Last update: Oct 2026

Cost of Living Comparison Between Osijek and Gradac

For one person, living is cheaper in Osijek: $1,437 a month against $1,682 in Gradac, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

69

Cost of Living Index in Osijek
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Osijek Living Index
81

Cost of Living Index in Gradac
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Gradac Living Index

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Osijek

🇭🇷 Croatia

$1,437

/mo nomad

Gradac

🇭🇷 Croatia

$1,682

/mo nomad

Monthly Cost of Living

How much you'll spend in Osijek and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osijek and in Gradac actually costs, broken down by who's living it.

A single person spends $1,437 per month in Osijek vs $1,682 in Gradac, rent included.

Osijek $1,437
Gradac $1,682

A couple spends around $2,217 per month in Osijek vs $2,580 in Gradac, rent included.

Osijek $2,217
Gradac $2,580

A family of three spends $2,998 per month in Osijek vs $3,479 in Gradac, rent included.

Osijek $2,998
Gradac $3,479

Osijek is about 15% cheaper than Gradac, and outside of rent the biggest gap is in eating out.

Both Osijek and Gradac sit above the global median – Osijek by 6%, Gradac by 24%.

Meal at Budget Restaurant

$11.21 €10.07

$29.26 €26.28

-61.69%

Three-Course Dinner for Two, Mid-Range

$56.3 €50.5

$65.8 €59.1

-14.49%

Fast Food Meal (McDonalds, etc)

$9.05 €8.13

$17.68 €15.88

-48.81%

Cappuccino

$2.67 €2.40

$2.46 €2.21

8.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €3.06

$2.96 €2.66

14.86%

Water (0.33 liter bottle)

$2.87 €2.57

$2.22 €2.00

29.28%

Local Beer (0.5 liter draught)

$5.53 €4.97

$3.25 €2.92

70.15%

Imported Beer (0.33 liter bottle)

$5.50 €4.94

$7.86 €7.06

-30.03%

Milk (1 liter)

$1.14 €1.02

$1.18 €1.06

-3.39%

White Bread (500g)

$1.48 €1.33

$1.52 €1.36

-2.63%

Rice (white) (1kg)

$2.78 €2.50

$2.90 €2.60

-4.14%

Eggs

$3.46 €3.11

$3.80 €3.42

-8.95%

Local Cheese (1kg)

$11.63 €10.45

$11.86 €10.65

-1.94%

Chicken Fillets (1kg)

$8.66 €7.78

$9.57 €8.60

-9.51%

Beef Round Steak (1kg)

$11.54 €10.36

$12.19 €10.95

-5.33%

Apples (1kg)

$1.73 €1.56

$1.96 €1.76

-11.73%

Banana (1kg)

$1.64 €1.47

$1.43 €1.28

14.69%

Oranges (1kg)

$1.82 €1.64

$1.90 €1.71

-4.21%

Tomato (1kg)

$2.62 €2.36

$2.59 €2.33

1.16%

Potato (1kg)

$1.32 €1.19

$1.36 €1.22

-2.94%

Onion (1kg)

$1.17 €1.05

$1.24 €1.11

-5.65%

Lettuce (1 head)

$1.18 €1.06

$1.05 €0.94

12.38%

Water (1.5 liter bottle)

$1.18 €1.06

$1.24 €1.11

-4.84%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 €5.35

$10.59 €9.51

-43.81%

Wine (Bottle)

$8.38 €7.53

$7.69 €6.90

8.97%

Local Beer (0.5 liter bottle)

$1.61 €1.44

$1.59 €1.43

1.26%

Imported Beer (0.33 liter bottle)

$2.01 €1.80

$2.29 €2.06

-12.23%

One-way Ticket (Public Transport)

$1.74 €1.56

$1.73 €1.55

0.58%

Public Transport Monthly Pass (Regular Price)

$37.15 €33.37

$43.90 €39.43

-15.38%

Taxi Start (Normal Tariff)

