Last update: Oct 2026

Cost of Living Comparison Between Gosford and Camberley

For one person, living is cheaper in Camberley: $2,569 a month against $2,772 in Gosford, rent and utilities included – about $2,400 less a year. Rent and utilities account for about half of the difference.

134

Cost of Living Index in Gosford
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Gosford Living Index
125

Cost of Living Index in Camberley
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Camberley Living Index

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Gosford

🇦🇺 Australia

$2,772

/mo nomad

Camberley

🇬🇧 United Kingdom

$2,569

/mo nomad

Monthly Cost of Living

How much you'll spend in Gosford and in Camberley

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gosford and in Camberley actually costs, broken down by who's living it.

A single person spends $2,772 per month in Gosford vs $2,569 in Camberley, rent included.

Gosford $2,772
Camberley $2,569

A couple spends around $3,867 per month in Gosford vs $3,677 in Camberley, rent included.

Gosford $3,867
Camberley $3,677

A family of three spends $4,961 per month in Gosford vs $4,785 in Camberley, rent included.

Gosford $4,961
Camberley $4,785

Gosford costs about 8% more than Camberley, and outside of rent the biggest gap is in transport.

Both Gosford and Camberley sit above the global median – Gosford by 105%, Camberley by 90%.

Meal at Budget Restaurant

$17.31 A$24.91

$26.55 £19.92

-34.80%

Three-Course Dinner for Two, Mid-Range

$82.3 A$118

$88.7 £66.5

-7.21%

Fast Food Meal (McDonalds, etc)

$10.46 A$15.05

$10.27 £7.70

1.85%

Cappuccino

$3.49 A$5.03

$4.98 £3.74

-29.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 A$4.60

$2.94 £2.21

8.50%

Water (0.33 liter bottle)

$2.17 A$3.12

$2.26 £1.70

-3.98%

Local Beer (0.5 liter draught)

$5.72 A$8.23

$8.02 £6.01

-28.68%

Imported Beer (0.33 liter bottle)

$6.85 A$9.86

$6.56 £4.92

4.42%

Milk (1 liter)

$1.15 A$1.65

$1.45 £1.09

-20.69%

White Bread (500g)

$3.92 A$5.64

$1.68 £1.26

133.33%

Rice (white) (1kg)

$2.14 A$3.08

$2.99 £2.24

-28.43%

Eggs

$3.97 A$5.72

$4.34 £3.26

-8.53%

Local Cheese (1kg)

$9.29 A$13.37

$9.46 £7.10

-1.80%

Chicken Fillets (1kg)

$9.41 A$13.54

$9.30 £6.98

1.18%

Beef Round Steak (1kg)

$11.90 A$17.13

$13.88 £10.41

-14.27%

Apples (1kg)

$2.94 A$4.23

$2.92 £2.19

0.68%

Banana (1kg)

$2.57 A$3.70

$1.46 £1.09

76.03%

Oranges (1kg)

$3.37 A$4.85

$2.82 £2.11

19.50%

Tomato (1kg)

$4.57 A$6.57

$3.27 £2.46

39.76%

Potato (1kg)

$2.31 A$3.32

$1.53 £1.15

50.98%

Onion (1kg)

$2.08 A$2.99

$1.39 £1.04

49.64%

Lettuce (1 head)

$2.01 A$2.90

$0.91 £0.69

120.88%

Water (1.5 liter bottle)

$1.75 A$2.51

$1.54 £1.16

13.64%

Cigarettes 20 Pack (Marlboro, Camel)

$28.30 A$40.72

$21.50 £16.13

31.63%

Wine (Bottle)

$11.61 A$16.70

$11.17 £8.38

3.94%

Local Beer (0.5 liter bottle)

$7.38 A$10.62

$2.20 £1.65

235.45%

Imported Beer (0.33 liter bottle)

$4.80 A$6.91

$3.14 £2.35

52.87%

One-way Ticket (Public Transport)

$3.54 A$5.09

$2.72 £2.04

30.15%

Public Transport Monthly Pass (Regular Price)

