Cost of Living Comparison Between Mumbai (Bombay) and Gujarat Cost of Living Comparison Between Mumbai (Bombay) and Gujarat

Monthly Cost of Living

A single person spends $763 per month in Mumbai (Bombay) vs $376 in Gujarat, rent included.

A couple spends around $1,259 per month in Mumbai (Bombay) vs $603 in Gujarat, rent included.

A family of three spends $1,754 per month in Mumbai (Bombay) vs $829 in Gujarat, rent included.

Mumbai (Bombay) costs about 103% more than Gujarat, driven mainly by Eating Out.

Both Mumbai (Bombay) and Gujarat are more affordable than the global median – Mumbai (Bombay) 43% lower, Gujarat 72% lower.

Meal at Budget Restaurant

$5.17 ₹498

$1.94 ₹186

166.49%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,167

$9.52 ₹916

136.34%

Fast Food Meal (McDonalds, etc)

$4.70 ₹452

$2.89 ₹278

62.63%

Cappuccino

$2.60 ₹251

$1.58 ₹152

64.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.58

$0.45 ₹43.23

11.11%

Water (0.33 liter bottle)

$0.19 ₹18.22

$0.16 ₹15.11

18.75%

Local Beer (0.5 liter draught)

$2.33 ₹224

$2.37 ₹228

-1.69%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.12 ₹205

97.17%

Milk (1 liter)

$0.73 ₹70.1

$0.69 ₹66.4

5.80%

White Bread (500g)

$0.48 ₹46.49

$0.59 ₹56.7

-18.64%

Rice (white) (1kg)

$0.82 ₹79.3

$0.71 ₹68.8

15.49%

Eggs

$1.05 ₹101

$0.80 ₹77.1

31.25%

Local Cheese (1kg)

$6.87 ₹661

$4.53 ₹436

51.66%

Chicken Fillets (1kg)

$3.89 ₹374

$3.25 ₹313

19.69%

Apples (1kg)

$2.29 ₹220

$2.35 ₹227

-2.55%

Banana (1kg)

$0.83 ₹79.8

$0.46 ₹44.10

80.43%

Oranges (1kg)

$1.30 ₹125

$1.01 ₹97.2

28.71%

Tomato (1kg)

$0.65 ₹63.0

$0.48 ₹46.53

35.42%

Potato (1kg)

$0.57 ₹54.8

$0.49 ₹46.72

16.33%

Onion (1kg)

$0.58 ₹56.3

$0.49 ₹46.88

18.37%

Lettuce (1 head)

$0.64 ₹61.9

$0.54 ₹52.4

18.52%

Water (1.5 liter bottle)

$0.35 ₹33.81

$0.36 ₹35.05

-2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹406

$3.42 ₹329

23.39%

Wine (Bottle)

$8.18 ₹787

$7.68 ₹739

6.51%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.62 ₹156

28.40%

Imported Beer (0.33 liter bottle)

$3.27 ₹315

$2.22 ₹214

47.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹672

$5.57 ₹536

25.31%

One-way Ticket (Public Transport)

$0.22 ₹21.17

$0.28 ₹26.66

-21.43%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹451

$8.61 ₹829

-45.53%

Taxi Start (Normal Tariff)

$0.37 ₹35.23

$0.64 ₹61.5

-42.19%

Taxi (Normal Tariff) (1km)

$0.16 ₹15.68

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$1.48 ₹143

-7.43%

Gasoline (1 liter)

$1.18 ₹114

$1.20 ₹116

-1.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$15.0K ₹1.4M

15.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$18.7K ₹1.8M

32.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,834

$57.9 ₹5,574

-13.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹489

$3.83 ₹369

32.64%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹830

$7.24 ₹697

19.06%

Gym Membership (Monthly)

$23.20 ₹2,234

$20.97 ₹2,019

10.63%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,141

$6.97 ₹671

70.01%

Cinema Ticket

$4.70 ₹452

$3.46 ₹333

35.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$63.6 ₹6,125

86.01%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.3K

$1,866 ₹179.7K

81.02%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,812

$24.08 ₹2,319

21.30%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,003

$25.56 ₹2,460

22.03%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,445

$41.03 ₹3,951

37.83%

Men's Leather Business Shoes

$40.55 ₹3,904

$22.67 ₹2,182

78.87%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.1K

$137 ₹13.2K

407.57%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.4K

$46.32 ₹4,460

671.33%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹171.7K

$214 ₹20.6K

735.01%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.3K

$177 ₹17.0K

377.96%

Buy Apartment in City Center (m2)

$6,047 ₹582.2K

$1,052 ₹101.3K

474.97%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.4K

$412 ₹39.6K

511.57%

Average Monthly Net Salary (After Tax)

$787 ₹75.8K

$526 ₹50.7K

49.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.5

8.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Gujarat: July 13, 2026

Cost Breakdown

A central one-bedroom costs $697 in Mumbai (Bombay) versus $137 in Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Mumbai (Bombay) versus $10.00 in Gujarat. Monthly groceries follow the same trend: $127 vs $107 – making Gujarat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gujarat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $763 in Mumbai (Bombay), $376 in Gujarat – roughly 103% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,145 per month in Mumbai (Bombay) and $564 in Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Mumbai (Bombay) and $10.00 in Gujarat. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $763 in Mumbai (Bombay) and $376 in Gujarat. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Gujarat, where all-in costs run around $376, than in Mumbai (Bombay) at $763. In Gujarat it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $376 in Gujarat to $763 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.