🙂Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,057 in Gizo.
🙂Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,946 in Gizo.
🙂Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $3,834 in Gizo.
🌍Living in Ubud, Bali costs roughly 32% less than in Gizo, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Ubud, Bali5% above, Gizo55% above.
Currency
🍽 Eating Out
Ubud, Bali
Gizo
Difference
Meal at Budget Restaurant
$3.57Rp 64.5K
$3.07SBD 24.77
16.29%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 583.4K
$53.8SBD 435
-39.94%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.4K
$14.73SBD 119
-65.99%
Cappuccino
$2.82Rp 51.0K
$2.63SBD 21.24
7.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$1.18SBD 9.52
14.41%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$1.23SBD 9.94
-40.65%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$2.39SBD 19.29
22.59%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$2.37SBD 19.16
66.24%
🛒 Groceries & Markets
Ubud, Bali
Gizo
Difference
Milk(1 liter)
$1.78Rp 32.1K
$3.16SBD 25.56
-43.67%
White Bread(500g)
$2.45Rp 44.2K
$1.35SBD 10.89
81.48%
Rice(white)(1kg)
$1.15Rp 20.7K
$1.39SBD 11.23
-17.27%
Eggs
$2.41Rp 43.6K
$6.63SBD 53.5
-63.65%
Local Cheese(1kg)
$14.33Rp 258.7K
$8.53SBD 68.9
68.00%
Chicken Fillets(1kg)
$4.19Rp 75.6K
$6.14SBD 49.62
-31.76%
Beef Round Steak(1kg)
$12.06Rp 217.7K
$8.27SBD 66.8
45.83%
Apples(1kg)
$3.64Rp 65.7K
$6.78SBD 54.8
-46.31%
Banana(1kg)
$1.57Rp 28.3K
$6.14SBD 49.57
-74.43%
Oranges(1kg)
$2.79Rp 50.3K
$6.15SBD 49.69
-54.63%
Tomato(1kg)
$2.24Rp 40.5K
$3.07SBD 24.77
-27.04%
Potato(1kg)
$1.98Rp 35.7K
$2.96SBD 23.93
-33.11%
Onion(1kg)
$2.28Rp 41.1K
$2.33SBD 18.83
-2.15%
Lettuce(1 head)
$1.05Rp 19.0K
$2.43SBD 19.60
-56.79%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$1.29SBD 10.44
-38.76%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$4.31SBD 34.83
-25.99%
Wine(Bottle)
$23.49Rp 424.1K
$12.34SBD 99.7
90.36%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$1.82SBD 14.72
59.34%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.7K
$2.19SBD 17.71
26.03%
🚌 Getting Around
Ubud, Bali
Gizo
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,813
$0.37SBD 3.00
-27.03%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.1K
$29.81SBD 241
-71.92%
Taxi Start(Normal Tariff)
$0.45Rp 8,167
$1.17SBD 9.44
-61.54%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,298
$2.30SBD 18.57
-80.00%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.6K
$11.88SBD 96.0
-48.91%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.76SBD 14.19
-51.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.0M
$20.2KSBD 162.9K
31.87%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 587.6M
$20.9KSBD 169.2K
55.38%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gizo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$712SBD 5,749
-88.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$13.17SBD 106
-68.94%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 430.5K
$122SBD 984
-80.42%
🎉 Sport & Entertainment
Ubud, Bali
Gizo
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$18.13SBD 146
444.84%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.7K
$5.84SBD 47.21
8.73%
Cinema Ticket
$4.01Rp 72.3K
$4.16SBD 33.64
-3.61%
🧸 Childcare & Education
Ubud, Bali
Gizo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$121SBD 980
145.05%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.2M
$1,196SBD 9,662
451.97%
👕👟 Clothing & Footwear
Ubud, Bali
Gizo
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 964.5K
$24.52SBD 198
117.90%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.1K
$91.0SBD 735
-58.10%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$95.1SBD 768
-6.73%
Men's Leather Business Shoes
$76.6Rp 1.4M
$84.9SBD 686
-9.77%
🏠 Accommodation & Living
Ubud, Bali
Gizo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$582SBD 4,702
75.22%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$578SBD 4,673
17.60%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.6M
$601SBD 4,854
477.38%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.7M
$1,193SBD 9,637
75.20%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
$87.7KSBD 708.3K
-96.89%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Gizo
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
$391SBD 3,162
-58.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
16.33
-18.68%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Gizo: July 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $582 in Gizo. Housing cost is often the main lever when comparing two cities.
💰Gizo pays 139% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $32.00 in Ubud, Bali vs $54.0 in Gizo for a mid-range dinner for two. Groceries echo the gap at $298 vs $346 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gizo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Gizo?
Ubud, Bali wins on cost – living expenses run 48% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Gizo?
On paper, salaries run 139% lower in Gizo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Gizo?
Rent for a central apartment: $1,020 in Ubud, Bali versus $582 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Gizo?
Supermarket bills run roughly 16% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Gizo?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $54.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Gizo?
At $1,392 in Ubud, Bali versus $2,057 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Gizo?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Gizo?
Safety-wise, Ubud, Bali and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared