Last update: Oct 2026

Cost of Living Comparison Between Gradac and Zagreb

For one person, living costs are similar in Gradac and in Zagreb: $1,688 and $1,761 a month, rent and utilities included.

82

Cost of Living Index in Gradac
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Gradac Living Index
85

Cost of Living Index in Zagreb
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Zagreb Living Index

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Gradac

🇭🇷 Croatia

$1,688

/mo nomad

Zagreb

🇭🇷 Croatia

$1,761

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Zagreb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Zagreb actually costs, broken down by who's living it.

A single person spends $1,688 per month in Gradac vs $1,761 in Zagreb, rent included.

Gradac $1,688
Zagreb $1,761

A couple spends around $2,558 per month in Gradac vs $2,604 in Zagreb, rent included.

Gradac $2,558
Zagreb $2,604

A family of three spends $3,427 per month in Gradac vs $3,447 in Zagreb, rent included.

Gradac $3,427
Zagreb $3,447

Gradac is about 4% cheaper than Zagreb, and outside of rent the biggest gap is in eating out.

Both Gradac and Zagreb sit above the global median – Gradac by 25%, Zagreb by 30%.

Meal at Budget Restaurant

$29.53 €26.27

$12.50 €11.12

136.24%

Three-Course Dinner for Two, Mid-Range

$61.5 €54.7

$63.6 €56.6

-3.38%

Fast Food Meal (McDonalds, etc)

$17.62 €15.67

$8.33 €7.41

111.52%

Cappuccino

$2.53 €2.25

$2.51 €2.23

0.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.73

$3.00 €2.67

2.00%

Water (0.33 liter bottle)

$2.24 €1.99

$2.54 €2.26

-11.81%

Local Beer (0.5 liter draught)

$3.32 €2.95

$3.27 €2.91

1.53%

Imported Beer (0.33 liter bottle)

$7.92 €7.05

$4.36 €3.88

81.65%

Milk (1 liter)

$1.18 €1.05

$1.23 €1.09

-4.07%

White Bread (500g)

$1.57 €1.39

$1.66 €1.48

-5.42%

Rice (white) (1kg)

$2.76 €2.45

$2.72 €2.42

1.47%

Eggs

$3.89 €3.46

$3.87 €3.45

0.52%

Local Cheese (1kg)

$11.66 €10.37

$14.61 €12.99

-20.19%

Chicken Fillets (1kg)

$9.39 €8.35

$11.95 €10.63

-21.42%

Beef Round Steak (1kg)

$12.43 €11.06

$17.44 €15.51

-28.73%

Apples (1kg)

$1.96 €1.74

$2.31 €2.05

-15.15%

Banana (1kg)

$1.43 €1.27

$1.78 €1.59

-19.66%

Oranges (1kg)

$1.82 €1.62

$2.11 €1.88

-13.74%

Tomato (1kg)

$2.47 €2.20

$2.50 €2.22

-1.20%

Potato (1kg)

$1.36 €1.21

$1.31 €1.17

3.82%

Onion (1kg)

$1.20 €1.07

$1.19 €1.06

0.84%

Lettuce (1 head)

$1.05 €0.93

$1.17 €1.04

-10.26%

Water (1.5 liter bottle)

$1.20 €1.07

$1.37 €1.22

-12.41%

Cigarettes 20 Pack (Marlboro, Camel)

$10.55 €9.39

$5.78 €5.14

82.53%

Wine (Bottle)

$7.72 €6.87

$10.23 €9.10

-24.54%

Local Beer (0.5 liter bottle)

$1.61 €1.43

Imported Beer (0.33 liter bottle)

$2.20 €1.95

$2.48 €2.20

-11.29%

One-way Ticket (Public Transport)

$1.64 €1.46

$0.57 €0.51

187.72%

Public Transport Monthly Pass (Regular Price)

$43.87 €39.02

$53.5 €47.63

-18.06%

Taxi Start (Normal Tariff)

