Last update: Oct 2026

Cost of Living Comparison Between Ghaziabad and Ubud, Bali

For one person, living is cheaper in Ghaziabad: $442 a month against $1,353 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

21

Cost of Living Index in Ghaziabad
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Ghaziabad Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ghaziabad

🇮🇳 India

$442

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Ghaziabad and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ghaziabad and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $442 in Ghaziabad versus $1,353 in Ubud, Bali.

Ghaziabad $442
Ubud, Bali $1,353

Estimated couple costs with rent: $680 in Ghaziabad versus $2,297 in Ubud, Bali.

Ghaziabad $680
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $919 in Ghaziabad versus $3,241 in Ubud, Bali.

Ghaziabad $919
Ubud, Bali $3,241

Living in Ghaziabad costs roughly 67% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ghaziabad is 67% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.14 ₹298

$3.23 Rp 58.1K

-2.79%

Three-Course Dinner for Two, Mid-Range

$16.02 ₹1,522

$34.88 Rp 627.8K

-54.07%

Fast Food Meal (McDonalds, etc)

$3.62 ₹344

$5.70 Rp 102.5K

-36.49%

Cappuccino

$1.83 ₹174

$2.62 Rp 47.1K

-30.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹45.28

$1.72 Rp 31.0K

-72.09%

Water (0.33 liter bottle)

$0.18 ₹16.74

$0.81 Rp 14.6K

-77.78%

Local Beer (0.5 liter draught)

$2.34 ₹223

$2.65 Rp 47.7K

-11.70%

Imported Beer (0.33 liter bottle)

$3.77 ₹358

$4.37 Rp 78.6K

-13.73%

Milk (1 liter)

$0.71 ₹67.6

$1.57 Rp 28.3K

-54.78%

White Bread (500g)

$0.50 ₹47.17

$2.19 Rp 39.5K

-77.17%

Rice (white) (1kg)

$0.82 ₹77.8

$1.18 Rp 21.2K

-30.51%

Eggs

$1.09 ₹103

$2.16 Rp 38.8K

-49.54%

Local Cheese (1kg)

$3.82 ₹362

$17.65 Rp 317.7K

-78.36%

Chicken Fillets (1kg)

$3.23 ₹306

$3.78 Rp 68.0K

-14.55%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$1.51 ₹143

$3.60 Rp 64.8K

-58.06%

Banana (1kg)

$0.75 ₹71.6

$1.59 Rp 28.6K

-52.83%

Oranges (1kg)

$0.63 ₹59.6

$2.31 Rp 41.6K

-72.73%

Tomato (1kg)

$0.46 ₹43.75

$1.91 Rp 34.3K

-75.92%

Potato (1kg)

$0.31 ₹29.04

$1.78 Rp 32.1K

-82.58%

Onion (1kg)

$0.50 ₹47.21

$2.33 Rp 41.9K

-78.54%

Lettuce (1 head)

$0.29 ₹27.85

$1.00 Rp 18.0K

-71.00%

Water (1.5 liter bottle)

$0.31 ₹29.35

$0.53 Rp 9,509

-41.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.84 ₹364

$2.29 Rp 41.1K

67.69%

Wine (Bottle)

$11.63 ₹1,105

$22.07 Rp 397.3K

-47.30%

Local Beer (0.5 liter bottle)

$2.18 ₹207

$2.35 Rp 42.2K

-7.23%

Imported Beer (0.33 liter bottle)

$4.81 ₹457

$2.98 Rp 53.6K

61.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.82 ₹553

One-way Ticket (Public Transport)

$0.54 ₹51.4

$0.23 Rp 4,112

134.78%

Public Transport Monthly Pass (Regular Price)

$15.65 ₹1,486

$8.90 Rp 160.2K

75.84%

Taxi Start (Normal Tariff)

$0.55 ₹52.4

$0.47 Rp 8,466

17.02%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.95

$0.43 Rp 7,737

-53.49%

Taxi 1hour Waiting (Normal Tariff)

$1.82 ₹172

$5.47 Rp 98.4K

-66.73%

Gasoline (1 liter)