$150 A$216

Taxi Start (Normal Tariff)

$4.19 £3.14

Taxi (Normal Tariff) (1km)

$2.00 £1.50

Taxi 1hour Waiting (Normal Tariff)

$13.20 £9.90

Gasoline (1 liter)

$1.37 A$1.98

$1.98 £1.48

-30.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K A$30.3K

$38.3K £28.7K

-44.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K A$34.6K

$40.4K £30.3K

-40.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 A$338

$279 £210

-15.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.73 A$39.90

$29.08 £21.82

-4.64%

Internet (50+ Mbps, Unlimited Data)

$50.1 A$72.2

$53.3 £40.01

-6.00%

Gym Membership (Monthly)

$66.8 A$96.1

$48.52 £36.40

37.57%

Tennis Court (1 Hour on Weekend)

$20.91 A$30.10

Cinema Ticket

$11.78 A$16.95

$13.42 £10.07

-12.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$842 A$1,211

$1,582 £1,187

-46.79%

International Primary School, 1 Child (Yearly)

$17.7K £13.2K

Jeans (Levis 501 Or Similar)

$70.2 A$101

$99.9 £75.0

-29.76%

Summer Dress (H&M, Zara, etc)

$62.6 A$90.1

$50.9 £38.16

23.14%

Sport Shoes (Adidas, Nike)

$103 A$149

$102 £76.4

1.55%

Men's Leather Business Shoes

$107 A$154

$109 £82.1

-1.97%

1-bedroom Apartment, City Center (Monthly)

$1,984 A$2,855

$1,397 £1,048

41.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,412 A$2,032

$1,269 £952

11.29%

3-bedroom Apartment, City Center (Monthly)

$2,245 A$3,230

$2,120 £1,590

5.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,975 A$2,842

$1,928 £1,446

2.44%

Average Monthly Net Salary (After Tax)

$2,974 A$4,280

$4,610 £3,459

-35.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.23

4.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gosford: October 12, 2026

Last update for Camberley: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gosford

$1.4K 51%

Camberley

$1.3K 49.4% 10.1% $143

Groceries & Markets

Gosford

$362 13.1%

Camberley

$297 11.6% 17.9% $65

Monthly Utilities & Internet

Gosford

$313 11.3%

Camberley

$362 14.1% 15.7% $49

Eating Out

Gosford

$276 9.9%

Camberley

$377 14.7% 36.8% $101

Getting Around

Gosford

$164 * 5.9%

Camberley

$25 * 1% 84.8% $139

Clothing & Footwear

Gosford

$155 5.6%

Camberley

$163 6.3% 5.4% $8.3

Sport & Entertainment

Gosford

$90 3.3%

Camberley

$75 2.9% 16.5% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,984 in Gosford versus $1,397 in Camberley. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Camberley, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $82.0 in Gosford versus $89.0 in Camberley. Groceries tell a different story – $362 in Gosford vs $297 in Camberley – so Camberley wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Gosford

🇬🇧 Camberley

🕒 Local time

10:47 10:47 AM

00:47 12:47 AM

10 h behind Gosford

🌤 Weather

👥 Population

4,873

30,155

💱 Currency

Australian Dollar AUD $

British Pound GBP £

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 19, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Gosford Camberley 17,010 km ≈ 22 h nonstop flight

From you

Gosford
Camberley

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gosford vs Camberley: Cost of Living - Frequently Asked Questions

Gosford costs about 8% more than Camberley, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,158 per month in Gosford and $3,853 in Camberley. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Camberley, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,772 in Gosford and $2,569 in Camberley. That's a gap of about 8%.

Kindergarten costs $842 per month in Gosford and $1,582 in Camberley. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Camberley, where all-in costs run around $2,569, than in Gosford at $2,772. In Camberley it covers expenses comfortably, while in Gosford it requires careful planning or may not stretch far enough.

Families tend to lean toward Camberley – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Camberley. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gosford makes more sense. Both are solid long-term options with distinct trade-offs.