Cost of Living Comparison Between Gujarat and Mumbai (Bombay) Cost of Living Comparison Between Gujarat and Mumbai (Bombay)

Monthly Cost of Living

A single person spends $378 per month in Gujarat vs $779 in Mumbai (Bombay), rent included.

A couple spends around $616 per month in Gujarat vs $1,255 in Mumbai (Bombay), rent included.

A family of three spends $854 per month in Gujarat vs $1,732 in Mumbai (Bombay), rent included.

Gujarat is about 51% cheaper than Mumbai (Bombay), driven mainly by Eating Out.

Both Gujarat and Mumbai (Bombay) are more affordable than the global median – Gujarat 72% lower, Mumbai (Bombay) 42% lower.

Currency
🍽 Eating Out
Gujarat
Mumbai (Bombay)
Difference
Meal at Budget Restaurant
$1.94 ₹185
$5.32 ₹506
-63.53%
Three-Course Dinner for Two, Mid-Range
$9.55 ₹910
$22.40 ₹2,133
-57.37%
Fast Food Meal (McDonalds, etc)
$2.85 ₹271
$4.63 ₹441
-38.44%
Cappuccino
$1.54 ₹147
$2.52 ₹240
-38.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.45 ₹42.65
$0.51 ₹48.25
-11.76%
Water (0.33 liter bottle)
$0.16 ₹15.10
$0.15 ₹14.64
6.67%
Local Beer (0.5 liter draught)
$2.35 ₹224
$2.28 ₹217
3.07%
Imported Beer (0.33 liter bottle)
$2.05 ₹195
$3.95 ₹376
-48.10%
🛒 Groceries & Markets
Gujarat
Mumbai (Bombay)
Difference
Milk (1 liter)
$0.73 ₹69.7
$0.75 ₹71.1
-2.67%
White Bread (500g)
$0.59 ₹56.4
$0.51 ₹48.81
15.69%
Rice (white) (1kg)
$0.67 ₹64.0
$0.77 ₹73.7
-12.99%
Eggs
$0.79 ₹74.9
$1.08 ₹103
-26.85%
Local Cheese (1kg)
$4.52 ₹431
$7.14 ₹680
-36.69%
Chicken Fillets (1kg)
$3.11 ₹296
$3.88 ₹370
-19.85%
Apples (1kg)
$2.32 ₹221
$2.30 ₹219
0.87%
Banana (1kg)
$0.42 ₹40.38
$0.81 ₹77.3
-48.15%
Oranges (1kg)
$0.97 ₹92.3
$1.26 ₹120
-23.02%
Tomato (1kg)
$0.49 ₹46.97
$0.64 ₹60.7
-23.44%
Potato (1kg)
$0.45 ₹42.88
$0.58 ₹54.8
-22.41%
Onion (1kg)
$0.45 ₹43.27
$0.63 ₹60.1
-28.57%
Lettuce (1 head)
$0.54 ₹51.8
$0.64 ₹61.0
-15.62%
Water (1.5 liter bottle)
$0.36 ₹34.40
$0.33 ₹31.00
9.09%
Cigarettes 20 Pack (Marlboro, Camel)
$3.53 ₹336
$4.20 ₹400
-15.95%
Wine (Bottle)
$8.01 ₹763
$8.25 ₹786
-2.91%
Local Beer (0.5 liter bottle)
$1.64 ₹157
$2.17 ₹207
-24.42%
Imported Beer (0.33 liter bottle)
$2.23 ₹213
$3.40 ₹324
-34.41%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.54 ₹528
$7.03 ₹670
-21.19%
🚌 Getting Around
Gujarat
Mumbai (Bombay)
Difference
One-way Ticket (Public Transport)
$0.30 ₹28.73
$0.24 ₹22.97
25.00%
Public Transport Monthly Pass (Regular Price)
$8.58 ₹817
$4.51 ₹430
90.24%
Taxi Start (Normal Tariff)
$0.69 ₹66.2
$0.37 ₹34.87
86.49%
Taxi (Normal Tariff) (1km)
$0.15 ₹14.52
-
-
Taxi 1hour Waiting (Normal Tariff)
$1.47 ₹140
$1.41 ₹135
4.26%
Gasoline (1 liter)
$1.20 ₹114
$1.19 ₹113
0.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$14.9K ₹1.4M
$17.4K ₹1.7M
-14.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.3K ₹1.7M
$24.5K ₹2.3M
-25.31%
🧾 Monthly Utilities & Internet
Gujarat
Mumbai (Bombay)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$58.7 ₹5,594
$50.8 ₹4,838
15.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.90 ₹372
$4.81 ₹458
-18.92%
Internet (50+ Mbps, Unlimited Data)
$7.37 ₹702
$8.75 ₹834
-15.77%
🎉 Sport & Entertainment
Gujarat
Mumbai (Bombay)
Difference
Gym Membership (Monthly)
$20.73 ₹1,975
$23.11 ₹2,201
-10.30%
Tennis Court (1 Hour on Weekend)
$6.83 ₹650
$11.99 ₹1,142
-43.04%
Cinema Ticket
$3.58 ₹341
$4.71 ₹448
-23.99%
🧸 Childcare & Education
Gujarat
Mumbai (Bombay)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$62.8 ₹5,984
$122 ₹11.6K
-48.31%
International Primary School, 1 Child (Yearly)
$1,875 ₹178.6K
$3,393 ₹323.2K
-44.73%
👕👟 Clothing & Footwear
Gujarat
Mumbai (Bombay)
Difference
Jeans (Levis 501 Or Similar)
$23.93 ₹2,280
$29.14 ₹2,776
-17.88%
Summer Dress (H&M, Zara, etc)
$25.47 ₹2,426
$30.61 ₹2,916
-16.79%
Sport Shoes (Adidas, Nike)
$40.50 ₹3,858
$55.2 ₹5,253
-26.56%
Men's Leather Business Shoes
$22.52 ₹2,145
$39.74 ₹3,786
-43.33%
🏠 Accommodation & Living
Gujarat
Mumbai (Bombay)
Difference
1-bedroom Apartment, City Center (Monthly)
$135 ₹12.8K
$705 ₹67.1K
-80.90%
1-bedroom Apartment, Outside City Center (Monthly)
$46.34 ₹4,414
$357 ₹34.0K
-87.01%
3-bedroom Apartment, City Center (Monthly)
$216 ₹20.6K
$1,792 ₹170.7K
-87.93%
3-bedroom Apartment, Outside City Center (Monthly)
$177 ₹16.9K
$825 ₹78.6K
-78.55%
Buy Apartment in City Center (m2)
$1,066 ₹101.6K
$6,436 ₹613.1K
-83.44%
Buy Apartment Outside City Center (m2)
$422 ₹40.2K
$2,627 ₹250.2K
-83.93%
💵 Salaries & Financials
Gujarat
Mumbai (Bombay)
Difference
Average Monthly Net Salary (After Tax)
$524 ₹49.9K
$744 ₹70.9K
-29.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.5
9.22
-7.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujarat: May 31, 2026

