Cost of Living Comparison Between Mumbai (Bombay) and Goa Cost of Living Comparison Between Mumbai (Bombay) and Goa

Monthly Cost of Living

Monthly costs for one person with rent: $781 in Mumbai (Bombay) versus $593 in Goa.

Estimated couple costs with rent: $1,281 in Mumbai (Bombay) versus $890 in Goa.

Monthly costs for a family of three with rent: $1,781 in Mumbai (Bombay) versus $1,186 in Goa.

Living in Mumbai (Bombay) is roughly 32% more expensive than Goa, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Goa 56% lower.

Meal at Budget Restaurant

$5.13 ₹488

$3.41 ₹324

50.44%

Three-Course Dinner for Two, Mid-Range

$22.35 ₹2,126

$15.57 ₹1,481

43.55%

Fast Food Meal (McDonalds, etc)

$4.69 ₹446

$5.77 ₹548

-18.72%

Cappuccino

$2.65 ₹252

$1.34 ₹127

97.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.56

$0.39 ₹36.71

20.51%

Water (0.33 liter bottle)

$0.19 ₹18.19

$0.21 ₹19.95

-9.52%

Local Beer (0.5 liter draught)

$2.28 ₹217

$1.31 ₹125

74.05%

Imported Beer (0.33 liter bottle)

$4.12 ₹392

$3.18 ₹302

29.56%

Milk (1 liter)

$0.74 ₹70.2

$0.76 ₹72.4

-2.63%

White Bread (500g)

$0.52 ₹49.55

$0.60 ₹56.8

-13.33%

Rice (white) (1kg)

$0.84 ₹79.5

$1.09 ₹104

-22.94%

Eggs

$1.07 ₹102

$0.88 ₹83.3

21.59%

Local Cheese (1kg)

$7.05 ₹671

$6.53 ₹621

7.96%

Chicken Fillets (1kg)

$3.93 ₹374

$3.25 ₹309

20.92%

Apples (1kg)

$2.34 ₹223

$2.15 ₹204

8.84%

Banana (1kg)

$0.77 ₹73.1

$0.92 ₹87.4

-16.30%

Oranges (1kg)

$1.31 ₹125

$1.73 ₹165

-24.28%

Tomato (1kg)

$0.64 ₹60.6

$0.56 ₹53.4

14.29%

Potato (1kg)

$0.53 ₹50.0

$0.42 ₹39.48

26.19%

Onion (1kg)

$0.63 ₹59.7

$0.52 ₹49.14

21.15%

Lettuce (1 head)

$0.69 ₹65.7

$0.60 ₹57.5

15.00%

Water (1.5 liter bottle)

$0.35 ₹33.47

$0.44 ₹41.89

-20.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹396

$3.41 ₹324

21.99%

Wine (Bottle)

$8.59 ₹817

$6.64 ₹631

29.37%

Local Beer (0.5 liter bottle)

$2.14 ₹203

$0.99 ₹94.1

116.16%

Imported Beer (0.33 liter bottle)

$3.24 ₹309

$1.73 ₹164

87.28%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.22 ₹686

$4.45 ₹423

62.25%

One-way Ticket (Public Transport)

$0.24 ₹22.96

$0.22 ₹20.91

9.09%

Public Transport Monthly Pass (Regular Price)

$4.73 ₹450

$17.60 ₹1,673

-73.13%

Taxi Start (Normal Tariff)

$0.37 ₹34.92

$1.13 ₹107

-67.26%

Taxi (Normal Tariff) (1km)

$0.37 ₹34.78

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$2.26 ₹215

-36.73%

Gasoline (1 liter)

$1.22 ₹116

$1.20 ₹114

1.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$11.6K ₹1.1M

50.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₹2.4M

$32.6K ₹3.1M

-21.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.2 ₹4,865

$24.09 ₹2,291

112.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.03 ₹478

$3.20 ₹304

57.19%

Internet (50+ Mbps, Unlimited Data)

$8.65 ₹823

$10.66 ₹1,014

-18.86%

Gym Membership (Monthly)

$22.99 ₹2,186

$19.44 ₹1,848

18.26%

Tennis Court (1 Hour on Weekend)

$11.83 ₹1,125

$4.20 ₹400

181.67%

Cinema Ticket

$4.53 ₹431

$3.33 ₹317

36.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$126 ₹12.0K

-3.48%

International Primary School, 1 Child (Yearly)

$3,356 ₹319.1K

$1,912 ₹181.8K

75.53%

Jeans (Levis 501 Or Similar)

$29.19 ₹2,776

$33.37 ₹3,173

-12.53%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,925

$29.33 ₹2,789

4.88%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,385

$51.8 ₹4,928

9.28%

Men's Leather Business Shoes

$41.02 ₹3,901

$23.98 ₹2,280

71.06%

1-bedroom Apartment, City Center (Monthly)

$695 ₹66.1K

$277 ₹26.4K

150.60%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹33.3K

$255 ₹24.3K

36.96%

3-bedroom Apartment, City Center (Monthly)

$1,778 ₹169.1K

$471 ₹44.8K

277.46%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹79.4K

$444 ₹42.2K

88.12%

Buy Apartment in City Center (m2)

$6,331 ₹602.1K

$1,164 ₹110.7K

444.08%

Buy Apartment Outside City Center (m2)

$2,639 ₹251.0K

$688 ₹65.4K

283.91%

Average Monthly Net Salary (After Tax)

$737 ₹70.1K

$348 ₹33.1K

111.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.47

8.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 7, 2026

Last update for Goa: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Mumbai (Bombay) and $277 in Goa. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 112% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $16.00 in Goa for a mid-range dinner for two. Groceries echo the gap at $130 vs $115 per month, with Goa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Goa: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Goa differ by about 32% in total monthly costs ($781 vs $593 including rent). Goa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 112% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $695 in Mumbai (Bombay) versus $277 in Goa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Goa – a meal for two runs $16.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $593 in Goa versus $781 in Mumbai (Bombay), a $2,000 budget is realistic in Goa but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Goa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Goa gentler on the wallet – expenses run 32% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.