Last update: Oct 2026

Cost of Living Comparison Between Gosford and Sydney

For one person, living is cheaper in Gosford: $2,795 a month against $3,267 in Sydney, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Gosford
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Gosford Living Index
157

Cost of Living Index in Sydney
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Sydney Living Index

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Gosford

🇦🇺 Australia

$2,795

/mo nomad

Sydney

🇦🇺 Australia

$3,267

/mo nomad

Monthly Cost of Living

How much you'll spend in Gosford and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gosford and in Sydney actually costs, broken down by who's living it.

A single person spends $2,795 per month in Gosford vs $3,267 in Sydney, rent included.

Gosford $2,795
Sydney $3,267

A couple spends around $3,874 per month in Gosford vs $4,847 in Sydney, rent included.

Gosford $3,874
Sydney $4,847

A family of three spends $4,953 per month in Gosford vs $6,428 in Sydney, rent included.

Gosford $4,953
Sydney $6,428

Gosford is about 14% cheaper than Sydney, and outside of rent the biggest gap is in groceries.

Both Gosford and Sydney sit above the global median – Gosford by 105%, Sydney by 140%.

Meal at Budget Restaurant

$17.40 A$24.73

$17.50 A$24.88

-0.57%

Three-Course Dinner for Two, Mid-Range

$82.9 A$118

$90.4 A$128

-8.26%

Fast Food Meal (McDonalds, etc)

$10.71 A$15.22

$11.96 A$16.99

-10.45%

Cappuccino

$3.49 A$4.97

$4.00 A$5.69

-12.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 A$4.65

$2.81 A$4.00

16.37%

Water (0.33 liter bottle)

$2.20 A$3.13

$2.22 A$3.16

-0.90%

Local Beer (0.5 liter draught)

$5.75 A$8.18

$8.13 A$11.56

-29.27%

Imported Beer (0.33 liter bottle)

$7.06 A$10.03

$7.20 A$10.23

-1.94%

Milk (1 liter)

$1.15 A$1.64

$1.70 A$2.42

-32.35%

White Bread (500g)

$3.98 A$5.65

$2.94 A$4.17

35.37%

Rice (white) (1kg)

$2.04 A$2.90

$2.51 A$3.57

-18.73%

Eggs

$4.12 A$5.86

$5.66 A$8.04

-27.21%

Local Cheese (1kg)

$8.95 A$12.72

$12.22 A$17.36

-26.76%

Chicken Fillets (1kg)

$9.08 A$12.91

$9.31 A$13.24

-2.47%

Beef Round Steak (1kg)

$12.10 A$17.20

$16.87 A$23.98

-28.28%

Apples (1kg)

$2.93 A$4.16

$3.90 A$5.55

-24.87%

Banana (1kg)

$2.54 A$3.62

$3.22 A$4.58

-21.12%

Oranges (1kg)

$3.25 A$4.62

$3.43 A$4.88

-5.25%

Tomato (1kg)

$4.60 A$6.53

$4.33 A$6.16

6.24%

Potato (1kg)

$2.41 A$3.43

$3.35 A$4.76

-28.06%

Onion (1kg)

$2.13 A$3.03

$2.40 A$3.41

-11.25%

Lettuce (1 head)

$2.10 A$2.99

$2.34 A$3.32

-10.26%

Water (1.5 liter bottle)

$1.79 A$2.54

$1.16 A$1.65

54.31%

Cigarettes 20 Pack (Marlboro, Camel)

$27.50 A$39.09

$45.47 A$64.6

-39.52%

Wine (Bottle)

$11.47 A$16.30

$13.99 A$19.89

-18.01%

Local Beer (0.5 liter bottle)

$7.18 A$10.21

$4.11 A$5.84

74.70%

Imported Beer (0.33 liter bottle)

$4.69 A$6.66

$4.18 A$5.94

12.20%

One-way Ticket (Public Transport)

$3.60 A$5.12

$3.12 A$4.44

15.38%

Public Transport Monthly Pass (Regular Price)