Last update for Mumbai (Bombay): May 31, 2026

Cost Breakdown

A central one-bedroom costs $135 in Gujarat versus $705 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10.00 in Gujarat versus $22.00 in Mumbai (Bombay). Monthly groceries follow the same trend: $106 vs $129 – making Gujarat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gujarat vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions
How do living costs in Gujarat and Mumbai (Bombay) compare overall?
Monthly costs with rent: $378 in Gujarat, $779 in Mumbai (Bombay) – roughly 106% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Gujarat compared to Mumbai (Bombay)?
For a comfortable life, plan on about $567 per month in Gujarat and $1,168 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Gujarat and Mumbai (Bombay)?
Rent is clearly cheaper in Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $10.00 in Gujarat and $22.00 in Mumbai (Bombay). That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Gujarat or Mumbai (Bombay)?
Monthly expenses with rent come to $378 in Gujarat and $779 in Mumbai (Bombay). The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Gujarat, where all-in costs run around $378, than in Mumbai (Bombay) at $779. In Gujarat it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.
How does quality of life compare between Gujarat and Mumbai (Bombay)?
It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $378 in Gujarat to $779 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.
Is Gujarat or Mumbai (Bombay) safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Gujarat and Mumbai (Bombay)?
If budget matters most, go with Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.

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