Last update: Oct 2026

Cost of Living Comparison Between Gradac and Hvar

For one person, living is cheaper in Hvar: $1,522 a month against $1,682 in Gradac, rent and utilities included – about $1,900 less a year. The total is higher in Gradac despite lower rent and utilities.

81

Cost of Living Index in Gradac
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Gradac Living Index
74

Cost of Living Index in Hvar
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Hvar Living Index

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Gradac

🇭🇷 Croatia

$1,682

/mo nomad

Hvar

🇭🇷 Croatia

$1,522

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Hvar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Hvar actually costs, broken down by who's living it.

A single person spends $1,682 per month in Gradac vs $1,522 in Hvar, rent included.

Gradac $1,682
Hvar $1,522

A couple spends around $2,580 per month in Gradac vs $2,310 in Hvar, rent included.

Gradac $2,580
Hvar $2,310

A family of three spends $3,479 per month in Gradac vs $3,097 in Hvar, rent included.

Gradac $3,479
Hvar $3,097

Gradac costs about 10% more than Hvar, and outside of rent the biggest gap is in eating out.

Both Gradac and Hvar sit above the global median – Gradac by 24%, Hvar by 12%.

Meal at Budget Restaurant

$29.26 €26.28

$13.08 €11.75

123.70%

Three-Course Dinner for Two, Mid-Range

$65.8 €59.1

$72.8 €65.4

-9.65%

Fast Food Meal (McDonalds, etc)

$17.68 €15.88

$9.13 €8.20

93.65%

Cappuccino

$2.46 €2.21

$2.53 €2.27

-2.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 €2.66

$3.12 €2.80

-5.13%

Water (0.33 liter bottle)

$2.22 €2.00

$2.28 €2.05

-2.63%

Local Beer (0.5 liter draught)

$3.25 €2.92

$3.54 €3.18

-8.19%

Imported Beer (0.33 liter bottle)

$7.86 €7.06

$4.09 €3.68

92.18%

Milk (1 liter)

$1.18 €1.06

$1.19 €1.07

-0.84%

White Bread (500g)

$1.52 €1.36

$1.54 €1.39

-1.30%

Rice (white) (1kg)

$2.90 €2.60

$2.99 €2.69

-3.01%

Eggs

$3.80 €3.42

$3.88 €3.49

-2.06%

Local Cheese (1kg)

$11.86 €10.65

$10.69 €9.60

10.94%

Chicken Fillets (1kg)

$9.57 €8.60

$9.48 €8.52

0.95%

Beef Round Steak (1kg)

$12.19 €10.95

$11.72 €10.53

4.01%

Apples (1kg)

$1.96 €1.76

$1.72 €1.55

13.95%

Banana (1kg)

$1.43 €1.28

$1.67 €1.50

-14.37%

Oranges (1kg)

$1.90 €1.71

$1.99 €1.79

-4.52%

Tomato (1kg)

$2.59 €2.33

$2.57 €2.31

0.78%

Potato (1kg)

$1.36 €1.22

$1.29 €1.16

5.43%

Onion (1kg)

$1.24 €1.11

$1.28 €1.15

-3.13%

Lettuce (1 head)

$1.05 €0.94

$1.27 €1.14

-17.32%

Water (1.5 liter bottle)

$1.24 €1.11

$1.20 €1.08

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.59 €9.51

$5.73 €5.14

84.82%

Wine (Bottle)

$7.69 €6.90

$6.89 €6.19

11.61%

Local Beer (0.5 liter bottle)

$1.59 €1.43

$1.50 €1.35

6.00%

Imported Beer (0.33 liter bottle)

$2.29 €2.06

$1.99 €1.79

15.08%

One-way Ticket (Public Transport)

$1.73 €1.55

$1.76 €1.58

-1.70%

Public Transport Monthly Pass (Regular Price)

$43.90 €39.43

$43.21 €38.82

1.60%

Taxi Start (Normal Tariff)

$3.30 €2.96

$3.08 €2.77

7.14%

Taxi (Normal Tariff) (1km)

