Last update: Nov 2026

Cost of Living Comparison Between Goa and Mumbai (Bombay)

For one person, living is cheaper in Goa: $519 a month against $811 in Mumbai (Bombay), rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Goa
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Goa Living Index
38

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index

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Goa

🇮🇳 India

$519

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$811

/mo nomad

Monthly Cost of Living

How much you'll spend in Goa and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Goa and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $519 in Goa versus $811 in Mumbai (Bombay).

Goa $519
Mumbai (Bombay) $811

Estimated couple costs with rent: $820 in Goa versus $1,402 in Mumbai (Bombay).

Goa $820
Mumbai (Bombay) $1,402

Monthly costs for a family of three with rent: $1,122 in Goa versus $1,992 in Mumbai (Bombay).

Goa $1,122
Mumbai (Bombay) $1,992

Living in Goa costs roughly 36% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Goa 62% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$3.23 ₹305

$5.12 ₹485

-36.91%

Three-Course Dinner for Two, Mid-Range

$15.75 ₹1,490

$26.54 ₹2,512

-40.66%

Fast Food Meal (McDonalds, etc)

$5.72 ₹541

$3.92 ₹371

45.92%

Cappuccino

$1.27 ₹121

$2.86 ₹271

-55.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹33.99

$0.40 ₹38.21

-10.00%

Water (0.33 liter bottle)

$0.19 ₹18.16

$0.14 ₹13.70

35.71%

Local Beer (0.5 liter draught)

$1.14 ₹108

$2.71 ₹257

-57.93%

Imported Beer (0.33 liter bottle)

$2.66 ₹252

$4.32 ₹409

-38.43%

Milk (1 liter)

$0.75 ₹70.7

$0.74 ₹70.2

1.35%

White Bread (500g)

$0.55 ₹51.9

$0.52 ₹49.02

5.77%

Rice (white) (1kg)

$0.73 ₹69.3

$0.75 ₹71.4

-2.67%

Eggs

$0.83 ₹78.7

$1.02 ₹96.3

-18.63%

Local Cheese (1kg)

$7.56 ₹716

$5.73 ₹542

31.94%

Chicken Fillets (1kg)

$3.03 ₹287

$3.64 ₹345

-16.76%

Apples (1kg)

$1.71 ₹162

$2.37 ₹225

-27.85%

Banana (1kg)

$0.81 ₹76.5

$0.69 ₹65.5

17.39%

Oranges (1kg)

$1.63 ₹154

$1.25 ₹118

30.40%

Tomato (1kg)

$0.44 ₹42.05

$0.47 ₹44.91

-6.38%

Potato (1kg)

$0.31 ₹29.28

$0.34 ₹32.41

-8.82%

Onion (1kg)

$0.40 ₹38.23

$0.37 ₹35.45

8.11%

Lettuce (1 head)

$0.51 ₹48.72

$0.43 ₹40.53

18.60%

Water (1.5 liter bottle)

$0.28 ₹26.33

$0.31 ₹29.77

-9.68%

Cigarettes 20 Pack (Marlboro, Camel)

$5.17 ₹489

$4.95 ₹469

4.44%

Wine (Bottle)

$7.05 ₹667

$8.43 ₹797

-16.37%

Local Beer (0.5 liter bottle)

$0.83 ₹79.0

$1.99 ₹188

-58.29%

Imported Beer (0.33 liter bottle)

$2.91 ₹276

$3.18 ₹301

-8.49%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.80 ₹454

$6.04 ₹572

-20.53%

One-way Ticket (Public Transport)

$0.27 ₹25.62

$0.22 ₹20.84

22.73%

Public Transport Monthly Pass (Regular Price)

$9.69 ₹917

$5.63 ₹533

72.11%

Taxi Start (Normal Tariff)

$3.15 ₹298

$0.37 ₹34.73

751.35%

Taxi (Normal Tariff) (1km)

$0.26 ₹24.58

$0.33 ₹31.46

-21.21%

Taxi 1hour Waiting (Normal Tariff)

