Cost of Living Comparison Between Mumbai (Bombay) and Goa Cost of Living Comparison Between Mumbai (Bombay) and Goa

Monthly Cost of Living

Monthly costs for one person with rent: $783 in Mumbai (Bombay) versus $485 in Goa.

Estimated couple costs with rent: $1,280 in Mumbai (Bombay) versus $797 in Goa.

Monthly costs for a family of three with rent: $1,776 in Mumbai (Bombay) versus $1,110 in Goa.

Living in Mumbai (Bombay) is roughly 61% more expensive than in Goa, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Goa 65% lower.

Meal at Budget Restaurant

$5.10 ₹489

$3.18 ₹305

60.38%

Three-Course Dinner for Two, Mid-Range

$20.90 ₹2,004

$15.89 ₹1,524

31.53%

Fast Food Meal (McDonalds, etc)

$4.18 ₹401

$5.84 ₹559

-28.42%

Cappuccino

$2.61 ₹250

$1.22 ₹117

113.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.98

$0.39 ₹36.95

-2.56%

Water (0.33 liter bottle)

$0.14 ₹13.10

$0.17 ₹16.12

-17.65%

Local Beer (0.5 liter draught)

$2.57 ₹247

$1.14 ₹109

125.44%

Imported Beer (0.33 liter bottle)

$4.27 ₹410

$2.56 ₹246

66.80%

Milk (1 liter)

$0.70 ₹67.1

$0.75 ₹71.5

-6.67%

White Bread (500g)

$0.52 ₹50.2

$0.50 ₹47.78

4.00%

Rice (white) (1kg)

$0.78 ₹74.4

$0.73 ₹69.7

6.85%

Eggs

$0.96 ₹91.6

$0.90 ₹86.5

6.67%

Local Cheese (1kg)

$5.52 ₹529

$7.40 ₹709

-25.41%

Chicken Fillets (1kg)

$3.57 ₹342

$2.97 ₹284

20.20%

Apples (1kg)

$2.28 ₹218

$1.75 ₹168

30.29%

Banana (1kg)

$0.74 ₹71.0

$0.82 ₹78.3

-9.76%

Oranges (1kg)

$1.22 ₹117

$1.60 ₹154

-23.75%

Tomato (1kg)

$0.47 ₹45.15

$0.41 ₹39.32

14.63%

Potato (1kg)

$0.33 ₹31.95

$0.30 ₹28.46

10.00%

Onion (1kg)

$0.37 ₹35.30

$0.40 ₹38.72

-7.50%

Lettuce (1 head)

$0.43 ₹41.01

$0.53 ₹50.8

-18.87%

Water (1.5 liter bottle)

$0.31 ₹29.89

$0.30 ₹28.86

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹483

$4.99 ₹479

0.80%

Wine (Bottle)

$8.27 ₹793

$6.90 ₹662

19.86%

Local Beer (0.5 liter bottle)

$2.03 ₹194

$0.89 ₹85.6

128.09%

Imported Beer (0.33 liter bottle)

$3.09 ₹296

$2.77 ₹265

11.55%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.81 ₹557

$4.78 ₹458

21.55%

One-way Ticket (Public Transport)

$0.20 ₹19.15

$0.25 ₹23.90

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.57 ₹534

$9.73 ₹933

-42.75%

Taxi Start (Normal Tariff)

$0.32 ₹30.85

$1.03 ₹98.6

-68.93%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.19

$0.31 ₹29.36

6.45%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹152

$1.48 ₹142

7.43%

Gasoline (1 liter)

$1.13 ₹109

$1.04 ₹100

8.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$12.5K ₹1.2M

27.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$29.2K ₹2.8M

-23.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 ₹5,835

$25.76 ₹2,470

136.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹410

$3.08 ₹295

38.96%

Internet (50+ Mbps, Unlimited Data)

$9.27 ₹889

$9.44 ₹905

-1.80%

Gym Membership (Monthly)

$26.11 ₹2,503

$16.75 ₹1,606

55.88%

Tennis Court (1 Hour on Weekend)

$12.92 ₹1,239

$1.06 ₹102

1118.87%

Cinema Ticket

$4.81 ₹461

$3.06 ₹293

57.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$109 ₹10.5K

8.58%

International Primary School, 1 Child (Yearly)

$4,909 ₹470.7K

$1,729 ₹165.8K

183.91%

Jeans (Levis 501 Or Similar)

$35.15 ₹3,371

$31.66 ₹3,036

11.02%

Summer Dress (H&M, Zara, etc)

$39.23 ₹3,761

$34.22 ₹3,281

14.64%

Sport Shoes (Adidas, Nike)

$57.7 ₹5,536

$57.5 ₹5,515

0.38%

Men's Leather Business Shoes

$48.14 ₹4,615

$28.38 ₹2,721

69.63%

1-bedroom Apartment, City Center (Monthly)

$635 ₹60.9K

$181 ₹17.4K

249.94%

1-bedroom Apartment, Outside City Center (Monthly)

$355 ₹34.0K

$164 ₹15.8K

115.93%

3-bedroom Apartment, City Center (Monthly)

$1,933 ₹185.4K

$511 ₹49.0K

278.66%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹80.0K

$396 ₹38.0K

110.72%

Buy Apartment in City Center (m2)

$6,093 ₹584.2K

$1,125 ₹107.8K

441.70%

Buy Apartment Outside City Center (m2)

$2,473 ₹237.1K

$677 ₹64.9K

265.21%

Average Monthly Net Salary (After Tax)

$754 ₹72.3K

$340 ₹32.6K

121.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

9.12

-8.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Goa: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $635 in Mumbai (Bombay) and $181 in Goa. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 122% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $16.00 in Goa for a mid-range dinner for two. Groceries echo the gap at $117 vs $109 per month, with Goa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Goa: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Goa differ by about 61% in total monthly costs ($783 vs $485 including rent). Goa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 122% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $635 in Mumbai (Bombay) versus $181 in Goa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Goa – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $485 in Goa versus $783 in Mumbai (Bombay), a $2,000 budget is realistic in Goa but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Goa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Goa gentler on the wallet – expenses run 61% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.