$1.36 €1.22

$1.11 €1.00

22.52%

Taxi 1hour Waiting (Normal Tariff)

$13.65 €12.26

$8.80 €7.91

55.11%

Gasoline (1 liter)

$1.89 €1.70

$1.78 €1.60

6.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €25.2K

$38.2K €34.3K

-26.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €22.7K

$26.6K €23.9K

-4.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 €162

$190 €170

-5.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.04 €19.80

$22.50 €20.21

-2.04%

Internet (50+ Mbps, Unlimited Data)

$39.82 €35.77

$31.64 €28.42

25.85%

Gym Membership (Monthly)

$51.5 €46.30

$50.5 €45.37

2.04%

Tennis Court (1 Hour on Weekend)

$15.44 €13.87

$14.55 €13.07

6.12%

Cinema Ticket

$10.47 €9.40

$8.86 €7.96

18.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 €378

$243 €218

73.09%

International Primary School, 1 Child (Yearly)

$6,533 €5,869

$8,090 €7,267

-19.24%

Jeans (Levis 501 Or Similar)

$100 €90.2

$94.0 €84.4

6.90%

Summer Dress (H&M, Zara, etc)

$38.98 €35.01

$39.00 €35.03

-0.05%

Sport Shoes (Adidas, Nike)

$103 €92.7

$105 €94.2

-1.58%

Men's Leather Business Shoes

$96.4 €86.6

$106 €94.8

-8.65%

1-bedroom Apartment, City Center (Monthly)

$691 €620

$681 €612

1.43%

1-bedroom Apartment, Outside City Center (Monthly)

$518 €465

$526 €473

-1.58%

3-bedroom Apartment, City Center (Monthly)

$1,181 €1,061

$1,116 €1,002

5.89%

3-bedroom Apartment, Outside City Center (Monthly)

$881 €792

$828 €744

6.43%

Buy Apartment in City Center (m2)

$4,087 €3,671

$4,155 €3,733

-1.64%

Buy Apartment Outside City Center (m2)

$2,928 €2,630

$3,241 €2,911

-9.66%

Average Monthly Net Salary (After Tax)

$1,616 €1,452

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

4.35

-18.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: October 25, 2026

Last update for Hvar: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$518 30.8%

Hvar

$526 34.6% 1.6% $8.3

Eating Out

Gradac

$369 22%

Hvar

$210 13.8% 43.2% $160

Groceries & Markets

Gradac

$266 15.8%

Hvar

$260 17.1% 2.3% $6.1

Monthly Utilities & Internet

Gradac

$242 14.4%

Hvar

$244 16% 0.8% $2

Clothing & Footwear

Gradac

$153 9.1%

Hvar

$155 10.2% 1.3% $2

Sport & Entertainment

Gradac

$72 4.3%

Hvar

$68 4.5% 5.9% $4.3

Getting Around

Gradac

$61 3.6%

Hvar

$59 3.9% 3.3% $2

Cost Breakdown

A central one-bedroom costs $691 in Gradac versus $681 in Hvar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $66 in Gradac versus $73 in Hvar. Groceries tell a different story – $266 in Gradac vs $260 in Hvar – so Hvar wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Gradac

🇭🇷 Hvar

🕒 Local time

00:38 12:38 AM

Same time as Gradac

🌤 Weather

👥 Population

3,300

3,979

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Gradac Hvar 73 km

From you

Gradac
Hvar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Hvar: Cost of Living - Frequently Asked Questions

Gradac costs about 10% more than Hvar, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,522 per month in Gradac and $2,283 in Hvar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $691 in Gradac and $681 in Hvar. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,682 in Gradac and $1,522 in Hvar. That makes Hvar about 9% cheaper.

A mid-range dinner for two costs $66 in Gradac and $73 in Hvar. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,500 is a stretch for both – monthly costs hit $1,682 in Gradac and $1,522 in Hvar. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Hvar has an edge in some lifestyle areas, with costs from $1,522 in Hvar to $1,682 in Gradac. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.