$153 A$218

$152 A$216

0.89%

Taxi Start (Normal Tariff)

$3.46 A$4.92

Taxi (Normal Tariff) (1km)

$1.56 A$2.22

Taxi 1hour Waiting (Normal Tariff)

$39.54 A$56.2

Gasoline (1 liter)

$1.36 A$1.94

$1.45 A$2.06

-6.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K A$30.1K

$29.9K A$42.5K

-29.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K A$35.0K

$27.5K A$39.1K

-10.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 A$344

$251 A$357

-3.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.55 A$40.58

$27.76 A$39.45

2.85%

Internet (50+ Mbps, Unlimited Data)

$51.3 A$72.9

$58.0 A$82.4

-11.59%

Gym Membership (Monthly)

$67.1 A$95.3

$70.7 A$100

-5.09%

Tennis Court (1 Hour on Weekend)

$20.72 A$29.45

$23.25 A$33.05

-10.88%

Cinema Ticket

$12.13 A$17.24

$17.83 A$25.34

-31.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 A$1,180

$2,358 A$3,352

-64.81%

International Primary School, 1 Child (Yearly)

$27.2K A$38.6K

Jeans (Levis 501 Or Similar)

$71.2 A$101

$80.5 A$114

-11.51%

Summer Dress (H&M, Zara, etc)

$63.2 A$89.8

$69.3 A$98.5

-8.87%

Sport Shoes (Adidas, Nike)

$107 A$152

$111 A$157

-3.29%

Men's Leather Business Shoes

$110 A$156

$127 A$181

-13.89%

1-bedroom Apartment, City Center (Monthly)

$1,955 A$2,779

$2,566 A$3,647

-23.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,418 A$2,016

$1,792 A$2,548

-20.87%

3-bedroom Apartment, City Center (Monthly)

$2,268 A$3,223

$5,202 A$7,394

-56.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,936 A$2,752

$3,156 A$4,487

-38.65%

Buy Apartment in City Center (m2)

$13.4K A$19.0K

Buy Apartment Outside City Center (m2)

$8,727 A$12.4K

Average Monthly Net Salary (After Tax)

$3,052 A$4,339

$4,118 A$5,853

-25.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.23

5.92

-11.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gosford: October 26, 2026

Last update for Sydney: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gosford

$1.4K 50.7%

Sydney

$1.8K 54.9% 26.4% $374

Groceries & Markets

Gosford

$360 12.9%

Sydney

$382 11.7% 6.2% $22

Monthly Utilities & Internet

Gosford

$322 11.5%

Sydney

$337 10.3% 4.6% $15

Eating Out

Gosford

$278 10%

Sydney

$299 9.2% 7.6% $21

Getting Around

Gosford

$168 * 6%

Sydney

$176 5.4% 4.8% $8

Clothing & Footwear

Gosford

$158 5.7%

Sydney

$175 5.3% 10.5% $17

Sport & Entertainment

Gosford

$91 3.3%

Sydney

$106 3.3% 16.4% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,955 in Gosford versus $2,566 in Sydney. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Sydney. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $83 in Gosford versus $90 in Sydney. Monthly groceries follow the same trend: $360 vs $382 – making Gosford the more affordable choice for daily food spending.

Good to know

🇦🇺 Gosford

🇦🇺 Sydney

🕒 Local time

19:08 7:08 PM

Same time as Gosford

🌤 Weather

👥 Population

4,873

4,840,600

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

1 AUD = 0.704 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gosford vs Sydney: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,795 in Gosford, $3,267 in Sydney – Gosford comes out roughly 14% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,192 per month in Gosford and $4,900 in Sydney. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gosford, especially for central apartments: a one-bedroom in the center costs $1,955 there versus $2,566 in Sydney.

A mid-range dinner for two costs $83 in Gosford and $90 in Sydney. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 6% more in Sydney, though the gap depends on what you buy.

Families tend to lean toward Gosford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Gosford. If higher salaries or specific career opportunities are the priority, Sydney makes more sense. Both are solid long-term options with distinct trade-offs.