Cost of Living Comparison Between Gosford and Ubud, Bali Cost of Living Comparison Between Gosford and Ubud, Bali

Monthly Cost of Living

A single person spends $2,599 per month in Gosford vs $1,438 in Ubud, Bali, rent included.

A couple spends around $3,581 per month in Gosford vs $2,585 in Ubud, Bali, rent included.

A family of three spends $4,562 per month in Gosford vs $3,732 in Ubud, Bali, rent included.

Gosford costs about 81% more than Ubud, Bali, driven mainly by Getting Around.

Both Gosford and Ubud, Bali sit above the global median – Gosford by 94%, Ubud, Bali by 7%.

Meal at Budget Restaurant

$16.23 A$22.73

$3.57 Rp 61.9K

354.62%

Three-Course Dinner for Two, Mid-Range

$78.8 A$110

$32.58 Rp 564.7K

141.99%

Fast Food Meal (McDonalds, etc)

$9.66 A$13.53

$5.07 Rp 87.8K

90.53%

Cappuccino

$3.33 A$4.67

$2.83 Rp 49.0K

17.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 A$3.59

$1.34 Rp 23.2K

91.79%

Water (0.33 liter bottle)

$1.93 A$2.70

$0.69 Rp 12.0K

179.71%

Local Beer (0.5 liter draught)

$5.51 A$7.72

$2.99 Rp 51.8K

84.28%

Imported Beer (0.33 liter bottle)

$6.83 A$9.56

$3.85 Rp 66.7K

77.40%

Milk (1 liter)

$1.62 A$2.27

$1.74 Rp 30.2K

-6.90%

White Bread (500g)

$2.76 A$3.87

$2.54 Rp 44.0K

8.66%

Rice (white) (1kg)

$1.68 A$2.35

$1.19 Rp 20.6K

41.18%

Eggs

$4.93 A$6.90

$2.43 Rp 42.0K

102.88%

Local Cheese (1kg)

$8.30 A$11.62

$14.66 Rp 254.1K

-43.38%

Chicken Fillets (1kg)

$8.20 A$11.48

$4.18 Rp 72.4K

96.17%

Beef Round Steak (1kg)

$11.24 A$15.73

$11.94 Rp 206.9K

-5.86%

Apples (1kg)

$3.19 A$4.47

$3.69 Rp 63.9K

-13.55%

Banana (1kg)

$2.63 A$3.69

$1.61 Rp 27.8K

63.35%

Oranges (1kg)

$2.69 A$3.76

$2.69 Rp 46.5K

Tomato (1kg)

$4.34 A$6.08

$2.33 Rp 40.4K

86.27%

Potato (1kg)

$2.46 A$3.44

$1.91 Rp 33.0K

28.80%

Onion (1kg)

$1.72 A$2.41

$2.19 Rp 37.9K

-21.46%

Lettuce (1 head)

$1.88 A$2.63

$1.06 Rp 18.3K

77.36%

Water (1.5 liter bottle)

$1.25 A$1.75

$0.72 Rp 12.5K

73.61%

Cigarettes 20 Pack (Marlboro, Camel)

$25.70 A$35.99

$3.13 Rp 54.3K

721.09%

Wine (Bottle)

$10.61 A$14.85

$23.49 Rp 407.1K

-54.83%

Local Beer (0.5 liter bottle)

$4.86 A$6.81

$2.74 Rp 47.5K

77.37%

Imported Beer (0.33 liter bottle)

$5.49 A$7.69

$2.88 Rp 49.9K

90.63%

One-way Ticket (Public Transport)

$3.22 A$4.51

$0.29 Rp 5,029

1010.34%

Public Transport Monthly Pass (Regular Price)

$144 A$201

$8.17 Rp 141.6K

1658.75%

Taxi Start (Normal Tariff)

$3.96 A$5.55

$0.45 Rp 7,863

780.00%

Taxi (Normal Tariff) (1km)

$1.56 A$2.18

$0.42 Rp 7,305

271.43%

Taxi 1hour Waiting (Normal Tariff)

$52.5 A$73.4

$6.16 Rp 106.7K

751.46%

Gasoline (1 liter)

$1.21 A$1.69

$0.84 Rp 14.6K

44.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K A$41.2K

$26.2K Rp 454.9M

12.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K A$32.0K

$32.5K Rp 562.9M

-29.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 A$278

$78.4 Rp 1.4M

153.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.24 A$33.94

$3.95 Rp 68.5K

513.67%

Internet (50+ Mbps, Unlimited Data)

$47.89 A$67.1

$24.40 Rp 423.0K

96.27%

Gym Membership (Monthly)

$62.0 A$86.8

$96.5 Rp 1.7M

-35.81%

Tennis Court (1 Hour on Weekend)

$19.37 A$27.12

$6.35 Rp 110.0K

205.04%

Cinema Ticket

$11.20 A$15.67

$4.04 Rp 70.0K

177.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$777 A$1,087

$303 Rp 5.2M

156.66%

International Primary School, 1 Child (Yearly)

$18.6K A$26.0K

$6,523 Rp 113.1M

184.85%

Jeans (Levis 501 Or Similar)

$64.8 A$90.7

$53.8 Rp 933.1K

20.32%

Summer Dress (H&M, Zara, etc)

$57.9 A$81.1

$37.98 Rp 658.3K

52.45%

Sport Shoes (Adidas, Nike)

$99.2 A$139

$86.8 Rp 1.5M

14.32%

Men's Leather Business Shoes

$130 A$182

$78.9 Rp 1.4M

65.14%

1-bedroom Apartment, City Center (Monthly)

$1,826 A$2,556

$1,012 Rp 17.5M

80.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,281 A$1,793

$674 Rp 11.7M

89.92%

3-bedroom Apartment, City Center (Monthly)

$2,084 A$2,917

$3,390 Rp 58.8M

-38.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,806 A$2,529

$2,098 Rp 36.4M

-13.90%

Buy Apartment in City Center (m2)

$5,955 A$8,337

$2,985 Rp 51.7M

99.52%

Buy Apartment Outside City Center (m2)

$4,686 A$6,560

$2,339 Rp 40.5M

100.31%

Average Monthly Net Salary (After Tax)

$3,024 A$4,234

$173 Rp 3.0M

1646.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

13.28

-52.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gosford: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,826 in Gosford versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1647% higher in Gosford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Gosford versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $324 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gosford vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,599 in Gosford, $1,438 in Ubud, Bali – roughly 81% apart. Gosford costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,899 per month in Gosford and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $777 per month in Gosford and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 9% more in Gosford, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Gosford at $2,599. In Ubud, Bali it covers expenses comfortably, while in Gosford it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,438 in Ubud, Bali to $2,599 in Gosford. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gosford makes more sense. Both are solid long-term options with distinct trade-offs.