) are more affordable than the global median – Gujarat 78% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$2.06 ₹196

$5.38 ₹511

-61.71%

Three-Course Dinner for Two, Mid-Range

$8.39 ₹797

$20.76 ₹1,971

-59.59%

Fast Food Meal (McDonalds, etc)

$2.59 ₹246

$4.19 ₹398

-38.19%

Cappuccino

$1.59 ₹151

$2.74 ₹260

-41.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 ₹29.79

$0.41 ₹38.76

-24.39%

Water (0.33 liter bottle)

$0.15 ₹13.92

$0.16 ₹15.04

-6.25%

Local Beer (0.5 liter draught)

$2.63 ₹249

$2.59 ₹246

1.54%

Imported Beer (0.33 liter bottle)

$3.09 ₹294

$4.17 ₹396

-25.90%

Milk (1 liter)

$0.66 ₹62.3

$0.75 ₹71.2

-12.00%

White Bread (500g)

$0.49 ₹46.54

$0.53 ₹50.5

-7.55%

Rice (white) (1kg)

$0.55 ₹52.0

$0.73 ₹69.5

-24.66%

Eggs

$0.62 ₹58.7

$0.96 ₹91.4

-35.42%

Local Cheese (1kg)

$6.13 ₹582

$5.52 ₹524

11.05%

Chicken Fillets (1kg)

$2.72 ₹258

$3.58 ₹340

-24.02%

Apples (1kg)

$2.31 ₹219

$2.14 ₹203

7.94%

Banana (1kg)

$0.42 ₹40.16

$0.69 ₹65.5

-39.13%

Oranges (1kg)

$0.98 ₹93.5

$1.23 ₹116

-20.33%

Tomato (1kg)

$0.44 ₹41.52

$0.46 ₹43.76

-4.35%

Potato (1kg)

$0.40 ₹38.33

$0.36 ₹34.23

11.11%

Onion (1kg)

$0.44 ₹41.75

$0.39 ₹37.12

12.82%

Lettuce (1 head)

$0.52 ₹49.68

$0.40 ₹38.05

30.00%

Water (1.5 liter bottle)

$0.30 ₹28.37

$0.31 ₹29.46

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹486

$5.10 ₹485

0.39%

Wine (Bottle)

$7.78 ₹739

$8.12 ₹771

-4.19%

Local Beer (0.5 liter bottle)

$1.56 ₹148

$1.95 ₹185

-20.00%

Imported Beer (0.33 liter bottle)

$2.49 ₹236

$3.18 ₹302

-21.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.39 ₹512

$6.17 ₹586

-12.64%

One-way Ticket (Public Transport)

$0.20 ₹18.99

Public Transport Monthly Pass (Regular Price)

$5.39 ₹512

Taxi Start (Normal Tariff)

$0.75 ₹70.8

$0.31 ₹29.39

141.94%

Taxi (Normal Tariff) (1km)

$0.13 ₹12.51

$0.29 ₹28.01

-55.17%

Taxi 1hour Waiting (Normal Tariff)

$1.29 ₹122

$1.59 ₹151

-18.87%

Gasoline (1 liter)

$1.09 ₹104

$1.10 ₹104

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ₹2.0M

$15.9K ₹1.5M

30.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K ₹2.2M

$22.7K ₹2.2M

1.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$25.61 ₹2,432

$61.6 ₹5,845

-58.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.72 ₹354

$4.25 ₹404

-12.47%

Internet (50+ Mbps, Unlimited Data)

$6.83 ₹649

$9.01 ₹855

-24.20%

Gym Membership (Monthly)

$27.24 ₹2,587

Tennis Court (1 Hour on Weekend)

$13.31 ₹1,263

Cinema Ticket

$3.15 ₹299

$4.38 ₹415

-28.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.0 ₹6,267

$116 ₹11.0K

-42.90%

International Primary School, 1 Child (Yearly)

$1,645 ₹156.2K

$4,968 ₹471.7K

-66.89%

Jeans (Levis 501 Or Similar)

$19.19 ₹1,822

$37.16 ₹3,529

-48.36%

Summer Dress (H&M, Zara, etc)

$12.70 ₹1,205

$39.88 ₹3,786

-68.15%

Sport Shoes (Adidas, Nike)

$39.90 ₹3,788

$55.9 ₹5,306

-28.60%

Men's Leather Business Shoes

$14.90 ₹1,415

$48.19 ₹4,576

-69.08%

1-bedroom Apartment, City Center (Monthly)

$123 ₹11.7K

$611 ₹58.0K

-79.79%

1-bedroom Apartment, Outside City Center (Monthly)

$41.39 ₹3,930

$354 ₹33.6K

-88.31%

3-bedroom Apartment, City Center (Monthly)

$190 ₹18.1K

$1,829 ₹173.6K

-89.60%

3-bedroom Apartment, Outside City Center (Monthly)

$156 ₹14.8K

$877 ₹83.3K

-82.17%

Buy Apartment in City Center (m2)

$1,036 ₹98.4K

$5,877 ₹558.0K

-82.37%

Buy Apartment Outside City Center (m2)

$412 ₹39.2K

$2,448 ₹232.4K

-83.15%

Average Monthly Net Salary (After Tax)

$876 ₹83.2K

$758 ₹72.0K

15.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.73

8.29

5.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujarat: October 11, 2026

Last update for Mumbai (Bombay): October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gujarat

$104 35.6%

Mumbai (Bombay)

$116 14.8% 10.7% $11

Eating Out

Gujarat

$64 22%

Mumbai (Bombay)

$112 14.3% 73.9% $48

Accommodation & Living

Gujarat

$41 14.1%

Mumbai (Bombay)

$354 45.3% 756% $313

Clothing & Footwear

Gujarat

$39 13.3%

Mumbai (Bombay)

$82 10.4% 109% $43

Monthly Utilities & Internet

Gujarat

$36 12.3%

Mumbai (Bombay)

$75 9.6% 107% $39

Sport & Entertainment

Gujarat

$6.3 * 2.2%

Mumbai (Bombay)

$36 4.6% 470% $30

Getting Around

Gujarat

$1.4 * 0.5%

Mumbai (Bombay)

$8 1% 470% $6.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $123 in Gujarat versus $611 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Gujarat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $8.00 in Gujarat versus $21.00 in Mumbai (Bombay). Monthly groceries follow the same trend: $104 vs $116 – making Gujarat the more affordable choice for daily food spending.

Good to know

🇮🇳 Gujarat

🇮🇳 Mumbai (Bombay)

🕒 Local time

17:17 5:17 PM

Same time as Gujarat

🌤 Weather

👥 Population

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Gujarat Mumbai (Bombay) 540 km ≈ 1 h 15 min nonstop flight

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Gujarat
Mumbai (Bombay)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gujarat vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Monthly costs with rent: $293 in Gujarat, $782 in Mumbai (Bombay) – roughly 167% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $440 per month in Gujarat and $1,173 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $293 in Gujarat and $782 in Mumbai (Bombay). That's a gap of about 167%.

Kindergarten costs $66.0 per month in Gujarat and $116 in Mumbai (Bombay). For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $293 in Gujarat and $782 in Mumbai (Bombay), leaving budget for savings and extras in both cases.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $293 in Gujarat to $782 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.