Last update: Oct 2026

Cost of Living Comparison Between Varazdin and Gradac

For one person, living is cheaper in Varazdin: $1,270 a month against $1,688 in Gradac, rent and utilities included – about $5,000 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Varazdin
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Varazdin Living Index
82

Cost of Living Index in Gradac
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Gradac Living Index

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Varazdin

🇭🇷 Croatia

$1,270

/mo nomad

Gradac

🇭🇷 Croatia

$1,688

/mo nomad

Monthly Cost of Living

How much you'll spend in Varazdin and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varazdin and in Gradac actually costs, broken down by who's living it.

A single person spends $1,270 per month in Varazdin vs $1,688 in Gradac, rent included.

Varazdin $1,270
Gradac $1,688

A couple spends around $1,842 per month in Varazdin vs $2,558 in Gradac, rent included.

Varazdin $1,842
Gradac $2,558

A family of three spends $2,414 per month in Varazdin vs $3,427 in Gradac, rent included.

Varazdin $2,414
Gradac $3,427

Varazdin is about 25% cheaper than Gradac, and outside of rent the biggest gap is in eating out.

Varazdin sits 6% below the global median, while Gradac is 25% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.43 €10.17

$29.53 €26.27

-61.29%

Three-Course Dinner for Two, Mid-Range

$61.8 €55.0

$61.5 €54.7

0.63%

Fast Food Meal (McDonalds, etc)

$10.15 €9.03

$17.62 €15.67

-42.40%

Cappuccino

$2.26 €2.01

$2.53 €2.25

-10.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 €2.27

$3.06 €2.73

-16.67%

Water (0.33 liter bottle)

$1.96 €1.75

$2.24 €1.99

-12.50%

Local Beer (0.5 liter draught)

$3.94 €3.50

$3.32 €2.95

18.67%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$7.92 €7.05

-56.69%

Milk (1 liter)

$1.18 €1.05

White Bread (500g)

$1.64 €1.45

$1.57 €1.39

4.46%

Rice (white) (1kg)

$2.58 €2.29

$2.76 €2.45

-6.52%

Eggs

$3.40 €3.02

$3.89 €3.46

-12.60%

Local Cheese (1kg)

$5.49 €4.88

$11.66 €10.37

-52.92%

Chicken Fillets (1kg)

$8.31 €7.39

$9.39 €8.35

-11.50%

Beef Round Steak (1kg)

$14.36 €12.77

$12.43 €11.06

15.53%

Apples (1kg)

$1.67 €1.49

$1.96 €1.74

-14.80%

Banana (1kg)

$1.70 €1.51

$1.43 €1.27

18.88%

Oranges (1kg)

$1.77 €1.57

$1.82 €1.62

-2.75%

Tomato (1kg)

$2.38 €2.11

$2.47 €2.20

-3.64%

Potato (1kg)

$1.25 €1.11

$1.36 €1.21

-8.09%

Onion (1kg)

$1.14 €1.02

$1.20 €1.07

-5.00%

Lettuce (1 head)

$1.10 €0.97

$1.05 €0.93

4.76%

Water (1.5 liter bottle)

$1.15 €1.02

$1.20 €1.07

-4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.64 €5.01

$10.55 €9.39

-46.54%

Wine (Bottle)

$7.96 €7.08

$7.72 €6.87

3.11%

Local Beer (0.5 liter bottle)

$0.76 €0.67

$1.61 €1.43

-52.80%

Imported Beer (0.33 liter bottle)

$2.12 €1.89

$2.20 €1.95

-3.64%

One-way Ticket (Public Transport)

$1.38 €1.23

$1.64 €1.46

-15.85%

Public Transport Monthly Pass (Regular Price)

$44.38 €39.47

$43.87 €39.02

1.16%

Taxi Start (Normal Tariff)

$3.41 €3.03

$3.43 €3.05

-0.58%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.36 €1.21

4.41%

Taxi 1hour Waiting (Normal Tariff)

