Cost of Living Comparison Between Ubud, Bali and Gizo Cost of Living Comparison Between Ubud, Bali and Gizo

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,057 in Gizo.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,946 in Gizo.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $3,834 in Gizo.

Living in Ubud, Bali costs roughly 32% less than in Gizo, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ubud, Bali 5% above, Gizo 55% above.

Currency
🍽 Eating Out
Ubud, Bali
Gizo
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$3.07 SBD 24.77
16.29%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$53.8 SBD 435
-39.94%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$14.73 SBD 119
-65.99%
Cappuccino
$2.82 Rp 51.0K
$2.63 SBD 21.24
7.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$1.18 SBD 9.52
14.41%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$1.23 SBD 9.94
-40.65%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$2.39 SBD 19.29
22.59%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$2.37 SBD 19.16
66.24%
🛒 Groceries & Markets
Ubud, Bali
Gizo
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$3.16 SBD 25.56
-43.67%
White Bread (500g)
$2.45 Rp 44.2K
$1.35 SBD 10.89
81.48%
Rice (white) (1kg)
$1.15 Rp 20.7K
$1.39 SBD 11.23
-17.27%
Eggs
$2.41 Rp 43.6K
$6.63 SBD 53.5
-63.65%
Local Cheese (1kg)
$14.33 Rp 258.7K
$8.53 SBD 68.9
68.00%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$6.14 SBD 49.62
-31.76%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$8.27 SBD 66.8
45.83%
Apples (1kg)
$3.64 Rp 65.7K
$6.78 SBD 54.8
-46.31%
Banana (1kg)
$1.57 Rp 28.3K
$6.14 SBD 49.57
-74.43%
Oranges (1kg)
$2.79 Rp 50.3K
$6.15 SBD 49.69
-54.63%
Tomato (1kg)
$2.24 Rp 40.5K
$3.07 SBD 24.77
-27.04%
Potato (1kg)
$1.98 Rp 35.7K
$2.96 SBD 23.93
-33.11%
Onion (1kg)
$2.28 Rp 41.1K
$2.33 SBD 18.83
-2.15%
Lettuce (1 head)
$1.05 Rp 19.0K
$2.43 SBD 19.60
-56.79%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$1.29 SBD 10.44
-38.76%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$4.31 SBD 34.83
-25.99%
Wine (Bottle)
$23.49 Rp 424.1K
$12.34 SBD 99.7
90.36%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.82 SBD 14.72
59.34%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$2.19 SBD 17.71
26.03%
🚌 Getting Around
Ubud, Bali
Gizo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$0.37 SBD 3.00
-27.03%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
$29.81 SBD 241
-71.92%
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$1.17 SBD 9.44
-61.54%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$2.30 SBD 18.57
-80.00%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$11.88 SBD 96.0
-48.91%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.76 SBD 14.19
-51.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$20.2K SBD 162.9K
31.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$20.9K SBD 169.2K
55.38%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gizo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$712 SBD 5,749
-88.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$13.17 SBD 106
-68.94%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$122 SBD 984
-80.42%
🎉 Sport & Entertainment
Ubud, Bali
Gizo
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$18.13 SBD 146
444.84%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
$5.84 SBD 47.21
8.73%
Cinema Ticket
$4.01 Rp 72.3K
$4.16 SBD 33.64
-3.61%
🧸 Childcare & Education
Ubud, Bali
Gizo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$121 SBD 980
145.05%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$1,196 SBD 9,662
451.97%
👕👟 Clothing & Footwear
Ubud, Bali
Gizo
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$24.52 SBD 198
117.90%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$91.0 SBD 735
-58.10%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$95.1 SBD 768
-6.73%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$84.9 SBD 686
-9.77%
🏠 Accommodation & Living
Ubud, Bali
Gizo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$582 SBD 4,702
75.22%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$578 SBD 4,673
17.60%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$601 SBD 4,854
477.38%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$1,193 SBD 9,637
75.20%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$87.7K SBD 708.3K
-96.89%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Gizo
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$391 SBD 3,162
-58.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
16.33
-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Gizo: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $582 in Gizo. Housing cost is often the main lever when comparing two cities.

Gizo pays 139% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $54.0 in Gizo for a mid-range dinner for two. Groceries echo the gap at $298 vs $346 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gizo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Gizo?
Ubud, Bali wins on cost – living expenses run 48% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Gizo?
On paper, salaries run 139% lower in Gizo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Gizo?
Rent for a central apartment: $1,020 in Ubud, Bali versus $582 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Gizo?
Supermarket bills run roughly 16% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Gizo?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $54.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Gizo?
At $1,392 in Ubud, Bali versus $2,057 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Gizo?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Gizo?
Safety-wise, Ubud, Bali and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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