Cost of Living Comparison Between Mumbai (Bombay) and Gujarat Cost of Living Comparison Between Mumbai (Bombay) and Gujarat

Monthly Cost of Living

A single person spends $779 per month in Mumbai (Bombay) vs $378 in Gujarat, rent included.

A couple spends around $1,255 per month in Mumbai (Bombay) vs $616 in Gujarat, rent included.

A family of three spends $1,732 per month in Mumbai (Bombay) vs $854 in Gujarat, rent included.

Mumbai (Bombay) costs about 106% more than Gujarat, driven mainly by Eating Out.

Both Mumbai (Bombay) and Gujarat are more affordable than the global median – Mumbai (Bombay) 42% lower, Gujarat 72% lower.

Meal at Budget Restaurant

$5.32 ₹506

$1.94 ₹185

174.23%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,133

$9.55 ₹910

134.55%

Fast Food Meal (McDonalds, etc)

$4.63 ₹441

$2.85 ₹271

62.46%

Cappuccino

$2.52 ₹240

$1.54 ₹147

63.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.25

$0.45 ₹42.65

13.33%

Water (0.33 liter bottle)

$0.15 ₹14.64

$0.16 ₹15.10

-6.25%

Local Beer (0.5 liter draught)

$2.28 ₹217

$2.35 ₹224

-2.98%

Imported Beer (0.33 liter bottle)

$3.95 ₹376

$2.05 ₹195

92.68%

Milk (1 liter)

$0.75 ₹71.1

$0.73 ₹69.7

2.74%

White Bread (500g)

$0.51 ₹48.81

$0.59 ₹56.4

-13.56%

Rice (white) (1kg)

$0.77 ₹73.7

$0.67 ₹64.0

14.93%

Eggs

$1.08 ₹103

$0.79 ₹74.9

36.71%

Local Cheese (1kg)

$7.14 ₹680

$4.52 ₹431

57.96%

Chicken Fillets (1kg)

$3.88 ₹370

$3.11 ₹296

24.76%

Apples (1kg)

$2.30 ₹219

$2.32 ₹221

-0.86%

Banana (1kg)

$0.81 ₹77.3

$0.42 ₹40.38

92.86%

Oranges (1kg)

$1.26 ₹120

$0.97 ₹92.3

29.90%

Tomato (1kg)

$0.64 ₹60.7

$0.49 ₹46.97

30.61%

Potato (1kg)

$0.58 ₹54.8

$0.45 ₹42.88

28.89%

Onion (1kg)

$0.63 ₹60.1

$0.45 ₹43.27

40.00%

Lettuce (1 head)

$0.64 ₹61.0

$0.54 ₹51.8

18.52%

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.36 ₹34.40

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹400

$3.53 ₹336

18.98%

Wine (Bottle)

$8.25 ₹786

$8.01 ₹763

3.00%

Local Beer (0.5 liter bottle)

$2.17 ₹207

$1.64 ₹157

32.32%

Imported Beer (0.33 liter bottle)

$3.40 ₹324

$2.23 ₹213

52.47%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹670

$5.54 ₹528

26.90%

One-way Ticket (Public Transport)

$0.24 ₹22.97

$0.30 ₹28.73

-20.00%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹430

$8.58 ₹817

-47.44%

Taxi Start (Normal Tariff)

$0.37 ₹34.87

$0.69 ₹66.2

-46.38%

Taxi (Normal Tariff) (1km)

$0.15 ₹14.52

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

$1.47 ₹140

-4.08%

Gasoline (1 liter)

$1.19 ₹113

$1.20 ₹114

-0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$14.9K ₹1.4M

16.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$18.3K ₹1.7M

33.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,838

$58.7 ₹5,594

-13.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹458

$3.90 ₹372

23.33%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹834

$7.37 ₹702

18.72%

Gym Membership (Monthly)

$23.11 ₹2,201

$20.73 ₹1,975

11.48%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,142

$6.83 ₹650

75.55%

Cinema Ticket

$4.71 ₹448

$3.58 ₹341

31.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$62.8 ₹5,984

93.46%

International Primary School, 1 Child (Yearly)

$3,393 ₹323.2K

$1,875 ₹178.6K

80.94%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,776

$23.93 ₹2,280

21.77%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,916

$25.47 ₹2,426

20.18%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,253

$40.50 ₹3,858

36.17%

Men's Leather Business Shoes

$39.74 ₹3,786

$22.52 ₹2,145

76.47%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.1K

$135 ₹12.8K

423.70%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.0K

$46.34 ₹4,414

669.66%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹170.7K

$216 ₹20.6K

728.30%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹78.6K

$177 ₹16.9K

366.21%

Buy Apartment in City Center (m2)

$6,436 ₹613.1K

$1,066 ₹101.6K

503.70%

Buy Apartment Outside City Center (m2)

$2,627 ₹250.2K

$422 ₹40.2K

522.35%

Average Monthly Net Salary (After Tax)

$744 ₹70.9K

$524 ₹49.9K

42.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.5

8.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Gujarat: May 31, 2026

Cost Breakdown

A central one-bedroom costs $705 in Mumbai (Bombay) versus $135 in Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $10.00 in Gujarat. Monthly groceries follow the same trend: $129 vs $106 – making Gujarat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gujarat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $779 in Mumbai (Bombay), $378 in Gujarat – roughly 106% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,168 per month in Mumbai (Bombay) and $567 in Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) and $10.00 in Gujarat. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $779 in Mumbai (Bombay) and $378 in Gujarat. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Gujarat, where all-in costs run around $378, than in Mumbai (Bombay) at $779. In Gujarat it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $378 in Gujarat to $779 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.