$13.15 €11.70

$13.44 €11.96

-2.16%

Gasoline (1 liter)

$1.64 €1.46

$1.83 €1.63

-10.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.4K

$26.1K €23.2K

0.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K €20.9K

$24.9K €22.2K

-5.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €130

$180 €160

-18.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.93 €12.39

$23.56 €20.96

-40.87%

Internet (50+ Mbps, Unlimited Data)

$30.69 €27.30

$39.27 €34.93

-21.85%

Gym Membership (Monthly)

$43.23 €38.46

$51.3 €45.63

-15.73%

Tennis Court (1 Hour on Weekend)

$12.78 €11.37

$15.33 €13.64

-16.63%

Cinema Ticket

$6.86 €6.10

$8.83 €7.86

-22.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 €137

$427 €379

-64.00%

International Primary School, 1 Child (Yearly)

$12.9K €11.5K

$6,955 €6,187

85.62%

Jeans (Levis 501 Or Similar)

$73.5 €65.4

$97.9 €87.1

-24.96%

Summer Dress (H&M, Zara, etc)

$33.37 €29.68

$39.15 €34.82

-14.76%

Sport Shoes (Adidas, Nike)

$61.4 €54.6

$99.3 €88.3

-38.15%

Men's Leather Business Shoes

$71.9 €64.0

$96.5 €85.9

-25.49%

1-bedroom Apartment, City Center (Monthly)

$560 €498

$677 €602

-17.25%

1-bedroom Apartment, Outside City Center (Monthly)

$422 €375

$529 €470

-20.20%

3-bedroom Apartment, City Center (Monthly)

$876 €779

$1,186 €1,055

-26.15%

3-bedroom Apartment, Outside City Center (Monthly)

$467 €416

$859 €764

-45.58%

Buy Apartment in City Center (m2)

$3,127 €2,782

$4,170 €3,709

-25.00%

Buy Apartment Outside City Center (m2)

$2,478 €2,204

$2,835 €2,522

-12.61%

Average Monthly Net Salary (After Tax)

$1,379 €1,227

$1,578 €1,404

-12.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

3.56

4.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varazdin: October 10, 2026

Last update for Gradac: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Varazdin

$422 33.2%

Gradac

$529 31.3% 25.3% $107

Groceries & Markets

Varazdin

$239 18.8%

Gradac

$264 15.7% 10.7% $26

Eating Out

Varazdin

$194 15.3%

Gradac

$373 22.1% 92.6% $179

Monthly Utilities & Internet

Varazdin

$190 15%

Gradac

$243 14.4% 27.5% $52

Clothing & Footwear

Varazdin

$108 8.5%

Gradac

$150 8.9% 38.6% $42

Getting Around

Varazdin

$60 4.8%

Gradac

$61 3.6% 0.5% $0.3

Sport & Entertainment

Varazdin

$57 4.5%

Gradac

$69 4.1% 21.1% $12

Cost Breakdown

A central one-bedroom costs $560 in Varazdin versus $677 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Gradac, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62.0 in Varazdin versus $61.0 in Gradac. Groceries tell a different story – $239 in Varazdin vs $264 in Gradac – so Varazdin wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Varazdin

🇭🇷 Gradac

🕒 Local time

06:19 6:19 AM

Same time as Varazdin

🌤 Weather

👥 Population

43,782

3,300

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Varazdin Gradac 360 km

From you

Varazdin
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varazdin vs Gradac: Cost of Living - Frequently Asked Questions

Gradac costs about 33% more than Varazdin, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,905 per month in Varazdin and $2,533 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Varazdin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 11% more in Gradac, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $62.0 in Varazdin and $61.0 in Gradac. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Varazdin, where all-in costs run around $1,270, than in Gradac at $1,688. In Varazdin it covers expenses comfortably, while in Gradac it requires careful planning or may not stretch far enough.

Families tend to lean toward Varazdin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Varazdin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gradac makes more sense. Both are solid long-term options with distinct trade-offs.