Last update: Oct 2026

Cost of Living Comparison Between Gradac and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,688 in Gradac, rent and utilities included – about $9,000 less a year. Rent and utilities account for about half of the difference.

82

Cost of Living Index in Gradac
Learn more

Gradac Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Gradac

🇭🇷 Croatia

$1,688

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,688 per month in Gradac vs $938 in Chiang Mai, rent included.

Gradac $1,688
Chiang Mai $938

A couple spends around $2,558 per month in Gradac vs $1,426 in Chiang Mai, rent included.

Gradac $2,558
Chiang Mai $1,426

A family of three spends $3,427 per month in Gradac vs $1,914 in Chiang Mai, rent included.

Gradac $3,427
Chiang Mai $1,914

Gradac costs about 80% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Gradac sits 25% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$29.53 €26.27

$2.26 ฿75.4

1206.64%

Three-Course Dinner for Two, Mid-Range

$61.5 €54.7

$19.18 ฿641

220.39%

Fast Food Meal (McDonalds, etc)

$17.62 €15.67

$5.59 ฿187

215.21%

Cappuccino

$2.53 €2.25

$1.72 ฿57.6

47.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.73

$0.64 ฿21.54

378.13%

Water (0.33 liter bottle)

$2.24 €1.99

$0.33 ฿11.18

578.79%

Local Beer (0.5 liter draught)

$3.32 €2.95

$2.36 ฿78.7

40.68%

Imported Beer (0.33 liter bottle)

$7.92 €7.05

$3.90 ฿130

103.08%

Milk (1 liter)

$1.18 €1.05

$2.05 ฿68.6

-42.44%

White Bread (500g)

$1.57 €1.39

$1.40 ฿46.70

12.14%

Rice (white) (1kg)

$2.76 €2.45

$1.28 ฿42.89

115.62%

Eggs

$3.89 €3.46

$2.25 ฿75.3

72.89%

Local Cheese (1kg)

$11.66 €10.37

$16.94 ฿566

-31.17%

Chicken Fillets (1kg)

$9.39 €8.35

$2.74 ฿91.6

242.70%

Beef Round Steak (1kg)

$12.43 €11.06

$9.36 ฿313

32.80%

Apples (1kg)

$1.96 €1.74

$2.40 ฿80.3

-18.33%

Banana (1kg)

$1.43 €1.27

$1.01 ฿33.92

41.58%

Oranges (1kg)

$1.82 €1.62

$1.61 ฿53.9

13.04%

Tomato (1kg)

$2.47 €2.20

$1.52 ฿50.7

62.50%

Potato (1kg)

$1.36 €1.21

$1.28 ฿42.90

6.25%

Onion (1kg)

$1.20 €1.07

$1.11 ฿37.22

8.11%

Lettuce (1 head)

$1.05 €0.93

$0.72 ฿24.09

45.83%

Water (1.5 liter bottle)

$1.20 €1.07

$0.52 ฿17.54

130.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.55 €9.39

$4.33 ฿145

143.65%

Wine (Bottle)

$7.72 €6.87

$17.73 ฿593

-56.46%

Local Beer (0.5 liter bottle)

$1.61 €1.43

$1.63 ฿54.4

-1.23%

Imported Beer (0.33 liter bottle)

$2.20 €1.95

$2.85 ฿95.3

-22.81%

One-way Ticket (Public Transport)

$1.64 €1.46

$0.85 ฿28.31

92.94%

Public Transport Monthly Pass (Regular Price)

$43.87 €39.02

$53.9 ฿1,801

-18.61%

Taxi Start (Normal Tariff)

$3.43 €3.05

$1.17 ฿39.18

193.16%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$0.57 ฿19.00

138.60%

Taxi 1hour Waiting (Normal Tariff)

$13.44 €11.96

$2.37 ฿79.2

467.09%

Gasoline (1 liter)

$1.83 €1.63

$1.45 ฿48.32

26.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K €23.2K

$20.5K ฿684.3K

27.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.2K

$26.5K ฿886.1K

-5.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 €160

$62.3 ฿2,083

188.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.56 €20.96

$12.27 ฿410

92.01%

Internet (50+ Mbps, Unlimited Data)

$39.27 €34.93

$19.97 ฿668

96.64%

Gym Membership (Monthly)

$51.3 €45.63

$37.91 ฿1,267

35.32%

Tennis Court (1 Hour on Weekend)

$15.33 €13.64

$3.76 ฿126

307.71%

Cinema Ticket

$8.83 €7.86

$6.71 ฿224

31.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 €379

$797 ฿26.6K

-46.48%

International Primary School, 1 Child (Yearly)

$6,955 €6,187

$14.8K ฿495.7K

-53.11%

Jeans (Levis 501 Or Similar)

$97.9 €87.1

$53.3 ฿1,780

83.83%

Summer Dress (H&M, Zara, etc)

$39.15 €34.82

$25.05 ฿837

56.29%

Sport Shoes (Adidas, Nike)

$99.3 €88.3

$91.6 ฿3,062

8.38%

Men's Leather Business Shoes

$96.5 €85.9

$73.5 ฿2,455

31.39%

1-bedroom Apartment, City Center (Monthly)

$677 €602

$464 ฿15.5K

45.87%

1-bedroom Apartment, Outside City Center (Monthly)

$529 €470

$305 ฿10.2K

73.56%

3-bedroom Apartment, City Center (Monthly)

$1,186 €1,055

$915 ฿30.6K

29.52%

3-bedroom Apartment, Outside City Center (Monthly)

$859 €764

$552 ฿18.5K

55.53%

Buy Apartment in City Center (m2)

$4,170 €3,709

$1,912 ฿63.9K

118.09%

Buy Apartment Outside City Center (m2)

$2,835 €2,522

$1,438 ฿48.1K

97.10%

Average Monthly Net Salary (After Tax)

$1,578 €1,404

$595 ฿19.9K

165.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

5.57

-36.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: October 12, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$529 31.3%

Chiang Mai

$305 32.5% 42.4% $224

Eating Out

Gradac

$373 22.1%

Chiang Mai

$79 8.4% 78.8% $294

Groceries & Markets

Gradac

$264 15.7%

Chiang Mai

$238 25.4% 10% $26

Monthly Utilities & Internet

Gradac

$243 14.4%

Chiang Mai

$95 10.1% 61.1% $148

Clothing & Footwear

Gradac

$150 8.9%

Chiang Mai

$110 11.7% 26.9% $40

Sport & Entertainment

Gradac

$69 4.1%

Chiang Mai

$51 5.5% 25.6% $18

Getting Around

Gradac

$61 3.6%

Chiang Mai

$61 6.5% 1.1% $0.6

Cost Breakdown

A central one-bedroom costs $677 in Gradac versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 165% higher in Gradac, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Gradac versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $264 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇭🇷 Gradac

🇹🇭 Chiang Mai

🕒 Local time

10:24 10:24 AM

15:24 3:24 PM

5 h ahead of Gradac

🌤 Weather

👥 Population

3,300

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Gradac Chiang Mai 7,930 km ≈ 10 h nonstop flight

From you

Gradac
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Chiang Mai: Cost of Living - Frequently Asked Questions

Gradac costs about 80% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,533 per month in Gradac and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $427 per month in Gradac and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 11% more in Gradac, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Gradac at $1,688. In Chiang Mai it covers expenses comfortably, while in Gradac it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,688 in Gradac. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gradac makes more sense. Both are solid long-term options with distinct trade-offs.