Last update: Oct 2026

Cost of Living Comparison Between Gradac and Osijek

For one person, living is cheaper in Osijek: $1,437 a month against $1,682 in Gradac, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

81

Cost of Living Index in Gradac
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Gradac Living Index
69

Cost of Living Index in Osijek
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Osijek Living Index

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Gradac

🇭🇷 Croatia

$1,682

/mo nomad

Osijek

🇭🇷 Croatia

$1,437

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Osijek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Osijek actually costs, broken down by who's living it.

A single person spends $1,682 per month in Gradac vs $1,437 in Osijek, rent included.

Gradac $1,682
Osijek $1,437

A couple spends around $2,580 per month in Gradac vs $2,217 in Osijek, rent included.

Gradac $2,580
Osijek $2,217

A family of three spends $3,479 per month in Gradac vs $2,998 in Osijek, rent included.

Gradac $3,479
Osijek $2,998

Gradac costs about 17% more than Osijek, and outside of rent the biggest gap is in eating out.

Both Gradac and Osijek sit above the global median – Gradac by 24%, Osijek by 6%.

Meal at Budget Restaurant

$29.26 €26.28

$11.21 €10.07

161.02%

Three-Course Dinner for Two, Mid-Range

$65.8 €59.1

$56.3 €50.5

16.94%

Fast Food Meal (McDonalds, etc)

$17.68 €15.88

$9.05 €8.13

95.36%

Cappuccino

$2.46 €2.21

$2.67 €2.40

-7.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 €2.66

$3.40 €3.06

-12.94%

Water (0.33 liter bottle)

$2.22 €2.00

$2.87 €2.57

-22.65%

Local Beer (0.5 liter draught)

$3.25 €2.92

$5.53 €4.97

-41.23%

Imported Beer (0.33 liter bottle)

$7.86 €7.06

$5.50 €4.94

42.91%

Milk (1 liter)

$1.18 €1.06

$1.14 €1.02

3.51%

White Bread (500g)

$1.52 €1.36

$1.48 €1.33

2.70%

Rice (white) (1kg)

$2.90 €2.60

$2.78 €2.50

4.32%

Eggs

$3.80 €3.42

$3.46 €3.11

9.83%

Local Cheese (1kg)

$11.86 €10.65

$11.63 €10.45

1.98%

Chicken Fillets (1kg)

$9.57 €8.60

$8.66 €7.78

10.51%

Beef Round Steak (1kg)

$12.19 €10.95

$11.54 €10.36

5.63%

Apples (1kg)

$1.96 €1.76

$1.73 €1.56

13.29%

Banana (1kg)

$1.43 €1.28

$1.64 €1.47

-12.80%

Oranges (1kg)

$1.90 €1.71

$1.82 €1.64

4.40%

Tomato (1kg)

$2.59 €2.33

$2.62 €2.36

-1.15%

Potato (1kg)

$1.36 €1.22

$1.32 €1.19

3.03%

Onion (1kg)

$1.24 €1.11

$1.17 €1.05

5.98%

Lettuce (1 head)

$1.05 €0.94

$1.18 €1.06

-11.02%

Water (1.5 liter bottle)

$1.24 €1.11

$1.18 €1.06

5.08%

Cigarettes 20 Pack (Marlboro, Camel)

$10.59 €9.51

$5.95 €5.35

77.98%

Wine (Bottle)

$7.69 €6.90

$8.38 €7.53

-8.23%

Local Beer (0.5 liter bottle)

$1.59 €1.43

$1.61 €1.44

-1.24%

Imported Beer (0.33 liter bottle)

$2.29 €2.06

$2.01 €1.80

13.93%

One-way Ticket (Public Transport)

$1.73 €1.55

$1.74 €1.56

-0.57%

Public Transport Monthly Pass (Regular Price)

$43.90 €39.43

$37.15 €33.37

18.17%

Taxi Start (Normal Tariff)

