Cost of Living Comparison Between Mumbai (Bombay) and Goa Cost of Living Comparison Between Mumbai (Bombay) and Goa

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Mumbai (Bombay) versus $590 in Goa.

Estimated couple costs with rent: $1,262 in Mumbai (Bombay) versus $910 in Goa.

Monthly costs for a family of three with rent: $1,757 in Mumbai (Bombay) versus $1,230 in Goa.

Living in Mumbai (Bombay) is roughly 30% more expensive than in Goa, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Goa 56% lower.

Meal at Budget Restaurant

$5.16 ₹492

$3.39 ₹323

52.21%

Three-Course Dinner for Two, Mid-Range

$21.87 ₹2,086

$15.53 ₹1,481

40.82%

Fast Food Meal (McDonalds, etc)

$4.70 ₹448

$5.66 ₹540

-16.96%

Cappuccino

$2.63 ₹251

$1.32 ₹126

99.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹45.27

$0.38 ₹36.25

23.68%

Water (0.33 liter bottle)

$0.19 ₹17.73

$0.21 ₹19.96

-9.52%

Local Beer (0.5 liter draught)

$2.29 ₹218

$1.27 ₹121

80.31%

Imported Beer (0.33 liter bottle)

$4.17 ₹398

$3.22 ₹307

29.50%

Milk (1 liter)

$0.73 ₹69.6

$0.75 ₹71.2

-2.67%

White Bread (500g)

$0.48 ₹45.80

$0.56 ₹53.6

-14.29%

Rice (white) (1kg)

$0.83 ₹79.6

$1.10 ₹105

-24.55%

Eggs

$1.05 ₹100.0

$0.91 ₹87.0

15.38%

Local Cheese (1kg)

$7.06 ₹673

$6.58 ₹627

7.29%

Chicken Fillets (1kg)

$3.79 ₹361

$3.13 ₹299

21.09%

Apples (1kg)

$2.31 ₹220

$2.06 ₹196

12.14%

Banana (1kg)

$0.81 ₹77.1

$0.97 ₹92.8

-16.49%

Oranges (1kg)

$1.26 ₹120

$1.70 ₹162

-25.88%

Tomato (1kg)

$0.69 ₹65.8

$0.53 ₹50.4

30.19%

Potato (1kg)

$0.52 ₹49.98

$0.42 ₹39.61

23.81%

Onion (1kg)

$0.64 ₹61.0

$0.55 ₹52.9

16.36%

Lettuce (1 head)

$0.68 ₹65.3

$0.60 ₹57.3

13.33%

Water (1.5 liter bottle)

$0.35 ₹33.41

$0.44 ₹41.87

-20.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ₹394

$3.41 ₹325

21.41%

Wine (Bottle)

$8.41 ₹802

$6.64 ₹634

26.66%

Local Beer (0.5 liter bottle)

$2.11 ₹201

$0.94 ₹89.2

124.47%

Imported Beer (0.33 liter bottle)

$3.43 ₹328

$1.79 ₹171

91.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.96 ₹664

$4.40 ₹419

58.18%

One-way Ticket (Public Transport)

$0.24 ₹22.96

$0.22 ₹20.88

9.09%

Public Transport Monthly Pass (Regular Price)

$4.52 ₹431

$17.18 ₹1,638

-73.69%

Taxi Start (Normal Tariff)

$0.33 ₹31.79

$1.13 ₹108

-70.80%

Taxi (Normal Tariff) (1km)

$0.37 ₹35.01

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$2.38 ₹227

-39.92%

Gasoline (1 liter)

$1.23 ₹118

$1.19 ₹113

3.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K ₹1.6M

$11.2K ₹1.1M

53.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.4M

$31.6K ₹3.0M

-21.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.0 ₹4,773

$24.81 ₹2,366

101.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.84 ₹462

$3.19 ₹304

51.72%

Internet (50+ Mbps, Unlimited Data)

$8.88 ₹847

$10.64 ₹1,015

-16.54%

Gym Membership (Monthly)

$23.13 ₹2,205

$20.16 ₹1,922

14.73%

Tennis Court (1 Hour on Weekend)

$12.04 ₹1,148

$4.22 ₹402

185.31%

Cinema Ticket

$4.60 ₹439

$3.25 ₹310

41.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.4K

$123 ₹11.7K

-3.05%

International Primary School, 1 Child (Yearly)

$3,313 ₹316.0K

$1,909 ₹182.0K

73.58%

Jeans (Levis 501 Or Similar)

$29.89 ₹2,851

$32.76 ₹3,124

-8.76%

Summer Dress (H&M, Zara, etc)

$30.14 ₹2,874

$29.18 ₹2,783

3.29%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,312

$50.5 ₹4,816

10.30%

Men's Leather Business Shoes

$40.93 ₹3,904

$23.57 ₹2,247

73.65%

1-bedroom Apartment, City Center (Monthly)

$702 ₹67.0K

$281 ₹26.8K

149.82%

1-bedroom Apartment, Outside City Center (Monthly)

$362 ₹34.5K

$251 ₹24.0K

43.97%

3-bedroom Apartment, City Center (Monthly)

$1,775 ₹169.3K

$474 ₹45.2K

274.72%

3-bedroom Apartment, Outside City Center (Monthly)

$845 ₹80.6K

$438 ₹41.8K

92.79%

Buy Apartment in City Center (m2)

$6,137 ₹585.3K

$1,121 ₹106.9K

447.25%

Buy Apartment Outside City Center (m2)

$2,570 ₹245.1K

$694 ₹66.2K

270.37%

Average Monthly Net Salary (After Tax)

$767 ₹73.2K

$343 ₹32.7K

123.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.47

8.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 27, 2026

Last update for Goa: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $702 in Mumbai (Bombay) and $281 in Goa. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 124% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $16.00 in Goa for a mid-range dinner for two. Groceries echo the gap at $129 vs $114 per month, with Goa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Goa: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Goa differ by about 30% in total monthly costs ($766 vs $590 including rent). Goa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 124% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $702 in Mumbai (Bombay) versus $281 in Goa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Goa – a meal for two runs $16.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $590 in Goa versus $766 in Mumbai (Bombay), a $2,000 budget is realistic in Goa but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Goa the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Goa gentler on the wallet – expenses run 30% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.