Last update: Oct 2026

Cost of Living Comparison Between Gradac and Varazdin

For one person, living is cheaper in Varazdin: $1,286 a month against $1,682 in Gradac, rent and utilities included – about $4,800 less a year. Other living expenses account for most of the difference.

81

Cost of Living Index in Gradac
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Gradac Living Index
62

Cost of Living Index in Varazdin
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Varazdin Living Index

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Gradac

🇭🇷 Croatia

$1,682

/mo nomad

Varazdin

🇭🇷 Croatia

$1,286

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Varazdin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Varazdin actually costs, broken down by who's living it.

A single person spends $1,682 per month in Gradac vs $1,286 in Varazdin, rent included.

Gradac $1,682
Varazdin $1,286

A couple spends around $2,580 per month in Gradac vs $1,861 in Varazdin, rent included.

Gradac $2,580
Varazdin $1,861

A family of three spends $3,479 per month in Gradac vs $2,436 in Varazdin, rent included.

Gradac $3,479
Varazdin $2,436

Gradac costs about 31% more than Varazdin, and outside of rent the biggest gap is in eating out.

Gradac sits 24% above the global median, while Varazdin is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$29.26 €26.22

$11.03 €9.88

165.28%

Three-Course Dinner for Two, Mid-Range

$65.8 €59.0

$62.3 €55.9

5.55%

Fast Food Meal (McDonalds, etc)

$17.68 €15.85

$10.03 €8.98

76.27%

Cappuccino

$2.46 €2.20

$2.35 €2.10

4.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 €2.65

$2.57 €2.30

15.18%

Water (0.33 liter bottle)

$2.22 €1.99

$1.92 €1.72

15.63%

Local Beer (0.5 liter draught)

$3.25 €2.91

$3.95 €3.54

-17.72%

Imported Beer (0.33 liter bottle)

$7.86 €7.05

$3.43 €3.07

129.15%

Milk (1 liter)

$1.18 €1.05

$1.23 €1.10

-4.07%

White Bread (500g)

$1.52 €1.36

$1.63 €1.46

-6.75%

Rice (white) (1kg)

$2.90 €2.60

$2.49 €2.23

16.47%

Eggs

$3.80 €3.41

$3.47 €3.11

9.51%

Local Cheese (1kg)

$11.86 €10.62

$5.65 €5.07

109.91%

Chicken Fillets (1kg)

$9.57 €8.58

$8.59 €7.70

11.41%

Beef Round Steak (1kg)

$12.19 €10.92

$14.52 €13.01

-16.05%

Apples (1kg)

$1.96 €1.76

$1.64 €1.47

19.51%

Banana (1kg)

$1.43 €1.28

$1.70 €1.52

-15.88%

Oranges (1kg)

$1.90 €1.70

$1.82 €1.63

4.40%

Tomato (1kg)

$2.59 €2.32

$2.41 €2.16

7.47%

Potato (1kg)

$1.36 €1.22

$1.22 €1.09

11.48%

Onion (1kg)

$1.24 €1.11

$1.10 €0.98

12.73%

Lettuce (1 head)

$1.05 €0.94

$1.09 €0.98

-3.67%

Water (1.5 liter bottle)

$1.24 €1.11

$1.14 €1.02

8.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.59 €9.49

$5.88 €5.27

80.10%

Wine (Bottle)

$7.69 €6.89

$8.08 €7.24

-4.83%

Local Beer (0.5 liter bottle)

$1.59 €1.43

$0.72 €0.64

120.83%

Imported Beer (0.33 liter bottle)

$2.29 €2.06

$2.19 €1.96

4.57%

One-way Ticket (Public Transport)

$1.73 €1.55

$1.31 €1.17

32.06%

Public Transport Monthly Pass (Regular Price)

$43.90 €39.34

$44.60 €39.97

-1.57%

Taxi Start (Normal Tariff)

$3.30 €2.95

$3.46 €3.10

-4.62%

Taxi (Normal Tariff) (1km)

$1.36 €1.22

$1.44 €1.29

-5.56%

Taxi 1hour Waiting (Normal Tariff)

