Cost of Living Comparison Between Varazdin and Gradac Cost of Living Comparison Between Varazdin and Gradac

Monthly Cost of Living

A single person spends $1,302 per month in Varazdin vs $1,449 in Gradac, rent included.

A couple spends around $1,906 per month in Varazdin vs $2,204 in Gradac, rent included.

A family of three spends $2,510 per month in Varazdin vs $2,959 in Gradac, rent included.

Varazdin is about 10% cheaper than Gradac, driven mainly by Clothing & Footwear.

Varazdin sits 3% below the global median, while Gradac is 8% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.43 €9.84

$12.69 €10.91

-9.93%

Three-Course Dinner for Two, Mid-Range

$67.6 €58.1

$69.2 €59.5

-2.30%

Fast Food Meal (McDonalds, etc)

$11.12 €9.57

$9.07 €7.80

22.60%

Cappuccino

$2.32 €2.00

$2.38 €2.04

-2.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 €2.00

$3.00 €2.58

-22.67%

Water (0.33 liter bottle)

$3.14 €2.70

$2.15 €1.85

46.05%

Local Beer (0.5 liter draught)

$3.74 €3.21

$3.63 €3.12

3.03%

Imported Beer (0.33 liter bottle)

$3.45 €2.96

$3.85 €3.31

-10.39%

Milk (1 liter)

$1.18 €1.02

$1.23 €1.06

-4.07%

White Bread (500g)

$1.60 €1.37

$1.61 €1.39

-0.62%

Rice (white) (1kg)

$2.85 €2.45

$2.96 €2.55

-3.72%

Eggs

$3.32 €2.86

$3.51 €3.02

-5.41%

Local Cheese (1kg)

$4.58 €3.94

$11.19 €9.63

-59.07%

Chicken Fillets (1kg)

$8.11 €6.98

$9.45 €8.13

-14.18%

Beef Round Steak (1kg)

$14.59 €12.55

$11.30 €9.72

29.12%

Apples (1kg)

$1.42 €1.22

$1.69 €1.45

-15.98%

Banana (1kg)

$1.42 €1.22

$1.72 €1.48

-17.44%

Oranges (1kg)

$1.43 €1.23

$1.76 €1.52

-18.75%

Tomato (1kg)

$2.59 €2.22

$2.56 €2.20

1.17%

Potato (1kg)

$1.18 €1.02

$1.19 €1.03

-0.84%

Onion (1kg)

$1.13 €0.98

$1.18 €1.02

-4.24%

Lettuce (1 head)

$1.08 €0.93

$1.20 €1.04

-10.00%

Water (1.5 liter bottle)

$1.01 €0.87

$1.19 €1.02

-15.13%

Cigarettes 20 Pack (Marlboro, Camel)

$5.92 €5.09

$5.48 €4.72

8.03%

Wine (Bottle)

$8.12 €6.98

$7.51 €6.46

8.12%

Local Beer (0.5 liter bottle)

$0.76 €0.66

$1.41 €1.22

-46.10%

Imported Beer (0.33 liter bottle)

$2.08 €1.79

$2.05 €1.76

1.46%

One-way Ticket (Public Transport)

$0.97 €0.83

$1.76 €1.52

-44.89%

Public Transport Monthly Pass (Regular Price)

$24.24 €20.85

$42.14 €36.25

-42.48%

Taxi Start (Normal Tariff)

$3.10 €2.66

$3.06 €2.63

1.31%

Taxi (Normal Tariff) (1km)

$1.33 €1.15

$1.13 €0.97

17.70%

Taxi 1hour Waiting (Normal Tariff)

$9.09 €7.82

$8.86 €7.62

2.60%

Gasoline (1 liter)

$1.77 €1.52

$1.78 €1.53

-0.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K €32.7K

$38.8K €33.4K

-2.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K €22.1K

$25.8K €22.2K

-0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 €130

$190 €164

-20.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.00 €18.07

$22.43 €19.30

-6.38%

Internet (50+ Mbps, Unlimited Data)

$32.87 €28.27

$33.10 €28.47

-0.69%

Gym Membership (Monthly)

$53.9 €46.38

$52.8 €45.37

2.20%

Tennis Court (1 Hour on Weekend)

$14.53 €12.50

$14.87 €12.79

-2.29%

Cinema Ticket

$8.24 €7.08

$8.17 €7.03

0.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 €154

$253 €217

-28.94%

International Primary School, 1 Child (Yearly)

$8,209 €7,061

$7,973 €6,858

2.96%

Jeans (Levis 501 Or Similar)

$76.1 €65.5

$100.0 €86.0

-23.82%

Summer Dress (H&M, Zara, etc)

$35.18 €30.26

$39.51 €33.99

-10.96%

Sport Shoes (Adidas, Nike)

$63.7 €54.8

$98.5 €84.7

-35.28%

Men's Leather Business Shoes

$76.5 €65.8

$104 €89.5

-26.43%

1-bedroom Apartment, City Center (Monthly)

$593 €510

$675 €581

-12.18%

1-bedroom Apartment, Outside City Center (Monthly)

$440 €378

$459 €395

-4.23%

3-bedroom Apartment, City Center (Monthly)

$868 €746

$1,059 €911

-18.06%

3-bedroom Apartment, Outside City Center (Monthly)

$493 €424

$778 €669

-36.59%

Buy Apartment in City Center (m2)

$3,290 €2,830

$4,077 €3,507

-19.32%

Buy Apartment Outside City Center (m2)

$2,557 €2,200

$2,862 €2,462

-10.66%

Average Monthly Net Salary (After Tax)

$1,401 €1,205

$1,675 €1,441

-16.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

4.35

-5.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varazdin: June 1, 2026

Last update for Gradac: May 31, 2026

Cost Breakdown

A central one-bedroom costs $593 in Varazdin versus $675 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Gradac, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Varazdin versus $69.0 in Gradac. Monthly groceries follow the same trend: $231 vs $259 – making Varazdin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varazdin vs Gradac: Cost of Living - Frequently Asked Questions

Gradac costs about 11% more than Varazdin, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,953 per month in Varazdin and $2,174 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Varazdin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 12% more in Gradac, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $68.0 in Varazdin and $69.0 in Gradac. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Varazdin, where all-in costs run around $1,302, than in Gradac at $1,449. In Varazdin it covers expenses comfortably, while in Gradac it requires careful planning or may not stretch far enough.

Families tend to lean toward Varazdin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Varazdin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gradac makes more sense. Both are solid long-term options with distinct trade-offs.