Last update: Oct 2026

Cost of Living Comparison Between Hvar and Gradac

For one person, living is cheaper in Hvar: $1,522 a month against $1,682 in Gradac, rent and utilities included – about $1,900 less a year. The total is higher in Gradac despite lower rent and utilities.

74

Cost of Living Index in Hvar
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Hvar Living Index
81

Cost of Living Index in Gradac
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Gradac Living Index

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Hvar

🇭🇷 Croatia

$1,522

/mo nomad

Gradac

🇭🇷 Croatia

$1,682

/mo nomad

Monthly Cost of Living

How much you'll spend in Hvar and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hvar and in Gradac actually costs, broken down by who's living it.

A single person spends $1,522 per month in Hvar vs $1,682 in Gradac, rent included.

Hvar $1,522
Gradac $1,682

A couple spends around $2,310 per month in Hvar vs $2,580 in Gradac, rent included.

Hvar $2,310
Gradac $2,580

A family of three spends $3,097 per month in Hvar vs $3,479 in Gradac, rent included.

Hvar $3,097
Gradac $3,479

Hvar is about 9% cheaper than Gradac, and outside of rent the biggest gap is in eating out.

Both Hvar and Gradac sit above the global median – Hvar by 12%, Gradac by 24%.

Meal at Budget Restaurant

$13.08 €11.75

$29.26 €26.28

-55.30%

Three-Course Dinner for Two, Mid-Range

$72.8 €65.4

$65.8 €59.1

10.69%

Fast Food Meal (McDonalds, etc)

$9.13 €8.20

$17.68 €15.88

-48.36%

Cappuccino

$2.53 €2.27

$2.46 €2.21

2.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 €2.80

$2.96 €2.66

5.41%

Water (0.33 liter bottle)

$2.28 €2.05

$2.22 €2.00

2.70%

Local Beer (0.5 liter draught)

$3.54 €3.18

$3.25 €2.92

8.92%

Imported Beer (0.33 liter bottle)

$4.09 €3.68

$7.86 €7.06

-47.96%

Milk (1 liter)

$1.19 €1.07

$1.18 €1.06

0.85%

White Bread (500g)

$1.54 €1.39

$1.52 €1.36

1.32%

Rice (white) (1kg)

$2.99 €2.69

$2.90 €2.60

3.10%

Eggs

$3.88 €3.49

$3.80 €3.42

2.11%

Local Cheese (1kg)

$10.69 €9.60

$11.86 €10.65

-9.87%

Chicken Fillets (1kg)

$9.48 €8.52

$9.57 €8.60

-0.94%

Beef Round Steak (1kg)

$11.72 €10.53

$12.19 €10.95

-3.86%

Apples (1kg)

$1.72 €1.55

$1.96 €1.76

-12.24%

Banana (1kg)

$1.67 €1.50

$1.43 €1.28

16.78%

Oranges (1kg)

$1.99 €1.79

$1.90 €1.71

4.74%

Tomato (1kg)

$2.57 €2.31

$2.59 €2.33

-0.77%

Potato (1kg)

$1.29 €1.16

$1.36 €1.22

-5.15%

Onion (1kg)

$1.28 €1.15

$1.24 €1.11

3.23%

Lettuce (1 head)

$1.27 €1.14

$1.05 €0.94

20.95%

Water (1.5 liter bottle)

$1.20 €1.08

$1.24 €1.11

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 €5.14

$10.59 €9.51

-45.89%

Wine (Bottle)

$6.89 €6.19

$7.69 €6.90

-10.40%

Local Beer (0.5 liter bottle)

$1.50 €1.35

$1.59 €1.43

-5.66%

Imported Beer (0.33 liter bottle)

$1.99 €1.79

$2.29 €2.06

-13.10%

One-way Ticket (Public Transport)

$1.76 €1.58

$1.73 €1.55

1.73%

Public Transport Monthly Pass (Regular Price)

$43.21 €38.82

$43.90 €39.43

-1.57%

Taxi Start (Normal Tariff)