$13.65 €12.23

$13.26 €11.88

2.94%

Gasoline (1 liter)

$1.89 €1.69

$1.68 €1.50

12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €25.2K

-0.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €22.6K

$24.3K €21.8K

4.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 €161

$150 €135

19.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.04 €19.75

$14.09 €12.63

56.42%

Internet (50+ Mbps, Unlimited Data)

$39.82 €35.68

$30.82 €27.62

29.20%

Gym Membership (Monthly)

$51.5 €46.19

$42.94 €38.48

20.03%

Tennis Court (1 Hour on Weekend)

$15.44 €13.84

$13.12 €11.76

17.68%

Cinema Ticket

$10.47 €9.38

$9.12 €8.18

14.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 €377

$150 €135

179.68%

International Primary School, 1 Child (Yearly)

$6,533 €5,854

$13.1K €11.7K

-49.99%

Jeans (Levis 501 Or Similar)

$100 €90.0

$72.2 €64.7

39.08%

Summer Dress (H&M, Zara, etc)

$38.98 €34.93

$33.04 €29.61

17.98%

Sport Shoes (Adidas, Nike)

$103 €92.5

$62.5 €56.0

65.12%

Men's Leather Business Shoes

$96.4 €86.4

$73.6 €66.0

30.98%

1-bedroom Apartment, City Center (Monthly)

$691 €619

$571 €511

21.01%

1-bedroom Apartment, Outside City Center (Monthly)

$518 €464

$428 €383

21.18%

3-bedroom Apartment, City Center (Monthly)

$1,181 €1,058

$865 €775

36.53%

3-bedroom Apartment, Outside City Center (Monthly)

$881 €790

$471 €422

86.95%

Buy Apartment in City Center (m2)

$4,087 €3,662

$3,129 €2,804

30.63%

Buy Apartment Outside City Center (m2)

$2,928 €2,624

$2,476 €2,219

18.26%

Average Monthly Net Salary (After Tax)

$1,616 €1,448

$1,353 €1,213

19.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

3.73

-4.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: October 25, 2026

Last update for Varazdin: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$518 30.8%

Varazdin

$428 33.3% 17.5% $91

Eating Out

Gradac

$369 22%

Varazdin

$191 14.9% 48.3% $178

Groceries & Markets

Gradac

$266 15.8%

Varazdin

$242 18.8% 9.2% $25

Monthly Utilities & Internet

Gradac

$242 14.4%

Varazdin

$195 15.2% 19.3% $47

Clothing & Footwear

Gradac

$153 9.1%

Varazdin

$109 8.5% 28.8% $44

Sport & Entertainment

Gradac

$72 4.3%

Varazdin

$61 4.8% 15.6% $11

Getting Around

Gradac

$61 3.6%

Varazdin

$61 4.7% 0.7% $0.4

Cost Breakdown

A central one-bedroom costs $691 in Gradac versus $571 in Varazdin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Gradac, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Gradac versus $62 in Varazdin. Monthly groceries follow the same trend: $266 vs $242 – making Varazdin the more affordable choice for daily food spending.

Good to know

🇭🇷 Gradac

🇭🇷 Varazdin

🕒 Local time

07:08 7:08 AM

Same time as Gradac

🌤 Weather

👥 Population

3,300

43,782

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Gradac Varazdin 360 km

From you

Gradac
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Varazdin: Cost of Living - Frequently Asked Questions

Gradac costs about 31% more than Varazdin, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,522 per month in Gradac and $1,929 in Varazdin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Varazdin, especially for central apartments: a one-bedroom in the center costs $571 there versus $691 in Gradac.

Monthly expenses with rent come to $1,682 in Gradac and $1,286 in Varazdin. That makes Varazdin about 24% cheaper.

Kindergarten costs $421 per month in Gradac and $150 in Varazdin. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Varazdin, where all-in costs run around $1,286, than in Gradac at $1,682. In Varazdin it covers expenses comfortably, while in Gradac it requires careful planning or may not stretch far enough.

Families tend to lean toward Varazdin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Varazdin. If higher salaries or specific career opportunities are the priority, Gradac makes more sense. Both are solid long-term options with distinct trade-offs.