Last update: Oct 2026

Cost of Living Comparison Between Gosford and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,772 in Gosford, rent and utilities included – about $16,800 less a year. Rent and utilities account for most of the difference.

134

Cost of Living Index in Gosford
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Gosford Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gosford

🇦🇺 Australia

$2,772

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Gosford and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gosford and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,772 per month in Gosford vs $1,368 in Ubud, Bali, rent included.

Gosford $2,772
Ubud, Bali $1,368

A couple spends around $3,867 per month in Gosford vs $2,314 in Ubud, Bali, rent included.

Gosford $3,867
Ubud, Bali $2,314

A family of three spends $4,961 per month in Gosford vs $3,260 in Ubud, Bali, rent included.

Gosford $4,961
Ubud, Bali $3,260

Gosford costs about 103% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Gosford and Ubud, Bali sit above the global median – Gosford by 105%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$17.31 A$24.80

$3.33 Rp 59.6K

419.82%

Three-Course Dinner for Two, Mid-Range

$82.3 A$118

$35.18 Rp 629.4K

133.83%

Fast Food Meal (McDonalds, etc)

$10.46 A$14.98

$5.80 Rp 103.8K

80.34%

Cappuccino

$3.49 A$5.01

$2.73 Rp 48.8K

27.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 A$4.58

$1.64 Rp 29.4K

94.51%

Water (0.33 liter bottle)

$2.17 A$3.10

$0.83 Rp 14.9K

161.45%

Local Beer (0.5 liter draught)

$5.72 A$8.19

$2.70 Rp 48.3K

111.85%

Imported Beer (0.33 liter bottle)

$6.85 A$9.82

$4.30 Rp 76.9K

59.30%

Milk (1 liter)

$1.15 A$1.64

$1.50 Rp 26.9K

-23.33%

White Bread (500g)

$3.92 A$5.62

$2.30 Rp 41.1K

70.43%

Rice (white) (1kg)

$2.14 A$3.07

$1.18 Rp 21.1K

81.36%

Eggs

$3.97 A$5.69

$2.14 Rp 38.4K

85.51%

Local Cheese (1kg)

$9.29 A$13.31

$17.48 Rp 312.7K

-46.85%

Chicken Fillets (1kg)

$9.41 A$13.48

$4.03 Rp 72.1K

133.50%

Beef Round Steak (1kg)

$11.90 A$17.05

$12.23 Rp 218.8K

-2.70%

Apples (1kg)

$2.94 A$4.21

$3.55 Rp 63.5K

-17.18%

Banana (1kg)

$2.57 A$3.68

$1.57 Rp 28.1K

63.69%

Oranges (1kg)

$3.37 A$4.83

$2.24 Rp 40.0K

50.45%

Tomato (1kg)

$4.57 A$6.54

$1.93 Rp 34.5K

136.79%

Potato (1kg)

$2.31 A$3.31

$1.88 Rp 33.7K

22.87%

Onion (1kg)

$2.08 A$2.97

$2.29 Rp 41.0K

-9.17%

Lettuce (1 head)

$2.01 A$2.89

$0.99 Rp 17.8K

103.03%

Water (1.5 liter bottle)

$1.75 A$2.50

$0.53 Rp 9,418

230.19%

Cigarettes 20 Pack (Marlboro, Camel)

$28.30 A$40.54

$2.28 Rp 40.9K

1141.23%

Wine (Bottle)

$11.61 A$16.63

$23.01 Rp 411.7K

-49.54%

Local Beer (0.5 liter bottle)

$7.38 A$10.57

$2.34 Rp 41.9K

215.38%

Imported Beer (0.33 liter bottle)

$4.80 A$6.88

$2.91 Rp 52.1K

64.95%

One-way Ticket (Public Transport)

$3.54 A$5.07

$0.24 Rp 4,289

1375.00%

Public Transport Monthly Pass (Regular Price)

$150 A$215

$8.82 Rp 157.8K

1604.20%

Taxi Start (Normal Tariff)

$0.48 Rp 8,632

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,183

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

Gasoline (1 liter)

$1.37 A$1.97

$0.88 Rp 15.8K

55.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K A$30.2K

$24.6K Rp 439.5M

-14.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K A$34.5K

$31.2K Rp 558.0M

-22.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 A$337

$83.0 Rp 1.5M

183.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.73 A$39.72

$6.45 Rp 115.3K

329.92%

Internet (50+ Mbps, Unlimited Data)

$50.1 A$71.8

$18.57 Rp 332.2K

170.01%

Gym Membership (Monthly)

$66.8 A$95.6

$55.8 Rp 998.7K

19.58%

Tennis Court (1 Hour on Weekend)

$20.91 A$29.96

$18.11 Rp 324.0K

15.46%

Cinema Ticket

$11.78 A$16.87

$4.38 Rp 78.4K

168.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$842 A$1,206

$493 Rp 8.8M

70.75%

International Primary School, 1 Child (Yearly)

$5,754 Rp 102.9M

Jeans (Levis 501 Or Similar)

$70.2 A$101

$46.19 Rp 826.5K

51.94%

Summer Dress (H&M, Zara, etc)

$62.6 A$89.7

$35.33 Rp 632.2K

77.27%

Sport Shoes (Adidas, Nike)

$103 A$148

$79.1 Rp 1.4M

30.79%

Men's Leather Business Shoes

$107 A$154

$78.4 Rp 1.4M

36.88%

1-bedroom Apartment, City Center (Monthly)

$1,984 A$2,842

$1,142 Rp 20.4M

73.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,412 A$2,023

$676 Rp 12.1M

109.03%

3-bedroom Apartment, City Center (Monthly)

$2,245 A$3,216

$3,503 Rp 62.7M

-35.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,975 A$2,829

$1,700 Rp 30.4M

16.18%

Buy Apartment in City Center (m2)

$2,784 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.1M

Average Monthly Net Salary (After Tax)

$2,974 A$4,260

$165 Rp 2.9M

1707.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.23

13.78

-62.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gosford: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gosford

$1.4K 51%

Ubud, Bali

$676 49.4% 52.2% $737

Groceries & Markets

Gosford

$362 13.1%

Ubud, Bali

$290 21.2% 19.8% $72

Monthly Utilities & Internet

Gosford

$313 11.3%

Ubud, Bali

$108 7.9% 65.5% $205

Eating Out

Gosford

$276 9.9%

Ubud, Bali

$109 8% 60.5% $167

Getting Around

Gosford

$164 * 5.9%

Ubud, Bali

$13 0.9% 92.4% $152

Clothing & Footwear

Gosford

$155 5.6%

Ubud, Bali

$108 7.9% 30.4% $47

Sport & Entertainment

Gosford

$90 3.3%

Ubud, Bali

$65 4.7% 28.5% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,984 in Gosford versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1707% higher in Gosford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Gosford versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $362 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Gosford

🇮🇩 Ubud, Bali

🕒 Local time

07:17 7:17 AM

04:17 4:17 AM

3 h behind Gosford

🌤 Weather

👥 Population

4,873

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 5.01 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 19,973 IDR (100,000 IDR = 5.01 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Gosford Ubud, Bali 4,620 km ≈ 6 h nonstop flight

From you

Gosford
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gosford vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,772 in Gosford, $1,368 in Ubud, Bali – roughly 103% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,158 per month in Gosford and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $842 per month in Gosford and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 25% more in Gosford, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Gosford at $2,772. In Ubud, Bali it covers expenses comfortably, while in Gosford it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,772 in Gosford. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gosford makes more sense. Both are solid long-term options with distinct trade-offs.