Cost of Living Comparison Between Gradac and Varazdin Cost of Living Comparison Between Gradac and Varazdin

Monthly Cost of Living

A single person spends $1,449 per month in Gradac vs $1,302 in Varazdin, rent included.

A couple spends around $2,204 per month in Gradac vs $1,906 in Varazdin, rent included.

A family of three spends $2,959 per month in Gradac vs $2,510 in Varazdin, rent included.

Gradac costs about 11% more than Varazdin, driven mainly by Clothing & Footwear.

Gradac sits 8% above the global median, while Varazdin is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.69 €10.91

$11.43 €9.84

11.02%

Three-Course Dinner for Two, Mid-Range

$69.2 €59.5

$67.6 €58.1

2.35%

Fast Food Meal (McDonalds, etc)

$9.07 €7.80

$11.12 €9.57

-18.44%

Cappuccino

$2.38 €2.04

$2.32 €2.00

2.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.58

$2.32 €2.00

29.31%

Water (0.33 liter bottle)

$2.15 €1.85

$3.14 €2.70

-31.53%

Local Beer (0.5 liter draught)

$3.63 €3.12

$3.74 €3.21

-2.94%

Imported Beer (0.33 liter bottle)

$3.85 €3.31

$3.45 €2.96

11.59%

Milk (1 liter)

$1.23 €1.06

$1.18 €1.02

4.24%

White Bread (500g)

$1.61 €1.39

$1.60 €1.37

0.63%

Rice (white) (1kg)

$2.96 €2.55

$2.85 €2.45

3.86%

Eggs

$3.51 €3.02

$3.32 €2.86

5.72%

Local Cheese (1kg)

$11.19 €9.63

$4.58 €3.94

144.32%

Chicken Fillets (1kg)

$9.45 €8.13

$8.11 €6.98

16.52%

Beef Round Steak (1kg)

$11.30 €9.72

$14.59 €12.55

-22.55%

Apples (1kg)

$1.69 €1.45

$1.42 €1.22

19.01%

Banana (1kg)

$1.72 €1.48

$1.42 €1.22

21.13%

Oranges (1kg)

$1.76 €1.52

$1.43 €1.23

23.08%

Tomato (1kg)

$2.56 €2.20

$2.59 €2.22

-1.16%

Potato (1kg)

$1.19 €1.03

$1.18 €1.02

0.85%

Onion (1kg)

$1.18 €1.02

$1.13 €0.98

4.42%

Lettuce (1 head)

$1.20 €1.04

$1.08 €0.93

11.11%

Water (1.5 liter bottle)

$1.19 €1.02

$1.01 €0.87

17.82%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.72

$5.92 €5.09

-7.43%

Wine (Bottle)

$7.51 €6.46

$8.12 €6.98

-7.51%

Local Beer (0.5 liter bottle)

$1.41 €1.22

$0.76 €0.66

85.53%

Imported Beer (0.33 liter bottle)

$2.05 €1.76

$2.08 €1.79

-1.44%

One-way Ticket (Public Transport)

$1.76 €1.52

$0.97 €0.83

81.44%

Public Transport Monthly Pass (Regular Price)

$42.14 €36.25

$24.24 €20.85

73.84%

Taxi Start (Normal Tariff)

$3.06 €2.63

$3.10 €2.66

-1.29%

Taxi (Normal Tariff) (1km)

$1.13 €0.97

$1.33 €1.15

-15.04%

Taxi 1hour Waiting (Normal Tariff)

$8.86 €7.62

$9.09 €7.82

-2.53%

Gasoline (1 liter)

$1.78 €1.53

$1.77 €1.52

0.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K €33.4K

$38.1K €32.7K

2.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K €22.2K

$25.7K €22.1K

0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €164

$152 €130

25.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.43 €19.30

$21.00 €18.07

6.81%

Internet (50+ Mbps, Unlimited Data)

$33.10 €28.47

$32.87 €28.27

0.70%

Gym Membership (Monthly)

$52.8 €45.37

$53.9 €46.38

-2.15%

Tennis Court (1 Hour on Weekend)

$14.87 €12.79

$14.53 €12.50

2.34%

Cinema Ticket

$8.17 €7.03

$8.24 €7.08

-0.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$253 €217

$180 €154

40.72%

International Primary School, 1 Child (Yearly)

$7,973 €6,858

$8,209 €7,061

-2.87%

Jeans (Levis 501 Or Similar)

$100.0 €86.0

$76.1 €65.5

31.27%

Summer Dress (H&M, Zara, etc)

$39.51 €33.99

$35.18 €30.26

12.31%

Sport Shoes (Adidas, Nike)

$98.5 €84.7

$63.7 €54.8

54.52%

Men's Leather Business Shoes

$104 €89.5

$76.5 €65.8

35.93%

1-bedroom Apartment, City Center (Monthly)

$675 €581

$593 €510

13.87%

1-bedroom Apartment, Outside City Center (Monthly)

$459 €395

$440 €378

4.42%

3-bedroom Apartment, City Center (Monthly)

$1,059 €911

$868 €746

22.05%

3-bedroom Apartment, Outside City Center (Monthly)

$778 €669

$493 €424

57.70%

Buy Apartment in City Center (m2)

$4,077 €3,507

$3,290 €2,830

23.95%

Buy Apartment Outside City Center (m2)

$2,862 €2,462

$2,557 €2,200

11.93%

Average Monthly Net Salary (After Tax)

$1,675 €1,441

$1,401 €1,205

19.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

4.12

5.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: May 31, 2026

Last update for Varazdin: June 1, 2026

Cost Breakdown

A central one-bedroom costs $675 in Gradac versus $593 in Varazdin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Gradac, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Gradac versus $68.0 in Varazdin. Monthly groceries follow the same trend: $259 vs $231 – making Varazdin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Varazdin: Cost of Living - Frequently Asked Questions

Gradac costs about 11% more than Varazdin, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,174 per month in Gradac and $1,953 in Varazdin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Varazdin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 12% more in Gradac, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $69.0 in Gradac and $68.0 in Varazdin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Varazdin, where all-in costs run around $1,302, than in Gradac at $1,449. In Varazdin it covers expenses comfortably, while in Gradac it requires careful planning or may not stretch far enough.

Families tend to lean toward Varazdin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Varazdin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gradac makes more sense. Both are solid long-term options with distinct trade-offs.