Last update: Nov 2026

Cost of Living Comparison Between Mumbai (Bombay) and Goa

For one person, living is cheaper in Goa: $519 a month against $811 in Mumbai (Bombay), rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
25

Cost of Living Index in Goa
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Goa Living Index

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Mumbai (Bombay)

🇮🇳 India

$811

/mo nomad

Goa

🇮🇳 India

$519

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Goa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Goa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $811 in Mumbai (Bombay) versus $519 in Goa.

Mumbai (Bombay) $811
Goa $519

Estimated couple costs with rent: $1,402 in Mumbai (Bombay) versus $820 in Goa.

Mumbai (Bombay) $1,402
Goa $820

Monthly costs for a family of three with rent: $1,992 in Mumbai (Bombay) versus $1,122 in Goa.

Mumbai (Bombay) $1,992
Goa $1,122

Living in Mumbai (Bombay) is roughly 56% more expensive than in Goa, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Goa 62% lower.

Meal at Budget Restaurant

$5.12 ₹486

$3.23 ₹306

58.51%

Three-Course Dinner for Two, Mid-Range

$26.54 ₹2,515

$15.75 ₹1,492

68.51%

Fast Food Meal (McDonalds, etc)

$3.92 ₹371

$5.72 ₹542

-31.47%

Cappuccino

$2.86 ₹271

$1.27 ₹121

125.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.25

$0.36 ₹34.03

11.11%

Water (0.33 liter bottle)

$0.14 ₹13.72

$0.19 ₹18.18

-26.32%

Local Beer (0.5 liter draught)

$2.71 ₹257

$1.14 ₹108

137.72%

Imported Beer (0.33 liter bottle)

$4.32 ₹409

$2.66 ₹252

62.41%

Milk (1 liter)

$0.74 ₹70.3

$0.75 ₹70.7

-1.33%

White Bread (500g)

$0.52 ₹49.07

$0.55 ₹52.0

-5.45%

Rice (white) (1kg)

$0.75 ₹71.5

$0.73 ₹69.4

2.74%

Eggs

$1.02 ₹96.4

$0.83 ₹78.7

22.89%

Local Cheese (1kg)

$5.73 ₹543

$7.56 ₹717

-24.21%

Chicken Fillets (1kg)

$3.64 ₹345

$3.03 ₹287

20.13%

Apples (1kg)

$2.37 ₹225

$1.71 ₹162

38.60%

Banana (1kg)

$0.69 ₹65.6

$0.81 ₹76.6

-14.81%

Oranges (1kg)

$1.25 ₹118

$1.63 ₹155

-23.31%

Tomato (1kg)

$0.47 ₹44.95

$0.44 ₹42.09

6.82%

Potato (1kg)

$0.34 ₹32.45

$0.31 ₹29.31

9.68%

Onion (1kg)

$0.37 ₹35.49

$0.40 ₹38.27

-7.50%

Lettuce (1 head)

$0.43 ₹40.57

$0.51 ₹48.77

-15.69%

Water (1.5 liter bottle)

$0.31 ₹29.80

$0.28 ₹26.36

10.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 ₹469

$5.17 ₹490

-4.26%

Wine (Bottle)

$8.43 ₹798

$7.05 ₹668

19.57%

Local Beer (0.5 liter bottle)

$1.99 ₹188

$0.83 ₹79.1

139.76%

Imported Beer (0.33 liter bottle)

$3.18 ₹301

$2.91 ₹276

9.28%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.04 ₹572

$4.80 ₹454

25.83%

One-way Ticket (Public Transport)

$0.22 ₹20.86

$0.27 ₹25.65

-18.52%

Public Transport Monthly Pass (Regular Price)

$5.63 ₹533

$9.69 ₹918

-41.90%

Taxi Start (Normal Tariff)

$0.37 ₹34.76

$3.15 ₹298

-88.25%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.50

$0.26 ₹24.60

26.92%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹130

$1.44 ₹136

-4.86%

Gasoline (1 liter)

$1.12 ₹106

$1.09 ₹103

2.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K ₹1.5M

$11.3K ₹1.1M

39.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$30.1K ₹2.9M

-24.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.6 ₹6,591

$25.91 ₹2,454

168.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.35 ₹412

$3.11 ₹295

39.87%

Internet (50+ Mbps, Unlimited Data)

$9.11 ₹863

$9.37 ₹887

-2.77%

Gym Membership (Monthly)

$37.44 ₹3,547

$17.25 ₹1,634

117.04%

Tennis Court (1 Hour on Weekend)

$14.26 ₹1,351

$1.03 ₹97.9

1284.47%

Cinema Ticket

$4.40 ₹417

$3.08 ₹292

42.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$111 ₹10.5K

7.11%

International Primary School, 1 Child (Yearly)

$6,043 ₹572.5K

$3,162 ₹299.5K

91.14%

Jeans (Levis 501 Or Similar)

$34.60 ₹3,278

$32.55 ₹3,083

6.30%

Summer Dress (H&M, Zara, etc)

$40.28 ₹3,816

$34.98 ₹3,314

15.15%

Sport Shoes (Adidas, Nike)

$52.2 ₹4,949

$60.0 ₹5,684

-12.95%

Men's Leather Business Shoes

$46.71 ₹4,426

$28.54 ₹2,703

63.67%

1-bedroom Apartment, City Center (Monthly)

$609 ₹57.7K

$212 ₹20.1K

186.82%

1-bedroom Apartment, Outside City Center (Monthly)

$364 ₹34.5K

$190 ₹18.0K

92.06%

3-bedroom Apartment, City Center (Monthly)

$2,169 ₹205.5K

$598 ₹56.7K

262.53%

3-bedroom Apartment, Outside City Center (Monthly)

$995 ₹94.3K

$382 ₹36.2K

160.61%

Buy Apartment in City Center (m2)

$5,687 ₹538.8K

$1,452 ₹137.6K

291.55%

Buy Apartment Outside City Center (m2)

$2,662 ₹252.2K

$1,083 ₹102.6K

145.85%

Average Monthly Net Salary (After Tax)

$717 ₹68.0K

$307 ₹29.1K

133.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.26

9.12

-9.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): November 2, 2026

Last update for Goa: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$364 45%

Goa

$190 36.6% 47.9% $175

Groceries & Markets

Mumbai (Bombay)

$119 14.7%

Goa

$110 21.3% 7.1% $8.4

Eating Out

Mumbai (Bombay)

$111 13.8%

Goa

$71 13.8% 35.9% $40

Monthly Utilities & Internet

Mumbai (Bombay)

$83 10.2%

Goa

$38 7.4% 53.8% $45

Clothing & Footwear

Mumbai (Bombay)

$78 9.7%

Goa

$70 13.5% 10.2% $8

Sport & Entertainment

Mumbai (Bombay)

$46 5.7%

Goa

$23 4.5% 49.4% $23

Getting Around

Mumbai (Bombay)

$8.5 1.1%

Goa

$15 2.9% 78.2% $6.7

Cost Breakdown

A one-bedroom apartment in the center runs $609 in Mumbai (Bombay) and $212 in Goa. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $27 in Mumbai (Bombay) vs $16 in Goa for a mid-range dinner for two. Groceries echo the gap at $119 vs $110 per month, with Goa cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Goa

🕒 Local time

04:07 4:07 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

1,458,545

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.56 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Goa: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $811 in Mumbai (Bombay) and $519 in Goa, so Goa is about 36% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Mumbai (Bombay) is about 2.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $609 in Mumbai (Bombay) versus $212 in Goa. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Goa – a meal for two runs $16 versus $27 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Goa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Goa is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Goa wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.