Cost of Living Comparison Between Ubud, Bali and Gizo Cost of Living Comparison Between Ubud, Bali and Gizo

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,076 in Gizo.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,981 in Gizo.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $3,885 in Gizo.

Living in Ubud, Bali costs roughly 32% less than in Gizo, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ubud, Bali 4% above, Gizo 54% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.96 SBD 23.77

20.61%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$53.7 SBD 432

-39.52%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$14.75 SBD 119

-67.05%

Cappuccino

$2.75 Rp 49.2K

$2.67 SBD 21.44

3.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.22 SBD 9.82

8.20%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.17 SBD 9.37

-40.17%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.35 SBD 18.92

23.83%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.45 SBD 19.69

54.69%

Milk (1 liter)

$1.71 Rp 30.6K

$3.03 SBD 24.38

-43.56%

White Bread (500g)

$2.47 Rp 44.3K

$1.33 SBD 10.71

85.71%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.34 SBD 10.81

-10.45%

Eggs

$2.44 Rp 43.8K

$7.01 SBD 56.4

-65.19%

Local Cheese (1kg)

$14.38 Rp 257.7K

$8.50 SBD 68.4

69.18%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.01 SBD 48.31

-28.29%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$8.35 SBD 67.2

46.23%

Apples (1kg)

$3.68 Rp 66.0K

$6.62 SBD 53.3

-44.41%

Banana (1kg)

$1.55 Rp 27.8K

$5.87 SBD 47.20

-73.59%

Oranges (1kg)

$2.79 Rp 49.9K

$5.84 SBD 46.95

-52.23%

Tomato (1kg)

$2.33 Rp 41.8K

$3.06 SBD 24.58

-23.86%

Potato (1kg)

$1.97 Rp 35.3K

$2.91 SBD 23.41

-32.30%

Onion (1kg)

$2.31 Rp 41.4K

$2.42 SBD 19.48

-4.55%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.43 SBD 19.53

-56.38%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.31 SBD 10.53

-44.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.31 SBD 34.70

-23.90%

Wine (Bottle)

$22.79 Rp 408.4K

$12.60 SBD 101

80.87%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.82 SBD 14.65

54.40%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.11 SBD 16.93

31.75%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.37 SBD 2.99

-21.62%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$29.69 SBD 239

-72.85%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.24 SBD 9.93

-63.71%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.32 SBD 18.63

-80.60%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$11.77 SBD 94.6

-46.98%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.79 SBD 14.41

-52.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.9K SBD 159.8K

30.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.6K SBD 166.0K

53.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$708 SBD 5,697

-88.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$12.92 SBD 104

-68.58%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$118 SBD 948

-79.28%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$17.91 SBD 144

445.34%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.06 SBD 48.78

6.44%

Cinema Ticket

$4.04 Rp 72.4K

$4.29 SBD 34.49

-5.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$119 SBD 955

156.11%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,205 SBD 9,690

449.52%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$24.09 SBD 194

125.11%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$90.1 SBD 725

-56.96%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$96.7 SBD 778

-10.90%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$84.7 SBD 681

-9.49%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$569 SBD 4,579

73.13%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$573 SBD 4,610

14.79%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$603 SBD 4,846

459.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,182 SBD 9,510

74.71%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$86.2K SBD 693.4K

-96.82%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$389 SBD 3,127

-57.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.33

-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Gizo: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $569 in Gizo. Housing cost is often the main lever when comparing two cities.

Gizo pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $54.0 in Gizo for a mid-range dinner for two. Groceries echo the gap at $297 vs $342 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gizo: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 48% lower than in Gizo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Gizo earns 138% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $569 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Gizo. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $54.0 in Gizo. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $2,076 in Gizo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Gizo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Gizo. Beyond cost, consider language, visa policies, and how big the international community is in each city.