$3.43 €3.05

$2.19 €1.95

56.62%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$1.42 €1.26

-4.23%

Taxi 1hour Waiting (Normal Tariff)

$13.44 €11.96

$11.67 €10.38

15.17%

Gasoline (1 liter)

$1.83 €1.63

$1.84 €1.64

-0.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K €23.2K

$27.6K €24.6K

-5.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.2K

$27.2K €24.2K

-8.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 €160

$214 €190

-15.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.56 €20.96

$23.36 €20.77

0.86%

Internet (50+ Mbps, Unlimited Data)

$39.27 €34.93

$41.16 €36.61

-4.59%

Gym Membership (Monthly)

$51.3 €45.63

$51.1 €45.48

0.33%

Tennis Court (1 Hour on Weekend)

$15.33 €13.64

$18.82 €16.74

-18.54%

Cinema Ticket

$8.83 €7.86

$9.13 €8.12

-3.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 €379

$501 €445

-14.77%

International Primary School, 1 Child (Yearly)

$6,955 €6,187

$9,878 €8,787

-29.59%

Jeans (Levis 501 Or Similar)

$97.9 €87.1

$111 €98.3

-11.44%

Summer Dress (H&M, Zara, etc)

$39.15 €34.82

$42.93 €38.19

-8.81%

Sport Shoes (Adidas, Nike)

$99.3 €88.3

$98.0 €87.1

1.38%

Men's Leather Business Shoes

$96.5 €85.9

$110 €98.3

-12.61%

1-bedroom Apartment, City Center (Monthly)

$677 €602

$868 €772

-22.01%

1-bedroom Apartment, Outside City Center (Monthly)

$529 €470

$668 €594

-20.80%

3-bedroom Apartment, City Center (Monthly)

$1,186 €1,055

$1,463 €1,301

-18.95%

3-bedroom Apartment, Outside City Center (Monthly)

$859 €764

$1,039 €924

-17.30%

Buy Apartment in City Center (m2)

$4,170 €3,709

$5,031 €4,475

-17.11%

Buy Apartment Outside City Center (m2)

$2,835 €2,522

$3,468 €3,085

-18.25%

Average Monthly Net Salary (After Tax)

$1,578 €1,404

$1,937 €1,723

-18.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

3.3

7.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: October 12, 2026

Last update for Zagreb: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$529 31.3%

Zagreb

$668 37.9% 26.3% $139

Eating Out

Gradac

$373 22.1%

Zagreb

$202 11.5% 45.8% $171

Groceries & Markets

Gradac

$264 15.7%

Zagreb

$315 17.9% 19.3% $51

Monthly Utilities & Internet

Gradac

$243 14.4%

Zagreb

$278 15.8% 14.6% $36

Clothing & Footwear

Gradac

$150 8.9%

Zagreb

$163 9.3% 8.7% $13

Sport & Entertainment

Gradac

$69 4.1%

Zagreb

$69 3.9% 0.6% $0.4

Getting Around

Gradac

$61 3.6%

Zagreb

$65 3.7% 7.3% $4.4

Cost Breakdown

A central one-bedroom costs $677 in Gradac versus $868 in Zagreb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Zagreb, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Gradac versus $64.0 in Zagreb. Monthly groceries follow the same trend: $264 vs $315 – making Gradac the more affordable choice for daily food spending.

Good to know

🇭🇷 Gradac

🇭🇷 Zagreb

🕒 Local time

10:24 10:24 AM

Same time as Gradac

🌤 Weather

👥 Population

3,300

767,131 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Zagreb: Cost of Living - Frequently Asked Questions

Zagreb costs about 4% more than Gradac, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,533 per month in Gradac and $2,642 in Zagreb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 19% more in Zagreb, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $61.0 in Gradac and $64.0 in Zagreb. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gradac, where all-in costs run around $1,688, than in Zagreb at $1,761. In Gradac it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gradac costs $1,688 versus $1,761 in Zagreb. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.