Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Gujarat

For one person, living is cheaper in Gujarat: $296 a month against $813 in Mumbai (Bombay), rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
14

Cost of Living Index in Gujarat
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Gujarat Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Gujarat

🇮🇳 India

$296

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Gujarat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Gujarat actually costs, broken down by who's living it.

A single person spends $813 per month in Mumbai (Bombay) vs $296 in Gujarat, rent included.

Mumbai (Bombay) $813
Gujarat $296

A couple spends around $1,352 per month in Mumbai (Bombay) vs $495 in Gujarat, rent included.

Mumbai (Bombay) $1,352
Gujarat $495

A family of three spends $1,891 per month in Mumbai (Bombay) vs $693 in Gujarat, rent included.

Mumbai (Bombay) $1,891
Gujarat $693

Mumbai (Bombay) costs about 175% more than Gujarat, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Gujarat are more affordable than the global median – Mumbai (Bombay) 40% lower, Gujarat 78% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.16 ₹205

147.69%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$8.30 ₹788

151.45%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$2.58 ₹245

58.14%

Cappuccino

$2.78 ₹264

$1.53 ₹145

81.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.29 ₹27.43

37.93%

Water (0.33 liter bottle)

$0.15 ₹14.42

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.56 ₹243

3.13%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$3.13 ₹297

35.78%

Milk (1 liter)

$0.74 ₹70.5

$0.68 ₹64.7

8.82%

White Bread (500g)

$0.54 ₹51.3

$0.46 ₹43.34

17.39%

Rice (white) (1kg)

$0.78 ₹74.1

$0.60 ₹56.7

30.00%

Eggs

$1.00 ₹95.1

$0.64 ₹61.1

56.25%

Local Cheese (1kg)

$5.61 ₹533

$6.31 ₹599

-11.09%

Chicken Fillets (1kg)

$3.58 ₹340

$2.82 ₹268

26.95%

Apples (1kg)

$2.17 ₹206

$2.29 ₹217

-5.24%

Banana (1kg)

$0.69 ₹65.8

$0.42 ₹40.00

64.29%

Oranges (1kg)

$1.21 ₹114

$1.03 ₹97.8

17.48%

Tomato (1kg)

$0.49 ₹46.33

$0.41 ₹38.47

19.51%

Potato (1kg)

$0.33 ₹31.71

$0.44 ₹41.82

-25.00%

Onion (1kg)

$0.37 ₹35.53

$0.44 ₹41.66

-15.91%

Lettuce (1 head)

$0.44 ₹41.79

$0.49 ₹46.31

-10.20%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.34 ₹31.88

-8.82%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$4.89 ₹464

2.25%

Wine (Bottle)

$8.34 ₹792

$7.86 ₹747

6.11%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.63 ₹155

22.09%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.52 ₹239

23.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$5.63 ₹535

6.75%

One-way Ticket (Public Transport)

$0.20 ₹18.95

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.70 ₹66.9

-55.71%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.16 ₹15.48

93.75%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.29 ₹122

24.81%

Gasoline (1 liter)

$1.10 ₹105

$1.12 ₹106

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.1K ₹1.1M

39.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$22.8K ₹2.2M

-1.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$26.22 ₹2,490

135.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$3.78 ₹359

19.58%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$6.75 ₹641

32.89%

Gym Membership (Monthly)

$37.11 ₹3,524

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

Cinema Ticket

$5.01 ₹476

$3.13 ₹297

60.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$65.6 ₹6,224

81.56%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$1,654 ₹157.0K

199.18%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$18.62 ₹1,768

95.33%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$12.53 ₹1,189

208.94%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$39.57 ₹3,757

38.31%

Men's Leather Business Shoes

$48.03 ₹4,561

$14.64 ₹1,390

228.07%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$122 ₹11.6K

423.22%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$42.26 ₹4,012

779.48%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$194 ₹18.4K

977.90%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$157 ₹14.9K

487.58%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$1,057 ₹100.4K

439.61%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$428 ₹40.6K

498.40%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$880 ₹83.6K

-13.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.73

-5.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Gujarat: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Gujarat

$42 14.3% 88.6% $329

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Gujarat

$107 36% 9% $10

Eating Out

Mumbai (Bombay)

$112 13.8%

Gujarat

$64 21.7% 42.9% $48

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Gujarat

$38 13% 52% $42

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Gujarat

$37 12.4% 51.2% $39

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Gujarat

$6.3 * 2.1% 86.7% $41

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Gujarat

$1.5 * 0.5% 84.1% $8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $640 in Mumbai (Bombay) versus $122 in Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Gujarat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $21 in Mumbai (Bombay) versus $8 in Gujarat. Monthly groceries follow the same trend: $117 vs $107 – making Gujarat the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Gujarat

🕒 Local time

18:57 6:57 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Gujarat 540 km ≈ 1 h 15 min nonstop flight

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Mumbai (Bombay)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Gujarat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $813 in Mumbai (Bombay), $296 in Gujarat – Gujarat comes out roughly 64% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,220 per month in Mumbai (Bombay) and $444 in Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujarat, especially for central apartments: a one-bedroom in the center costs $122 there versus $640 in Mumbai (Bombay).

Monthly expenses with rent come to $813 in Mumbai (Bombay) and $296 in Gujarat. That makes Gujarat about 64% cheaper.

Kindergarten costs $119 per month in Mumbai (Bombay) and $66 in Gujarat. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,200 covers both cities comfortably – all-in costs are $813 in Mumbai (Bombay) and $296 in Gujarat, leaving budget for savings and extras in both cases.

Families tend to lean toward Gujarat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.