Cost of Living Comparison Between Ubud, Bali and Gizo Cost of Living Comparison Between Ubud, Bali and Gizo

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,098 in Gizo.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,983 in Gizo.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $3,868 in Gizo.

Living in Ubud, Bali costs roughly 31% less than in Gizo, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ubud, Bali 7% above, Gizo 57% above.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$3.05 SBD 24.37

17.05%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$54.9 SBD 439

-40.63%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$15.02 SBD 120

-66.25%

Cappuccino

$2.83 Rp 48.8K

$2.77 SBD 22.20

2.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$1.17 SBD 9.36

14.53%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.18 SBD 9.47

-41.53%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$2.42 SBD 19.36

23.55%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$2.35 SBD 18.80

63.83%

Milk (1 liter)

$1.74 Rp 30.1K

$3.04 SBD 24.36

-42.76%

White Bread (500g)

$2.54 Rp 43.8K

$1.30 SBD 10.40

95.38%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.36 SBD 10.91

-12.50%

Eggs

$2.43 Rp 41.9K

$6.80 SBD 54.4

-64.26%

Local Cheese (1kg)

$14.66 Rp 253.2K

$8.17 SBD 65.4

79.44%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$5.95 SBD 47.61

-29.75%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$8.46 SBD 67.7

41.13%

Apples (1kg)

$3.69 Rp 63.6K

$6.78 SBD 54.2

-45.58%

Banana (1kg)

$1.61 Rp 27.7K

$6.09 SBD 48.73

-73.56%

Oranges (1kg)

$2.69 Rp 46.4K

$6.04 SBD 48.34

-55.46%

Tomato (1kg)

$2.33 Rp 40.2K

$3.07 SBD 24.56

-24.10%

Potato (1kg)

$1.91 Rp 32.9K

$2.91 SBD 23.29

-34.36%

Onion (1kg)

$2.19 Rp 37.7K

$2.45 SBD 19.60

-10.61%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.44 SBD 19.53

-56.56%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.29 SBD 10.36

-44.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$4.08 SBD 32.62

-23.28%

Wine (Bottle)

$23.49 Rp 405.6K

$12.37 SBD 99.0

89.89%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$1.85 SBD 14.78

48.11%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$2.15 SBD 17.18

33.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$0.38 SBD 3.02

-23.68%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$30.38 SBD 243

-73.11%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.19 SBD 9.49

-62.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$2.31 SBD 18.49

-81.82%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$11.75 SBD 94.0

-47.57%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.71 SBD 13.68

-50.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$20.3K SBD 162.7K

29.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$21.4K SBD 171.1K

51.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$711 SBD 5,687

-88.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$12.98 SBD 104

-69.57%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$122 SBD 977

-80.03%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$18.05 SBD 144

434.85%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$6.02 SBD 48.18

5.48%

Cinema Ticket

$4.04 Rp 69.7K

$4.08 SBD 32.62

-0.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$120 SBD 962

151.56%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$1,200 SBD 9,601

443.49%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$24.40 SBD 195

120.66%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$89.7 SBD 718

-57.67%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$97.2 SBD 778

-10.76%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$84.6 SBD 677

-6.81%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$582 SBD 4,655

73.94%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$560 SBD 4,480

20.45%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$598 SBD 4,786

466.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$1,222 SBD 9,773

71.75%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$88.6K SBD 709.0K

-96.63%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$395 SBD 3,159

-56.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.33

-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gizo: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $582 in Gizo. Housing cost is often the main lever when comparing two cities.

Gizo pays 128% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $55.0 in Gizo for a mid-range dinner for two. Groceries echo the gap at $298 vs $343 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gizo: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 46% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Gizo earns 128% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $582 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,438 in Ubud, Bali versus $2,098 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.