Cost of Living Comparison Between Ubud, Bali and Gizo Cost of Living Comparison Between Ubud, Bali and Gizo

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,175 in Gizo.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $3,079 in Gizo.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $3,983 in Gizo.

Living in Ubud, Bali costs roughly 37% less than in Gizo, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ubud, Bali 0% above, Gizo 59% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.14 SBD 25.09

9.55%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$55.2 SBD 441

-34.17%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$15.36 SBD 123

-62.83%

Cappuccino

$2.67 Rp 47.3K

$2.87 SBD 22.94

-6.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.28 SBD 10.25

36.72%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$1.22 SBD 9.75

-28.69%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.55 SBD 20.43

15.69%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.45 SBD 19.62

84.49%

Milk (1 liter)

$1.62 Rp 28.7K

$3.19 SBD 25.54

-49.22%

White Bread (500g)

$2.33 Rp 41.3K

$1.34 SBD 10.69

73.88%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.43 SBD 11.41

-22.38%

Eggs

$2.20 Rp 39.0K

$7.24 SBD 57.9

-69.61%

Local Cheese (1kg)

$17.69 Rp 313.3K

$8.61 SBD 68.8

105.46%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.38 SBD 51.0

-35.74%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$8.73 SBD 69.9

39.52%

Apples (1kg)

$3.71 Rp 65.6K

$6.78 SBD 54.2

-45.28%

Banana (1kg)

$1.59 Rp 28.1K

$6.38 SBD 51.0

-75.08%

Oranges (1kg)

$2.28 Rp 40.4K

$6.38 SBD 51.0

-64.26%

Tomato (1kg)

$1.95 Rp 34.6K

$3.04 SBD 24.31

-35.86%

Potato (1kg)

$1.91 Rp 33.7K

$3.10 SBD 24.81

-38.39%

Onion (1kg)

$2.33 Rp 41.3K

$2.54 SBD 20.31

-8.27%

Lettuce (1 head)

$1.01 Rp 17.8K

$2.44 SBD 19.52

-58.61%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.34 SBD 10.69

-58.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.30 SBD 34.37

-48.14%

Wine (Bottle)

$23.07 Rp 408.6K

$12.74 SBD 102

81.08%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.89 SBD 15.14

28.04%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.24 SBD 17.89

33.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.36 SBD 2.87

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$31.21 SBD 250

-71.23%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.26 SBD 10.10

-61.90%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$2.45 SBD 19.63

-82.45%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$12.58 SBD 101

-55.17%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.80 SBD 14.39

-55.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$20.6K SBD 164.6K

21.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$22.3K SBD 178.0K

42.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$754 SBD 6,033

-89.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$13.49 SBD 108

-51.89%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$123 SBD 987

-84.79%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$18.99 SBD 152

199.47%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$6.07 SBD 48.55

208.57%

Cinema Ticket

$4.54 Rp 80.4K

$4.34 SBD 34.68

4.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$126 SBD 1,011

280.28%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$1,272 SBD 10.2K

349.00%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$25.26 SBD 202

80.21%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$93.0 SBD 744

-61.43%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$100.0 SBD 799

-19.58%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$88.7 SBD 709

-11.31%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$600 SBD 4,795

85.90%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$601 SBD 4,805

16.12%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$626 SBD 5,005

481.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,245 SBD 9,953

39.59%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$87.3K SBD 698.3K

-96.81%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$400 SBD 3,199

-58.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

16.33

-15.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gizo: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $600 in Gizo. Housing cost is often the main lever when comparing two cities.

Gizo pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $55.0 in Gizo for a mid-range dinner for two. Groceries echo the gap at $295 vs $356 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gizo: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 59% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 138% lower in Gizo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $600 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $55.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,175 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.