$1.44 ₹136

$1.37 ₹129

5.11%

Gasoline (1 liter)

$1.09 ₹103

$1.12 ₹106

-2.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₹1.1M

$15.7K ₹1.5M

-28.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K ₹2.8M

$22.8K ₹2.2M

31.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$25.91 ₹2,452

$69.6 ₹6,584

-62.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.11 ₹295

$4.35 ₹412

-28.51%

Internet (50+ Mbps, Unlimited Data)

$9.37 ₹886

$9.11 ₹862

2.85%

Gym Membership (Monthly)

$17.25 ₹1,632

$37.44 ₹3,543

-53.93%

Tennis Court (1 Hour on Weekend)

$1.03 ₹97.8

$14.26 ₹1,349

-92.78%

Cinema Ticket

$3.08 ₹291

$4.40 ₹416

-30.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$111 ₹10.5K

$118 ₹11.2K

-6.63%

International Primary School, 1 Child (Yearly)

$3,162 ₹299.2K

$6,043 ₹571.9K

-47.68%

Jeans (Levis 501 Or Similar)

$32.55 ₹3,080

$34.60 ₹3,275

-5.92%

Summer Dress (H&M, Zara, etc)

$34.98 ₹3,310

$40.28 ₹3,812

-13.16%

Sport Shoes (Adidas, Nike)

$60.0 ₹5,678

$52.2 ₹4,943

14.88%

Men's Leather Business Shoes

$28.54 ₹2,701

$46.71 ₹4,421

-38.90%

1-bedroom Apartment, City Center (Monthly)

$212 ₹20.1K

$609 ₹57.6K

-65.14%

1-bedroom Apartment, Outside City Center (Monthly)

$190 ₹18.0K

$364 ₹34.5K

-47.93%

3-bedroom Apartment, City Center (Monthly)

$598 ₹56.6K

$2,169 ₹205.3K

-72.42%

3-bedroom Apartment, Outside City Center (Monthly)

$382 ₹36.1K

$995 ₹94.2K

-61.63%

Buy Apartment in City Center (m2)

$1,452 ₹137.5K

$5,687 ₹538.2K

-74.46%

Buy Apartment Outside City Center (m2)

$1,083 ₹102.5K

$2,662 ₹251.9K

-59.33%

Average Monthly Net Salary (After Tax)

$307 ₹29.1K

$717 ₹67.9K

-57.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.12

8.26

10.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Goa: November 1, 2026

Last update for Mumbai (Bombay): November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Goa

$190 36.6%

Mumbai (Bombay)

$364 45% 92.1% $175

Groceries & Markets

Goa

$110 21.3%

Mumbai (Bombay)

$119 14.7% 7.7% $8.4

Eating Out

Goa

$71 13.8%

Mumbai (Bombay)

$111 13.8% 56% $40

Clothing & Footwear

Goa

$70 13.5%

Mumbai (Bombay)

$78 9.7% 11.4% $8

Monthly Utilities & Internet

Goa

$38 7.4%

Mumbai (Bombay)

$83 10.2% 116% $45

Sport & Entertainment

Goa

$23 4.5%

Mumbai (Bombay)

$46 5.7% 97.5% $23

Getting Around

Goa

$15 2.9%

Mumbai (Bombay)

$8.5 1.1% 43.9% $6.7

Cost Breakdown

A one-bedroom apartment in the center runs $212 in Goa and $609 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $16 in Goa vs $27 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $110 vs $119 per month, with Goa cheaper across the board.

Good to know

🇮🇳 Goa

🇮🇳 Mumbai (Bombay)

🕒 Local time

22:41 10:41 PM

Same time as Goa

🌤 Weather

👥 Population

1,458,545

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.57 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.57 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Goa vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $519 in Goa and $811 in Mumbai (Bombay), so Goa is about 36% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 57% lower in Goa. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $212 in Goa versus $609 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Goa – a meal for two runs $16 versus $27 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Goa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Goa is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Goa wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.