$3.08 €2.77

$3.30 €2.96

-6.67%

Taxi (Normal Tariff) (1km)

$1.11 €1.00

$1.36 €1.22

-18.38%

Taxi 1hour Waiting (Normal Tariff)

$8.80 €7.91

$13.65 €12.26

-35.53%

Gasoline (1 liter)

$1.78 €1.60

$1.89 €1.70

-5.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K €34.3K

$28.1K €25.2K

36.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €23.9K

$25.3K €22.7K

5.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €170

$180 €162

5.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.50 €20.21

$22.04 €19.80

2.09%

Internet (50+ Mbps, Unlimited Data)

$31.64 €28.42

$39.82 €35.77

-20.54%

Gym Membership (Monthly)

$50.5 €45.37

$51.5 €46.30

-2.00%

Tennis Court (1 Hour on Weekend)

$14.55 €13.07

$15.44 €13.87

-5.76%

Cinema Ticket

$8.86 €7.96

$10.47 €9.40

-15.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 €218

$421 €378

-42.23%

International Primary School, 1 Child (Yearly)

$8,090 €7,267

$6,533 €5,869

23.83%

Jeans (Levis 501 Or Similar)

$94.0 €84.4

$100 €90.2

-6.45%

Summer Dress (H&M, Zara, etc)

$39.00 €35.03

$38.98 €35.01

0.05%

Sport Shoes (Adidas, Nike)

$105 €94.2

$103 €92.7

1.61%

Men's Leather Business Shoes

$106 €94.8

$96.4 €86.6

9.47%

1-bedroom Apartment, City Center (Monthly)

$681 €612

$691 €620

-1.41%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €473

$518 €465

1.61%

3-bedroom Apartment, City Center (Monthly)

$1,116 €1,002

$1,181 €1,061

-5.56%

3-bedroom Apartment, Outside City Center (Monthly)

$828 €744

$881 €792

-6.04%

Buy Apartment in City Center (m2)

$4,155 €3,733

$4,087 €3,671

1.67%

Buy Apartment Outside City Center (m2)

$3,241 €2,911

$2,928 €2,630

10.69%

Average Monthly Net Salary (After Tax)

$1,616 €1,452

20-Year Fixed Mortgage Interest Rate (Annual %)

4.35

3.56

22.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hvar: October 26, 2026

Last update for Gradac: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hvar

$526 34.6%

Gradac

$518 30.8% 1.6% $8.3

Groceries & Markets

Hvar

$260 17.1%

Gradac

$266 15.8% 2.4% $6.1

Monthly Utilities & Internet

Hvar

$244 16%

Gradac

$242 14.4% 0.8% $2

Eating Out

Hvar

$210 13.8%

Gradac

$369 22% 76% $160

Clothing & Footwear

Hvar

$155 10.2%

Gradac

$153 9.1% 1.3% $2

Sport & Entertainment

Hvar

$68 4.5%

Gradac

$72 4.3% 6.2% $4.3

Getting Around

Hvar

$59 3.9%

Gradac

$61 3.6% 3.4% $2

Cost Breakdown

A central one-bedroom costs $681 in Hvar versus $691 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73 in Hvar versus $66 in Gradac. Groceries tell a different story – $260 in Hvar vs $266 in Gradac – so Hvar wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Hvar

🇭🇷 Gradac

🕒 Local time

22:07 10:07 PM

Same time as Hvar

🌤 Weather

👥 Population

3,979

3,300

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Hvar Gradac 73 km

From you

Hvar
Gradac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hvar vs Gradac: Cost of Living - Frequently Asked Questions

Gradac costs about 10% more than Hvar, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,283 per month in Hvar and $2,522 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $681 in Hvar and $691 in Gradac. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,522 in Hvar and $1,682 in Gradac. That makes Hvar about 9% cheaper.

A mid-range dinner for two costs $73 in Hvar and $66 in Gradac. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,500 is a stretch for both – monthly costs hit $1,522 in Hvar and $1,682 in Gradac. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Hvar has an edge in some lifestyle areas, with costs from $1,522 in Hvar to $1,682 in Gradac. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.