$1.09 ₹103

$0.83 Rp 14.9K

31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$23.9K Rp 429.8M

-52.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₹1.8M

$32.8K Rp 590.1M

-41.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.6 ₹4,803

$80.0 Rp 1.4M

-36.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.44 ₹326

$6.56 Rp 118.1K

-47.56%

Internet (50+ Mbps, Unlimited Data)

$9.03 ₹857

$18.60 Rp 334.8K

-51.45%

Gym Membership (Monthly)

$16.49 ₹1,565

$54.1 Rp 974.1K

-69.53%

Tennis Court (1 Hour on Weekend)

$4.93 ₹468

$18.28 Rp 329.0K

-73.03%

Cinema Ticket

$2.64 ₹251

$4.25 Rp 76.5K

-37.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.8 ₹7,960

$493 Rp 8.9M

-82.99%

International Primary School, 1 Child (Yearly)

$1,545 ₹146.7K

$5,597 Rp 100.7M

-72.40%

Jeans (Levis 501 Or Similar)

$25.18 ₹2,391

$45.58 Rp 820.4K

-44.76%

Summer Dress (H&M, Zara, etc)

$23.29 ₹2,212

$34.96 Rp 629.4K

-33.38%

Sport Shoes (Adidas, Nike)

$49.15 ₹4,668

$77.7 Rp 1.4M

-36.76%

Men's Leather Business Shoes

$29.88 ₹2,838

$78.5 Rp 1.4M

-61.95%

1-bedroom Apartment, City Center (Monthly)

$137 ₹13.0K

$1,131 Rp 20.4M

-87.88%

1-bedroom Apartment, Outside City Center (Monthly)

$85.7 ₹8,138

$673 Rp 12.1M

-87.26%

3-bedroom Apartment, City Center (Monthly)

$301 ₹28.6K

$3,613 Rp 65.0M

-91.67%

3-bedroom Apartment, Outside City Center (Monthly)

$162 ₹15.4K

$1,702 Rp 30.6M

-90.48%

Buy Apartment in City Center (m2)

$1,075 ₹102.1K

$2,717 Rp 48.9M

-60.44%

Buy Apartment Outside City Center (m2)

$728 ₹69.1K

$2,241 Rp 40.3M

-67.54%

Average Monthly Net Salary (After Tax)

$389 ₹37.0K

$166 Rp 3.0M

133.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.21

13.78

-33.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghaziabad: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ghaziabad

$115 26%

Ubud, Bali

$287 21.2% 150% $172

Accommodation & Living

Ghaziabad

$86 19.4%

Ubud, Bali

$673 49.7% 685% $587

Eating Out

Ghaziabad

$80 18.1%

Ubud, Bali

$106 7.9% 33.3% $27

Monthly Utilities & Internet

Ghaziabad

$63 14.3%

Ubud, Bali

$105 7.8% 66.8% $42

Clothing & Footwear

Ghaziabad

$57 13%

Ubud, Bali

$107 7.9% 85.7% $49

Sport & Entertainment

Ghaziabad

$22 4.9%

Ubud, Bali

$63 4.6% 188% $41

Getting Around

Ghaziabad

$19 4.4%

Ubud, Bali

$12 0.9% 35.8% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $137 in Ghaziabad and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ghaziabad pays 134% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Ghaziabad vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $115 vs $287 per month, with Ghaziabad cheaper across the board.

Good to know

🇮🇳 Ghaziabad

🇮🇩 Ubud, Bali

🕒 Local time

18:03 6:03 PM

20:33 8:33 PM

2 h 30 min ahead of Ghaziabad

🌤 Weather

👥 Population

1,729,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Ghaziabad Ubud, Bali 5,790 km ≈ 8 h nonstop flight

From you

Ghaziabad
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghaziabad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in groceries, eating out, and clothing. The 206% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 134% higher in Ghaziabad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $137 in Ghaziabad versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $442 per month in Ghaziabad versus $1,353 in Ubud, Bali – a 206% gap that adds up to real savings over time for anyone picking the cheaper option.

At $442 in Ghaziabad versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ghaziabad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ghaziabad gentler on the wallet – expenses run 206% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.