$2.19 €1.97

$3.30 €2.96

-33.64%

Taxi (Normal Tariff) (1km)

$1.09 €0.98

$1.36 €1.22

-19.85%

Taxi 1hour Waiting (Normal Tariff)

$14.79 €13.28

$13.65 €12.26

8.35%

Gasoline (1 liter)

$1.89 €1.70

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K €24.5K

$28.1K €25.2K

-2.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.3K

$25.3K €22.7K

-1.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 €174

$180 €162

7.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.77 €19.56

$22.04 €19.80

-1.23%

Internet (50+ Mbps, Unlimited Data)

$44.37 €39.85

$39.82 €35.77

11.43%

Gym Membership (Monthly)

$43.77 €39.32

$51.5 €46.30

-15.08%

Tennis Court (1 Hour on Weekend)

$8.78 €7.88

$15.44 €13.87

-43.13%

Cinema Ticket

$9.90 €8.89

$10.47 €9.40

-5.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$414 €372

$421 €378

-1.61%

International Primary School, 1 Child (Yearly)

$4,095 €3,679

$6,533 €5,869

-37.31%

Jeans (Levis 501 Or Similar)

$104 €93.2

$100 €90.2

3.26%

Summer Dress (H&M, Zara, etc)

$38.98 €35.01

Sport Shoes (Adidas, Nike)

$97.7 €87.8

$103 €92.7

-5.34%

Men's Leather Business Shoes

$109 €98.4

$96.4 €86.6

13.57%

1-bedroom Apartment, City Center (Monthly)

$652 €585

$691 €620

-5.63%

1-bedroom Apartment, Outside City Center (Monthly)

$435 €391

$518 €465

-16.05%

3-bedroom Apartment, City Center (Monthly)

$1,189 €1,068

$1,181 €1,061

0.67%

3-bedroom Apartment, Outside City Center (Monthly)

$835 €750

$881 €792

-5.26%

Buy Apartment in City Center (m2)

$2,761 €2,480

$4,087 €3,671

-32.44%

Buy Apartment Outside City Center (m2)

$2,173 €1,952

$2,928 €2,630

-25.78%

Average Monthly Net Salary (After Tax)

$1,343 €1,206

$1,616 €1,452

-16.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

3.56

3.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osijek: October 26, 2026

Last update for Gradac: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osijek

$435 30.3%

Gradac

$518 30.8% 19.1% $83

Monthly Utilities & Internet

Osijek

$259 18.1%

Gradac

$242 14.4% 6.7% $18

Groceries & Markets

Osijek

$257 17.9%

Gradac

$266 15.8% 3.6% $9.2

Eating Out

Osijek

$213 14.8%

Gradac

$369 22% 73.7% $157

Clothing & Footwear

Osijek

$157 11%

Gradac

$153 9.1% 3.1% $4.9

Sport & Entertainment

Osijek

$64 4.4%

Gradac

$72 4.3% 14% $8.9

Getting Around

Osijek

$52 3.6%

Gradac

$61 3.6% 17.7% $9.2

Cost Breakdown

A central one-bedroom costs $652 in Osijek versus $691 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Gradac. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56 in Osijek versus $66 in Gradac. Monthly groceries follow the same trend: $257 vs $266 – making Osijek the more affordable choice for daily food spending.

Good to know

🇭🇷 Osijek

🇭🇷 Gradac

🕒 Local time

21:32 9:32 PM

Same time as Osijek

🌤 Weather

👥 Population

75,535

3,300

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Osijek Gradac 290 km

From you

Osijek
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osijek vs Gradac: Cost of Living - Frequently Asked Questions

Gradac costs about 17% more than Osijek, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,155 per month in Osijek and $2,522 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $652 in Osijek and $691 in Gradac. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Groceries cost about 4% more in Gradac, though the gap depends on what you buy.

A mid-range dinner for two costs $56 in Osijek and $66 in Gradac. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Osijek. If higher salaries or specific career opportunities are the priority, Gradac makes more sense. Both are solid long-term options with distinct trade-offs.