$3.30 €2.96

$2.19 €1.97

50.68%

Taxi (Normal Tariff) (1km)

$1.36 €1.22

$1.09 €0.98

24.77%

Taxi 1hour Waiting (Normal Tariff)

$13.65 €12.26

$14.79 €13.28

-7.71%

Gasoline (1 liter)

$1.89 €1.70

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €25.2K

$27.3K €24.5K

2.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €22.7K

$24.9K €22.3K

1.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 €162

$193 €174

-6.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.04 €19.80

$21.77 €19.56

1.24%

Internet (50+ Mbps, Unlimited Data)

$39.82 €35.77

$44.37 €39.85

-10.25%

Gym Membership (Monthly)

$51.5 €46.30

$43.77 €39.32

17.75%

Tennis Court (1 Hour on Weekend)

$15.44 €13.87

$8.78 €7.88

75.85%

Cinema Ticket

$10.47 €9.40

$9.90 €8.89

5.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 €378

$414 €372

1.64%

International Primary School, 1 Child (Yearly)

$6,533 €5,869

$4,095 €3,679

59.52%

Jeans (Levis 501 Or Similar)

$100 €90.2

$104 €93.2

-3.15%

Summer Dress (H&M, Zara, etc)

$38.98 €35.01

Sport Shoes (Adidas, Nike)

$103 €92.7

$97.7 €87.8

5.64%

Men's Leather Business Shoes

$96.4 €86.6

$109 €98.4

-11.95%

1-bedroom Apartment, City Center (Monthly)

$691 €620

$652 €585

5.96%

1-bedroom Apartment, Outside City Center (Monthly)

$518 €465

$435 €391

19.12%

3-bedroom Apartment, City Center (Monthly)

$1,181 €1,061

$1,189 €1,068

-0.66%

3-bedroom Apartment, Outside City Center (Monthly)

$881 €792

$835 €750

5.55%

Buy Apartment in City Center (m2)

$4,087 €3,671

$2,761 €2,480

48.03%

Buy Apartment Outside City Center (m2)

$2,928 €2,630

$2,173 €1,952

34.73%

Average Monthly Net Salary (After Tax)

$1,616 €1,452

$1,343 €1,206

20.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

3.67

-3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: October 25, 2026

Last update for Osijek: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$518 30.8%

Osijek

$435 30.3% 16% $83

Eating Out

Gradac

$369 22%

Osijek

$213 14.8% 42.4% $157

Groceries & Markets

Gradac

$266 15.8%

Osijek

$257 17.9% 3.5% $9.2

Monthly Utilities & Internet

Gradac

$242 14.4%

Osijek

$259 18.1% 7.2% $18

Clothing & Footwear

Gradac

$153 9.1%

Osijek

$157 11% 3.2% $4.9

Sport & Entertainment

Gradac

$72 4.3%

Osijek

$64 4.4% 12.3% $8.9

Getting Around

Gradac

$61 3.6%

Osijek

$52 3.6% 15.1% $9.2

Cost Breakdown

A central one-bedroom costs $691 in Gradac versus $652 in Osijek. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Gradac. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in Gradac versus $56 in Osijek. Monthly groceries follow the same trend: $266 vs $257 – making Osijek the more affordable choice for daily food spending.

Good to know

🇭🇷 Gradac

🇭🇷 Osijek

🕒 Local time

23:05 11:05 PM

Same time as Gradac

🌤 Weather

👥 Population

3,300

75,535

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Gradac Osijek 290 km

From you

Gradac
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Osijek: Cost of Living - Frequently Asked Questions

Gradac costs about 17% more than Osijek, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,522 per month in Gradac and $2,155 in Osijek. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $691 in Gradac and $652 in Osijek. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 4% more in Gradac, though the gap depends on what you buy.

A mid-range dinner for two costs $66 in Gradac and $56 in Osijek. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Osijek. If higher salaries or specific career opportunities are the priority, Gradac makes more sense. Both are solid long-term options with distinct trade-offs.