Cost of Living Comparison Between Mumbai (Bombay) and Gujarat Cost of Living Comparison Between Mumbai (Bombay) and Gujarat

Monthly Cost of Living

A single person spends $783 per month in Mumbai (Bombay) vs $289 in Gujarat, rent included.

A couple spends around $1,280 per month in Mumbai (Bombay) vs $494 in Gujarat, rent included.

A family of three spends $1,776 per month in Mumbai (Bombay) vs $699 in Gujarat, rent included.

Mumbai (Bombay) costs about 171% more than Gujarat, driven mainly by Eating Out.

Both Mumbai (Bombay) and Gujarat are more affordable than the global median – Mumbai (Bombay) 43% lower, Gujarat 79% lower.

Meal at Budget Restaurant

$5.10 ₹489

$2.12 ₹204

140.57%

Three-Course Dinner for Two, Mid-Range

$20.90 ₹2,005

$8.52 ₹817

145.31%

Fast Food Meal (McDonalds, etc)

$4.18 ₹401

$2.63 ₹252

58.94%

Cappuccino

$2.61 ₹251

$1.50 ₹144

74.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.00

$0.31 ₹29.97

22.58%

Water (0.33 liter bottle)

$0.14 ₹13.11

$0.13 ₹12.19

7.69%

Local Beer (0.5 liter draught)

$2.57 ₹247

$2.68 ₹257

-4.10%

Imported Beer (0.33 liter bottle)

$4.27 ₹410

$3.22 ₹309

32.61%

Milk (1 liter)

$0.70 ₹67.2

$0.67 ₹63.9

4.48%

White Bread (500g)

$0.52 ₹50.2

$0.47 ₹44.84

10.64%

Rice (white) (1kg)

$0.78 ₹74.5

$0.59 ₹56.9

32.20%

Eggs

$0.96 ₹91.7

$0.66 ₹63.1

45.45%

Local Cheese (1kg)

$5.52 ₹530

$6.02 ₹578

-8.31%

Chicken Fillets (1kg)

$3.57 ₹343

$2.68 ₹257

33.21%

Apples (1kg)

$2.28 ₹218

Banana (1kg)

$0.74 ₹71.0

$0.39 ₹37.71

89.74%

Oranges (1kg)

$1.22 ₹117

$1.01 ₹97.2

20.79%

Tomato (1kg)

$0.47 ₹45.18

$0.43 ₹41.45

9.30%

Potato (1kg)

$0.33 ₹31.97

$0.44 ₹42.25

-25.00%

Onion (1kg)

$0.37 ₹35.32

$0.41 ₹39.15

-9.76%

Lettuce (1 head)

$0.43 ₹41.03

$0.52 ₹50.3

-17.31%

Water (1.5 liter bottle)

$0.31 ₹29.91

$0.30 ₹28.73

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹483

$5.14 ₹493

-2.14%

Wine (Bottle)

$8.27 ₹794

$7.92 ₹760

4.42%

Local Beer (0.5 liter bottle)

$2.03 ₹195

$1.56 ₹149

30.13%

Imported Beer (0.33 liter bottle)

$3.09 ₹296

$2.47 ₹237

25.10%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.81 ₹557

$5.65 ₹542

2.83%

One-way Ticket (Public Transport)

$0.20 ₹19.16

Public Transport Monthly Pass (Regular Price)

$5.57 ₹534

Taxi Start (Normal Tariff)

$0.32 ₹30.87

$0.72 ₹68.8

-55.56%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.21

$0.13 ₹12.41

153.85%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹152

$1.29 ₹123

23.26%

Gasoline (1 liter)

$1.13 ₹109

$1.06 ₹102

6.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$21.0K ₹2.0M

-24.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$23.0K ₹2.2M

-3.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 ₹5,839

$26.27 ₹2,521

131.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹410

$3.75 ₹359

14.13%

Internet (50+ Mbps, Unlimited Data)

$9.27 ₹890

$6.96 ₹668

33.19%

Gym Membership (Monthly)

$26.11 ₹2,505

Tennis Court (1 Hour on Weekend)

$12.92 ₹1,240

Cinema Ticket

$4.81 ₹462

$3.07 ₹294

56.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$66.8 ₹6,411

77.28%

International Primary School, 1 Child (Yearly)

$4,909 ₹471.0K

$1,625 ₹155.9K

202.08%

Jeans (Levis 501 Or Similar)

$35.15 ₹3,373

$18.97 ₹1,820

85.29%

Summer Dress (H&M, Zara, etc)

$39.23 ₹3,763

$12.70 ₹1,218

208.90%

Sport Shoes (Adidas, Nike)

$57.7 ₹5,540

$39.80 ₹3,818

45.08%

Men's Leather Business Shoes

$48.14 ₹4,618

$14.48 ₹1,389

232.46%

1-bedroom Apartment, City Center (Monthly)

$635 ₹60.9K

$120 ₹11.5K

427.74%

1-bedroom Apartment, Outside City Center (Monthly)

$355 ₹34.1K

$41.03 ₹3,937

765.07%

3-bedroom Apartment, City Center (Monthly)

$1,933 ₹185.5K

$190 ₹18.2K

919.17%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹80.1K

$154 ₹14.8K

441.88%

Buy Apartment in City Center (m2)

$6,093 ₹584.5K

$1,029 ₹98.7K

492.27%

Buy Apartment Outside City Center (m2)

$2,473 ₹237.2K

$418 ₹40.1K

491.68%

Average Monthly Net Salary (After Tax)

$754 ₹72.3K

$649 ₹62.2K

16.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

8.73

-4.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Gujarat: September 14, 2026

Cost Breakdown

A central one-bedroom costs $635 in Mumbai (Bombay) versus $120 in Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $9.00 in Gujarat. Monthly groceries follow the same trend: $117 vs $104 – making Gujarat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gujarat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $783 in Mumbai (Bombay), $289 in Gujarat – roughly 171% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,174 per month in Mumbai (Bombay) and $433 in Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $783 in Mumbai (Bombay) and $289 in Gujarat. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $118 per month in Mumbai (Bombay) and $66.8 in Gujarat. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Gujarat, where all-in costs run around $289, than in Mumbai (Bombay) at $783. In Gujarat it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $289 in Gujarat to $783 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.